214 Houser St · Chattanooga, TN 37405

$410,000

4 bd · 2.0 ba · 1,588 sqft · MultiFamily public records · 87 Days on market

Built 1920 8,712 sqft lot

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.3/30.0
• ARV discount +7.5/15.0
• DSCR +6.8/10.0
• 1% rule +4.4/10.0
• Rent growth +3.9/5.0
• Livability +3.9/5.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

-- Offering 2% lender credits when using preferred lender -- Welcome to 214 Houser Street, a beautifully renovated duplex in the heart of North Chattanooga—offering the perfect blend of modern living and income-producing potential. Each unit has been thoughtfully updated with fresh finishes, upgraded kitchens, and contemporary bathrooms, creating a move-in-ready opportunity for both homeowners and investors alike. Whether you're looking to house-hack—live in one unit and rent out the other—or expand your portfolio with a turnkey investment, this property checks every box. With strong rental demand in the area, you'll enjoy steady income potential and long-term appreciation. Located just minutes from Downtown Chattanooga, this home puts you steps away from the city's best restaurants, coffee shops, and nightlife along Frazier Avenue and the Riverfront District. Walk or bike to Coolidge Park, enjoy local events at the Walnut Street Bridge, and take in all the energy of one of Tennessee's fastest-growing urban neighborhoods. With its unbeatable location, dual-unit flexibility, and stylish renovations, 214 Houser Street represents an exceptional opportunity to live, invest, and grow in the heart of Chattanooga.

Key facts

• Strong rental demand
• Renovated duplex
• Unbeatable location

Tags

• RENOVATED DUPLEX
• UPGRADED KITCHENS
• CONTEMPORARY BATHROOMS
• INCOME-PRODUCING POTENTIAL
• STRONG RENTAL DEMAND
• UNBEATABLE LOCATION

Property features AI

Finance

• Other: Living area approximately 1,588 (assessor); Lot approx. 0.2 acres (50 x 146); Lot dimensions agent calculated

Exterior

• Parking: Detached parking; Gravel parking area; On-street parking
• Utilities: Public water; Septic sewer; Water available
• Home design: Residential property; Three or more levels; Existing construction
• Construction: Vinyl siding; Other exterior materials; Other roof type; Block foundation; Built previously (existing)
• Exterior features: Deck; Covered porch; Chain link fencing; Corner lot; Has view

Interior

• Kitchen: Oven; Microwave; Dishwasher
• Bedrooms: 4 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Oven; Microwave; Dishwasher; Washer; Dryer; Central heating; Central air; Accessible approach with ramp; Balcony
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath multifamily listed at $410k.

Deal economics

• At list price, monthly cash flow is $601 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $384k (6.4% below list).
• Recommended offer: $384k (6.4% below list) — sets the bar for 1% rule.
• Cap rate 8.1% vs local median 3.4% in Chattanooga — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 78/100 on livability (#3 in TN, #2,582 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D+, crime F.
• Hamilton County (urban): math 31% / reading 31% proficiency, ranked #42 of 139 in TN (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Red Bank Elementary (math 33% / reading 29%, grade F, #400 of 952 statewide, top 43%, 588 students, 0% FRL); Red Bank High School (math 8% / reading 37%, grade F, #156 of 332 statewide, top 49%, 824 students, 0% FRL) — zoned schools average 0% FRL vs 52% district-wide (52 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+5.6%/yr); 309 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,133 units permitted in Hamilton County in 2024 (405 in 5+ unit buildings).
• At $3,839/mo this rent would consume 57% of the median local household income ($81k/yr) (locally 875% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Hamilton County population projected at +23% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 87 days — a 6% lower offer ($385k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $38k; list at $410k implies a 982% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate flood risk; extreme-heat days projected 8→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $383,900 (6.4% below list)

Questions for the listing agent

1. It's been on market 87 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 8.05%
• Cash-on-cash: 6.28%
• DSCR: 1.28
• GRM: 8.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.64% rent growth · sell at horizon

5-year hold

• IRR: -4.1%
• Equity multiple: 0.84×
• Total profit: $-17,871
• Equity at exit: $61,132

10-year hold

• IRR: 8.1%
• Equity multiple: 1.68×
• Total profit: $78,313
• Equity at exit: $35,449

Cash invested: $114,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Tennessee: 87 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

Methodology + full state rankings →

ZIP-level market 37405

• Rents YoY: 5.6%
• Active inventory: 309
• Price-to-rent: 17.8×

Monthly cashflow live

• Estimated rent: $3,839 high
• Mortgage (P&I): −$2,150
• Tax from tax record: −$111 /mo · $1,329/yr
• Insurance: −$171
• HOA: −$0
• Vacancy / Maint / Mgmt: −$806
• Net cashflow: $601

Break-even live

Break-even rent $3,078

Max offer price $410,000

Occupancy floor 79%

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	2	1	$3,840
Total (2 units)			$3,839

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $102,500
• Closing costs: $12,300
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
724 Belletrace Cir Chattanooga, TN	3.0	3.0	1350	$3,323	$2.46	23d	1	0.12mi
436 Wayne Ave Chattanooga, TN	3.0	2.5	1396	$2,295	$1.64	23d	1	0.30mi
723 Ladd Ave Chattanooga, TN	3.0	2.5	1412	$1,999	$1.42	13d	1	0.43mi
1106 Coker Cir Chattanooga, TN	3.0	2.0	1900	$2,225	$1.17	23d	1	0.71mi
308 Druid Ln Chattanooga, TN	3.0	1.0	1760	$1,895	$1.08	23d	1	0.84mi
1050 Pineville Rd Chattanooga, TN	3.0	3.0	1574	$2,550	$1.62	23d	1	0.87mi
523 Lytle St Chattanooga, TN	3.0	2.5	1924	$2,950	$1.53	23d	1	1.04mi
355 Walnut St Chattanooga, TN	3.0	1.0–3.0	1185	$3,599	$3.04	13d	18	1.14mi
298 Acorn Oaks Cir Chattanooga, TN	1.0–3.0	1.0–2.0	1230	$2,250	$1.83	13d	1	1.15mi
208 Island Ave Chattanooga, TN	3.0	2.0	1668	$2,200	$1.32	23d	1	1.21mi
902 Endicott St Chattanooga, TN	3.0	1.5	1128	$2,500	$2.22	23d	1	1.29mi
172 Lynda Cir Chattanooga, TN	4.0	2.0	1800	$2,000	$1.11	21d	1	1.44mi

Listing history 29 events

1. 2026-06-18
   days on market $410,000 Active 87 DOM
2. 2026-06-17
   days on market $410,000 Active 86 DOM
3. 2026-06-16
   days on market $410,000 Active 85 DOM
4. 2026-06-15
   days on market $410,000 Active 84 DOM
5. 2026-06-14
   days on market $410,000 Active 82 DOM
6. 2026-06-10
   days on market $410,000 Active 79 DOM
7. 2026-06-09
   days on market $410,000 Active 78 DOM
8. 2026-06-08
   remarks 699-char remark
9. 2026-06-08
   days on market $410,000 Active 77 DOM
10. 2026-06-07
    pricedays on market $410,000 Active 76 DOM
11. 2026-06-05
    days on market $425,000 Active 73 DOM
12. 2026-06-03
    days on market $425,000 Active 72 DOM
13. 2026-06-02
    days on market $425,000 Active 71 DOM
14. 2026-06-01
    days on market $425,000 Active 70 DOM
15. 2026-05-31
    days on market $425,000 Active 69 DOM
16. 2026-05-30
    days on market $425,000 Active 68 DOM
17. 2026-03-23
    listed $425,000 Active

    Show marketing remark (1246 chars)

    -- Offering 2% lender credits when using preferred lender -- Welcome to 214 Houser Street, a beautifully renovated duplex in the heart of North Chattanooga—offering the perfect blend of modern living and income-producing potential. Each unit has been thoughtfully updated with fresh finishes, upgraded kitchens, and contemporary bathrooms, creating a move-in-ready opportunity for both homeowners and investors alike. Whether you're looking to house-hack—live in one unit and rent out the other—or expand your portfolio with a turnkey investment, this property checks every box. With strong rental demand in the area, you'll enjoy steady income potential and long-term appreciation. Located just minutes from Downtown Chattanooga, this home puts you steps away from the city's best restaurants, coffee shops, and nightlife along Frazier Avenue and the Riverfront District. Walk or bike to Coolidge Park, enjoy local events at the Walnut Street Bridge, and take in all the energy of one of Tennessee's fastest-growing urban neighborhoods. With its unbeatable location, dual-unit flexibility, and stylish renovations, 214 Houser Street represents an exceptional opportunity to live, invest, and grow in the heart of Chattanooga.

18. 2026-03-23
    listed $425,000 Active 1246-char remark

    Show marketing remark (1246 chars)

    -- Offering 2% lender credits when using preferred lender -- Welcome to 214 Houser Street, a beautifully renovated duplex in the heart of North Chattanooga—offering the perfect blend of modern living and income-producing potential. Each unit has been thoughtfully updated with fresh finishes, upgraded kitchens, and contemporary bathrooms, creating a move-in-ready opportunity for both homeowners and investors alike. Whether you're looking to house-hack—live in one unit and rent out the other—or expand your portfolio with a turnkey investment, this property checks every box. With strong rental demand in the area, you'll enjoy steady income potential and long-term appreciation. Located just minutes from Downtown Chattanooga, this home puts you steps away from the city's best restaurants, coffee shops, and nightlife along Frazier Avenue and the Riverfront District. Walk or bike to Coolidge Park, enjoy local events at the Walnut Street Bridge, and take in all the energy of one of Tennessee's fastest-growing urban neighborhoods. With its unbeatable location, dual-unit flexibility, and stylish renovations, 214 Houser Street represents an exceptional opportunity to live, invest, and grow in the heart of Chattanooga.

19. 2026-03-21
    historical 1246-char remark

    Show marketing remark (1246 chars)

    -- Offering 2% lender credits when using preferred lender -- Welcome to 214 Houser Street, a beautifully renovated duplex in the heart of North Chattanooga—offering the perfect blend of modern living and income-producing potential. Each unit has been thoughtfully updated with fresh finishes, upgraded kitchens, and contemporary bathrooms, creating a move-in-ready opportunity for both homeowners and investors alike. Whether you're looking to house-hack—live in one unit and rent out the other—or expand your portfolio with a turnkey investment, this property checks every box. With strong rental demand in the area, you'll enjoy steady income potential and long-term appreciation. Located just minutes from Downtown Chattanooga, this home puts you steps away from the city's best restaurants, coffee shops, and nightlife along Frazier Avenue and the Riverfront District. Walk or bike to Coolidge Park, enjoy local events at the Walnut Street Bridge, and take in all the energy of one of Tennessee's fastest-growing urban neighborhoods. With its unbeatable location, dual-unit flexibility, and stylish renovations, 214 Houser Street represents an exceptional opportunity to live, invest, and grow in the heart of Chattanooga.

20. 2026-03-18
    price $425,000

    Show marketing remark (1246 chars)

    -- Offering 2% lender credits when using preferred lender -- Welcome to 214 Houser Street, a beautifully renovated duplex in the heart of North Chattanooga—offering the perfect blend of modern living and income-producing potential. Each unit has been thoughtfully updated with fresh finishes, upgraded kitchens, and contemporary bathrooms, creating a move-in-ready opportunity for both homeowners and investors alike. Whether you're looking to house-hack—live in one unit and rent out the other—or expand your portfolio with a turnkey investment, this property checks every box. With strong rental demand in the area, you'll enjoy steady income potential and long-term appreciation. Located just minutes from Downtown Chattanooga, this home puts you steps away from the city's best restaurants, coffee shops, and nightlife along Frazier Avenue and the Riverfront District. Walk or bike to Coolidge Park, enjoy local events at the Walnut Street Bridge, and take in all the energy of one of Tennessee's fastest-growing urban neighborhoods. With its unbeatable location, dual-unit flexibility, and stylish renovations, 214 Houser Street represents an exceptional opportunity to live, invest, and grow in the heart of Chattanooga.

21. 2026-03-18
    price $425,000 1246-char remark

    Show marketing remark (1246 chars)

    -- Offering 2% lender credits when using preferred lender -- Welcome to 214 Houser Street, a beautifully renovated duplex in the heart of North Chattanooga—offering the perfect blend of modern living and income-producing potential. Each unit has been thoughtfully updated with fresh finishes, upgraded kitchens, and contemporary bathrooms, creating a move-in-ready opportunity for both homeowners and investors alike. Whether you're looking to house-hack—live in one unit and rent out the other—or expand your portfolio with a turnkey investment, this property checks every box. With strong rental demand in the area, you'll enjoy steady income potential and long-term appreciation. Located just minutes from Downtown Chattanooga, this home puts you steps away from the city's best restaurants, coffee shops, and nightlife along Frazier Avenue and the Riverfront District. Walk or bike to Coolidge Park, enjoy local events at the Walnut Street Bridge, and take in all the energy of one of Tennessee's fastest-growing urban neighborhoods. With its unbeatable location, dual-unit flexibility, and stylish renovations, 214 Houser Street represents an exceptional opportunity to live, invest, and grow in the heart of Chattanooga.

22. 2026-02-04
    price $445,000

    Show marketing remark (1246 chars)

    -- Offering 2% lender credits when using preferred lender -- Welcome to 214 Houser Street, a beautifully renovated duplex in the heart of North Chattanooga—offering the perfect blend of modern living and income-producing potential. Each unit has been thoughtfully updated with fresh finishes, upgraded kitchens, and contemporary bathrooms, creating a move-in-ready opportunity for both homeowners and investors alike. Whether you're looking to house-hack—live in one unit and rent out the other—or expand your portfolio with a turnkey investment, this property checks every box. With strong rental demand in the area, you'll enjoy steady income potential and long-term appreciation. Located just minutes from Downtown Chattanooga, this home puts you steps away from the city's best restaurants, coffee shops, and nightlife along Frazier Avenue and the Riverfront District. Walk or bike to Coolidge Park, enjoy local events at the Walnut Street Bridge, and take in all the energy of one of Tennessee's fastest-growing urban neighborhoods. With its unbeatable location, dual-unit flexibility, and stylish renovations, 214 Houser Street represents an exceptional opportunity to live, invest, and grow in the heart of Chattanooga.

23. 2026-02-04
    price $445,000 1246-char remark

    Show marketing remark (1246 chars)

    -- Offering 2% lender credits when using preferred lender -- Welcome to 214 Houser Street, a beautifully renovated duplex in the heart of North Chattanooga—offering the perfect blend of modern living and income-producing potential. Each unit has been thoughtfully updated with fresh finishes, upgraded kitchens, and contemporary bathrooms, creating a move-in-ready opportunity for both homeowners and investors alike. Whether you're looking to house-hack—live in one unit and rent out the other—or expand your portfolio with a turnkey investment, this property checks every box. With strong rental demand in the area, you'll enjoy steady income potential and long-term appreciation. Located just minutes from Downtown Chattanooga, this home puts you steps away from the city's best restaurants, coffee shops, and nightlife along Frazier Avenue and the Riverfront District. Walk or bike to Coolidge Park, enjoy local events at the Walnut Street Bridge, and take in all the energy of one of Tennessee's fastest-growing urban neighborhoods. With its unbeatable location, dual-unit flexibility, and stylish renovations, 214 Houser Street represents an exceptional opportunity to live, invest, and grow in the heart of Chattanooga.

24. 2026-01-21
    listed $460,000 Active 1246-char remark

    Show marketing remark (1246 chars)

    -- Offering 2% lender credits when using preferred lender -- Welcome to 214 Houser Street, a beautifully renovated duplex in the heart of North Chattanooga—offering the perfect blend of modern living and income-producing potential. Each unit has been thoughtfully updated with fresh finishes, upgraded kitchens, and contemporary bathrooms, creating a move-in-ready opportunity for both homeowners and investors alike. Whether you're looking to house-hack—live in one unit and rent out the other—or expand your portfolio with a turnkey investment, this property checks every box. With strong rental demand in the area, you'll enjoy steady income potential and long-term appreciation. Located just minutes from Downtown Chattanooga, this home puts you steps away from the city's best restaurants, coffee shops, and nightlife along Frazier Avenue and the Riverfront District. Walk or bike to Coolidge Park, enjoy local events at the Walnut Street Bridge, and take in all the energy of one of Tennessee's fastest-growing urban neighborhoods. With its unbeatable location, dual-unit flexibility, and stylish renovations, 214 Houser Street represents an exceptional opportunity to live, invest, and grow in the heart of Chattanooga.

25. 2026-01-17
    historical
26. 2025-10-16
    listed $460,000 Active
27. 2025-09-09
    price $449,900
28. 2025-04-07
    listed $1,600
29. 2000-07-10
    soldstatus $37,906

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TN · Resets to sale price

• Current annual tax: $1,329 · $111/mo
• Projected year-2 tax: $2,911 · $243/mo
• Expected delta: +$1,582/yr (+$132/mo · 119.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 8 d/yr ≥104°F today · 22 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $46,068
• − Mortgage interest: −$22,966
• − Property taxes: −$1,329
• − Insurance: −$2,050
• − Repairs & maintenance: −$3,685
• − Management: −$3,685
• − Depreciation: −$11,927
• Taxable income: $425
• Est. tax owed @ 24.0%: −$102
• After-tax cash flow: $7,112/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hamilton County
• NCES district ID: 4701590
• Math proficiency: 31% ▼ -10.00%
• Reading proficiency: 31% ▼ -3.00%
• Median HH income: $47,456
• Composite: 26.8/100
• National rank: #7122
• State rank: #42 of 139 in TN

Livability — Chattanooga

• Score: 78/100
• State rank: #3
• US rank: #2582

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Chattanooga, TN
• County: Hamilton County · 312,777 people
• City population: 131,999
• Metro: Chattanooga, TN-GA
• Population (ZIP): 18,109
• Household income: $81,337
• Rent vs Own: 51.3% rent · 48.7% own
• Severe rent burden: 875.0

Population outlook (Hamilton County) Hauer SSP2

• Today (2025): 393,784 people
• By 2030: 412,983 · +4.9%
• By 2040: 449,502 · +14.1%
• By 2050: 484,341 · +23.0%
• By 2075: 565,746 · +43.7%
• By 2100: 618,394 · +57.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 8% Black 4% Asian 3% Hispanic / Latino 3%
• Common ancestry: Slovak 5% Serbian 3% Lithuanian 2%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Hamilton

• 2024 margin: R (+13.1) · D 42.7% · R 55.7% · Other 1.6%
• 2008→2024 swing: -1.2pp toward R · 2008: -11.8pp · 2024: -13.1pp
• All cycles: 2024: R+13.1 2020: R+9.7 2016: R+16.6 2012: R+14.8 2008: R+11.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -380.39%
• Current HPI: 335.8088
• Rent YoY: ▲ 5.64%
• Metro: Chattanooga, TN-GA
• State GDP YoY: ▲ 2.78%
• F500 in state: 22

Industry mix (Fortune 500 HQ in TN)

Industry	F500 HQs	Revenue
▸Healthcare	3	$91B
▸Retail	3	$72B
▸Transportation / Logistics	1	$88B
▸Paper / Packaging	1	$19B
▸Insurance	1	$13B
▸Energy	1	$12B

Price history

+1021.2% since first listed

13 events — show timeline

• 2026-03-23 Listed $425,000 REALTRACS as Distributed by MLS Grid
• 2026-03-23 Listed $425,000 GCAR
• 2026-03-21 Listing Removed — REALTRACS as Distributed by MLS Grid
• 2026-03-18 Price Changed $425,000 GCAR
• 2026-03-18 Price Changed $425,000 REALTRACS as Distributed by MLS Grid
• 2026-02-04 Price Changed $445,000 GCAR
• 2026-02-04 Price Changed $445,000 REALTRACS as Distributed by MLS Grid
• 2026-01-21 Listed $460,000 REALTRACS as Distributed by MLS Grid
• 2026-01-17 Listing Removed — REALTRACS as Distributed by MLS Grid
• 2025-10-16 Listed $460,000 REALTRACS as Distributed by MLS Grid
• 2025-09-09 Price Changed $449,900 GCAR
• 2025-04-07 Listed for Rent $1,600 REDFIN
• 2000-07-10 Sold (Public Records) $37,906 Public Records

Property tax history

+10.5%/yr

Latest (2025): $1,329 · +99.1% YoY. Source: county tax records.