756 SW Bond Rd · Port St. Lucie, FL 34953

$285,000

3 bd · 2.0 ba · 1,788 sqft · SingleFamily public records · 217 Days on market

Built 1983 10,000 sqft lot Est $411k · 31% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.8/30.0
• ARV discount +15.0/15.0
• DSCR +7.0/10.0
• 1% rule +5.1/10.0
• Schools +3.7/10.0
• Rent growth +2.6/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

THIS HOME WONT LAST AT THIS PRICE FEATURE 3 BEDROOM 2 BATH EXTRA LARGE MASTER BEDROOM WITH DUAL CLOSET AND OVER SIDE FAMILY ROOM. HOME IS JUST 5 MINUTES TO TURNPIKE, MINUTES TO TURTLE RUN PARK AND 10 MINUTES TO I-95. NEED TLC. .. NEW ROOF NEED.

Key facts

• Spacious yard
• Roof 2020
• Fenced yard

Tags

• SPACIOUS YARD
• CONVENIENT LOCATION
• FENCED YARD
• NEW WASHER
• NEW DRYER
• ROOF 2020

Property features AI

Finance

• Financial info: Pets allowed with no restrictions
• HOA & community: No association amenities

Exterior

• Parking: Attached 2-car garage; 2 covered parking spaces
• Utilities: Public water; Public sewer; Three-phase electric service; Cable available
• Home design: Single family residence; Multi/split levels; One story; Northwest facing; Resale property
• Construction: Frame construction with vinyl siding; Composition/shingle roof; Built on foundation (public records)
• Exterior features: Screened patio; Patio; Fenced yard; Paved road frontage; Not waterfront

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms on the main level
• Flooring: Carpet; Ceramic tile
• Bathrooms: 2 full bathrooms on the main level
• Heating & cooling: Central electric heating; Central electric cooling; Ceiling fans
• Interior features: Cathedral ceilings; Vaulted ceilings; Entrance foyer; Walk-in closets; Stacked bedroom layout
• Laundry & utility: Inside laundry in a laundry closet

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $285k.

Deal economics

• At list price, monthly cash flow is $443 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $285k).
• Recommended offer: $251k (12.0% below list) — sets the bar for market timing.
• Cap rate 8.2% vs local median 3.9% in Port St. Lucie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents flat; 758 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 40% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 217 days — a 12% lower offer ($251k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 22y ago; this cycle's ask has dropped $40k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $141k; list at $285k implies a 102% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $250,800 (12.0% below list)

Questions for the listing agent

1. It's been on market 217 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.01% ✓
• Cap rate: 8.16%
• Cash-on-cash: 6.66%
• DSCR: 1.30
• GRM: 8.3

CMA / ARV

• ARV (on-the-fly): $411,240
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2062 SW Idaho Ln	0.31mi	3/2.0	1,814 (+2%)	2mo	$415,000	$229	82
679 SW Post Ter	0.11mi	3/2.0	1,564 (-12%)	7mo	$359,900	$230	68
782 SW Amber Ter	0.58mi	3/2.0	1,808 (+1%)	4mo	$400,000	$221	68
674 SW Sandbar Ter SW	0.31mi	3/2.0	1,647 (-8%)	10mo	$410,000	$249	64
925 SW Nichols Ter	0.53mi	3/2.0	1,652 (-8%)	7mo	$385,000	$233	57
950 SW Longfellow Rd	0.35mi	4/2.0 (+1)	1,912 (+7%)	12mo	$331,000	$173	57
2309 SW Chestnut Ln	0.31mi	3/2.0	2,005 (+12%)	12mo	$415,000	$207	55
1037 SW California Blvd	0.63mi	3/2.0	1,629 (-9%)	3mo	$380,000	$233	53
926 SW Nichols Ter	0.56mi	3/2.0	1,608 (-10%)	10mo	$345,000	$215	49
838 SW Sail Ter	0.57mi	3/2.0	1,582 (-12%)	10mo	$420,000	$265	46
701 SW Amber Ter	0.69mi	3/2.0	1,539 (-14%)	1mo	$240,000	$156	44
1029 SW Jennifer Ter	0.66mi	4/2.0 (+1)	1,933 (+8%)	10mo	$478,000	$247	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.22% rent growth · sell at horizon

5-year hold

• IRR: -9.1%
• Equity multiple: 0.68×
• Total profit: $-25,842
• Equity at exit: $42,494

10-year hold

• IRR: -3.6%
• Equity multiple: 0.79×
• Total profit: $-16,700
• Equity at exit: $24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34953

• Home prices YoY: -10.1%
• Rents YoY: 0.2%
• Active inventory: 758
• Price-to-rent: 8.3×

Monthly cashflow live

• Estimated rent: $2,870 high
• Mortgage (P&I): −$1,495
• Tax from tax record: −$211 /mo · $2,538/yr
• Insurance: −$119
• HOA: −$0
• Vacancy / Maint / Mgmt: −$603
• Net cashflow: $443

Break-even live

Break-even rent $2,310

Max offer price $285,000

Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $71,250
• Closing costs: $8,550
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
619 SW Post Ter Port Saint Lucie, FL	3.0	2.0	1827	$2,600	$1.42	23d	1	0.11mi
2180 SW Cameo Blvd Port Saint Lucie, FL	4.0	2.0	1796	$3,400	$1.89	23d	1	0.24mi
2078 SW Idaho Ln Port Saint Lucie, FL	3.0	2.0	1800	$2,361	$1.31	14d	1	0.29mi
662 SW Sandbar Ter Port Saint Lucie, FL	4.0	2.0	1644	$2,366	$1.44	14d	1	0.32mi
2351 SW Chestnut Ln Unit N/A Port St. Lucie, FL	3.0	2.0	1510	$3,000	$1.99	23d	1	0.39mi
928 SW John Maccormack Ter Port Saint Lucie, FL	4.0	2.5	1802	$2,800	$1.55	14d	1	0.45mi
1941 SW Hampshire Ln Port Saint Lucie, FL	4.0	2.0	1908	$2,600	$1.36	23d	1	0.52mi
2450 SW Cameo Blvd Unit A Port St. Lucie, FL	3.0	2.0	2400	$2,800	$1.17	14d	1	0.66mi
2141 SW Bayshore Blvd Port Saint Lucie, FL	3.0	2.0	1918	$3,300	$1.72	14d	1	0.74mi
2265 SW Edison Cir Port Saint Lucie, FL	2.0	2.0	1305	$2,250	$1.72	23d	1	0.82mi
1782 SW Bayshore Blvd Port Saint Lucie, FL	4.0	3.0	2094	$3,200	$1.53	23d	1	0.84mi
1080 SW Colorado Ave Port Saint Lucie, FL	3.0	2.0	1240	$2,150	$1.73	23d	1	0.86mi
1750 SW Hampshire Ln Port Saint Lucie, FL	3.0	2.0	1597	$2,376	$1.49	14d	1	0.88mi
332 SW Glenwood Dr Port Saint Lucie, FL	4.0	2.0	2176	$2,400	$1.10	21d	1	0.89mi
279 SW Glenwood Dr Port Saint Lucie, FL	3.0	2.0	1393	$2,975	$2.14	23d	1	0.97mi
2617 SW Chestnut Ln Port Saint Lucie, FL	3.0	2.0	2052	$2,675	$1.30	14d	1	0.98mi
2617 SW Chestnut Ln Port Saint Lucie, FL	3.0	2.0	1457	$2,675	$1.84	23d	1	0.98mi
1273 SW Granville Ave Port St. Lucie, FL	4.0	3.0	2100	$3,500	$1.67	23d	1	0.99mi
1992 SW Brisbane St Port Saint Lucie, FL	4.0	3.0	2478	$4,995	$2.02	23d	1	0.99mi
1143 SW Estaugh Ave Port Saint Lucie, FL	4.0	3.0	1941	$2,800	$1.44	23d	1	1.00mi
992 SW College Park Rd Port Saint Lucie, FL	4.0	3.0	2078	$2,700	$1.30	23d	1	1.00mi
518 SW Aster Rd Port Saint Lucie, FL	4.0	2.0	1773	$3,450	$1.95	23d	1	1.00mi
481 SW Aster Rd Port Saint Lucie, FL	3.0	2.0	1499	$3,000	$2.00	23d	1	1.01mi
262 SW Crescent Ave Port Saint Lucie, FL	3.0	2.0	1482	$2,600	$1.75	23d	1	1.05mi
233 SW Chapman Ave Port Saint Lucie, FL	3.0	2.0	1467	$1,250	$0.85	21d	1	1.11mi
2357 SW Norton St Port Saint Lucie, FL	4.0	3.0	2134	$2,800	$1.31	23d	1	1.12mi
1626 SW Buffum Ln Port Saint Lucie, FL	4.0	2.0	1704	$2,600	$1.53	23d	1	1.16mi
997 SW Eureka Ave Port Saint Lucie, FL	3.0	2.0	1986	$2,600	$1.31	23d	1	1.20mi
1341 SW Oriole Ln Port Saint Lucie, FL	3.0	2.0	1698	$2,300	$1.35	23d	1	1.22mi
2174 SW Wayne St Port Saint Lucie, FL	3.0	2.0	1463	$2,370	$1.62	23d	1	1.24mi
221 SW Voltair Ter Port Saint Lucie, FL	4.0	2.5	2232	$3,000	$1.34	23d	1	1.25mi
543 SW Whitmore Dr Port Saint Lucie, FL	4.0	2.0	1916	$2,950	$1.54	23d	1	1.25mi
1086 SW Eureka Ave Port Saint Lucie, FL	3.0	2.0	1508	$2,600	$1.72	14d	1	1.26mi
2073 SW Capeador St Port Saint Lucie, FL	3.0	2.0	1250	$2,500	$2.00	23d	1	1.28mi
210 SW Voltair Ter Port Saint Lucie, FL	3.0	2.0	1526	$2,650	$1.74	23d	1	1.28mi
161 SW Grimaldo Ter Port Saint Lucie, FL	3.0	2.0	1628	$2,300	$1.41	21d	1	1.37mi
180 SW Voltair Ter Port Saint Lucie, FL	3.0	2.0	1519	$2,500	$1.65	23d	1	1.38mi
2033 SW Beekman St Unit 2033 Port St. Lucie, FL	3.0	2.0	2081	$3,700	$1.78	23d	1	1.41mi
1402 SW Crest Ave Port Saint Lucie, FL	4.0	2.0	1827	$2,495	$1.37	23d	1	1.49mi
1956 SW Beekman St Unit 1956 Port St. Lucie, FL	4.0	3.0	2525	$3,500	$1.39	14d	1	1.50mi

Listing history 27 events

1. 2026-05-31
   days on market $285,000 Active 217 DOM
2. 2026-05-30
   days on market $285,000 Active 216 DOM
3. 2026-02-18
   price $285,000
4. 2025-12-28
   price $300,000
5. 2025-10-26
   listed $324,900 Active
6. 2020-06-08
   historical
7. 2020-01-03
   price $239,000
8. 2019-12-07
   listed $269,000 Active
9. 2019-10-04
   soldstatus $141,000
10. 2019-10-02
    soldstatus $141,000 Sold 245-char remark

    Show marketing remark (245 chars)

    THIS HOME WONT LAST AT THIS PRICE FEATURE 3 BEDROOM 2 BATH EXTRA LARGE MASTER BEDROOM WITH DUAL CLOSET AND OVER SIDE FAMILY ROOM. HOME IS JUST 5 MINUTES TO TURNPIKE, MINUTES TO TURTLE RUN PARK AND 10 MINUTES TO I-95. NEED TLC. .. NEW ROOF NEED.

11. 2019-09-23
    status Active 245-char remark

    Show marketing remark (245 chars)

    THIS HOME WONT LAST AT THIS PRICE FEATURE 3 BEDROOM 2 BATH EXTRA LARGE MASTER BEDROOM WITH DUAL CLOSET AND OVER SIDE FAMILY ROOM. HOME IS JUST 5 MINUTES TO TURNPIKE, MINUTES TO TURTLE RUN PARK AND 10 MINUTES TO I-95. NEED TLC. .. NEW ROOF NEED.

12. 2019-08-17
    status Pending 245-char remark

    Show marketing remark (245 chars)

    THIS HOME WONT LAST AT THIS PRICE FEATURE 3 BEDROOM 2 BATH EXTRA LARGE MASTER BEDROOM WITH DUAL CLOSET AND OVER SIDE FAMILY ROOM. HOME IS JUST 5 MINUTES TO TURNPIKE, MINUTES TO TURTLE RUN PARK AND 10 MINUTES TO I-95. NEED TLC. .. NEW ROOF NEED.

13. 2019-07-29
    listed $139,900 Active 245-char remark

    Show marketing remark (245 chars)

    THIS HOME WONT LAST AT THIS PRICE FEATURE 3 BEDROOM 2 BATH EXTRA LARGE MASTER BEDROOM WITH DUAL CLOSET AND OVER SIDE FAMILY ROOM. HOME IS JUST 5 MINUTES TO TURNPIKE, MINUTES TO TURTLE RUN PARK AND 10 MINUTES TO I-95. NEED TLC. .. NEW ROOF NEED.

14. 2019-07-29
    historical

    Show marketing remark (245 chars)

    THIS HOME WONT LAST AT THIS PRICE FEATURE 3 BEDROOM 2 BATH EXTRA LARGE MASTER BEDROOM WITH DUAL CLOSET AND OVER SIDE FAMILY ROOM. HOME IS JUST 5 MINUTES TO TURNPIKE, MINUTES TO TURTLE RUN PARK AND 10 MINUTES TO I-95. NEED TLC. .. NEW ROOF NEED.

15. 2019-07-09
    listed $139,900
16. 2004-10-29
    soldstatus $165,000
17. 2004-10-26
    soldstatus $165,000
18. 2004-09-01
    historical
19. 2004-07-08
    listed $169,900
20. 2004-06-17
    historical
21. 2004-06-16
    soldstatus $126,000
22. 2004-06-10
    soldstatus $126,000
23. 2004-06-01
    historical
24. 2004-02-17
    listed $139,900
25. 2004-02-17
    listed $147,900
26. 1993-02-12
    soldstatus $51,300
27. 1992-02-21
    soldstatus $72,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,538 · $211/mo
• Projected year-2 tax: $2,538 · $211/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,444
• − Mortgage interest: −$15,964
• − Property taxes: −$2,538
• − Insurance: −$1,425
• − Repairs & maintenance: −$2,755
• − Management: −$2,755
• − Depreciation: −$8,291
• Taxable income: $714
• Est. tax owed @ 24.0%: −$171
• After-tax cash flow: $5,141/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Port St. Lucie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Port St. Lucie, FL
• County: Saint Lucie County · 337,150 people
• City population: 221,051
• Metro: Port St. Lucie, FL
• Population (ZIP): 86,875
• Household income: $85,667
• Rent vs Own: 13.1% rent · 86.9% own
• Severe rent burden: 857.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 42% Hispanic / Latino 28% Black 23% Two or more races 15% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 8% Cuban 4% Dominican 3%
• Common ancestry: Hispanic 4% Romanian 2% Estonian 2%
• Foreign-born: 24% · Canada, Jamaica, China
• Languages at home: 69% English-only · Spanish 19% French/Haitian/Cajun 6% Other Indo-European 3%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -44.19%
• Current HPI: 392.7681
• Rent YoY: ▲ 0.22%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+293.1% since first listed

25 events — show timeline

• 2026-02-18 Price Changed $285,000 Beaches MLS
• 2025-12-28 Price Changed $300,000 Beaches MLS
• 2025-10-26 Listed $324,900 Beaches MLS
• 2020-06-08 Listing Removed — Beaches MLS
• 2020-01-03 Price Changed $239,000 Beaches MLS
• 2019-12-07 Listed $269,000 Beaches MLS
• 2019-10-04 Sold (Public Records) $141,000 Public Records
• 2019-10-02 Sold (MLS) $141,000 MARMLS
• 2019-09-23 Relisted — MARMLS
• 2019-08-17 Pending — MARMLS
• 2019-07-29 Listing Removed — Beaches MLS
• 2019-07-29 Listed $139,900 MARMLS
• 2019-07-09 Listed $139,900 Beaches MLS
• 2004-10-29 Sold (Public Records) $165,000 Public Records
• 2004-10-26 Sold (MLS) $165,000 Beaches MLS
• 2004-09-01 Listing Removed — Beaches MLS
• 2004-07-08 Listed $169,900 Beaches MLS
• 2004-06-17 Listing Removed — MCRTC
• 2004-06-16 Sold (Public Records) $126,000 Public Records
• 2004-06-10 Sold (MLS) $126,000 Beaches MLS
• 2004-06-01 Listing Removed — Beaches MLS
• 2004-02-17 Listed $147,900 MCRTC
• 2004-02-17 Listed $139,900 Beaches MLS
• 1993-02-12 Sold (Public Records) $51,300 Public Records
• 1992-02-21 Sold (Public Records) $72,500 Public Records

Property tax history

+6.2%/yr

Latest (2025): $2,538 · +3.8% YoY. Source: county tax records.