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188 Robin St
C Composite 55.94
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.6/10.0
  • 1% rule +4.5/10.0
  • Schools +4.3/10.0
  • Livability +3.5/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$144,100

188 Robin St · Roseburg, OR 97470
2 bd · 1.0 ba · 859 sqft · Other public records · 148 Days on market
Built 1958 0.95 ac lot $168/sqft · 47% below area Est $273k · 47% under ↓ 22% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!

Key facts

  • Nearby shopping
  • Nearly 1 acre
  • Nearby schools

Tags

NEARLY 1 ACRENEARBY SHOPPINGNEARBY SCHOOLS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath other listed at $144k.

Deal economics

  • At list price, monthly cash flow is $119 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (5.0% below list).
  • Recommended offer: $127k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 69/100 on livability (#152 in OR) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, housing A; Watch: schools C-, crime D+, employment D+.
  • Glide SD 12 (rural): math 39% / reading 57% proficiency, ranked #52 of 183 in OR (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.2%/yr); 38 active listings in the ZIP; 190 units permitted in Douglas County in 2024 (0 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $996 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Douglas County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 148 days — a 12% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $68k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $126,808 (12.0% below list)

Questions for the listing agent

  1. It's been on market 148 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
7.28%
Cash-on-cash
3.54%
DSCR
1.16
GRM
8.8

CMA / ARV

ARV (median comp)
$272,920
List price
$144,100
Delta
-47.20%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.21% rent growth · sell at horizon

5-year hold
IRR
-12.7%
Equity multiple
0.55×
Total profit
$-18,189
Equity at exit
$21,486
10-year hold
IRR
-6.6%
Equity multiple
0.61×
Total profit
$-15,664
Equity at exit
$12,459

Cash invested: $40,348 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
28 Tenant-Leaning
State Oregon
28 Tenant-Leaning · D+6
County
— inherits STATE
City
— inherits STATE
SB608 (2019): statewide rent cap (7% + CPI) and just-cause for tenancies > 1 yr. Portland has relocation assistance ordinance.

ZIP-level market 97470

Home prices YoY
-31.2%
Rents YoY
1.2%
Active inventory
38
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,369 medium interval (Pro) →
Mortgage (P&I)
$756
Tax from tax record
$147 /mo · $1,764/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$288
Net cashflow
$119

Break-even live

Break-even rent $1,219
Max offer price $144,100
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,025
Closing costs
$4,323
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-05-18
    status Pending 286-char remark
    Show marketing remark (286 chars)

    Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!

  2. 2026-04-17
    status Active 286-char remark
    Show marketing remark (286 chars)

    Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!

  3. 2026-04-08
    status Active 286-char remark
    Show marketing remark (286 chars)

    Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!

  4. 2026-02-17
    status Pending 286-char remark
    Show marketing remark (286 chars)

    Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!

  5. 2026-01-08
    price $165,300 286-char remark
    Show marketing remark (286 chars)

    Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!

  6. 2025-12-11
    price $186,560 286-char remark
    Show marketing remark (286 chars)

    Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!

  7. 2025-10-24
    listed $212,000 Active 286-char remark
    Show marketing remark (286 chars)

    Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OR · Resets to sale price

Current annual tax
$1,764 · $147/mo
Projected year-2 tax
$1,764 · $147/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 8/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 12 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,433
− Mortgage interest
−$8,072
− Property taxes
−$1,764
− Insurance
−$720
− Repairs & maintenance
−$1,315
− Management
−$1,315
− Depreciation
−$4,192
Taxable loss
−$945
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$227
After-tax cash flow
$1,656/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Glide SD 12
NCES district ID
4105670
Math proficiency
39% ▼ -4.00%
Reading proficiency
57% ▬ 0.00%
Median HH income
$47,115
Composite
42.91/100
National rank
#6703
State rank
#52 of 183 in OR

Livability — Roseburg

Score
69/100
State rank
#152
US rank
#8873

Category grades

Amenities C Commute F Cost of living A Crime D+ Employment D+ Housing A Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Douglas County · 52,045 people
City population
52,045
Metro
Roseburg, OR
Population (ZIP)
19,711
Household income
$54,751
Rent vs Own
41.0% rent · 59.0% own
Severe rent burden
763.0

Population outlook (Douglas County) Hauer SSP2

Today (2025)
105,191 people
By 2030
102,664 · -2.4%
By 2040
96,668 · -8.1%
By 2050
91,279 · -13.2%
By 2075
79,395 · -24.5%
By 2100
66,107 · -37.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Two or more races 8% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 4% Italian 3% Serbian 3%
Foreign-born
3% · Canada
Languages at home
94% English-only · Spanish 4% German/W. Germanic 1%

Political lean MEDSL · Douglas

2024 margin
Solid R (+37.7) · D 29.9% · R 67.6% · Other 2.5%
2008→2024 swing
-17.6pp toward R · 2008: -20.1pp · 2024: -37.7pp
All cycles
2024: R+37.7 2020: R+37.5 2016: R+39.4 2012: R+27.6 2008: R+20.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -149.83%
Current HPI
330.6119
Rent YoY
▲ 1.21%
Metro
Roseburg, OR
State GDP YoY
▲ 2.05%
F500 in state
2

Industry mix (Fortune 500 HQ in OR)

Industry F500 HQs Revenue

Price history

-22.0% since first listed
7 events — show timeline
  • 2026-05-18 Pending RMLS
  • 2026-04-17 Relisted RMLS
  • 2026-04-08 Relisted RMLS
  • 2026-02-17 Pending RMLS
  • 2026-01-08 Price Changed $165,300 RMLS
  • 2025-12-11 Price Changed $186,560 RMLS
  • 2025-10-24 Listed $212,000 RMLS

Property tax history

+2.5%/yr

Latest (2025): $1,764 · +3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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