188 Robin St · Roseburg, OR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $498 – $926
Heat risk 5/10 · Moderate
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 12 days/yr
- Unhealthy air days in 30 yrs
- 13 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.8/30.0
- ARV discount +15.0/15.0
- DSCR +5.6/10.0
- 1% rule +4.5/10.0
- Schools +4.3/10.0
- Livability +3.5/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$144,100
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!
Key facts
- Nearby shopping
- Nearly 1 acre
- Nearby schools
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath other listed at $144k.
Deal economics
- At list price, monthly cash flow is $119 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $137k (5.0% below list).
- Recommended offer: $127k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 69/100 on livability (#152 in OR) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, housing A; Watch: schools C-, crime D+, employment D+.
- Glide SD 12 (rural): math 39% / reading 57% proficiency, ranked #52 of 183 in OR (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.2%/yr); 38 active listings in the ZIP; 190 units permitted in Douglas County in 2024 (0 in 5+ unit buildings).
- This rent runs 30% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $996 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Douglas County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 148 days — a 12% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $68k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 148 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 7.28%
- Cash-on-cash
- 3.54%
- DSCR
- 1.16
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $272,920
- List price
- $144,100
- Delta
- -47.20%
- Verdict
- UNDERPRICED
- Comps
- 1 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 1.21% rent growth · sell at horizon
- IRR
- -12.7%
- Equity multiple
- 0.55×
- Total profit
- $-18,189
- Equity at exit
- $21,486
- IRR
- -6.6%
- Equity multiple
- 0.61×
- Total profit
- $-15,664
- Equity at exit
- $12,459
Cash invested: $40,348 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 28 Tenant-Leaning
- State Oregon
- 28 Tenant-Leaning · D+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 97470
- Home prices YoY
- -31.2%
- Rents YoY
- 1.2%
- Active inventory
- 38
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $1,369 medium interval (Pro) →
- Mortgage (P&I)
- −$756
- Tax from tax record
- −$147 /mo · $1,764/yr
- Insurance
- −$60
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$288
- Net cashflow
- $119
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,025
- Closing costs
- $4,323
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 7 events
-
2026-05-18status Pending 286-char remark
Show marketing remark (286 chars)
Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!
-
2026-04-17status Active 286-char remark
Show marketing remark (286 chars)
Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!
-
2026-04-08status Active 286-char remark
Show marketing remark (286 chars)
Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!
-
2026-02-17status Pending 286-char remark
Show marketing remark (286 chars)
Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!
-
2026-01-08price $165,300 286-char remark
Show marketing remark (286 chars)
Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!
-
2025-12-11price $186,560 286-char remark
Show marketing remark (286 chars)
Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!
-
2025-10-24$212,000 Active 286-char remark
Show marketing remark (286 chars)
Roseburg FIXER nearly 1 acre! Huge potential and a perfect flip, rental, or fix and make it home! Sitting on a huge .95 acre lot just a few minutes east of Roseburg, you'll enjoy the convenience, privacy, and amount of parking. Fix it or love it, schedule your sowing appointment today!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OR · Resets to sale price
- Current annual tax
- $1,764 · $147/mo
- Projected year-2 tax
- $1,764 · $147/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 5/10 Major 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 12 unhealthy d/yr today · 13 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,433
- − Mortgage interest
- −$8,072
- − Property taxes
- −$1,764
- − Insurance
- −$720
- − Repairs & maintenance
- −$1,315
- − Management
- −$1,315
- − Depreciation
- −$4,192
- Taxable loss
- −$945
- Est. tax savings @ 24.0%
- +$227
- After-tax cash flow
- $1,656/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Glide SD 12
- NCES district ID
- 4105670
- Math proficiency
- 39% ▼ -4.00%
- Reading proficiency
- 57% ▬ 0.00%
- Median HH income
- $47,115
- Composite
- 42.91/100
- National rank
- #6703
- State rank
- #52 of 183 in OR
Livability — Roseburg
- Score
- 69/100
- State rank
- #152
- US rank
- #8873
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Douglas County · 52,045 people
- City population
- 52,045
- Metro
- Roseburg, OR
- Population (ZIP)
- 19,711
- Household income
- $54,751
- Rent vs Own
- Severe rent burden
- 763.0
Population outlook (Douglas County) Hauer SSP2
- Today (2025)
- 105,191 people
- By 2030
- 102,664 · -2.4%
- By 2040
- 96,668 · -8.1%
- By 2050
- 91,279 · -13.2%
- By 2075
- 79,395 · -24.5%
- By 2100
- 66,107 · -37.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (85%)
- Race & ethnicity
- White 85% Two or more races 8% Hispanic / Latino 7%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Slovak 4% Italian 3% Serbian 3%
- Foreign-born
- 3% · Canada
- Languages at home
- 94% English-only · Spanish 4% German/W. Germanic 1%
Political lean MEDSL · Douglas
- 2024 margin
- Solid R (+37.7) · D 29.9% · R 67.6% · Other 2.5%
- 2008→2024 swing
- -17.6pp toward R · 2008: -20.1pp · 2024: -37.7pp
- All cycles
- 2024: R+37.7 2020: R+37.5 2016: R+39.4 2012: R+27.6 2008: R+20.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -149.83%
- Current HPI
- 330.6119
- Rent YoY
- ▲ 1.21%
- Metro
- Roseburg, OR
- State GDP YoY
- ▲ 2.05%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in OR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Consumer Goods | 1 | $51B |
|
||
Price history
-22.0% since first listed7 events — show timeline
- 2026-05-18 Pending — RMLS
- 2026-04-17 Relisted — RMLS
- 2026-04-08 Relisted — RMLS
- 2026-02-17 Pending — RMLS
- 2026-01-08 Price Changed $165,300 RMLS
- 2025-12-11 Price Changed $186,560 RMLS
- 2025-10-24 Listed $212,000 RMLS
Property tax history
+2.5%/yrLatest (2025): $1,764 · +3.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…