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4816 Westmore Ave
D+ Composite 48.86
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.8/30.0
  • ARV discount +6.5/15.0
  • Appreciation +5.5/10.0
  • DSCR +4.5/10.0
  • 1% rule +4.1/10.0
  • Schools +4.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0

$149,900

4816 Westmore Ave · West Orange, TX 77630
3 bd · 1.0 ba · 1,111 sqft · SingleFamily public records · 19 Days on market
Built 1960 6,970 sqft lot Est $147k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This precious home is beautifully updated and the perfect place to begin your homeownership journey. Generously sized bedrooms, updated finishes with a fresh welcoming atmosphere that will make you feel right at home! Wonderful size back yard with so much room to enjoy! Whether you are a first-time buyer, looking to downsize or searching for an investment opportunity, this home offers the perfect combination of comfort, style and affordability.

Key facts

  • 6,970 sq ft lot
  • Garage
  • Listed 19 days

Property features AI

Exterior

  • Parking: Attached garage (1 car); Carport (2 cars)
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Residential property
  • Construction: Built with frame construction and asbestos materials; Slab foundation; Composition roof
  • Exterior features: Deck; Chain link fencing; Public maintained road

Interior

  • Kitchen: Refrigerator; Range
  • Flooring: Tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (natural gas); Central air
  • Interior features: Refrigerator; Range; Tile flooring; Ceiling fans; Smoke detector(s)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $-84 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $135k (9.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (9.4% below list).
  • Recommended offer: $135k (9.9% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 60/100 on livability (#1,075 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A; Watch: crime C-, amenities F, commute F.
  • Bridge City ISD (other): math 41% / reading 51% proficiency, ranked #224 of 826 in TX (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bridge City El (843 students, 50% FRL); Bridge City Middle (math 34% / reading 46%, grade F, #646 of 1,662 statewide, top 40%, 695 students, 40% FRL); Bridge City H S (math 42% / reading 66%, grade C-, #422 of 1,632 statewide, top 26%, 894 students, 34% FRL) — zoned schools at 41% FRL track the district average.
  • Market conditions: Rents rising fast (+5.7%/yr); 338 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($1k loan paydown + $2k appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $135,011 (9.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
6.62%
Cash-on-cash
1.17%
DSCR
1.05
GRM
9.2

CMA / ARV

ARV (on-the-fly)
$146,652
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4916 Lawndale Ave 0.09mi 3/1.5 1,138 (+2%) 11mo $149,900 $132 81
3627 Bowling Ln 0.66mi 3/1.0 1,135 (+2%) 15mo $65,000 $57 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
0.7%
Equity multiple
1.03×
Total profit
$1,407
Equity at exit
$51,251
10-year hold
IRR
7.2%
Equity multiple
1.94×
Total profit
$39,443
Equity at exit
$68,168

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
338
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,358 high interval (Pro) →
Mortgage (P&I)
$786
Tax from tax record
$184 /mo · $2,205/yr
Insurance
$62
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$285
Net cashflow
$-84

Break-even live

Break-even rent $1,465
Max offer price $135,011
Occupancy floor

Sensitivity live

Price -10% $1 -5% $-42 +0% $-84 +5% $-127 +10% $-169
Rent -10% $-192 -5% $-138 +0% $-84 +5% $-31 +10% $23
Rate -1.0pp $-9 -0.5pp $-46 base $-84 +0.5pp $-123 +1.0pp $-163

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,475
Closing costs
$4,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1010 Highway 87 S Orange, TX 1.0–3.0 1.0–2.0 880 $1,425 $1.62 15d 13 0.37mi
316 Old Timers Rd Unit 316 Orange, TX 3.0 2.0 1200 $1,595 $1.33 45d 1 0.55mi
3726 Bowling Ln Orange, TX 3.0 1.0 1045 $1,150 $1.10 45d 1 0.64mi
107 Dahlia St Orange, TX 3.0 1.0 1149 $1,300 $1.13 15d 1 0.83mi
1543 Alamo St West Orange, TX 3.0 1.0 1170 $1,200 $1.03 15d 1 0.91mi
309 Quincy St West Orange, TX 3.0 1.5 1113 $1,200 $1.08 15d 1 0.92mi
310 Camellia Ave Orange, TX 3.0 1.0 988 $1,295 $1.31 23d 1 1.09mi
302 Bridal Wreath Ave Orange, TX 3.0 1.0 1182 $1,195 $1.01 45d 1 1.11mi
403 Bluebonnet Dr Orange, TX 3.0 1.0 1196 $1,300 $1.09 45d 1 1.12mi
101 Azalea Ave Unit A Orange, TX 3.0 1.0 1200 $2,000 $1.67 45d 1 1.21mi
3714 Ridgemont Dr Orange, TX 3.0 1.0 1020 $1,450 $1.42 15d 1 1.23mi
3615 Ridgemont Dr Orange, TX 3.0 1.0 1266 $1,275 $1.01 45d 1 1.26mi
3333 Ridgemont Dr Unit 203 Orange, TX 2.0 1.0 1000 $1,084 $1.08 15d 1 1.33mi
3333 Ridgemont Dr Unit 404 Orange, TX 2.0 1.0 1000 $1,254 $1.25 45d 1 1.38mi
3333 Ridgemont Dr Apt 105 Orange, TX 2.0 1.0 952 $1,255 $1.32 23d 1 1.38mi
3333 Ridgemont Dr Unit 315TWNHME Orange, TX 2.0 1.5 1216 $1,040 $0.86 23d 1 1.38mi
3333 Ridgemont Dr Unit 107 Orange, TX 2.0 1.0 952 $1,255 $1.32 45d 1 1.38mi
3333 Ridgemont Dr Unit 408 Orange, TX 2.0 1.0 1000 $1,059 $1.06 45d 1 1.38mi
3000 MacArthur Dr Orange, TX 3.0 1.0–2.0 791 $1,330 $1.68 15d 12 1.44mi

Listing history 12 events

  1. 2026-06-22
    days on market $149,900 Active 19 DOM
  2. 2026-06-18
    days on market $149,900 Active 16 DOM
  3. 2026-06-17
    days on market $149,900 Active 15 DOM
  4. 2026-06-16
    days on market $149,900 Active 14 DOM
  5. 2026-06-15
    days on market $149,900 Active 13 DOM
  6. 2026-06-14
    days on market $149,900 Active 11 DOM
  7. 2026-06-10
    days on market $149,900 Active 8 DOM
  8. 2026-06-09
    days on market $149,900 Active 7 DOM
  9. 2026-06-08
    days on market $149,900 Active 6 DOM
  10. 2026-06-07
    days on market $149,900 Active 5 DOM
  11. 2026-06-03
    remarks 448-char remark
  12. 2026-06-03
    listed $149,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,205 · $184/mo
Projected year-2 tax
$2,743 · $229/mo
Expected delta
+$538/yr (+$45/mo · 24.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone A · 68% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,302
− Mortgage interest
−$8,397
− Property taxes
−$2,205
− Insurance
−$2,252
− Repairs & maintenance
−$1,304
− Management
−$1,304
− Depreciation
−$4,361
Taxable loss
−$3,521
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$845
After-tax cash flow
$-166/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bridge City ISD
NCES district ID
4811310
Math proficiency
41% ▼ -11.00%
Reading proficiency
51% ▲ 1.00%
Median HH income
$60,817
Composite
40.47/100
National rank
#3720
State rank
#224 of 826 in TX

Livability — West Orange

Score
60/100
State rank
#1075
US rank
#19069

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C Housing A Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Orange, TX
County
Orange County · 87,112 people
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-06-02 Listed $149,900 BBOR
  • 2015-05-29 Sold (Public Records) Public Records

Property tax history

+10.9%/yr

Latest (2025): $2,205 · -6.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…