4816 Westmore Ave · West Orange, TX
Flood risk 6/10 · Moderate
- FEMA flood zone
- A
- Chance of flooding over 30 yrs
- 0.68%
- Est. flood insurance / yr
- $1,009 – $1,996
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.8/30.0
- ARV discount +6.5/15.0
- Appreciation +5.5/10.0
- DSCR +4.5/10.0
- 1% rule +4.1/10.0
- Schools +4.0/10.0
- Rent growth +3.9/5.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
$149,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
This precious home is beautifully updated and the perfect place to begin your homeownership journey. Generously sized bedrooms, updated finishes with a fresh welcoming atmosphere that will make you feel right at home! Wonderful size back yard with so much room to enjoy! Whether you are a first-time buyer, looking to downsize or searching for an investment opportunity, this home offers the perfect combination of comfort, style and affordability.
Key facts
- 6,970 sq ft lot
- Garage
- Listed 19 days
Property features AI
Exterior
- Parking: Attached garage (1 car); Carport (2 cars)
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer
- Home design: Single family residence; Residential property
- Construction: Built with frame construction and asbestos materials; Slab foundation; Composition roof
- Exterior features: Deck; Chain link fencing; Public maintained road
Interior
- Kitchen: Refrigerator; Range
- Flooring: Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (natural gas); Central air
- Interior features: Refrigerator; Range; Tile flooring; Ceiling fans; Smoke detector(s)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $150k.
Deal economics
- At list price, monthly cash flow is $-84 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $135k (9.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $136k (9.4% below list).
- Recommended offer: $135k (9.9% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 60/100 on livability (#1,075 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A; Watch: crime C-, amenities F, commute F.
- Bridge City ISD (other): math 41% / reading 51% proficiency, ranked #224 of 826 in TX (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Bridge City El (843 students, 50% FRL); Bridge City Middle (math 34% / reading 46%, grade F, #646 of 1,662 statewide, top 40%, 695 students, 40% FRL); Bridge City H S (math 42% / reading 66%, grade C-, #422 of 1,632 statewide, top 26%, 894 students, 34% FRL) — zoned schools at 41% FRL track the district average.
- Market conditions: Rents rising fast (+5.7%/yr); 338 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($1k loan paydown + $2k appreciation (1.0% local appreciation)).
- Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 19 days — a 2% lower offer ($148k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: flood insurance adds $125/mo.
- Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.91% ✗
- Cap rate
- 6.62%
- Cash-on-cash
- 1.17%
- DSCR
- 1.05
- GRM
- 9.2
CMA / ARV
- ARV (on-the-fly)
- $146,652
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4916 Lawndale Ave | 0.09mi | 3/1.5 | 1,138 (+2%) | 11mo | $149,900 | $132 | 81 |
| 3627 Bowling Ln | 0.66mi | 3/1.0 | 1,135 (+2%) | 15mo | $65,000 | $57 | 53 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
1.01% appreciation · 5.71% rent growth · sell at horizon
- IRR
- 0.7%
- Equity multiple
- 1.03×
- Total profit
- $1,407
- Equity at exit
- $51,251
- IRR
- 7.2%
- Equity multiple
- 1.94×
- Total profit
- $39,443
- Equity at exit
- $68,168
Cash invested: $41,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77630
- Home prices YoY
- 0.4%
- Rents YoY
- 5.7%
- Active inventory
- 338
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $1,358 high interval (Pro) →
- Mortgage (P&I)
- −$786
- Tax from tax record
- −$184 /mo · $2,205/yr
- Insurance
- −$62
- Flood insurance flood zone
- −$125 /mo · $1,502/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$285
- Net cashflow
- $-84
Break-even live
Sensitivity live
| Price | -10% $1 | -5% $-42 | +0% $-84 | +5% $-127 | +10% $-169 |
|---|---|---|---|---|---|
| Rent | -10% $-192 | -5% $-138 | +0% $-84 | +5% $-31 | +10% $23 |
| Rate | -1.0pp $-9 | -0.5pp $-46 | base $-84 | +0.5pp $-123 | +1.0pp $-163 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $37,475
- Closing costs
- $4,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1010 Highway 87 S Orange, TX | 1.0–3.0 | 1.0–2.0 | 880 | $1,425 | $1.62 | 15d | 13 | 0.37mi |
| 316 Old Timers Rd Unit 316 Orange, TX | 3.0 | 2.0 | 1200 | $1,595 | $1.33 | 45d | 1 | 0.55mi |
| 3726 Bowling Ln Orange, TX | 3.0 | 1.0 | 1045 | $1,150 | $1.10 | 45d | 1 | 0.64mi |
| 107 Dahlia St Orange, TX | 3.0 | 1.0 | 1149 | $1,300 | $1.13 | 15d | 1 | 0.83mi |
| 1543 Alamo St West Orange, TX | 3.0 | 1.0 | 1170 | $1,200 | $1.03 | 15d | 1 | 0.91mi |
| 309 Quincy St West Orange, TX | 3.0 | 1.5 | 1113 | $1,200 | $1.08 | 15d | 1 | 0.92mi |
| 310 Camellia Ave Orange, TX | 3.0 | 1.0 | 988 | $1,295 | $1.31 | 23d | 1 | 1.09mi |
| 302 Bridal Wreath Ave Orange, TX | 3.0 | 1.0 | 1182 | $1,195 | $1.01 | 45d | 1 | 1.11mi |
| 403 Bluebonnet Dr Orange, TX | 3.0 | 1.0 | 1196 | $1,300 | $1.09 | 45d | 1 | 1.12mi |
| 101 Azalea Ave Unit A Orange, TX | 3.0 | 1.0 | 1200 | $2,000 | $1.67 | 45d | 1 | 1.21mi |
| 3714 Ridgemont Dr Orange, TX | 3.0 | 1.0 | 1020 | $1,450 | $1.42 | 15d | 1 | 1.23mi |
| 3615 Ridgemont Dr Orange, TX | 3.0 | 1.0 | 1266 | $1,275 | $1.01 | 45d | 1 | 1.26mi |
| 3333 Ridgemont Dr Unit 203 Orange, TX | 2.0 | 1.0 | 1000 | $1,084 | $1.08 | 15d | 1 | 1.33mi |
| 3333 Ridgemont Dr Unit 404 Orange, TX | 2.0 | 1.0 | 1000 | $1,254 | $1.25 | 45d | 1 | 1.38mi |
| 3333 Ridgemont Dr Apt 105 Orange, TX | 2.0 | 1.0 | 952 | $1,255 | $1.32 | 23d | 1 | 1.38mi |
| 3333 Ridgemont Dr Unit 315TWNHME Orange, TX | 2.0 | 1.5 | 1216 | $1,040 | $0.86 | 23d | 1 | 1.38mi |
| 3333 Ridgemont Dr Unit 107 Orange, TX | 2.0 | 1.0 | 952 | $1,255 | $1.32 | 45d | 1 | 1.38mi |
| 3333 Ridgemont Dr Unit 408 Orange, TX | 2.0 | 1.0 | 1000 | $1,059 | $1.06 | 45d | 1 | 1.38mi |
| 3000 MacArthur Dr Orange, TX | 3.0 | 1.0–2.0 | 791 | $1,330 | $1.68 | 15d | 12 | 1.44mi |
Listing history 12 events
-
2026-06-22days on market $149,900 Active 19 DOM
-
2026-06-18days on market $149,900 Active 16 DOM
-
2026-06-17days on market $149,900 Active 15 DOM
-
2026-06-16days on market $149,900 Active 14 DOM
-
2026-06-15days on market $149,900 Active 13 DOM
-
2026-06-14days on market $149,900 Active 11 DOM
-
2026-06-10days on market $149,900 Active 8 DOM
-
2026-06-09days on market $149,900 Active 7 DOM
-
2026-06-08days on market $149,900 Active 6 DOM
-
2026-06-07days on market $149,900 Active 5 DOM
-
2026-06-03remarks 448-char remark
-
2026-06-03$149,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,205 · $184/mo
- Projected year-2 tax
- $2,743 · $229/mo
- Expected delta
- +$538/yr (+$45/mo · 24.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 6/10 Major FEMA zone A · 68% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,302
- − Mortgage interest
- −$8,397
- − Property taxes
- −$2,205
- − Insurance
- −$2,252
- − Repairs & maintenance
- −$1,304
- − Management
- −$1,304
- − Depreciation
- −$4,361
- Taxable loss
- −$3,521
- Est. tax savings @ 24.0%
- +$845
- After-tax cash flow
- $-166/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bridge City ISD
- NCES district ID
- 4811310
- Math proficiency
- 41% ▼ -11.00%
- Reading proficiency
- 51% ▲ 1.00%
- Median HH income
- $60,817
- Composite
- 40.47/100
- National rank
- #3720
- State rank
- #224 of 826 in TX
Livability — West Orange
- Score
- 60/100
- State rank
- #1075
- US rank
- #19069
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- West Orange, TX
- County
- Orange County · 87,112 people
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 28,983
- Household income
- $64,373
- Rent vs Own
- Severe rent burden
- 1018.0
Population outlook (Orange County) Hauer SSP2
- Today (2025)
- 88,065 people
- By 2030
- 89,591 · +1.7%
- By 2040
- 91,982 · +4.4%
- By 2050
- 93,023 · +5.6%
- By 2075
- 94,871 · +7.7%
- By 2100
- 88,155 · +0.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 13% Italian 1% Slovak 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%
Political lean MEDSL · Orange
- 2024 margin
- Solid R (+66.8) · D 16.4% · R 83.1%
- 2008→2024 swing
- -19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
- All cycles
- 2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 1.01%
- Current HPI
- 264.14
- Rent YoY
- ▲ 5.71%
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
2 events — show timeline
- 2026-06-02 Listed $149,900 BBOR
- 2015-05-29 Sold (Public Records) — Public Records
Property tax history
+10.9%/yrLatest (2025): $2,205 · -6.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…