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7309 Jenwood Ave
B Composite 70.01
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +6.9/10.0
  • Rent growth +3.7/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • ARV discount +2.4/15.0
  • Schools +1.1/10.0

$69,000

7309 Jenwood Ave · Jennings, MO 63136
2 bd · 1.0 ba · 828 sqft · SingleFamily public records · 18 Days on market
Built 1940 5,662 sqft lot $83/sqft · 11% above area Est $62k · 11% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 828 square foot single family home has 2 bedrooms and 1.0 bathrooms. This home is located at 7309 Jenwood Ave, Saint Louis, MO 63136.

Key facts

  • 5,662 sq ft lot
  • Garage
  • Built 1940

Property features AI

Finance

  • Financial info: Lease not considered

Exterior

  • Parking: 4 total parking spaces; 1-car garage; 3-space carport
  • Utilities: Public water; Septic tank sewer; Electric service by Ameren; Cable available
  • Home design: Single-family residence; One level
  • Construction: Brick veneer, vinyl siding, and wood siding exterior; Shake and shingle roof
  • Exterior features: Front yard; Back yard

Interior

  • Kitchen: Gas cooktop, Gas oven, Free-standing refrigerator
  • Bedrooms: 2 bedrooms on the main level
  • Flooring: Laminate flooring; Other flooring
  • Bathrooms: 1 full bathroom (main level)
  • Heating & cooling: Natural gas heating; Central air conditioning
  • Interior features: Concrete basement with storage space; 5 total rooms
  • Laundry & utility: Washer hookup, Gas dryer hookup in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $69k.

Deal economics

  • At list price, monthly cash flow is $426 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $69k).
  • Recommended offer: $68k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 67/100 on livability (#208 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, commute A-, housing A-; Watch: crime F, amenities F, employment F.
  • Jennings (suburban): math 8% / reading 20% proficiency, ranked #315 of 324 in MO (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 86% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Fairview Primary (math 34% / reading 34%, grade F, #676 of 1,115 statewide, top 66%, 267 students, 100% FRL); Jennings High (math 8% / reading 17%, grade F, #497 of 521 statewide, top 96%, 691 students, 100% FRL).
  • Market conditions: Rents rising fast (+5.0%/yr); 372 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $3k of equity ($477 loan paydown + $3k appreciation (3.8% local appreciation)).
  • At projected returns (3.8% appreciation + 5.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $28k; list at $69k implies a 147% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $67,965 (1.5% below list)

Questions for the listing agent

  1. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.62%
Cap rate
13.71%
Cash-on-cash
26.48%
DSCR
2.18
GRM
5.1

CMA / ARV

ARV (median comp)
$61,997
List price
$69,000
Delta
12.91%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2604 Avie Dr 0.38mi 2/1.0 825 (-0%) 3mo $99,900 $121 79
7439 Embury Ct 0.33mi 2/1.0 792 (-4%) 2mo $69,000 $87 76
5636 Sunbury Ave 0.30mi 2/1.0 870 (+5%) 3mo $74,900 $86 75
5544 Sapphire Ave 0.24mi 3/1.0 (+1) 888 (+7%) 3mo $115,000 $130 70
8339 Eton Pl 0.29mi 2/1.0 750 (-9%) 3mo $22,500 $30 68
7431 Esterbrook Dr 0.43mi 3/1.0 (+1) 792 (-4%) 2mo $110,000 $139 66
5811 Helen Ave 0.60mi 3/1.0 (+1) 806 (-3%) 0mo $29,900 $37 62
2425 Shirley Ave 0.52mi 2/1.0 896 (+8%) 2mo $34,900 $39 61
7041 Garesche Ave 0.70mi 2/1.0 864 (+4%) 3mo $39,900 $46 58
2554 Main St 0.41mi 3/1.0 (+1) 920 (+11%) 2mo $15,000 $16 56
7471 Sharon Dr 0.37mi 3/1.0 (+1) 945 (+14%) 0mo $98,000 $104 54
5537 Sunbury Ave 0.44mi 3/1.0 (+1) 936 (+13%) 0mo $39,900 $43 52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold
IRR
35.4%
Equity multiple
3.11×
Total profit
$40,669
Equity at exit
$34,140
10-year hold
IRR
35.8%
Equity multiple
6.53×
Total profit
$106,823
Equity at exit
$55,177

Cash invested: $19,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63136

Home prices YoY
0.9%
Rents YoY
5.0%
Active inventory
372
Price-to-rent
5.1×

Monthly cashflow live

Estimated rent
$1,121 high interval (Pro) →
Mortgage (P&I)
$362
Tax from tax record
$69 /mo · $825/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$235
Net cashflow
$426

Break-even live

Break-even rent $581
Max offer price $69,000
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,250
Closing costs
$2,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5640 Sapphire Ave Saint Louis, MO 2.0 1.0 900 $1,100 $1.22 43d 1 0.10mi
7205 Calvin Ave Saint Louis, MO 3.0 1.0 832 $750 $0.90 43d 1 0.15mi
7426 Calvin Ave Saint Louis, MO 2.0 1.0 1100 $1,125 $1.02 17d 1 0.19mi
5636 Statler Ave Saint Louis, MO 1.0 1.0 777 $1,200 $1.54 23d 1 0.23mi
7441 Calvin Ave Saint Louis, MO 3.0 1.0 1068 $1,350 $1.26 12d 1 0.23mi
5615 Beldon Dr Saint Louis, MO 2.0 1.0 850 $950 $1.12 43d 1 0.23mi
7315 Albright Ave Saint Louis, MO 3.0 1.0 888 $1,150 $1.30 43d 1 0.26mi
7142 Lamont Dr Saint Louis, MO 2.0 1.0 750 $1,100 $1.47 17d 1 0.26mi
5613 Statler Ave Saint Louis, MO 2.0 1.0 864 $1,300 $1.50 4d 1 0.27mi
7304 Albright Ave Saint Louis, MO 2.0 1.0 800 $1,100 $1.38 43d 1 0.28mi
7218 Albright Ave Saint Louis, MO 2.0 1.0 1100 $980 $0.89 23d 1 0.30mi
8347 Eton Pl Saint Louis, MO 2.0 1.0 750 $1,075 $1.43 43d 1 0.30mi
8344 Eton Pl Saint Louis, MO 2.0 1.0 750 $895 $1.19 3d 1 0.31mi
7414 Pleaseway Dr Saint Louis, MO 2.0 1.0 768 $1,100 $1.43 43d 1 0.34mi
7516 Chandler Ave Saint Louis, MO 1.0 1.0 728 $1,000 $1.37 43d 1 0.34mi
7420 Pleaseway Dr Saint Louis, MO 2.0 1.0 952 $1,250 $1.31 21d 1 0.35mi
5600 Gatesworth Ave Saint Louis, MO 2.0 1.0 672 $1,095 $1.63 4d 1 0.35mi
5516 Fairridge Ct Saint Louis, MO 2.0 1.0 1110 $995 $0.90 23d 1 0.40mi
2623 Avie Dr Saint Louis, MO 3.0 2.0 921 $1,350 $1.47 43d 1 0.41mi
2527 Switzer Ave Saint Louis, MO 3.0 1.0 888 $1,135 $1.28 16d 1 0.41mi
7431 Esterbrook Dr Saint Louis, MO 2.0 1.0 792 $1,350 $1.70 43d 1 0.44mi
2427 Switzer Ave Saint Louis, MO 3.0 1.0 1008 $1,300 $1.29 43d 1 0.45mi
5637 Jennings Station Rd Saint Louis, MO 3.0 1.0 1116 $895 $0.80 43d 1 0.51mi
2415 Shirley Ave Saint Louis, MO 3.0 1.0 990 $1,450 $1.46 23d 1 0.51mi
7030 Emma Ave Saint Louis, MO 2.0 1.0 801 $1,350 $1.69 43d 1 0.57mi
8720 Akins Dr Saint Louis, MO 2.0 1.0 1012 $1,150 $1.14 23d 1 0.61mi
2617 Hord Ave Saint Louis, MO 2.0 1.0 800 $775 $0.97 3d 1 0.63mi
7131 Garesche Ave Saint Louis, MO 2.0 1.0 918 $1,090 $1.19 3d 1 0.69mi
5635 Hodiamont Ave Saint Louis, MO 2.0 1.0 580 $899 $1.55 20d 1 0.69mi
7024 Idlewild Ave Saint Louis, MO 2.0 1.0 588 $995 $1.69 43d 1 0.71mi
8502 Dianthus Ln Saint Louis, MO 2.0 1.0 1072 $1,175 $1.10 23d 1 0.71mi
8527 Dianthus Ln Saint Louis, MO 3.0 1.0 976 $1,295 $1.33 43d 1 0.72mi
3 Pohlman Ln Saint Louis, MO 2.0 1.0 704 $1,000 $1.42 16d 1 0.75mi
7036 Garesche Ave Saint Louis, MO 2.0 1.0 864 $950 $1.10 17d 1 0.76mi
8908 Scottdale Ave Jennings, MO 2.0 1.0 790 $1,000 $1.27 43d 1 0.79mi
5225 Fletcher St Saint Louis, MO 3.0 2.0 918 $1,295 $1.41 23d 1 0.82mi
8817 Shady Grove Ave Saint Louis, MO 2.0 1.0 1085 $1,075 $0.99 23d 1 0.82mi
5662 Wilborn Dr Saint Louis, MO 1.0 1.0 768 $850 $1.11 23d 1 0.83mi
5439 Hodiamont Ave Saint Louis, MO 2.0 1.0 770 $950 $1.23 17d 1 0.85mi
1942 Damato Ct Saint Louis, MO 2.0 1.0 905 $1,100 $1.22 43d 1 0.86mi

Listing history 18 events

  1. 2026-06-18
    days on market $69,000 Active 18 DOM
  2. 2026-06-17
    days on market $69,000 Active 17 DOM
  3. 2026-06-16
    days on market $69,000 Active 16 DOM
  4. 2026-06-15
    days on market $69,000 Active 15 DOM
  5. 2026-06-13
    days on market $69,000 Active 13 DOM
  6. 2026-06-09
    days on market $69,000 Active 9 DOM
  7. 2026-06-08
    days on market $69,000 Active 8 DOM
  8. 2026-06-07
    days on market $69,000 Active 7 DOM
  9. 2026-06-03
    days on market $69,000 Active 3 DOM
  10. 2026-06-02
    days on market $69,000 Active 2 DOM
  11. 2026-06-01
    remarks 617-char remark
  12. 2026-06-01
    pricedays on marketlisting id $69,000 Active 1 DOM
  13. 2026-05-31
    days on market $70,000 Active 26 DOM
  14. 2026-05-04
    listed $70,000 Active 138-char remark
    Show marketing remark (138 chars)

    This 828 square foot single family home has 2 bedrooms and 1.0 bathrooms. This home is located at 7309 Jenwood Ave, Saint Louis, MO 63136.

  15. 1995-03-24
    soldstatus
  16. 1994-08-01
    soldstatus
  17. 1994-08-01
    soldstatus $27,975
  18. 1993-04-30
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$825 · $69/mo
Projected year-2 tax
$825 · $69/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,454
− Mortgage interest
−$3,865
− Property taxes
−$825
− Insurance
−$345
− Repairs & maintenance
−$1,076
− Management
−$1,076
− Depreciation
−$2,007
Taxable income
$4,259
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,022
After-tax cash flow
$4,095/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jennings
NCES district ID
2916290
Math proficiency
8% ▼ -16.00%
Reading proficiency
20% ▼ -4.00%
Median HH income
$30,595
Composite
11.04/100
National rank
#9739
State rank
#315 of 324 in MO

Livability — Jennings

Score
67/100
State rank
#208
US rank
#10499

Category grades

Amenities F Commute A- Cost of living A+ Crime F Employment F Housing A- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jennings, MO
County
Saint Louis County · 888,823 people
Metro
St. Louis, MO-IL
Population (ZIP)
40,929
Household income
$41,154
Rent vs Own
53.1% rent · 46.9% own
Severe rent burden
3085.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (90%)
Race & ethnicity
Black 90% White 5% Two or more races 3%
Foreign-born
1% · Canada

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.79%
Current HPI
420.28
Rent YoY
▲ 4.97%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+146.6% since first listed
7 events — show timeline
  • 2026-06-01 Listed $69,000 MARIS as Distributed by MLS Grid
  • 2026-05-28 Coming Soon $69,000 MARIS as Distributed by MLS Grid
  • 2026-05-04 Listed $70,000 Fizber.com
  • 1995-03-24 Sold (Public Records) Public Records
  • 1994-08-01 Sold (Public Records) $27,975 Public Records
  • 1994-08-01 Sold (Public Records) Public Records
  • 1993-04-30 Sold (Public Records) Public Records

Property tax history

+1.0%/yr

Latest (2022): $825 · +1.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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