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1500 W Villa Ave N #107
B- Composite 66.58
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +5.9/10.0
  • Livability +3.8/5.0
  • Condition / age +3.8/5.0
  • Rent growth +3.2/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$87,500

1500 W Villa Ave N #107 · Clovis, CA 93612
2 bd · 1.75 ba · 880 sqft · Manufactured · 235 Days on market
Built 1969 Good condition $99/sqft · 36% above area Est $64k · 36% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Mobile Home located in Arabian Villa , 55+ Community, shopping near by. When you walk in, you will fill the comfort of Home and see the beautiful and charming 2 bedroom, 1.75 bath, will find this Mobile Home ready for new Owner..laminate floors thru out, front. windows have been tinted., great for keeping sun out. bathrooms have the unique barn doors! Living room has two tract lighting , living room and dinning area have lots light from windows. both bedrooms have walk in closet ,kitchen and Laundry room have plenty of storage..Ceiling fans in Master bedroom and Dinning area.. Both bathrooms has shower. Bonus Patio at the back of Mobile Home, you will truly enjoy for your entertainment! Club House with many events., Dinner, Bingo and Line dancing Community pool and spa at your truly enjoy for the summer hot days

Key facts

  • Laminate floors
  • Two tract lighting
  • Plenty of storage

Tags

LAMINATE FLOORSTINTED WINDOWSTWO TRACT LIGHTINGWALK IN CLOSETPLENTY OF STORAGECEILING FANS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.75-bath manufactured listed at $88k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $703 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $88k).
  • Recommended offer: $77k (12.0% below list) — sets the bar for market timing.
  • Cap rate 15.9% vs local median 3.0% in Clovis — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#92 in CA, #3,307 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A; Watch: amenities C-, health & safety D, cost of living F.
  • Clovis Unified (suburban): math 58% / reading 72% proficiency, ranked #152 of 1,400 in CA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.6%/yr); 86 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 2,426 units permitted in Fresno County in 2024 (296 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $605 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Fresno County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 2.6% rent growth), your $24k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 235 days — a 12% lower offer ($77k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago; this cycle's ask has dropped $10k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $65k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; extreme-heat days projected 6→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $77,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 235 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.89%
Cap rate
15.94%
Cash-on-cash
34.45%
DSCR
2.53
GRM
4.4

CMA / ARV

ARV (median comp)
$64,104
List price
$87,500
Delta
36.50%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1500 W Villa Ave N Spc 7 0.01mi 2/1.0 800 (-9%) 1mo $59,500 $74 80
1001 Sylmar #128 0.43mi 2/2.0 872 (-1%) 4mo $40,000 $46 75
1272 Villa Ave #28 0.11mi 2/1.0 784 (-11%) 1mo $85,000 $108 73
1724 Minnewawa Ave #166 0.41mi 2/1.0 900 (+2%) 4mo $53,900 $60 70
1272 Villa Ave #66 0.11mi 2/2.0 1,000 (+14%) 4mo $70,000 $70 68
1724 Minnewawa Ave #227 0.40mi 2/2.0 800 (-9%) 6mo $65,200 $82 61
1724 Minnewawa Ave #215 0.39mi 2/1.0 800 (-9%) 9mo $72,500 $91 56
1001 Sylmar Ave #230 0.43mi 2/1.0 800 (-9%) 9mo $95,000 $119 54
1001 Sylmar Ave #239 0.43mi 2/1.0 1,000 (+14%) 5mo $124,900 $125 50
1724 Minnewawa Ave #32 0.40mi 2/1.8 756 (-14%) 12mo $55,900 $74 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.65% rent growth · sell at horizon

5-year hold
IRR
29.5%
Equity multiple
2.23×
Total profit
$30,058
Equity at exit
$13,047
10-year hold
IRR
36.6%
Equity multiple
4.33×
Total profit
$81,587
Equity at exit
$7,565

Cash invested: $24,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 93612

Rents YoY
2.6%
Active inventory
86
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$1,656 high interval (Pro) →
Mortgage (P&I)
$459
Tax est. 1.5%
$109 /mo · $1,312/yr
Insurance
$36
HOA
$0
Vacancy / Maint / Mgmt
$348
Net cashflow
$703

Break-even live

Break-even rent $765
Max offer price $87,500
Occupancy floor 53%

Sensitivity live

Price -10% $764 -5% $734 +0% $703 +5% $673 +10% $643
Rent -10% $572 -5% $638 +0% $703 +5% $769 +10% $834
Rate -1.0pp $747 -0.5pp $726 base $703 +0.5pp $681 +1.0pp $658

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,875
Closing costs
$2,625
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
322 W Barstow Ave Unit 101 Clovis, CA 2.0 2.0 1100 $2,150 $1.95 45d 1 0.15mi
1108 Villa Ave Clovis, CA 1.0 1.0 651 $1,300 $2.00 25d 1 0.23mi
1108 Villa Ave Clovis, CA 2.0 1.5 900 $1,500 $1.67 45d 1 0.23mi
69 W Beverly Ave Unit Advertising Unit Clovis, CA 2.0 1.0 850 $1,650 $1.94 45d 1 0.30mi
1099 Sylmar Ave Clovis, CA 2.0 1.0 965 $1,750 $1.81 25d 3 0.35mi
139 W Portals Ave Clovis, CA 2.0 1.0 1014 $1,600 $1.58 45d 1 0.35mi
50 W 9th St Clovis, CA 2.0 2.0 1100 $1,500 $1.36 25d 1 0.50mi
563 W Alamos Ave Unit D Clovis, CA 1.0 1.0 700 $1,195 $1.71 4d 1 0.55mi
361 W Santa Ana Ave Clovis, CA 1.0 1.0 735 $1,150 $1.56 45d 1 0.55mi
189 W Santa Ana Ave Apt F Clovis, CA 2.0 1.0 800 $1,450 $1.81 4d 1 0.57mi
1038 Tollhouse Rd Unit 1038 Clovis, CA 2.0 1.5 1100 $1,800 $1.64 4d 1 0.58mi
707 Bush Ave Clovis, CA 2.0 1.0 950 $1,575 $1.66 45d 1 0.59mi
2243 Helm Ave Unit 102 Clovis, CA 2.0 2.0 1100 $1,925 $1.75 22d 1 0.61mi
740 Villa Ave Clovis, CA 2.0 2.0 922 $1,950 $2.11 22d 1 0.61mi
33 W Santa Ana Ave Apt A Clovis, CA 2.0 1.5 900 $1,450 $1.61 4d 1 0.64mi
139 Santa Ana Ave Clovis, CA 1.0 1.0 620 $1,365 $2.20 11d 3 0.74mi
434 W Stuart Ave Unit 2 Clovis, CA 2.0 1.0 860 $1,575 $1.83 4d 1 0.80mi
55 W Bullard Ave Clovis, CA 1.0–2.0 1.0 800 $1,771 $2.21 3d 13 0.81mi
400 W Gettysburg Ave Apt 204A Clovis, CA 2.0 1.0 904 $1,600 $1.77 45d 1 0.86mi
400 W Gettysburg Ave Unit 215B Clovis, CA 2.0 2.0 994 $1,780 $1.79 45d 1 0.86mi
400 W Gettysburg Ave Apt 208A Clovis, CA 2.0 1.0 904 $1,500 $1.66 45d 1 0.86mi
400 W Gettysburg Ave Apt 220A Clovis, CA 1.0 1.0 714 $1,350 $1.89 45d 1 0.86mi
400 W Gettysburg Ave Unit 143A Clovis, CA 2.0 1.0 904 $1,650 $1.83 22d 1 0.86mi
400 W Gettysburg Ave Unit 206B Clovis, CA 2.0 1.0 904 $1,500 $1.66 25d 1 0.86mi
400 W Gettysburg Ave Unit 101A Clovis, CA 2.0 1.0 904 $1,580 $1.75 25d 1 0.86mi
400 W Gettysburg Ave Unit 145A Clovis, CA 1.0 1.0 714 $1,500 $2.10 25d 1 0.86mi
400 W Gettysburg Ave Unit 116B Clovis, CA 2.0 2.0 994 $1,795 $1.81 45d 1 0.86mi
400 W Gettysburg Ave Apt 223A Clovis, CA 2.0 2.0 994 $1,700 $1.71 45d 1 0.86mi
400 W Gettysburg Ave Unit 243A Clovis, CA 2.0 1.0 904 $1,500 $1.66 4d 1 0.86mi
5082 Primitivo Way Fresno, CA 1.0–2.0 1.0 847 $1,945 $2.30 13d 2 0.93mi
2777 Willow Ave Clovis, CA 1.0–2.0 1.0 812 $1,769 $2.18 3d 8 0.93mi
835 W Pico Ave Clovis, CA 1.0–2.0 1.0 761 $1,595 $2.10 3d 3 0.96mi
3143 Matoian Way Fresno, CA 1.0–2.0 1.0–2.0 971 $1,960 $2.02 45d 1 1.00mi
2967 Terry Ave Clovis, CA 3.0 1.5 1099 $2,095 $1.91 25d 1 1.00mi
537 W Escalon Ave Apt 101 Clovis, CA 2.0 2.0 1000 $1,600 $1.60 45d 1 1.03mi
2810 Willow Ave Clovis, CA 2.0 2.0 928 $1,623 $1.75 25d 1 1.03mi
2810 Willow Ave Clovis, CA 1.0 1.0 621 $1,389 $2.24 4d 1 1.03mi
2810 Willow Ave Clovis, CA 2.0 2.0 890 $1,572 $1.77 11d 1 1.03mi
2800 Willow Ave Clovis, CA 1.0–2.0 1.0–2.0 774 $1,633 $2.11 3d 7 1.06mi
251 Minnewawa Ave Clovis, CA 2.0 1.5 1100 $2,100 $1.91 15d 1 1.08mi

Listing history 30 events

  1. 2026-06-21
    days on market $87,500 Active 235 DOM
  2. 2026-06-18
    days on market $87,500 Active 232 DOM
  3. 2026-06-17
    days on market $87,500 Active 231 DOM
  4. 2026-06-16
    days on market $87,500 Active 230 DOM
  5. 2026-06-15
    days on market $87,500 Active 229 DOM
  6. 2026-06-13
    days on market $87,500 Active 227 DOM
  7. 2026-06-13
    pricedays on market $87,500 Active 226 DOM
  8. 2026-06-10
    days on market $89,900 Active 224 DOM
  9. 2026-06-09
    days on market $89,900 Active 223 DOM
  10. 2026-06-08
    days on market $89,900 Active 222 DOM
  11. 2026-06-07
    days on market $89,900 Active 221 DOM
  12. 2026-06-05
    days on market $89,900 Active 218 DOM
  13. 2026-06-03
    days on market $89,900 Active 217 DOM
  14. 2026-06-02
    days on market $89,900 Active 216 DOM
  15. 2026-06-01
    days on market $89,900 Active 215 DOM
  16. 2026-05-31
    days on market $89,900 Active 214 DOM
  17. 2026-05-08
    status Active 841-char remark
    Show marketing remark (841 chars)

    Mobile Home located in Arabian Villa , 55+ Community, shopping near by. When you walk in, you will fill the comfort of Home and see the beautiful and charming 2 bedroom, 1.75 bath, will find this Mobile Home ready for new Owner..laminate floors thru out, front. windows have been tinted., great for keeping sun out. bathrooms have the unique barn doors! Living room has two tract lighting , living room and dinning area have lots light from windows. both bedrooms have walk in closet ,kitchen and Laundry room have plenty of storage..Ceiling fans in Master bedroom and Dinning area.. Both bathrooms has shower. Bonus Patio at the back of Mobile Home, you will truly enjoy for your entertainment! Club House with many events., Dinner, Bingo and Line dancing Community pool and spa at your truly enjoy for the summer hot days

  18. 2026-04-28
    status Pending 841-char remark
    Show marketing remark (841 chars)

    Mobile Home located in Arabian Villa , 55+ Community, shopping near by. When you walk in, you will fill the comfort of Home and see the beautiful and charming 2 bedroom, 1.75 bath, will find this Mobile Home ready for new Owner..laminate floors thru out, front. windows have been tinted., great for keeping sun out. bathrooms have the unique barn doors! Living room has two tract lighting , living room and dinning area have lots light from windows. both bedrooms have walk in closet ,kitchen and Laundry room have plenty of storage..Ceiling fans in Master bedroom and Dinning area.. Both bathrooms has shower. Bonus Patio at the back of Mobile Home, you will truly enjoy for your entertainment! Club House with many events., Dinner, Bingo and Line dancing Community pool and spa at your truly enjoy for the summer hot days

  19. 2026-04-15
    status Active 841-char remark
    Show marketing remark (841 chars)

    Mobile Home located in Arabian Villa , 55+ Community, shopping near by. When you walk in, you will fill the comfort of Home and see the beautiful and charming 2 bedroom, 1.75 bath, will find this Mobile Home ready for new Owner..laminate floors thru out, front. windows have been tinted., great for keeping sun out. bathrooms have the unique barn doors! Living room has two tract lighting , living room and dinning area have lots light from windows. both bedrooms have walk in closet ,kitchen and Laundry room have plenty of storage..Ceiling fans in Master bedroom and Dinning area.. Both bathrooms has shower. Bonus Patio at the back of Mobile Home, you will truly enjoy for your entertainment! Club House with many events., Dinner, Bingo and Line dancing Community pool and spa at your truly enjoy for the summer hot days

  20. 2026-03-28
    status Pending 841-char remark
    Show marketing remark (841 chars)

    Mobile Home located in Arabian Villa , 55+ Community, shopping near by. When you walk in, you will fill the comfort of Home and see the beautiful and charming 2 bedroom, 1.75 bath, will find this Mobile Home ready for new Owner..laminate floors thru out, front. windows have been tinted., great for keeping sun out. bathrooms have the unique barn doors! Living room has two tract lighting , living room and dinning area have lots light from windows. both bedrooms have walk in closet ,kitchen and Laundry room have plenty of storage..Ceiling fans in Master bedroom and Dinning area.. Both bathrooms has shower. Bonus Patio at the back of Mobile Home, you will truly enjoy for your entertainment! Club House with many events., Dinner, Bingo and Line dancing Community pool and spa at your truly enjoy for the summer hot days

  21. 2026-03-06
    status Active 841-char remark
    Show marketing remark (841 chars)

    Mobile Home located in Arabian Villa , 55+ Community, shopping near by. When you walk in, you will fill the comfort of Home and see the beautiful and charming 2 bedroom, 1.75 bath, will find this Mobile Home ready for new Owner..laminate floors thru out, front. windows have been tinted., great for keeping sun out. bathrooms have the unique barn doors! Living room has two tract lighting , living room and dinning area have lots light from windows. both bedrooms have walk in closet ,kitchen and Laundry room have plenty of storage..Ceiling fans in Master bedroom and Dinning area.. Both bathrooms has shower. Bonus Patio at the back of Mobile Home, you will truly enjoy for your entertainment! Club House with many events., Dinner, Bingo and Line dancing Community pool and spa at your truly enjoy for the summer hot days

  22. 2026-03-04
    historical Pending Accepting Backups 841-char remark
    Show marketing remark (841 chars)

    Mobile Home located in Arabian Villa , 55+ Community, shopping near by. When you walk in, you will fill the comfort of Home and see the beautiful and charming 2 bedroom, 1.75 bath, will find this Mobile Home ready for new Owner..laminate floors thru out, front. windows have been tinted., great for keeping sun out. bathrooms have the unique barn doors! Living room has two tract lighting , living room and dinning area have lots light from windows. both bedrooms have walk in closet ,kitchen and Laundry room have plenty of storage..Ceiling fans in Master bedroom and Dinning area.. Both bathrooms has shower. Bonus Patio at the back of Mobile Home, you will truly enjoy for your entertainment! Club House with many events., Dinner, Bingo and Line dancing Community pool and spa at your truly enjoy for the summer hot days

  23. 2026-02-28
    status Pending 841-char remark
    Show marketing remark (841 chars)

    Mobile Home located in Arabian Villa , 55+ Community, shopping near by. When you walk in, you will fill the comfort of Home and see the beautiful and charming 2 bedroom, 1.75 bath, will find this Mobile Home ready for new Owner..laminate floors thru out, front. windows have been tinted., great for keeping sun out. bathrooms have the unique barn doors! Living room has two tract lighting , living room and dinning area have lots light from windows. both bedrooms have walk in closet ,kitchen and Laundry room have plenty of storage..Ceiling fans in Master bedroom and Dinning area.. Both bathrooms has shower. Bonus Patio at the back of Mobile Home, you will truly enjoy for your entertainment! Club House with many events., Dinner, Bingo and Line dancing Community pool and spa at your truly enjoy for the summer hot days

  24. 2026-02-02
    price $89,900 841-char remark
    Show marketing remark (841 chars)

    Mobile Home located in Arabian Villa , 55+ Community, shopping near by. When you walk in, you will fill the comfort of Home and see the beautiful and charming 2 bedroom, 1.75 bath, will find this Mobile Home ready for new Owner..laminate floors thru out, front. windows have been tinted., great for keeping sun out. bathrooms have the unique barn doors! Living room has two tract lighting , living room and dinning area have lots light from windows. both bedrooms have walk in closet ,kitchen and Laundry room have plenty of storage..Ceiling fans in Master bedroom and Dinning area.. Both bathrooms has shower. Bonus Patio at the back of Mobile Home, you will truly enjoy for your entertainment! Club House with many events., Dinner, Bingo and Line dancing Community pool and spa at your truly enjoy for the summer hot days

  25. 2025-09-27
    listed $98,000 Active 841-char remark
    Show marketing remark (841 chars)

    Mobile Home located in Arabian Villa , 55+ Community, shopping near by. When you walk in, you will fill the comfort of Home and see the beautiful and charming 2 bedroom, 1.75 bath, will find this Mobile Home ready for new Owner..laminate floors thru out, front. windows have been tinted., great for keeping sun out. bathrooms have the unique barn doors! Living room has two tract lighting , living room and dinning area have lots light from windows. both bedrooms have walk in closet ,kitchen and Laundry room have plenty of storage..Ceiling fans in Master bedroom and Dinning area.. Both bathrooms has shower. Bonus Patio at the back of Mobile Home, you will truly enjoy for your entertainment! Club House with many events., Dinner, Bingo and Line dancing Community pool and spa at your truly enjoy for the summer hot days

  26. 2023-01-09
    soldstatus $65,000 Sold 280-char remark
    Show marketing remark (280 chars)

    Ready for occupancy! Great MH in Arabian Villa Park. 55+ only. Please refer to attached document, Park Qualification.2 bedroom, 1-3/4 bath. Canopies on BOTH sides of home, TWO storage Sheds.Purchase includes washer, dryer AND refrigerator.If you qualify, just load up and move in!

  27. 2022-12-09
    status Pending 280-char remark
    Show marketing remark (280 chars)

    Ready for occupancy! Great MH in Arabian Villa Park. 55+ only. Please refer to attached document, Park Qualification.2 bedroom, 1-3/4 bath. Canopies on BOTH sides of home, TWO storage Sheds.Purchase includes washer, dryer AND refrigerator.If you qualify, just load up and move in!

  28. 2022-11-17
    listed $65,000 Active 280-char remark
    Show marketing remark (280 chars)

    Ready for occupancy! Great MH in Arabian Villa Park. 55+ only. Please refer to attached document, Park Qualification.2 bedroom, 1-3/4 bath. Canopies on BOTH sides of home, TWO storage Sheds.Purchase includes washer, dryer AND refrigerator.If you qualify, just load up and move in!

  29. 2022-03-04
    soldstatus $75,000 Sold
  30. 2022-02-10
    price $80,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (shaded) · 58% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 6 d/yr ≥105°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 57 unhealthy d/yr today · 60 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,868
− Mortgage interest
−$4,901
− Property taxes
−$1,312
− Insurance
−$438
− Repairs & maintenance
−$1,589
− Management
−$1,589
− Depreciation
−$2,545
Taxable income
$7,492
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,798
After-tax cash flow
$6,641/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This mobile home is in good condition with cosmetic updates needed to enhance its curb appeal and interior aesthetics.

Value-add opportunities

  • Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics
  • Both replace ceiling fans with modern fixtures — modern fans improve airflow and aesthetics
  • Both install smart home devices — enhances comfort and energy efficiency

Renovation cost estimate screening

Value-add ROI direction

  • Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics
  • Both replace ceiling fans with modern fixtures — modern fans improve airflow and aesthetics
  • Both install smart home devices — enhances comfort and energy efficiency

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Clovis Unified
NCES district ID
0609030
Math proficiency
58% ▲ 1.00%
Reading proficiency
72% ▲ 2.00%
Median HH income
$71,950
Composite
58.7/100
National rank
#2003
State rank
#152 of 1400 in CA

Livability — Clovis

Score
76/100
State rank
#92
US rank
#3307

Category grades

Amenities C- Commute A+ Cost of living F Crime B- Employment A Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Clovis, CA
County
Fresno County · 834,801 people
City population
139,989
Metro
Fresno, CA
Population (ZIP)
37,755
Household income
$66,683
Rent vs Own
61.6% rent · 38.4% own
Severe rent burden
2487.0

Population outlook (Fresno County) Hauer SSP2

Today (2025)
1,042,971 people
By 2030
1,072,198 · +2.8%
By 2040
1,122,408 · +7.6%
By 2050
1,157,251 · +11.0%
By 2075
1,182,575 · +13.4%
By 2100
1,105,899 · +6.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 41% White 41% Two or more races 18% Asian 12% Black 2% Native American 2%
Hispanic origin (detail)
Mexican 37%
Common ancestry
Slovak 2% Lithuanian 1% Italian 1%
Foreign-born
12% · Canada, China, Vietnam
Languages at home
73% English-only · Spanish 18% Other Asian/Pacific 4% Tagalog/Filipino 2%

Political lean MEDSL · Fresno

2024 margin
Toss-up / Even · D 46.5% · R 50.9% · Other 2.6%
2008→2024 swing
-6.5pp toward R · 2008: 2.1pp · 2024: -4.4pp
All cycles
2024: R+4.4 2020: D+7.8 2016: D+3.9 2012: R+2.9 2008: D+2.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -352.97%
Current HPI
357.6089
Rent YoY
▲ 2.65%
Metro
Fresno, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+12.4% since first listed
14 events — show timeline
  • 2026-05-08 Relisted FRESNOMLS
  • 2026-04-28 Pending FRESNOMLS
  • 2026-04-15 Relisted FRESNOMLS
  • 2026-03-28 Pending FRESNOMLS
  • 2026-03-06 Relisted FRESNOMLS
  • 2026-03-04 Contingent FRESNOMLS
  • 2026-02-28 Pending FRESNOMLS
  • 2026-02-02 Price Changed $89,900 FRESNOMLS
  • 2025-09-27 Listed $98,000 FRESNOMLS
  • 2023-01-09 Sold (MLS) $65,000 FRESNOMLS
  • 2022-12-09 Pending FRESNOMLS
  • 2022-11-17 Listed $65,000 FRESNOMLS
  • 2022-03-04 Sold (MLS) $75,000 FRESNOMLS
  • 2022-02-10 Price Changed $80,000 FRESNOMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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