101 Sparta St · Warner Robins, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.1/30.0
- ARV discount +9.4/15.0
- DSCR +7.8/10.0
- 1% rule +5.2/10.0
- Schools +3.9/10.0
- Livability +3.2/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Small brick ranch with single carport. side yard is fenced, corner lot. Hardwood flooring and standard starter home. Buyer must accompany realtor whenviewing home
Key facts
- Painted brick home
- Spacious lot
- Conveniently located
Tags
Property features AI
Finance
- HOA & community: No HOA; Community has sidewalks
Exterior
- Parking: Attached carport
- Utilities: Public water available; Public sewer (sewer connected); Electricity available
- Home design: Single-family house; Resale property; Built in 1961; One story
- Construction: Brick construction; Other roof material
- Exterior features: Porch; Back-yard chain link fencing; Corner, level, open lot; Outbuilding on property
Interior
- Kitchen: Refrigerator; Breakfast area and breakfast bar
- Bedrooms: 3 bedrooms on the main level
- Flooring: Hardwood flooring; Vinyl flooring
- Bathrooms: 1 full bathroom (main level)
- Heating & cooling: Central heating; Central air conditioning; Ceiling fan(s)
- Interior features: One-level living; Breakfast area and breakfast bar; Public-record living area of 1,101 (listed); No fireplace
- Laundry & utility: Laundry: Other; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $135k.
Deal economics
- At list price, monthly cash flow is $267 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $135k).
- Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.7% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D+, crime F.
- Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 34 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $28k; list at $135k implies a 391% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 8.67%
- Cash-on-cash
- 8.49%
- DSCR
- 1.38
- GRM
- 8.2
CMA / ARV
- ARV (median comp)
- $140,877
- List price
- $135,000
- Delta
- -4.17%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 112 Athens St | 0.11mi | 3/1.0 | 1,053 (-4%) | 2mo | $137,000 | $130 | 86 |
| 110 Lee St | 0.16mi | 3/2.0 | 1,087 (-1%) | 2mo | $189,000 | $174 | 85 |
| 109 Lee St | 0.19mi | 3/1.0 | 1,073 (-2%) | 4mo | $110,000 | $103 | 84 |
| 108 Lee St | 0.17mi | 3/1.0 | 1,196 (+9%) | 9mo | $175,000 | $146 | 70 |
| 111 Grant St | 0.30mi | 3/2.0 | 1,214 (+10%) | 2mo | $178,500 | $147 | 64 |
| 112 Maxwell Dr | 0.43mi | 3/1.0 | 1,080 (-2%) | 22mo | $132,000 | $122 | 59 |
| 117 Maxwell Dr | 0.42mi | 3/1.0 | 984 (-11%) | 6mo | $83,750 | $85 | 58 |
| 127 Lincoln St | 0.26mi | 3/1.0 | 988 (-10%) | 19mo | $125,000 | $127 | 55 |
| 304 Wall St | 0.56mi | 3/1.0 | 960 (-13%) | 1mo | $115,000 | $120 | 52 |
| 202 Maxwell Dr | 0.54mi | 3/1.0 | 1,025 (-7%) | 15mo | $100,000 | $98 | 51 |
| 109 Smith Ct | 0.57mi | 3/1.5 | 1,204 (+9%) | 7mo | $80,000 | $66 | 50 |
| 319 Laurel Woods Dr | 0.64mi | 3/2.0 | 1,264 (+15%) | 11mo | $215,000 | $170 | 33 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.67% rent growth · sell at horizon
- IRR
- -4.8%
- Equity multiple
- 0.82×
- Total profit
- $-6,711
- Equity at exit
- $20,129
- IRR
- 3.3%
- Equity multiple
- 1.23×
- Total profit
- $8,635
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31088
- Rents YoY
- 1.7%
- Active inventory
- 286
- Price-to-rent
- 8.2×
Monthly cashflow live
- Estimated rent
- $1,373 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$53 /mo · $634/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$288
- Net cashflow
- $267
Break-even live
Sensitivity live
| Price | -10% $344 | -5% $306 | +0% $267 | +5% $229 | +10% $191 |
|---|---|---|---|---|---|
| Rent | -10% $159 | -5% $213 | +0% $267 | +5% $322 | +10% $376 |
| Rate | -1.0pp $335 | -0.5pp $302 | base $267 | +0.5pp $232 | +1.0pp $197 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 108 Corinth St Warner Robins, GA | 3.0 | 1.0 | 1200 | $1,400 | $1.17 | 44d | 1 | 0.11mi |
| 305 Sparta St Warner Robins, GA | 3.0 | 1.0 | 1198 | $1,200 | $1.00 | 44d | 1 | 0.30mi |
| 107 Virginia Dare Dr Warner Robins, GA | 2.0 | 1.0 | 744 | $1,150 | $1.55 | 22d | 1 | 0.46mi |
| 107 Virginia Dare Dr Warner Robins, GA | 2.0 | 1.0 | 744 | $1,150 | $1.55 | 44d | 1 | 0.46mi |
| 605 S Pleasant Hill Rd Warner Robins, GA | 3.0 | 1.0 | 1326 | $1,150 | $0.87 | 44d | 1 | 0.95mi |
| 605 S Pleasant Hill Rd Warner Robins, GA | 3.0 | 1.0 | 1326 | $1,150 | $0.87 | 22d | 1 | 0.96mi |
| 805 Crestwood Ter Warner Robins, GA | 3.0 | 1.0 | 864 | $1,125 | $1.30 | 44d | 1 | 0.97mi |
| 114 Forrester Dr Warner Robins, GA | 3.0 | 1.0 | 810 | $1,100 | $1.36 | 22d | 1 | 1.01mi |
| 1311 Alma Ave Warner Robins, GA | 3.0 | 1.0 | 1073 | $1,150 | $1.07 | 44d | 1 | 1.05mi |
| 311 2nd St Warner Robins, GA | 2.0 | 1.0 | 1000 | $1,100 | $1.10 | 22d | 1 | 1.20mi |
| Blue Pines Apartments Warner Robins, GA | 1.0–2.0 | 1.0 | 670 | $1,025 | $1.53 | 14d | 2 | 1.27mi |
| 103 Dellwood Cir Unit 107-B Warner Robins, GA | 2.0 | 1.0 | 850 | $725 | $0.85 | 22d | 1 | 1.36mi |
| 103 Dellwood Cir Warner Robins, GA | 2.0 | 1.0 | 1000 | $1,050 | $1.05 | 22d | 1 | 1.39mi |
| 210 Southland Station Dr Warner Robins, GA | 1.0–3.0 | 1.0–2.0 | 1135 | $1,413 | $1.24 | 14d | 15 | 1.46mi |
Listing history 21 events
-
2026-06-15days on market $135,000 Active 34 DOM
-
2026-06-14days on market $135,000 Active 32 DOM
-
2026-06-13days on market $135,000 Active 31 DOM
-
2026-06-10days on market $135,000 Active 29 DOM
-
2026-06-09days on market $135,000 Active 28 DOM
-
2026-06-08days on market $135,000 Active 27 DOM
-
2026-06-07days on market $135,000 Active 26 DOM
-
2026-06-05days on market $135,000 Active 23 DOM
-
2026-06-03days on market $135,000 Active 22 DOM
-
2026-06-02days on market $135,000 Active 21 DOM
-
2026-06-01days on market $135,000 Active 20 DOM
-
2026-05-31days on market $135,000 Active 19 DOM
-
2026-05-30days on market $135,000 Active 18 DOM
-
2026-05-12$135,000 New 579-char remark
-
2026-05-12$135,000 Active 579-char remark
-
2026-05-12$135,000 Active
-
2016-07-25soldstatus $27,500
Show marketing remark (162 chars)
Small brick ranch with single carport. side yard is fenced, corner lot. Hardwood flooring and standard starter home. Buyer must accompany realtor whenviewing home
-
2016-07-25soldstatus $27,500
Show marketing remark (162 chars)
Small brick ranch with single carport. side yard is fenced, corner lot. Hardwood flooring and standard starter home. Buyer must accompany realtor whenviewing home
-
2016-06-08$29,900
Show marketing remark (162 chars)
Small brick ranch with single carport. side yard is fenced, corner lot. Hardwood flooring and standard starter home. Buyer must accompany realtor whenviewing home
-
2016-06-08$29,900
Show marketing remark (162 chars)
Small brick ranch with single carport. side yard is fenced, corner lot. Hardwood flooring and standard starter home. Buyer must accompany realtor whenviewing home
-
2006-05-22soldstatus $70,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $634 · $53/mo
- Projected year-2 tax
- $1,242 · $104/mo
- Expected delta
- +$608/yr (+$51/mo · 95.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,472
- − Mortgage interest
- −$7,562
- − Property taxes
- −$634
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,318
- − Management
- −$1,318
- − Depreciation
- −$3,927
- Taxable income
- $1,038
- Est. tax owed @ 24.0%
- −$249
- After-tax cash flow
- $2,959/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston County
- NCES district ID
- 1302880
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 46% ▼ -2.00%
- Median HH income
- $54,823
- Composite
- 38.68/100
- National rank
- #4144
- State rank
- #23 of 174 in GA
Livability — Warner Robins
- Score
- 65/100
- State rank
- #227
- US rank
- #13290
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Warner Robins, GA
- County
- Houston County · 157,321 people
- City population
- 92,102
- Metro
- Warner Robins, GA
- Population (ZIP)
- 58,585
- Household income
- $83,082
- Rent vs Own
- Severe rent burden
- 1668.0
Population outlook (Houston County) Hauer SSP2
- Today (2025)
- 169,502 people
- By 2030
- 178,486 · +5.3%
- By 2040
- 194,642 · +14.8%
- By 2050
- 207,119 · +22.2%
- By 2075
- 231,480 · +36.6%
- By 2100
- 235,034 · +38.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Romanian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, Vietnam, Jamaica
- Languages at home
- 90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%
Political lean MEDSL · Houston
- 2024 margin
- R (+11.3) · D 44.0% · R 55.3%
- 2008→2024 swing
- +8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
- All cycles
- 2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.75%
- Current HPI
- 219.8261
- Rent YoY
- ▲ 1.67%
- Metro
- Warner Robins, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+92.9% since first listed8 events — show timeline
- 2026-06-15 Listing Removed — GAMLS
- 2026-05-12 Listed $135,000 GAMLS
- 2026-05-12 Listed $135,000 CGMLS
- 2016-07-25 Sold (MLS) $27,500 CGMLS
- 2016-07-25 Sold (MLS) $27,500 MGMLS
- 2016-06-08 Listed $29,900 CGMLS
- 2016-06-08 Listed $29,900 MGMLS
- 2006-05-22 Sold (Public Records) $70,000 Public Records
Property tax history
+1.5%/yrLatest (2025): $634 · +10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…