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70200 Dillon Rd #669
B+ Composite 77.33
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Condition / age +3.8/5.0
  • Livability +3.4/5.0
  • Schools +2.7/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$32,500

70200 Dillon Rd #669 · Desert Edge, CA 92241
1 bd · 1.0 ba · 400 sqft · Manufactured · 16 Days on market
Built 2004 Good condition Est $47k · 31% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Beautifully maintained and ideally located near local attractions, this bright and efficient desert retreat offers stunning views of Mt. San Jacinto and the surrounding hills from the front porch. With approximately 400 square feet, 1 bedroom, 1 bathroom, a spacious shed, and a charming courtyard, it has everything you need for a perfect getaway and the opportunity to make it your own. Located in Caliente Springs, a premier 55+ RV resort, the community features attractive Park Model homes and amenities including mineral-fed hot spring pools and spas, 9-hole golf course, 8-pickleball courts, tennis courts, laundry facilities, a gym, and a vibrant calendar of social activities. Come enjoy the

Key facts

  • Charming courtyard
  • Tennis courts
  • Desert retreat

Tags

DESERT RETREATCHARMING COURTYARDMINERAL-FED HOT SPRING POOLS9-HOLE GOLF COURSE8-PICKLEBALL COURTSTENNIS COURTS

Property features AI

Finance

  • Other: Rental restrictions apply; Property sold furnished; Sale type: standard; Possession at close of escrow
  • Financial info: Monthly space rent: $750.00; Listing terms: cash or cash to new loan; Mobile home to remain
  • HOA & community: No monthly association fee (listed as $0.00); Senior park (Caliente Springs Resort) with manager approval required

Exterior

  • Parking: Assigned parking (2 parking spaces, no garage or covered spaces)
  • Security: Gated community with automatic gate
  • Utilities: Water provided by a water district (Mission); Septic tank sewer service; PUD: yes; Space rent includes trash
  • Home design: Single-story (ground level); Single wide mobile/manufactured home (Laurel Creek model); Front door faces west
  • Construction: Siding exterior; Pier jacks and tie-down foundation; Built by Laurel Creek (manufacture year 2004)
  • Exterior features: Gated community with automatic gate; Community amenities include pool and spa (heated, in-ground, fenced) and hot tub; Community mailboxes; Trailer storage available; Pickleball courts; Golf course within development; Dog park; Accessory buildings on property; Landscaped grounds; Underground utilities; Public street access; Level lot; Leisure and front door face west; Updated/remodeled condition; Detached property

Interior

  • Kitchen: Laminate countertops; Gas cooktop; Gas oven; Microwave; Refrigerator; Disposal
  • Bedrooms: Main floor bedroom
  • Flooring: Laminate flooring
  • Bathrooms: 1 full bathroom with travertine and a shower stall
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Vaulted ceilings; Blinds on windows; Ground-level entry with steps; Furnished
  • Laundry & utility: Community laundry; Water heater unit

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $32k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $676 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $32k).
  • Recommended offer: $32k (1.5% below list) — sets the bar for market timing.
  • Cap rate 35.9% vs local median 14.8% in Desert Edge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#297 in CA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, schools F, commute D-.
  • Palm Springs Unified (suburban): math 21% / reading 42% proficiency, ranked #328 of 517 in CA (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 216 active listings in the ZIP; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $225 of loan paydown is wiped out by about $975 of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $9k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 16 days — a 2% lower offer ($32k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: flood insurance adds $125/mo.
  • Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); moderate wildfire risk; extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $32,012 (1.5% below list)

Questions for the listing agent

  1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.00%
Cap rate
35.87%
Cash-on-cash
105.65%
DSCR
5.70
GRM
2.1

CMA / ARV

ARV (on-the-fly)
$47,200
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
70200 Dillon Rd #192 0.00mi 1/1.0 400 (0%) 4mo $43,000 $108 97
70200 Dillon Rd #2 0.11mi 1/1.0 400 (0%) 3mo $50,000 $125 93
70200 Dillon Rd #393 0.17mi 1/1.0 400 (0%) 1mo $26,500 $66 91
70200 Dillon Rd #190 0.11mi 1/1.0 400 (0%) 5mo $40,000 $100 91
70200 Dillon Rd #25 0.16mi 1/1.0 400 (0%) 2mo $32,500 $81 91
70200 Dillon Rd #402 0.17mi 1/1.0 400 (0%) 3mo $95,000 $238 90
70200 Dillon Rd #425 0.16mi 1/1.0 400 (0%) 4mo $47,000 $118 89
70200 Dillon Rd #28 0.11mi 1/1.0 400 (0%) 10mo $38,000 $95 87
70200 Dillon Rd #585 0.17mi 1/1.0 400 (0%) 7mo $58,000 $145 87
70200 Dillon Rd #515 0.11mi 1/1.0 400 (0%) 14mo $45,000 $113 83
70201 Aurora Rd #149 0.43mi 1/1.0 399 (-0%) 3mo $54,000 $135 77
17405 Corkill Rd #22 0.44mi 1/1.0 432 (+8%) 4mo $65,000 $150 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
89.9%
Equity multiple
5.16×
Total profit
$37,882
Equity at exit
$4,846
10-year hold
IRR
92.8%
Equity multiple
10.76×
Total profit
$88,815
Equity at exit
$2,810

Cash invested: $9,100 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92241

Home prices YoY
-22.8%
Active inventory
216
Price-to-rent
2.1×

Monthly cashflow live

Estimated rent
$1,298 medium interval (Pro) →
Mortgage (P&I)
$170
Tax est. 1.5%
$41 /mo · $488/yr
Insurance
$14
Flood insurance flood zone
−$125 /mo · $1,502/yr
HOA
$0
Vacancy / Maint / Mgmt
$273
Net cashflow
$676

Break-even live

Break-even rent $443
Max offer price $32,500
Occupancy floor 43%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$8,125
Closing costs
$975
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-18
    days on market $32,500 Active 16 DOM
  2. 2026-06-17
    days on market $32,500 Active 15 DOM
  3. 2026-06-16
    days on market $32,500 Active 14 DOM
  4. 2026-06-15
    days on market $32,500 Active 13 DOM
  5. 2026-06-13
    days on market $32,500 Active 11 DOM
  6. 2026-06-13
    days on market $32,500 Active 10 DOM
  7. 2026-06-09
    days on market $32,500 Active 7 DOM
  8. 2026-06-08
    days on market $32,500 Active 6 DOM
  9. 2026-06-07
    statusdays on market $32,500 Active 5 DOM
  10. 2026-06-03
    status $32,500 Pending 3 DOM
  11. 2026-06-02
    days on market $32,500 Active 3 DOM
  12. 2026-06-01
    days on market $32,500 Active 2 DOM
  13. 2026-05-31
    remarks 699-char remark
  14. 2026-05-31
    listed $32,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 6 d/yr ≥109°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,581
− Mortgage interest
−$1,821
− Property taxes
−$488
− Insurance
−$1,665
− Repairs & maintenance
−$1,246
− Management
−$1,246
− Depreciation
−$945
Taxable income
$8,170
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,961
After-tax cash flow
$6,151/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This mobile home is in good condition with a good condition score of 75. It has a cosmetic rehab level and requires minor repairs and maintenance. The highest-ROI updates include painting, landscaping improvements, and HVAC maintenance to enhance both resale and rental value.

Repairs flagged

  • Minor Landscaping — Some areas of the landscaping appear overgrown and in need of trimming.
  • Minor Palm trees — Some palm trees appear to have dead fronds that should be pruned for aesthetic and safety reasons.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — A well-maintained landscape can significantly boost both resale and rental value.
  • Both HVAC maintenance — Regular HVAC maintenance ensures comfort and energy efficiency, which is important for both buyers and renters.

Renovation cost estimate screening

Repair itemSeverityEst. cost
Landscaping · Some areas of the landscaping appear overgrown and in need of trimming. Minor $500–3,000
Palm trees · Some palm trees appear to have dead fronds that should be pruned for aesthetic and safety reasons. Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics.
  • Both Landscaping improvements — A well-maintained landscape can significantly boost both resale and rental value.
  • Both HVAC maintenance — Regular HVAC maintenance ensures comfort and energy efficiency, which is important for both buyers and renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Palm Springs Unified
NCES district ID
0629550
Math proficiency
21% ▼ -7.00%
Reading proficiency
42% ▬ 0.00%
Median HH income
$43,638
Composite
26.76/100
National rank
#7131
State rank
#328 of 517 in CA

Livability — Desert Edge

Score
68/100
State rank
#297
US rank
#9953

Category grades

Amenities B- Commute D- Cost of living A+ Crime C- Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Desert Edge, CA
Population (ZIP)
8,624

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Race & ethnicity
White 50% Hispanic / Latino 46% Two or more races 16% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Lithuanian 3% Slovak 2% Portuguese 2%
Foreign-born
28% · Canada, South Korea
Languages at home
57% English-only · Spanish 38% Chinese 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -118.23%
Current HPI
400.5663
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-30 Listed $32,500 GPSMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…