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222 Hawks Dr 🏗️ New Construction
D- Composite 37.37
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.2/30.0
  • ARV discount +7.5/15.0
  • Rent growth +4.4/5.0
  • Condition / age +4.0/5.0
  • 1% rule +3.2/10.0
  • DSCR +2.9/10.0
  • Livability +2.9/5.0
  • Schools +2.3/10.0
  • Appreciation +0.0/10.0

$306,035

222 Hawks Dr · Fairview, GA 30741
4 bd · 2.5 ba · 1,991 sqft · SingleFamily · 42 Days on market
Built 2026 Good condition 7,619 sqft lot $29/mo HOA · 1% of rent ↓ 8% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Belhaven floorplan is tailor-made for your lifestyle and is available at 222 Hawks Drive. This two-story plan boasts a luxurious primary bedroom upstairs, complete with a walk-in closet and a spacious bathroom. The second level also features three secondary bedrooms and an additional bathroom. Upstairs, you'll find the convenience of a washer and dryer hookup. On the main level, there is a flex room that can be used as a study or a designated formal dining area, along with a powder room located directly off the foyer. This floorplan offers open concept living, with the expansive great room overlooking the modern kitchen. Large windows allow natural sunlight to brighten up the kitchen area. The kitchen is an entertainer's dream, with a sleek island that includes countertop seating and a spacious pantry with ample room for groceries. * D. R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Images may contain virtual staging.

Key facts

  • Open concept living
  • Walk-in-closet
  • Expansive great room

Tags

WALK-IN-CLOSETWASHER AND DRYER HOOKUPSFLEX ROOMOPEN CONCEPT LIVINGEXPANSIVE GREAT ROOMMODERN KITCHEN

Property features AI

Finance

  • Other: Subdivision: Timber Creek
  • HOA & community: Homeowners association with an annual fee of $350 (about $29.17/month)

Exterior

  • Parking: Attached garage with 2 spaces; Concrete driveway
  • Utilities: Public water; Private sewer; Electricity connected
  • Home design: Single-family residence; Residential property; Built by D.R. Horton; New construction; 1,991 above-grade finished area
  • Construction: Frame construction; Slab foundation
  • Exterior features: Exterior lighting; Rain gutters

Interior

  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central air conditioning
  • Interior features: 6 total rooms; New construction

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $306,035 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $312,628.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $306k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-175 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $287k (6.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $255k (16.7% below list).
  • Recommended offer: $255k (16.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 58/100 on livability (#440 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
  • Walker County (rural): math 25% / reading 29% proficiency, ranked #114 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Stone Creek Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 425 students, 84% FRL); Rossville Middle School (math 13% / reading 25%, grade F, #368 of 470 statewide, top 79%, 444 students, 81% FRL) — zoned schools average 83% FRL vs 61% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+7.4%/yr); 425 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 347 units permitted in Walker County in 2024 (24 in 5+ unit buildings).
  • At $2,550/mo this rent would consume 52% of the median local household income ($59k/yr) (locally 834% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Walker County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($297k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $22k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $255,008 (16.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.62%
Cash-on-cash
-2.40%
DSCR
0.89
GRM
10.2

CMA / ARV

ARV (median comp)
$312,628
List price
$306,035
Delta
-2.11%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
21 Saddle St 0.20mi 4/2.5 1,976 (-1%) 6mo $285,000 $144 84
58 Quarter Street St 0.13mi 3/2.5 (-1) 2,164 (+9%) 1mo $304,000 $140 74
313 Draft St 0.15mi 3/— (-1) 2,160 (+8%) 2mo $304,105 $141 72
57 Quarter St 0.11mi 4/2.0 1,765 (-11%) 3mo $312,600 $177 71
70 Draft St 0.05mi 3/2.5 (-1) 1,749 (-12%) 4mo $287,500 $164 69
52 Quarter Street St 0.13mi 3/2.5 (-1) 1,749 (-12%) 1mo $286,000 $164 68
33 Quarter Street St 0.13mi 3/2.5 (-1) 1,749 (-12%) 6mo $270,000 $154 64
334 Draft Street St 0.23mi 3/2.5 (-1) 1,749 (-12%) 1mo $291,815 $167 63
19 Quarter St. St 0.14mi 3/2.5 (-1) 1,749 (-12%) 7mo $270,000 $154 62
732 Salem Rd 0.67mi 3/3.0 (-1) 2,038 (+2%) 6mo $289,900 $142 53
148 Saddlebred Way 0.73mi 4/2.5 1,825 (-8%) 4mo $260,000 $142 49
68 Buck Creek Ln 0.72mi 4/3.0 2,170 (+9%) 1mo $322,400 $149 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.44% rent growth · sell at horizon

5-year hold
IRR
-15.4%
Equity multiple
0.43×
Total profit
$-49,843
Equity at exit
$46,614
10-year hold
IRR
-0.6%
Equity multiple
0.95×
Total profit
$-3,989
Equity at exit
$27,030

Cash invested: $87,536 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30741

Home prices YoY
-30.7%
Rents YoY
7.4%
Active inventory
425
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$2,550 high interval (Pro) →
Mortgage (P&I)
$1,639
Tax est. 1.5%
$391 /mo · $4,689/yr
Insurance
$130
HOA
$29
Vacancy / Maint / Mgmt
$536
Net cashflow
$-175

Break-even live

Break-even rent $2,772
Max offer price $287,314
Occupancy floor

Sensitivity live

Price -10% $41 -5% $-67 +0% $-175 +5% $-283 +10% $-391
Rent -10% $-376 -5% $-276 +0% $-175 +5% $-74 +10% $27
Rate -1.0pp $-17 -0.5pp $-95 base $-175 +0.5pp $-256 +1.0pp $-338

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$78,157
Closing costs
$9,379
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10 Draught St Rossville, GA 3.0–5.0 2.0–3.0 2055 $3,764 $1.83 14d 1 0.30mi
89 Buck Creek Ln Rossville, GA 4.0 2.5 2562 $2,450 $0.96 14d 1 0.73mi
115 Saddlebred Way Rossville, GA 4.0 2.5 1825 $2,145 $1.18 14d 1 0.74mi
114 Saddlebred Way Rossville, GA 3.0 2.5 1600 $2,295 $1.43 24d 1 0.74mi
114 Saddlebred Way Rossville, GA 3.0 2.5 1600 $2,295 $1.43 44d 1 0.74mi
105 Saddlebred Way Rossville, GA 4.0 2.5 2323 $2,250 $0.97 14d 1 0.75mi
81 Saddlebred Way Unit NA Rossville, GA 4.0 3.0 2170 $2,149 $0.99 44d 1 0.76mi

HOA detail

Monthly dues
$29 · $348/yr

Listing history 21 events

  1. 2026-06-18
    days on market $306,035 Active 42 DOM
  2. 2026-06-17
    days on market $306,035 Active 41 DOM
  3. 2026-06-16
    days on market $306,035 Active 40 DOM
  4. 2026-06-15
    days on market $306,035 Active 39 DOM
  5. 2026-06-14
    days on market $306,035 Active 37 DOM
  6. 2026-06-13
    days on market $306,035 Active 36 DOM
  7. 2026-06-10
    days on market $306,035 Active 34 DOM
  8. 2026-06-09
    days on market $306,035 Active 33 DOM
  9. 2026-06-08
    days on market $306,035 Active 32 DOM
  10. 2026-06-07
    days on market $306,035 Active 31 DOM
  11. 2026-06-05
    days on market $306,035 Active 28 DOM
  12. 2026-06-03
    days on market $306,035 Active 27 DOM
  13. 2026-06-02
    days on market $306,035 Active 26 DOM
  14. 2026-06-01
    days on market $306,035 Active 25 DOM
  15. 2026-05-31
    days on market $306,035 Active 24 DOM
  16. 2026-05-30
    days on market $306,035 Active 23 DOM
  17. 2026-05-13
    price $306,035 872-char remark
  18. 2026-05-12
    price $306,035 1244-char remark
    Show marketing remark (1244 chars)

    The Belhaven floorplan is tailor-made for your lifestyle and is available at 222 Hawks Drive. This two-story plan boasts a luxurious primary bedroom upstairs, complete with a walk-in closet and a spacious bathroom. The second level also features three secondary bedrooms and an additional bathroom. Upstairs, you'll find the convenience of a washer and dryer hookup. On the main level, there is a flex room that can be used as a study or a designated formal dining area, along with a powder room located directly off the foyer. This floorplan offers open concept living, with the expansive great room overlooking the modern kitchen. Large windows allow natural sunlight to brighten up the kitchen area. The kitchen is an entertainer's dream, with a sleek island that includes countertop seating and a spacious pantry with ample room for groceries. * D. R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Images may contain virtual staging.

  19. 2026-05-06
    listed $328,035 Active 872-char remark
  20. 2026-05-01
    price $328,035 1244-char remark
    Show marketing remark (1244 chars)

    The Belhaven floorplan is tailor-made for your lifestyle and is available at 222 Hawks Drive. This two-story plan boasts a luxurious primary bedroom upstairs, complete with a walk-in closet and a spacious bathroom. The second level also features three secondary bedrooms and an additional bathroom. Upstairs, you'll find the convenience of a washer and dryer hookup. On the main level, there is a flex room that can be used as a study or a designated formal dining area, along with a powder room located directly off the foyer. This floorplan offers open concept living, with the expansive great room overlooking the modern kitchen. Large windows allow natural sunlight to brighten up the kitchen area. The kitchen is an entertainer's dream, with a sleek island that includes countertop seating and a spacious pantry with ample room for groceries. * D. R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Images may contain virtual staging.

  21. 2026-04-16
    listed $333,035 Active 1244-char remark
    Show marketing remark (1244 chars)

    The Belhaven floorplan is tailor-made for your lifestyle and is available at 222 Hawks Drive. This two-story plan boasts a luxurious primary bedroom upstairs, complete with a walk-in closet and a spacious bathroom. The second level also features three secondary bedrooms and an additional bathroom. Upstairs, you'll find the convenience of a washer and dryer hookup. On the main level, there is a flex room that can be used as a study or a designated formal dining area, along with a powder room located directly off the foyer. This floorplan offers open concept living, with the expansive great room overlooking the modern kitchen. Large windows allow natural sunlight to brighten up the kitchen area. The kitchen is an entertainer's dream, with a sleek island that includes countertop seating and a spacious pantry with ample room for groceries. * D. R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Images may contain virtual staging.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 12% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,601
− Mortgage interest
−$17,512
− Property taxes
−$4,689
− Insurance
−$1,563
− Repairs & maintenance
−$2,448
− Management
−$2,448
− HOA
−$348
− Depreciation
−$9,095
Taxable loss
−$7,502
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,801
After-tax cash flow
$-299/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This home is in good condition with minimal repairs needed. Upgrades to paint, flooring, and appliances would significantly enhance its value for both resale and rental.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replacing carpet with hardwood flooring — Hardwood flooring is more durable and adds value
  • Both Upgrading kitchen appliances — Modern appliances improve functionality and appeal
  • Both Upgrading bathroom fixtures — Updated fixtures enhance functionality and aesthetics

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Replacing carpet with hardwood flooring — Hardwood flooring is more durable and adds value
  • Both Upgrading kitchen appliances — Modern appliances improve functionality and appeal
  • Both Upgrading bathroom fixtures — Updated fixtures enhance functionality and aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Walker County
NCES district ID
1305370
Math proficiency
25% ▼ -10.00%
Reading proficiency
29% ▼ -10.00%
Median HH income
$39,889
Composite
22.74/100
National rank
#8035
State rank
#114 of 174 in GA

Livability — Fairview

Score
58/100
State rank
#440
US rank
#21150

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Walker County · 48,831 people
City population
29,236
Metro
Chattanooga, TN-GA
Population (ZIP)
30,041
Household income
$58,834
Rent vs Own
32.3% rent · 67.7% own
Severe rent burden
834.0

Population outlook (Walker County) Hauer SSP2

Today (2025)
66,050 people
By 2030
64,305 · -2.6%
By 2040
60,127 · -9.0%
By 2050
55,551 · -15.9%
By 2075
44,886 · -32.0%
By 2100
34,015 · -48.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Black 5% Two or more races 5% Hispanic / Latino 5%
Common ancestry
Slovak 3% Iranian 2% Italian 1%
Foreign-born
2% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Walker

2024 margin
Solid R (+59.3) · D 20.1% · R 79.4%
2008→2024 swing
-12.5pp toward R · 2008: -46.8pp · 2024: -59.3pp
All cycles
2024: R+59.3 2020: R+59.3 2016: R+61.5 2012: R+50.2 2008: R+46.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -118.05%
Current HPI
267.0047
Rent YoY
▲ 7.44%
Metro
Chattanooga, TN-GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-8.1% since first listed
5 events — show timeline
  • 2026-05-13 Price Changed $306,035 GCAR
  • 2026-05-12 Price Changed $306,035 Zillow
  • 2026-05-06 Listed $328,035 GCAR
  • 2026-05-01 Price Changed $328,035 Zillow
  • 2026-04-16 Listed $333,035 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…