🏗️ New Construction
222 Hawks Dr · Fairview, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 12.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +10.2/30.0
- ARV discount +7.5/15.0
- Rent growth +4.4/5.0
- Condition / age +4.0/5.0
- 1% rule +3.2/10.0
- DSCR +2.9/10.0
- Livability +2.9/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$306,035
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Belhaven floorplan is tailor-made for your lifestyle and is available at 222 Hawks Drive. This two-story plan boasts a luxurious primary bedroom upstairs, complete with a walk-in closet and a spacious bathroom. The second level also features three secondary bedrooms and an additional bathroom. Upstairs, you'll find the convenience of a washer and dryer hookup. On the main level, there is a flex room that can be used as a study or a designated formal dining area, along with a powder room located directly off the foyer. This floorplan offers open concept living, with the expansive great room overlooking the modern kitchen. Large windows allow natural sunlight to brighten up the kitchen area. The kitchen is an entertainer's dream, with a sleek island that includes countertop seating and a spacious pantry with ample room for groceries. * D. R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Images may contain virtual staging.
Key facts
- Open concept living
- Walk-in-closet
- Expansive great room
Tags
Property features AI
Finance
- Other: Subdivision: Timber Creek
- HOA & community: Homeowners association with an annual fee of $350 (about $29.17/month)
Exterior
- Parking: Attached garage with 2 spaces; Concrete driveway
- Utilities: Public water; Private sewer; Electricity connected
- Home design: Single-family residence; Residential property; Built by D.R. Horton; New construction; 1,991 above-grade finished area
- Construction: Frame construction; Slab foundation
- Exterior features: Exterior lighting; Rain gutters
Interior
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central air conditioning
- Interior features: 6 total rooms; New construction
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $306k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-175 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $287k (6.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $255k (16.7% below list).
- Recommended offer: $255k (16.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 58/100 on livability (#440 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D+, amenities F, commute F.
- Walker County (rural): math 25% / reading 29% proficiency, ranked #114 of 174 in GA (top 66%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Stone Creek Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 425 students, 84% FRL); Rossville Middle School (math 13% / reading 25%, grade F, #368 of 470 statewide, top 79%, 444 students, 81% FRL) — zoned schools average 83% FRL vs 61% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+7.4%/yr); 425 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 347 units permitted in Walker County in 2024 (24 in 5+ unit buildings).
- At $2,550/mo this rent would consume 52% of the median local household income ($59k/yr) (locally 834% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Walker County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($297k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $22k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 5.62%
- Cash-on-cash
- -2.40%
- DSCR
- 0.89
- GRM
- 10.2
CMA / ARV
- ARV (median comp)
- $312,628
- List price
- $306,035
- Delta
- -2.11%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 21 Saddle St | 0.20mi | 4/2.5 | 1,976 (-1%) | 6mo | $285,000 | $144 | 84 |
| 58 Quarter Street St | 0.13mi | 3/2.5 (-1) | 2,164 (+9%) | 1mo | $304,000 | $140 | 74 |
| 313 Draft St | 0.15mi | 3/— (-1) | 2,160 (+8%) | 2mo | $304,105 | $141 | 72 |
| 57 Quarter St | 0.11mi | 4/2.0 | 1,765 (-11%) | 3mo | $312,600 | $177 | 71 |
| 70 Draft St | 0.05mi | 3/2.5 (-1) | 1,749 (-12%) | 4mo | $287,500 | $164 | 69 |
| 52 Quarter Street St | 0.13mi | 3/2.5 (-1) | 1,749 (-12%) | 1mo | $286,000 | $164 | 68 |
| 33 Quarter Street St | 0.13mi | 3/2.5 (-1) | 1,749 (-12%) | 6mo | $270,000 | $154 | 64 |
| 334 Draft Street St | 0.23mi | 3/2.5 (-1) | 1,749 (-12%) | 1mo | $291,815 | $167 | 63 |
| 19 Quarter St. St | 0.14mi | 3/2.5 (-1) | 1,749 (-12%) | 7mo | $270,000 | $154 | 62 |
| 732 Salem Rd | 0.67mi | 3/3.0 (-1) | 2,038 (+2%) | 6mo | $289,900 | $142 | 53 |
| 148 Saddlebred Way | 0.73mi | 4/2.5 | 1,825 (-8%) | 4mo | $260,000 | $142 | 49 |
| 68 Buck Creek Ln | 0.72mi | 4/3.0 | 2,170 (+9%) | 1mo | $322,400 | $149 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.44% rent growth · sell at horizon
- IRR
- -15.4%
- Equity multiple
- 0.43×
- Total profit
- $-49,843
- Equity at exit
- $46,614
- IRR
- -0.6%
- Equity multiple
- 0.95×
- Total profit
- $-3,989
- Equity at exit
- $27,030
Cash invested: $87,536 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30741
- Home prices YoY
- -30.7%
- Rents YoY
- 7.4%
- Active inventory
- 425
- Price-to-rent
- 10.0×
Monthly cashflow live
- Estimated rent
- $2,550 high interval (Pro) →
- Mortgage (P&I)
- −$1,639
- Tax est. 1.5%
- −$391 /mo · $4,689/yr
- Insurance
- −$130
- HOA
- −$29
- Vacancy / Maint / Mgmt
- −$536
- Net cashflow
- $-175
Break-even live
Sensitivity live
| Price | -10% $41 | -5% $-67 | +0% $-175 | +5% $-283 | +10% $-391 |
|---|---|---|---|---|---|
| Rent | -10% $-376 | -5% $-276 | +0% $-175 | +5% $-74 | +10% $27 |
| Rate | -1.0pp $-17 | -0.5pp $-95 | base $-175 | +0.5pp $-256 | +1.0pp $-338 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $78,157
- Closing costs
- $9,379
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10 Draught St Rossville, GA | 3.0–5.0 | 2.0–3.0 | 2055 | $3,764 | $1.83 | 14d | 1 | 0.30mi |
| 89 Buck Creek Ln Rossville, GA | 4.0 | 2.5 | 2562 | $2,450 | $0.96 | 14d | 1 | 0.73mi |
| 115 Saddlebred Way Rossville, GA | 4.0 | 2.5 | 1825 | $2,145 | $1.18 | 14d | 1 | 0.74mi |
| 114 Saddlebred Way Rossville, GA | 3.0 | 2.5 | 1600 | $2,295 | $1.43 | 24d | 1 | 0.74mi |
| 114 Saddlebred Way Rossville, GA | 3.0 | 2.5 | 1600 | $2,295 | $1.43 | 44d | 1 | 0.74mi |
| 105 Saddlebred Way Rossville, GA | 4.0 | 2.5 | 2323 | $2,250 | $0.97 | 14d | 1 | 0.75mi |
| 81 Saddlebred Way Unit NA Rossville, GA | 4.0 | 3.0 | 2170 | $2,149 | $0.99 | 44d | 1 | 0.76mi |
HOA detail
- Monthly dues
- $29 · $348/yr
Listing history 21 events
-
2026-06-18days on market $306,035 Active 42 DOM
-
2026-06-17days on market $306,035 Active 41 DOM
-
2026-06-16days on market $306,035 Active 40 DOM
-
2026-06-15days on market $306,035 Active 39 DOM
-
2026-06-14days on market $306,035 Active 37 DOM
-
2026-06-13days on market $306,035 Active 36 DOM
-
2026-06-10days on market $306,035 Active 34 DOM
-
2026-06-09days on market $306,035 Active 33 DOM
-
2026-06-08days on market $306,035 Active 32 DOM
-
2026-06-07days on market $306,035 Active 31 DOM
-
2026-06-05days on market $306,035 Active 28 DOM
-
2026-06-03days on market $306,035 Active 27 DOM
-
2026-06-02days on market $306,035 Active 26 DOM
-
2026-06-01days on market $306,035 Active 25 DOM
-
2026-05-31days on market $306,035 Active 24 DOM
-
2026-05-30days on market $306,035 Active 23 DOM
-
2026-05-13price $306,035 872-char remark
-
2026-05-12price $306,035 1244-char remark
Show marketing remark (1244 chars)
The Belhaven floorplan is tailor-made for your lifestyle and is available at 222 Hawks Drive. This two-story plan boasts a luxurious primary bedroom upstairs, complete with a walk-in closet and a spacious bathroom. The second level also features three secondary bedrooms and an additional bathroom. Upstairs, you'll find the convenience of a washer and dryer hookup. On the main level, there is a flex room that can be used as a study or a designated formal dining area, along with a powder room located directly off the foyer. This floorplan offers open concept living, with the expansive great room overlooking the modern kitchen. Large windows allow natural sunlight to brighten up the kitchen area. The kitchen is an entertainer's dream, with a sleek island that includes countertop seating and a spacious pantry with ample room for groceries. * D. R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Images may contain virtual staging.
-
2026-05-06$328,035 Active 872-char remark
-
2026-05-01price $328,035 1244-char remark
Show marketing remark (1244 chars)
The Belhaven floorplan is tailor-made for your lifestyle and is available at 222 Hawks Drive. This two-story plan boasts a luxurious primary bedroom upstairs, complete with a walk-in closet and a spacious bathroom. The second level also features three secondary bedrooms and an additional bathroom. Upstairs, you'll find the convenience of a washer and dryer hookup. On the main level, there is a flex room that can be used as a study or a designated formal dining area, along with a powder room located directly off the foyer. This floorplan offers open concept living, with the expansive great room overlooking the modern kitchen. Large windows allow natural sunlight to brighten up the kitchen area. The kitchen is an entertainer's dream, with a sleek island that includes countertop seating and a spacious pantry with ample room for groceries. * D. R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Images may contain virtual staging.
-
2026-04-16$333,035 Active 1244-char remark
Show marketing remark (1244 chars)
The Belhaven floorplan is tailor-made for your lifestyle and is available at 222 Hawks Drive. This two-story plan boasts a luxurious primary bedroom upstairs, complete with a walk-in closet and a spacious bathroom. The second level also features three secondary bedrooms and an additional bathroom. Upstairs, you'll find the convenience of a washer and dryer hookup. On the main level, there is a flex room that can be used as a study or a designated formal dining area, along with a powder room located directly off the foyer. This floorplan offers open concept living, with the expansive great room overlooking the modern kitchen. Large windows allow natural sunlight to brighten up the kitchen area. The kitchen is an entertainer's dream, with a sleek island that includes countertop seating and a spacious pantry with ample room for groceries. * D. R. Horton is an Equal Housing Opportunity Builder. Home and community information, including pricing, included features, terms, availability and amenities, are subject to change and prior sale at any time without notice or obligation. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from homes as built. Images may contain virtual staging.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
- Wind 4/10 Moderate 12% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,601
- − Mortgage interest
- −$17,512
- − Property taxes
- −$4,689
- − Insurance
- −$1,563
- − Repairs & maintenance
- −$2,448
- − Management
- −$2,448
- − HOA
- −$348
- − Depreciation
- −$9,095
- Taxable loss
- −$7,502
- Est. tax savings @ 24.0%
- +$1,801
- After-tax cash flow
- $-299/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This home is in good condition with minimal repairs needed. Upgrades to paint, flooring, and appliances would significantly enhance its value for both resale and rental.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
- Both Replacing carpet with hardwood flooring — Hardwood flooring is more durable and adds value
- Both Upgrading kitchen appliances — Modern appliances improve functionality and appeal
- Both Upgrading bathroom fixtures — Updated fixtures enhance functionality and aesthetics
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replacing carpet with hardwood flooring — Hardwood flooring is more durable and adds value ↑
- Both Upgrading kitchen appliances — Modern appliances improve functionality and appeal ↑
- Both Upgrading bathroom fixtures — Updated fixtures enhance functionality and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Walker County
- NCES district ID
- 1305370
- Math proficiency
- 25% ▼ -10.00%
- Reading proficiency
- 29% ▼ -10.00%
- Median HH income
- $39,889
- Composite
- 22.74/100
- National rank
- #8035
- State rank
- #114 of 174 in GA
Livability — Fairview
- Score
- 58/100
- State rank
- #440
- US rank
- #21150
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Walker County · 48,831 people
- City population
- 29,236
- Metro
- Chattanooga, TN-GA
- Population (ZIP)
- 30,041
- Household income
- $58,834
- Rent vs Own
- Severe rent burden
- 834.0
Population outlook (Walker County) Hauer SSP2
- Today (2025)
- 66,050 people
- By 2030
- 64,305 · -2.6%
- By 2040
- 60,127 · -9.0%
- By 2050
- 55,551 · -15.9%
- By 2075
- 44,886 · -32.0%
- By 2100
- 34,015 · -48.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Black 5% Two or more races 5% Hispanic / Latino 5%
- Common ancestry
- Slovak 3% Iranian 2% Italian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Walker
- 2024 margin
- Solid R (+59.3) · D 20.1% · R 79.4%
- 2008→2024 swing
- -12.5pp toward R · 2008: -46.8pp · 2024: -59.3pp
- All cycles
- 2024: R+59.3 2020: R+59.3 2016: R+61.5 2012: R+50.2 2008: R+46.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -118.05%
- Current HPI
- 267.0047
- Rent YoY
- ▲ 7.44%
- Metro
- Chattanooga, TN-GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
-8.1% since first listed5 events — show timeline
- 2026-05-13 Price Changed $306,035 GCAR
- 2026-05-12 Price Changed $306,035 Zillow
- 2026-05-06 Listed $328,035 GCAR
- 2026-05-01 Price Changed $328,035 Zillow
- 2026-04-16 Listed $333,035 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…