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510 Solar St
D+ Composite 45.76
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +9.5/15.0
  • Cash flow +6.9/30.0
  • Schools +5.4/10.0
  • Condition / age +4.0/5.0
  • Livability +3.9/5.0
  • Rent growth +2.6/5.0
  • 1% rule +2.4/10.0
  • DSCR +1.1/10.0

$228,426

510 Solar St · Centerton, AR 72713
3 bd · 2.0 ba · 1,100 sqft · SingleFamily · 162 Days on market
Built 2026 Good condition 3,484 sqft lot $208/sqft · at area comps Est $239k · at est. $100/mo HOA · 6% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The 1100 Bungalow floor plan is a 3 bed, 2 bath 1100 square foot home that provides a safe, modern, and tranquil place for buyers to call home. LVP flooring and carpet in your home with durability and style. Created with the first-time homebuyer or savvy investors in mind, residents can be situated within walking distance of exciting neighborhood amenities, premier school districts and downtown life in Northwest Arkansas.

Key facts

  • 3,484 sq ft lot
  • Built 2026
  • Listed 161 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $228k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-346 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $178k (21.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (26.1% below list).
  • Recommended offer: $169k (26.1% below list) — sets the bar for 1% rule.
  • Cap rate 4.5% vs local median 3.0% in Centerton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#11 in AR, #3,194 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 1111 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 119d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($120k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 162 days — a 12% lower offer ($201k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $168,734 (26.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 162 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
4.48%
Cash-on-cash
-6.48%
DSCR
0.71
GRM
11.3

CMA / ARV

ARV (median comp)
$239,027
List price
$228,426
Delta
-4.44%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
541 Solar St 0.03mi 3/2.0 1,100 (0%) 0mo $226,142 $206 98
610 Discovery Ave 0.03mi 2/2.5 (-1) 1,100 (0%) 0mo $226,114 $206 91
640 Discovery Ave 0.09mi 2/2.5 (-1) 1,100 (0%) 0mo $226,369 $206 89
570 Discovery Ave 0.16mi 2/2.5 (-1) 1,100 (0%) 1mo $233,369 $212 85
921 Ventnor Ave 0.33mi 2/2.5 (-1) 1,100 (0%) 1mo $214,000 $195 77
551 Discovery Ave 0.02mi 3/2.5 1,250 (+14%) 1mo $243,142 $195 74
521 Solar St 0.02mi 3/2.5 1,250 (+14%) 1mo $242,726 $194 73
580 Discovery Ave 0.09mi 3/2.5 1,250 (+14%) 1mo $241,726 $193 70
550 Discovery Ave 0.04mi 2/2.5 (-1) 1,250 (+14%) 0mo $243,328 $195 68
541 Discovery Ave 0.08mi 2/2.5 (-1) 1,250 (+14%) 0mo $241,328 $193 66
571 Discovery Ave 0.14mi 2/2.5 (-1) 1,250 (+14%) 0mo $241,743 $193 64
620 Discovery Ave 0.14mi 2/2.5 (-1) 1,250 (+14%) 0mo $242,549 $194 64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
19.0%
Equity multiple
2.53×
Total profit
$98,164
Equity at exit
$205,784
10-year hold
IRR
17.0%
Equity multiple
5.67×
Total profit
$298,696
Equity at exit
$443,781

Cash invested: $63,959 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
107 active · 44 under contract
Months of supply
14.6 mo (7%/mo absorbed)
Median asking
$241,328 ($197/sqft)
Median days on market
65 d
This list price
24% of active listings are priced below it
ARV vs active asking
+10.2% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
1111
Price-to-rent
11.3×

Monthly cashflow live

Estimated rent
$1,687 high interval (Pro) →
Mortgage (P&I)
$1,198
Tax est. 1.5%
$286 /mo · $3,426/yr
Insurance
$95
HOA
$100
Vacancy / Maint / Mgmt
$354
Net cashflow
$-346

Break-even live

Break-even rent $2,125
Max offer price $178,417
Occupancy floor

Sensitivity live

Price -10% $-188 -5% $-267 +0% $-346 +5% $-425 +10% $-503
Rent -10% $-479 -5% $-412 +0% $-346 +5% $-279 +10% $-212
Rate -1.0pp $-231 -0.5pp $-288 base $-346 +0.5pp $-405 +1.0pp $-465

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,106
Closing costs
$6,853
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
501 Solar ST Bentonville, AR 2.0 2.5 1250 $1,600 $1.28 6d 1 0.03mi
831 Ventnor Ave Bentonville, AR 3.0 2.0 1100 $1,525 $1.39 119d 1 0.23mi
830 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 117d 1 0.23mi
820 Boardwalk Ave Bentonville, AR 3.0 2.0 1100 $1,525 $1.39 6d 1 0.23mi
840 Illinois Ave Bentonville, AR 2.0 1.0 815 $1,295 $1.59 6d 1 0.24mi
840 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,400 $1.27 6d 1 0.24mi
830 Massachusetts Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.24mi
840 Boardwalk Ave Bentonville, AR 2.0 2.5 1100 $1,465 $1.33 119d 1 0.25mi
841 Tennessee Ave Bentonville, AR 2.0 2.5 1250 $1,640 $1.31 119d 1 0.25mi
821 Massachusetts Ave Bentonville, AR 2.0 2.5 1250 $1,600 $1.28 6d 1 0.25mi
861 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 119d 1 0.25mi
860 Ventnor Ave Bentonville, AR 2.0 2.5 1100 $1,350 $1.23 119d 1 0.25mi
831 Massachusetts Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.25mi
881 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,495 $1.20 6d 1 0.27mi
840 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.27mi
890 Tennessee Ave Bentonville, AR 3.0 2.5 1250 $1,595 $1.28 117d 1 0.27mi
860 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.28mi
901 Tennessee Ave Bentonville, AR 2.0 3.0 1250 $1,600 $1.28 6d 1 0.29mi
901 Tennessee Ave Bentonville, AR 2.0 3.0 1250 $1,600 $1.28 5d 1 0.29mi
891 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.30mi
931 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.33mi
950 Ventnor Ave Bentonville, AR 3.0 2.0 1178 $1,445 $1.23 6d 1 0.33mi
821 Arctic Ave Bentonville, AR 2.0 2.0 1250 $1,726 $1.38 119d 1 0.33mi
960 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,445 $1.16 0d 1 0.34mi
1031 Kentucky Ave Bentonville, AR 3.0 2.0 1100 $1,700 $1.55 119d 1 0.36mi
1020 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.37mi
1040 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.37mi
1021 States Ave Bentonville, AR 2.0 2.5 1250 $1,850 $1.48 110d 1 0.38mi
1050 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.38mi
1061 Kentucky Ave Bentonville, AR 3.0 2.5 1250 $1,550 $1.24 119d 1 0.39mi
1060 Indiana Ave Unit 1621847P Bentonville, AR 2.0 2.0 1248 $3,267 $2.62 0d 1 0.39mi
1061 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.39mi
1060 States Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.40mi
1071 Ventnor Ave Centerton, AR 3.0 2.0 1100 $1,550 $1.41 6d 1 0.40mi
1071 Ventnor Ave Centerton, AR 3.0 2.0 1100 $1,400 $1.27 119d 1 0.40mi
1080 Indiana Ave Bentonville, AR 3.0 2.0 1100 $1,624 $1.48 119d 1 0.40mi
1081 Boardwalk Ave Bentonville, AR 3.0 2.5 1250 $1,595 $1.28 6d 1 0.42mi
1091 Indiana Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.42mi
1100 Indiana Ave Bentonville, AR 3.0 2.5 1250 $1,495 $1.20 6d 1 0.42mi
1090 States Ave Bentonville, AR 2.0 2.0 1250 $1,718 $1.37 119d 1 0.42mi

Property features AI

Finance

HOA & community
Monthly HOA fee of $75HOA covers association management and grounds maintenanceCommunity playground and park; near schools

Exterior

Security
Smoke detectors
Utilities
Electricity availablePublic sewerPublic water
Home design
2 storiesNew constructionFaces southTo be built
Construction
Concrete and wood siding constructionArchitectural shingle roofSlab foundationIncludes home warranty
Exterior features
Concrete drivewayNear parkLocated in a subdivisionPaved road access

Interior

Kitchen
DishwasherElectric ovenElectric rangeGarbage disposalMicrowaveRefrigeratorPantryGranite counters
Flooring
CarpetLuxury vinyl plank
Bathrooms
2 full bathrooms
Heating & cooling
Central heating (electric)Central air (electric)
Interior features
BlindsGranite countersPantryWindow treatments
Laundry & utility
Washer hookupDryer hookupElectric water heater

Listing history 50 events

  1. 2026-09-24
    days on market $228,426 Active 162 DOM
  2. 2026-09-23
    days on market $228,426 Active 161 DOM
  3. 2026-09-22
    days on market $228,426 Active 160 DOM
  4. 2026-09-21
    days on market $228,426 Active 159 DOM
  5. 2026-09-20
    days on market $228,426 Active 158 DOM
  6. 2026-09-19
    days on market $228,426 Active 157 DOM
  7. 2026-09-18
    days on market $228,426 Active 156 DOM
  8. 2026-09-17
    days on market $228,426 Active 155 DOM
  9. 2026-09-16
    days on market $228,426 Active 154 DOM
  10. 2026-09-15
    days on market $228,426 Active 153 DOM
  11. 2026-09-14
    days on market $228,426 Active 152 DOM
  12. 2026-09-13
    days on market $228,426 Active 151 DOM
  13. 2026-09-12
    days on market $228,426 Active 150 DOM
  14. 2026-09-11
    days on market $228,426 Active 149 DOM
  15. 2026-09-05
    days on market $228,426 Active 143 DOM
  16. 2026-09-04
    days on market $228,426 Active 142 DOM
  17. 2026-09-03
    days on market $228,426 Active 141 DOM
  18. 2026-08-31
    days on market $228,426 Active 138 DOM
  19. 2026-08-30
    days on market $228,426 Active 137 DOM
  20. 2026-08-29
    days on market $228,426 Active 136 DOM
  21. 2026-08-28
    days on market $228,426 Active 135 DOM
  22. 2026-08-27
    days on market $228,426 Active 134 DOM
  23. 2026-08-26
    days on market $228,426 Active 133 DOM
  24. 2026-08-25
    days on market $228,426 Active 132 DOM
  25. 2026-08-24
    days on market $228,426 Active 131 DOM
  26. 2026-08-23
    days on market $228,426 Active 130 DOM
  27. 2026-08-22
    days on market $228,426 Active 129 DOM
  28. 2026-08-21
    days on market $228,426 Active 128 DOM
  29. 2026-08-20
    days on market $228,426 Active 127 DOM
  30. 2026-08-19
    days on market $228,426 Active 126 DOM
  31. 2026-08-18
    days on market $228,426 Active 125 DOM
  32. 2026-08-17
    days on market $228,426 Active 124 DOM
  33. 2026-08-16
    days on market $228,426 Active 123 DOM
  34. 2026-08-15
    days on market $228,426 Active 122 DOM
  35. 2026-08-15
    days on market $228,426 Active 121 DOM
  36. 2026-08-13
    days on market $228,426 Active 120 DOM
  37. 2026-08-12
    days on market $228,426 Active 119 DOM
  38. 2026-08-11
    days on market $228,426 Active 118 DOM
  39. 2026-08-10
    days on market $228,426 Active 117 DOM
  40. 2026-08-09
    days on market $228,426 Active 116 DOM
  41. 2026-08-08
    days on market $228,426 Active 115 DOM
  42. 2026-08-07
    days on market $228,426 Active 114 DOM
  43. 2026-08-06
    days on market $228,426 Active 113 DOM
  44. 2026-08-05
    days on market $228,426 Active 112 DOM
  45. 2026-08-04
    days on market $228,426 Active 111 DOM
  46. 2026-08-03
    days on market $228,426 Active 110 DOM
  47. 2026-07-31
    days on market $228,426 Active 107 DOM
  48. 2026-07-30
    days on market $228,426 Active 106 DOM
  49. 2026-07-29
    days on market $228,426 Active 105 DOM
  50. 2026-07-27
    days on market $228,426 Active 103 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 5% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,248
− Mortgage interest
−$12,795
− Property taxes
−$3,426
− Insurance
−$1,142
− Repairs & maintenance
−$1,620
− Management
−$1,620
− HOA
−$1,200
− Depreciation
−$6,645
Taxable loss
−$8,201
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,968
After-tax cash flow
$-2,179/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This 3-bedroom, 2-bathroom home is in excellent condition with modern finishes and a good curb appeal. It's a great investment opportunity for first-time buyers or savvy investors.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and can attract more buyers
  • Both Add smart home features — Improves convenience and can increase property value
  • Both Add a smart thermostat — Improves energy efficiency and can increase property value
D Composite school gradezoned avg 54/100

Zoned Schools

Elementary Osage Creek Elementary School B- AR #37/454 Nat'l #7,053/41,679 Middle Grimsley Junior High School B- AR #22/201 Nat'l #2,564/14,009 High Bentonville West High School D AR #18/292 Nat'l #6,282/17,239

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR
B Composite livability gradescore 77/100

Livability — Centerton

Score
77/100
State rank
#11
US rank
#3194

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Centerton, AR
County
Benton County · 318,683 people
City population
19,701
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
2% of renters

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Price history

+1.3% since first listed
6 events — show timeline
  • 2026-06-09 Price Changed $228,426 Zillow
  • 2026-06-08 Price Changed $228,426 NWARMLS
  • 2026-05-21 Price Changed $227,426 Zillow
  • 2026-05-21 Price Changed $227,426 NWARMLS
  • 2026-05-20 Listed $225,426 Zillow
  • 2026-04-15 Listed $225,426 NWARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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