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1190 Grange Rd Unit W11
C Composite 55.8
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.1/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • Schools +5.7/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$110,000

1190 Grange Rd Unit W11 · Upper Macungie, PA 18106
3 bd · 2.0 ba · 1,404 sqft · Land public records · 5 Days on market
Built 2000 $819/mo HOA · 39% of rent ↓ 12% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to Red Maple — offering affordable, family-friendly living in a well-maintained manufactured home community. This spacious home features an open floor plan with 3 bedrooms and 2 full bathrooms designed for comfortable everyday living. The primary suite offers abundant closet space and a relaxing jetted tub, creating a private retreat at the end of the day. The home includes two convenient entryways, with the rear entrance opening into a practical mudroom/laundry area to help keep life organized. Recent updates include all new windows with a transferable warranty for added value and peace of mind. Mini-split system provide efficient cooling and added comfort throughout the home

Key facts

  • Open floor plan
  • Mudroom laundry area
  • Mini-split system

Tags

OPEN FLOOR PLANPRIMARY SUITEJETTED TUBMUDROOM LAUNDRY AREANEW WINDOWSMINI-SPLIT SYSTEM

Property features AI

Exterior

  • Parking: 2-car garage; Carport; Off-street parking
  • Utilities: Public water; Public sewer; Electric service
  • Home design: Single-story; U-Urban zoning
  • Construction: Aluminum siding; Asphalt/fiberglass roof; Year built: unknown
  • Exterior features: Propane tank (leased); Mobile home

Interior

  • Kitchen: Electric oven; Electric range; Refrigerator; Kitchen island
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Ductless cooling; Ductless heating; Propane heating; Has heating and cooling
  • Interior features: Dining area; Separate/formal dining room; Kitchen island
  • Laundry & utility: Washer; Electric dryer; Washer hookup; Dryer hookup; Electric dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $110k.

Deal economics

  • At list price, monthly cash flow is $116 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $110k).

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Parkland SD (suburban): math 59% / reading 70% proficiency, ranked #40 of 539 in PA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
  • Market conditions: 34 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: HOA is 39% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $110,000

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.91%
Cap rate
7.56%
Cash-on-cash
4.51%
DSCR
1.20
GRM
4.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.7%
Equity multiple
0.68×
Total profit
$-9,937
Equity at exit
$16,401
10-year hold
IRR
1.3%
Equity multiple
1.10×
Total profit
$2,927
Equity at exit
$9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18106

Home prices YoY
-20.6%
Active inventory
34
Price-to-rent
4.4×

Monthly cashflow live

Estimated rent
$2,100 medium interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$102 /mo · $1,218/yr
Insurance
$46
HOA
$819
Vacancy / Maint / Mgmt
$441
Net cashflow
$116

Break-even live

Break-even rent $1,953
Max offer price $110,000
Occupancy floor 89%

Sensitivity live

Price -10% $178 -5% $147 +0% $116 +5% $85 +10% $54
Rent -10% $-50 -5% $33 +0% $116 +5% $199 +10% $282
Rate -1.0pp $171 -0.5pp $144 base $116 +0.5pp $87 +1.0pp $58

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5650 Greens Dr Allentown, PA 3.0 1.5 1465 $2,100 $1.43 19d 1 0.77mi

HOA detail

Monthly dues
$819 · $9,828/yr

Listing history 6 events

  1. 2026-06-18
    days on market $110,000 Active 5 DOM
  2. 2026-06-17
    days on market $110,000 Active 4 DOM
  3. 2026-06-16
    days on market $110,000 Active 3 DOM
  4. 2026-06-15
    days on market $110,000 Active 2 DOM
  5. 2026-06-14
    remarks 693-char remark
  6. 2026-06-14
    listed $110,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,218 · $102/mo
Projected year-2 tax
$1,478 · $123/mo
Expected delta
+$260/yr (+$22/mo · 21.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,200
− Mortgage interest
−$6,162
− Property taxes
−$1,218
− Insurance
−$550
− Repairs & maintenance
−$2,016
− Management
−$2,016
− HOA
−$9,828
− Depreciation
−$3,200
Taxable income
$210
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$50
After-tax cash flow
$1,339/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Parkland SD
NCES district ID
4218510
Math proficiency
59% ▼ -11.00%
Reading proficiency
70% ▼ -12.00%
Median HH income
$77,976
Composite
57.44/100
National rank
#1074
State rank
#40 of 539 in PA

Livability — Upper Macungie

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
6,437

Population outlook (Lehigh County) Hauer SSP2

Today (2025)
392,957 people
By 2030
408,319 · +3.9%
By 2040
440,007 · +12.0%
By 2050
475,940 · +21.1%
By 2075
590,448 · +50.3%
By 2100
690,314 · +75.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 13% Asian 9% Two or more races 6% Black 2%
Hispanic origin (detail)
Mexican 1% Puerto Rican 7% Dominican 3%
Common ancestry
Romanian 5% Polish 2% Slovak 1%
Foreign-born
13% · Canada, China
Languages at home
77% English-only · Spanish 10% Other Indo-European 8% Chinese 2%

Political lean MEDSL · Lehigh

2024 margin
Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
2008→2024 swing
-12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
All cycles
2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -73.06%
Current HPI
282.1496
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-12.0% since first listed
5 events — show timeline
  • 2026-06-13 Listed $110,000 GLVRMLS
  • 2026-05-01 Listing Removed GLVRMLS
  • 2026-04-25 Price Changed $111,000 GLVRMLS
  • 2026-04-08 Price Changed $117,500 GLVRMLS
  • 2026-03-09 Listed $125,000 GLVRMLS

Property tax history

+2.2%/yr

Latest (2026): $1,218 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…