1190 Grange Rd Unit W11 · Upper Macungie, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.1/30.0
- 1% rule +10.0/10.0
- ARV discount +7.5/15.0
- DSCR +6.0/10.0
- Schools +5.7/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to Red Maple — offering affordable, family-friendly living in a well-maintained manufactured home community. This spacious home features an open floor plan with 3 bedrooms and 2 full bathrooms designed for comfortable everyday living. The primary suite offers abundant closet space and a relaxing jetted tub, creating a private retreat at the end of the day. The home includes two convenient entryways, with the rear entrance opening into a practical mudroom/laundry area to help keep life organized. Recent updates include all new windows with a transferable warranty for added value and peace of mind. Mini-split system provide efficient cooling and added comfort throughout the home
Key facts
- Open floor plan
- Mudroom laundry area
- Mini-split system
Tags
Property features AI
Exterior
- Parking: 2-car garage; Carport; Off-street parking
- Utilities: Public water; Public sewer; Electric service
- Home design: Single-story; U-Urban zoning
- Construction: Aluminum siding; Asphalt/fiberglass roof; Year built: unknown
- Exterior features: Propane tank (leased); Mobile home
Interior
- Kitchen: Electric oven; Electric range; Refrigerator; Kitchen island
- Bathrooms: 2 full bathrooms
- Heating & cooling: Ductless cooling; Ductless heating; Propane heating; Has heating and cooling
- Interior features: Dining area; Separate/formal dining room; Kitchen island
- Laundry & utility: Washer; Electric dryer; Washer hookup; Dryer hookup; Electric dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath land listed at $110k.
Deal economics
- At list price, monthly cash flow is $116 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $110k).
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Parkland SD (suburban): math 59% / reading 70% proficiency, ranked #40 of 539 in PA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 15% free/reduced lunch — higher-income household profile.
- Market conditions: 34 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 765 units permitted in Lehigh County in 2024 (286 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Lehigh County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: HOA is 39% of rent.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.91% ✓
- Cap rate
- 7.56%
- Cash-on-cash
- 4.51%
- DSCR
- 1.20
- GRM
- 4.4
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -8.7%
- Equity multiple
- 0.68×
- Total profit
- $-9,937
- Equity at exit
- $16,401
- IRR
- 1.3%
- Equity multiple
- 1.10×
- Total profit
- $2,927
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18106
- Home prices YoY
- -20.6%
- Active inventory
- 34
- Price-to-rent
- 4.4×
Monthly cashflow live
- Estimated rent
- $2,100 medium interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax from tax record
- −$102 /mo · $1,218/yr
- Insurance
- −$46
- HOA
- −$819
- Vacancy / Maint / Mgmt
- −$441
- Net cashflow
- $116
Break-even live
Sensitivity live
| Price | -10% $178 | -5% $147 | +0% $116 | +5% $85 | +10% $54 |
|---|---|---|---|---|---|
| Rent | -10% $-50 | -5% $33 | +0% $116 | +5% $199 | +10% $282 |
| Rate | -1.0pp $171 | -0.5pp $144 | base $116 | +0.5pp $87 | +1.0pp $58 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5650 Greens Dr Allentown, PA | 3.0 | 1.5 | 1465 | $2,100 | $1.43 | 19d | 1 | 0.77mi |
HOA detail
- Monthly dues
- $819 · $9,828/yr
Listing history 6 events
-
2026-06-18days on market $110,000 Active 5 DOM
-
2026-06-17days on market $110,000 Active 4 DOM
-
2026-06-16days on market $110,000 Active 3 DOM
-
2026-06-15days on market $110,000 Active 2 DOM
-
2026-06-14remarks 693-char remark
-
2026-06-14$110,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,218 · $102/mo
- Projected year-2 tax
- $1,478 · $123/mo
- Expected delta
- +$260/yr (+$22/mo · 21.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,200
- − Mortgage interest
- −$6,162
- − Property taxes
- −$1,218
- − Insurance
- −$550
- − Repairs & maintenance
- −$2,016
- − Management
- −$2,016
- − HOA
- −$9,828
- − Depreciation
- −$3,200
- Taxable income
- $210
- Est. tax owed @ 24.0%
- −$50
- After-tax cash flow
- $1,339/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Parkland SD
- NCES district ID
- 4218510
- Math proficiency
- 59% ▼ -11.00%
- Reading proficiency
- 70% ▼ -12.00%
- Median HH income
- $77,976
- Composite
- 57.44/100
- National rank
- #1074
- State rank
- #40 of 539 in PA
Livability — Upper Macungie
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 6,437
Population outlook (Lehigh County) Hauer SSP2
- Today (2025)
- 392,957 people
- By 2030
- 408,319 · +3.9%
- By 2040
- 440,007 · +12.0%
- By 2050
- 475,940 · +21.1%
- By 2075
- 590,448 · +50.3%
- By 2100
- 690,314 · +75.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (74%)
- Race & ethnicity
- White 74% Hispanic / Latino 13% Asian 9% Two or more races 6% Black 2%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 7% Dominican 3%
- Common ancestry
- Romanian 5% Polish 2% Slovak 1%
- Foreign-born
- 13% · Canada, China
- Languages at home
- 77% English-only · Spanish 10% Other Indo-European 8% Chinese 2%
Political lean MEDSL · Lehigh
- 2024 margin
- Toss-up / Even · D 50.7% · R 48.0% · Other 1.2%
- 2008→2024 swing
- -12.9pp toward R · 2008: 15.6pp · 2024: 2.7pp
- All cycles
- 2024: D+2.7 2020: D+7.6 2016: D+4.4 2012: D+7.5 2008: D+15.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -73.06%
- Current HPI
- 282.1496
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
-12.0% since first listed5 events — show timeline
- 2026-06-13 Listed $110,000 GLVRMLS
- 2026-05-01 Listing Removed — GLVRMLS
- 2026-04-25 Price Changed $111,000 GLVRMLS
- 2026-04-08 Price Changed $117,500 GLVRMLS
- 2026-03-09 Listed $125,000 GLVRMLS
Property tax history
+2.2%/yrLatest (2026): $1,218 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…