160 Kingswood Dr · Fayetteville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.8/30.0
- ARV discount +10.4/15.0
- DSCR +5.6/10.0
- Schools +5.1/10.0
- 1% rule +3.6/10.0
- Livability +3.6/5.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$350,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Nestled on over an acre of serene, wooded land, this charming 4- bedroom, 3 full bath ranch-style home offers the perfect blend of privacy and comfort. The main level features a dining room, living room, a den with a gas log fireplace, kitchen with stainless steel appliances, primary suite, plus 2 additional bedrooms and another full bath. The full, partially finished basement provides additional flexibility- perfect for a rec room with another fireplace, home office, or guest suite with additional bedroom and full bath. Plus tons of storage. Outside, enjoy the peaceful surroundings with mature trees and a tranquil stream that add to the property's natural beauty.
Key facts
- Rec room
- Gas log fireplace
- Over an acre
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $350k.
Deal economics
- At list price, monthly cash flow is $289 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $301k (14.1% below list).
- Recommended offer: $301k (14.1% below list) — sets the bar for 1% rule.
- Cap rate 7.3% vs local median 4.3% in Fayetteville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, employment B; Watch: amenities F, commute F.
- Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Inman Elementary (math 56% / reading 56%, grade C+, #165 of 1,228 statewide, top 14%, 663 students, 32% FRL); Whitewater Middle School (math 55% / reading 65%, grade B, #41 of 470 statewide, top 9%, 864 students, 20% FRL); Whitewater High School (math 32% / reading 62%, grade D-, #37 of 424 statewide, top 9%, 1,387 students, 18% FRL) — zoned schools at 23% FRL track the district average.
- Market conditions: Rents rising (+3.2%/yr); 311 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
- This rent runs 30% of the median local income ($118k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $68k; list at $350k implies a 412% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 7.28%
- Cash-on-cash
- 3.54%
- DSCR
- 1.16
- GRM
- 9.7
CMA / ARV
- ARV (on-the-fly)
- $374,400
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 105 Greenfield Cir | 0.67mi | 3/2.0 (-1) | 2,001 (+4%) | 6mo | $365,000 | $182 | 52 |
| 230 Roxboro Ct | 0.11mi | 3/2.0 (-1) | 2,158 (+12%) | 22mo | $455,000 | $211 | 51 |
| 219 Seay Rd | 0.62mi | 3/2.0 (-1) | 1,887 (-2%) | 23mo | $368,000 | $195 | 44 |
| 125 Wendell Ct | 0.54mi | 3/2.0 (-1) | 1,681 (-12%) | 12mo | $360,000 | $214 | 39 |
| 145 Wendell Ct | 0.56mi | 3/2.0 (-1) | 2,100 (+9%) | 19mo | $403,250 | $192 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.22% rent growth · sell at horizon
- IRR
- -10.6%
- Equity multiple
- 0.61×
- Total profit
- $-37,785
- Equity at exit
- $52,186
- IRR
- -1.0%
- Equity multiple
- 0.93×
- Total profit
- $-7,079
- Equity at exit
- $30,262
Cash invested: $98,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30215
- Rents YoY
- 3.2%
- Active inventory
- 311
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $3,006 high interval (Pro) →
- Mortgage (P&I)
- −$1,835
- Tax from tax record
- −$104 /mo · $1,253/yr
- Insurance
- −$146
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$631
- Net cashflow
- $289
Break-even live
Sensitivity live
| Price | -10% $487 | -5% $388 | +0% $289 | +5% $190 | +10% $91 |
|---|---|---|---|---|---|
| Rent | -10% $52 | -5% $171 | +0% $289 | +5% $408 | +10% $527 |
| Rate | -1.0pp $466 | -0.5pp $378 | base $289 | +0.5pp $199 | +1.0pp $106 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $87,500
- Closing costs
- $10,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 205 Kingswood Dr Fayetteville, GA | 3.0 | 2.0 | 1820 | $2,600 | $1.43 | 45d | 1 | 0.14mi |
| 200 Ridge Way Fayetteville, GA | 4.0 | 3.0 | 2209 | $2,036 | $0.92 | 0d | 1 | 0.46mi |
| 495 Plainfield St Fayetteville, GA | 4.0 | 3.0 | 2591 | $3,590 | $1.39 | 45d | 1 | 0.80mi |
| 135 Murphy Creek Ln Fayetteville, GA | 4.0 | 2.0 | 2100 | $3,500 | $1.67 | 26d | 1 | 0.91mi |
| 170 Perry Creek Dr Fayetteville, GA | 4.0 | 2.5 | 2295 | $3,350 | $1.46 | 13d | 1 | 1.29mi |
| 135 Overlook Ct Fayetteville, GA | 4.0 | 2.5 | 2249 | $2,495 | $1.11 | 18d | 1 | 1.43mi |
| 135 Overlook Ct Fayetteville, GA | 4.0 | 2.5 | 2249 | $2,495 | $1.11 | 0d | 1 | 1.43mi |
Listing history 4 events
-
2026-04-16status Under Contract
-
2026-04-10$350,000 New
-
1979-07-01soldstatus $68,400
-
1978-03-01soldstatus $64,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,253 · $104/mo
- Projected year-2 tax
- $3,220 · $268/mo
- Expected delta
- +$1,967/yr (+$164/mo · 156.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,075
- − Mortgage interest
- −$19,605
- − Property taxes
- −$1,253
- − Insurance
- −$1,750
- − Repairs & maintenance
- −$2,886
- − Management
- −$2,886
- − Depreciation
- −$10,182
- Taxable loss
- −$2,487
- Est. tax savings @ 24.0%
- +$597
- After-tax cash flow
- $4,068/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fayette County
- NCES district ID
- 1302130
- Math proficiency
- 52% ▼ -12.00%
- Reading proficiency
- 60% ▼ -7.00%
- Median HH income
- $80,746
- Composite
- 50.67/100
- National rank
- #1824
- State rank
- #7 of 174 in GA
Livability — Fayetteville
- Score
- 71/100
- State rank
- #86
- US rank
- #7167
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Fayette County · 112,821 people
- City population
- 72,287
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 40,476
- Household income
- $118,436
- Rent vs Own
- Severe rent burden
- 415.0
Population outlook (Fayette County) Hauer SSP2
- Today (2025)
- 120,914 people
- By 2030
- 125,439 · +3.7%
- By 2040
- 132,378 · +9.5%
- By 2050
- 137,123 · +13.4%
- By 2075
- 156,091 · +29.1%
- By 2100
- 163,102 · +34.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 57% Black 26% Two or more races 7% Hispanic / Latino 6% Asian 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 1%
- Common ancestry
- Slovak 3% Italian 2% Lithuanian 2%
- Foreign-born
- 7% · Canada, China, Vietnam
- Languages at home
- 90% English-only · Spanish 5% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Fayette
- 2024 margin
- Toss-up / Even · D 48.0% · R 51.1%
- 2008→2024 swing
- +27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -146.38%
- Current HPI
- 238.3395
- Rent YoY
- ▲ 3.22%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+439.3% since first listed4 events — show timeline
- 2026-04-16 Pending — GAMLS
- 2026-04-10 Listed $350,000 GAMLS
- 1979-07-01 Sold (Public Records) $68,400 Public Records
- 1978-03-01 Sold (Public Records) $64,900 Public Records
Property tax history
-0.4%/yrLatest (2025): $1,253 · -0.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…