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5230 Gober Rd
B- Composite 67.24
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$55,000

5230 Gober Rd · Beaumont, TX 77708
3 bd · 2.0 ba · 1,744 sqft · SingleFamily public records · 6 Days on market
Built 1968 8,276 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Investment Opportunity

Key facts

  • 8,276 sq ft lot
  • 2 parking spots
  • Listed 6 days

Property features AI

Finance

  • Financial info: Annual property tax approximately $3,015.01

Exterior

  • Parking: Attached carport with 2 spaces
  • Home design: Single-family residential home
  • Exterior features: Lot approximately 0.19 acres; Located in the Paddington Pl. subdivision; Directions: N on 287/69, Exit Dowlen and turn right on Dowlen, Right on Concord, Left on Gober, Home is on the right

Interior

  • Bathrooms: 2 full bathrooms
  • Interior features: One-story layout

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $55k.

Deal economics

  • At list price, monthly cash flow is $797 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $55k).
  • Cap rate 23.7% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 70 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $380 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $55,000

Questions for the listing agent

  1. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.71%
Cap rate
23.68%
Cash-on-cash
62.11%
DSCR
3.76
GRM
3.1

CMA / ARV

ARV (on-the-fly)
$282,528
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5095 Gober Rd 0.09mi 4/2.0 (+1) 1,600 (-8%) 4mo $84,999 $53 74
3730 Bowen Dr 0.66mi 3/2.0 1,582 (-9%) 11mo $149,999 $95 45
3730 Nathan St 0.69mi 3/2.0 1,514 (-13%) 5mo $245,000 $162 42
3790 Nathan St 0.64mi 3/2.0 1,514 (-13%) 18mo $278,000 $184 33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
61.0%
Equity multiple
3.72×
Total profit
$41,873
Equity at exit
$8,201
10-year hold
IRR
65.7%
Equity multiple
7.62×
Total profit
$101,919
Equity at exit
$4,755

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77708

Active inventory
70
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$1,490 high interval (Pro) →
Mortgage (P&I)
$288
Tax est. 1.5%
$69 /mo · $825/yr
Insurance
$23
HOA
$0
Vacancy / Maint / Mgmt
$313
Net cashflow
$797

Break-even live

Break-even rent $481
Max offer price $55,000
Occupancy floor 42%

Sensitivity live

Price -10% $835 -5% $816 +0% $797 +5% $778 +10% $759
Rent -10% $679 -5% $738 +0% $797 +5% $856 +10% $915
Rate -1.0pp $825 -0.5pp $811 base $797 +0.5pp $783 +1.0pp $768

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,750
Closing costs
$1,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5680 Shivers Dr Beaumont, TX 3.0 1.0 1442 $1,500 $1.04 24d 1 0.28mi
5340 Bettes Ln Beaumont, TX 3.0 1.5 1496 $1,575 $1.05 44d 1 0.44mi
4695 Collier St #8 Beaumont, TX 2.0 1.5 1121 $1,150 $1.03 44d 1 0.70mi
3995 Crow Rd Unit 201 Beaumont, TX 2.0 2.0 1162 $1,550 $1.33 44d 1 0.79mi
3910 Treadway Rd Beaumont, TX 2.0–3.0 1.0–1.5 1019 $1,849 $1.81 14d 10 0.81mi
3925 Crow Rd Unit 49 Beaumont, TX 2.0 1.5 1306 $1,325 $1.01 44d 1 0.84mi
3910 Baldwin St Beaumont, TX 3.0 1.0 1220 $1,200 $0.98 24d 1 0.86mi
5356 Old Dowlen Rd Beaumont, TX 2.0 2.0 1112 $1,350 $1.21 44d 1 1.00mi
3255 Charles St Beaumont, TX 3.0 1.0 1396 $1,350 $0.97 44d 1 1.09mi
6970 Ellen Ln Beaumont, TX 3.0 2.5 1867 $2,500 $1.34 14d 1 1.28mi
3155 French Rd Beaumont, TX 1.0–3.0 1.0–2.0 905 $999 $1.10 14d 9 1.29mi
4325 Woodlawn St Beaumont, TX 2.0 1.0 1150 $1,000 $0.87 14d 1 1.32mi
3270 Christopher St Beaumont, TX 4.0 2.0 1208 $1,290 $1.07 44d 1 1.40mi
2995 Wier Dr Beaumont, TX 3.0 2.0 1446 $1,800 $1.24 14d 1 1.42mi

Listing history 2 events

  1. 2026-04-29
    status Pending
  2. 2026-04-23
    listed $55,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,880
− Mortgage interest
−$3,081
− Property taxes
−$825
− Insurance
−$275
− Repairs & maintenance
−$1,430
− Management
−$1,430
− Depreciation
−$1,600
Taxable income
$9,239
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,217
After-tax cash flow
$7,347/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
City population
125,901
Population (ZIP)
12,398

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (65%)
Race & ethnicity
Black 65% White 23% Hispanic / Latino 9% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 1% Serbian 1% Slovak 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
92% English-only · Spanish 6% Tagalog/Filipino 1% Vietnamese 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.07%
Current HPI
171.4951
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-04-29 Pending BBOR
  • 2026-04-23 Listed $55,000 BBOR

Property tax history

+2.4%/yr

Latest (2025): $2,768 · +9.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…