7006 Huntington Ln #306 · Delray Beach, FL 33446

$100,000

2 bd · 2.0 ba · 1,070 sqft · Condo public records · 51 Days on market

Built 1985 $1182/mo HOA · 42% of rent ↓ 33% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.8/30.0
• 1% rule +10.0/10.0
• DSCR +9.8/10.0
• ARV discount +7.5/15.0
• Appreciation +5.3/10.0
• Schools +4.3/10.0
• Livability +3.9/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Lovely condo in Huntington Lakes community. Two Bedroom and two bathrooms. Freshly painted. Nice kitchen w/ washer and dryer behind the pantry doors. Gorgeous ceramic tile throughout the unit. Large, light living/dining rooms. Bright sunlight with the morning sun shining through. . Great lanai with sliding hurricane impact doors The view from the lanai is serene and beautiful. Large main bedroom with two walk-in closets, a full private bathroom, and doors lead out to the lanai. Nice sized guest bathroom. and another full bathroom. . Hurricane accordion shutters all the way around. Leave your condo for any amount if time knowing it is protected. Stunning, Renovated clubhouse is in the works. New pickleball courts are here, 4 new Har-Tru tennis courts are coming. .

Key facts

• Split-bedroom layout
• Lake views
• Gated entry

Tags

• LAKE VIEWS
• WATERFRONT UNIT
• SPLIT-BEDROOM LAYOUT
• ENCLOSED PATIO
• RESORT-STYLE AMENITIES
• GATED ENTRY

Property features AI

Finance

• Other: Senior community
• Financial info: Not a pet-friendly community; Approximately 1,800 units in the community
• HOA & community: Monthly HOA fee (includes cable TV, insurance, grounds maintenance, security, sewer, trash, water, common areas, common real estate tax); Community amenities: clubhouse, billiard room, elevators, indoor pool, pool, sauna, spa/hot tub, tennis courts, pickleball courts, bocce ball, shuffleboard court, jogging path, management, manager on site, trash chute, internet included

Exterior

• Parking: Assigned parking and guest parking (1 total space)
• Security: Gated community with guard; Smoke detectors
• Utilities: Public water; Public sewer; Three-phase electric; Cable available
• Home design: Condominium; Resale property; Faces west; 4-story building
• Construction: CBS construction; Flat roof
• Exterior features: Covered patio; Screened patio; Patio; Waterfront

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Disposal; Electric water heater
• Bedrooms: 2 bedrooms on the main level
• Flooring: Ceramic tile
• Bathrooms: 2 full bathrooms on the main level
• Heating & cooling: Central electric heating; Central air conditioning; Ceiling fans
• Interior features: Walk-in closets; Blinds; Unfurnished
• Laundry & utility: Laundry inside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $100k.

Deal economics

• At list price, monthly cash flow is $304 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $100k).
• Recommended offer: $97k (3.0% below list) — sets the bar for market timing.
• Cap rate 9.9% vs local median 4.3% in Delray Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#202 in FL, #3,160 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, commute A-; Watch: cost of living C-, crime D-, amenities F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hagen Road Elementary School (math 55% / reading 63%, grade B-, #722 of 2,144 statewide, top 34%, 773 students, 46% FRL); Spanish River Community High School (math 64% / reading 74%, grade B, #63 of 667 statewide, top 10%, 2,578 students, 25% FRL) — zoned schools average 35% FRL vs 52% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 64% at this address vs 50% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Palm Beach average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents flat; 577 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

• In year one you build about $1k of equity ($691 loan paydown + $687 appreciation (0.7% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (0.7% appreciation + 0.5% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($97k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: HOA is 42% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $97,000 (3.0% below list)

Questions for the listing agent

1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 2.81% ✓
• Cap rate: 9.95%
• Cash-on-cash: 13.04%
• DSCR: 1.58
• GRM: 3.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.69% appreciation · 0.51% rent growth · sell at horizon

5-year hold

• IRR: 10.2%
• Equity multiple: 1.49×
• Total profit: $13,662
• Equity at exit: $32,518

10-year hold

• IRR: 10.7%
• Equity multiple: 2.08×
• Total profit: $30,212
• Equity at exit: $41,988

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33446

• Home prices YoY: 0.3%
• Rents YoY: 0.5%
• Active inventory: 577
• Price-to-rent: 3.0×

Monthly cashflow live

• Estimated rent: $2,808 high
• Mortgage (P&I): −$524
• Tax from tax record: −$166 /mo · $1,994/yr
• Insurance: −$42
• HOA: −$1,182
• Vacancy / Maint / Mgmt: −$590
• Net cashflow: $304

Break-even live

Break-even rent $2,423

Max offer price $100,000

Occupancy floor 84%

Sensitivity live

Price	-10% $361	-5% $333	+0% $304	+5% $276	+10% $248
Rent	-10% $83	-5% $193	+0% $304	+5% $415	+10% $526
Rate	-1.0pp $355	-0.5pp $330	base $304	+0.5pp $278	+1.0pp $252

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $25,000
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7076 Huntington Ln #608 Delray Beach, FL	2.0	2.0	1230	$2,600	$2.11	25d	1	0.02mi
7192 Huntington Ln #307 Delray Beach, FL	2.0	2.0	1070	$3,500	$3.27	18d	1	0.10mi
14307 Bedford Dr #302 Delray Beach, FL	2.0	2.0	990	$2,200	$2.22	25d	1	0.10mi
6866 Huntington Ln #305 Delray Beach, FL	2.0	2.0	1230	$4,500	$3.66	25d	1	0.14mi
14556 Wiley Range Rd Delray Beach, FL	2.0	2.0	1319	$3,000	$2.27	25d	1	0.16mi
14534 Highland Center Way Delray Beach, FL	2.0	2.0	1319	$3,400	$2.58	8d	1	0.17mi
14624 Three Ponds Trl Delray Beach, FL	3.0	2.0	1411	$3,250	$2.30	18d	1	0.19mi
6795 Huntington Ln #406 Delray Beach, FL	2.0	2.0	990	$2,500	$2.53	21d	1	0.20mi
7286 Huntington Ln #105 Delray Beach, FL	2.0	2.0	1070	$3,350	$3.13	25d	1	0.20mi
14509 Sloan Ridge Dr Unit 10-104 Luminosa Delray Beach, FL	3.0	2.0	1328	$3,827	$2.88	25d	1	0.25mi
14828 Golden Jax Ln Unit 8-105 Radiance Delray Beach, FL	2.0	2.0	1321	$3,948	$2.99	15d	1	0.25mi
14828 Golden Jax Ln Unit 8103 Delray Beach, FL	2.0	2.0	1321	$3,949	$2.99	5d	1	0.25mi
14828 Golden Jax Ln Unit 6-105 Radiance Delray Beach, FL	2.0	2.0	1321	$4,148	$3.14	17d	1	0.25mi
14800 Cumberland Dr Delray Beach, FL	2.0	2.0	1321	$4,048	$3.06	5d	4	0.30mi
23 Abbey Ln #208 Delray Beach, FL	2.0	2.0	925	$1,500	$1.62	3d	1	0.31mi
14671 Bonaire Blvd #505 Delray Beach, FL	1.0	2.0	925	$1,600	$1.73	25d	1	0.34mi
21 Abbey Ln #107 Delray Beach, FL	2.0	2.0	925	$1,800	$1.95	15d	1	0.34mi
14475 Strathmore Ln Delray Beach, FL	2.0	2.0	1230	$2,422	$1.97	25d	2	0.34mi
31 Abbey Ln #207 Delray Beach, FL	2.0	2.0	925	$1,300	$1.41	25d	1	0.35mi
7310 Ashford Pl Delray Beach, FL	2.0	2.0	1230	$2,700	$2.20	19d	2	0.36mi
7310 Ashford Pl Delray Beach, FL	2.0	2.0	1230	$3,200	$2.60	15d	1	0.36mi
7310 Ashford Pl Delray Beach, FL	2.0	2.0	1230	$3,200	$2.60	8d	1	0.36mi
20 Abbey Ln #102 Delray Beach, FL	2.0	2.0	925	$2,600	$2.81	25d	1	0.36mi
32 Abbey Ln #207 Delray Beach, FL	2.0	2.0	925	$2,500	$2.70	25d	1	0.37mi
19 Abbey Ln #206 Delray Beach, FL	2.0	2.0	925	$1,750	$1.89	25d	1	0.39mi
14747 Cumberland Dr #301 Delray Beach, FL	2.0	2.0	1044	$1,900	$1.82	25d	1	0.40mi
14 Willowbrook Ln #101 Delray Beach, FL	2.0	2.0	1005	$1,700	$1.69	5d	1	0.44mi
7260 Kinghurst Dr #205 Delray Beach, FL	2.0	2.0	1230	$2,800	$2.28	19d	1	0.46mi
14723 Cumberland Dr Unit 404 B Delray Beach, FL	1.0	2.0	912	$1,850	$2.03	25d	1	0.46mi
3 Abbey Ln #102 Delray Beach, FL	2.0	2.0	925	$2,500	$2.70	25d	1	0.47mi
7301 Amberly Ln #304 Delray Beach, FL	2.0	2.0	1080	$1,495	$1.38	8d	1	0.49mi
10 Willowbrook Ln #105 Delray Beach, FL	2.0	2.0	1005	$2,100	$2.09	11d	1	0.50mi
6813 Moonlit Dr Delray Beach, FL	2.0	2.0	1148	$2,150	$1.87	25d	1	0.54mi
14735 Wildflower Ln Delray Beach, FL	2.0	2.0	1073	$2,350	$2.19	2d	1	0.54mi
6557 Country Wood Way Delray Beach, FL	3.0	2.0	1346	$4,700	$3.49	25d	1	0.55mi
6550 Country Wood Way Delray Beach, FL	3.0	2.0	1408	$4,000	$2.84	5d	1	0.55mi
6550 Country Wood Way Delray Beach, FL	3.0	2.0	1408	$4,000	$2.84	25d	1	0.55mi
14747 Wildflower Ln Delray Beach, FL	2.0	2.0	1229	$2,475	$2.01	25d	1	0.59mi
14832 Wildflower Ln Delray Beach, FL	2.0	2.0	1073	$2,500	$2.33	18d	1	0.60mi
14896 Bal Moral Ln Delray Beach, FL	2.0	2.0	1040	$2,200	$2.12	25d	1	0.61mi

HOA detail condo

• Monthly dues: $1,182 · $14,184/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 30 events

1. 2026-06-18
   days on market $100,000 Active 51 DOM
2. 2026-06-17
   days on market $100,000 Active 50 DOM
3. 2026-06-16
   days on market $100,000 Active 49 DOM
4. 2026-06-15
   days on market $100,000 Active 48 DOM
5. 2026-06-13
   days on market $100,000 Active 46 DOM
6. 2026-06-09
   days on market $100,000 Active 42 DOM
7. 2026-06-08
   days on market $100,000 Active 41 DOM
8. 2026-06-07
   days on market $100,000 Active 40 DOM
9. 2026-06-04
   days on market $100,000 Active 37 DOM
10. 2026-06-03
    days on market $100,000 Active 36 DOM
11. 2026-06-02
    days on market $100,000 Active 35 DOM
12. 2026-06-01
    days on market $100,000 Active 34 DOM
13. 2026-05-31
    days on market $100,000 Active 33 DOM
14. 2026-04-27
    listed $100,000 Active
15. 2026-04-06
    historical
16. 2026-01-17
    price $125,000
17. 2025-10-29
    listed $150,000 Active
18. 2022-01-14
    soldstatus $181,000
19. 2022-01-10
    soldstatus $181,000 Closed 773-char remark

    Show marketing remark (773 chars)

    Lovely condo in Huntington Lakes community. Two Bedroom and two bathrooms. Freshly painted. Nice kitchen w/ washer and dryer behind the pantry doors. Gorgeous ceramic tile throughout the unit. Large, light living/dining rooms. Bright sunlight with the morning sun shining through. . Great lanai with sliding hurricane impact doors The view from the lanai is serene and beautiful. Large main bedroom with two walk-in closets, a full private bathroom, and doors lead out to the lanai. Nice sized guest bathroom. and another full bathroom. . Hurricane accordion shutters all the way around. Leave your condo for any amount if time knowing it is protected. Stunning, Renovated clubhouse is in the works. New pickleball courts are here, 4 new Har-Tru tennis courts are coming. .

20. 2021-11-19
    historical Active Under Contract 773-char remark

    Show marketing remark (773 chars)

    Lovely condo in Huntington Lakes community. Two Bedroom and two bathrooms. Freshly painted. Nice kitchen w/ washer and dryer behind the pantry doors. Gorgeous ceramic tile throughout the unit. Large, light living/dining rooms. Bright sunlight with the morning sun shining through. . Great lanai with sliding hurricane impact doors The view from the lanai is serene and beautiful. Large main bedroom with two walk-in closets, a full private bathroom, and doors lead out to the lanai. Nice sized guest bathroom. and another full bathroom. . Hurricane accordion shutters all the way around. Leave your condo for any amount if time knowing it is protected. Stunning, Renovated clubhouse is in the works. New pickleball courts are here, 4 new Har-Tru tennis courts are coming. .

21. 2021-10-17
    listed $189,900 Active 773-char remark

    Show marketing remark (773 chars)

    Lovely condo in Huntington Lakes community. Two Bedroom and two bathrooms. Freshly painted. Nice kitchen w/ washer and dryer behind the pantry doors. Gorgeous ceramic tile throughout the unit. Large, light living/dining rooms. Bright sunlight with the morning sun shining through. . Great lanai with sliding hurricane impact doors The view from the lanai is serene and beautiful. Large main bedroom with two walk-in closets, a full private bathroom, and doors lead out to the lanai. Nice sized guest bathroom. and another full bathroom. . Hurricane accordion shutters all the way around. Leave your condo for any amount if time knowing it is protected. Stunning, Renovated clubhouse is in the works. New pickleball courts are here, 4 new Har-Tru tennis courts are coming. .

22. 2017-11-14
    soldstatus $115,000
23. 2011-03-17
    soldstatus $65,000
24. 2011-02-18
    soldstatus $65,000
25. 2011-02-16
    historical
26. 2011-01-05
    listed $72,000
27. 2007-04-26
    soldstatus $138,500
28. 2007-04-18
    soldstatus $138,500
29. 2007-03-26
    historical
30. 2006-08-28
    listed $149,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,994 · $166/mo
• Projected year-2 tax: $1,994 · $166/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,701
• − Mortgage interest: −$5,602
• − Property taxes: −$1,994
• − Insurance: −$500
• − Repairs & maintenance: −$2,696
• − Management: −$2,696
• − HOA: −$14,184
• − Depreciation: −$2,909
• Taxable income: $3,120
• Est. tax owed @ 24.0%: −$749
• After-tax cash flow: $2,904/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Delray Beach

• Score: 77/100
• State rank: #202
• US rank: #3160

Category grades

Amenities F Commute A- Cost of living C- Crime D- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Palm Beach County · 1,438,312 people
• City population: 123,167
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 28,431
• Household income: $80,187
• Rent vs Own: 11.4% rent · 88.6% own
• Severe rent burden: 494.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 13% Two or more races 9% Black 4%
• Hispanic origin (detail): Puerto Rican 3% Dominican 1%
• Common ancestry: Romanian 9% Scotch-Irish 9% Italian 2%
• Foreign-born: 20% · Canada, Jamaica, Guatemala
• Languages at home: 80% English-only · Spanish 12% Other Indo-European 2% French/Haitian/Cajun 2%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.69%
• Current HPI: 242.5138
• Rent YoY: ▲ 0.51%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-32.9% since first listed

17 events — show timeline

• 2026-04-27 Listed $100,000 Beaches MLS
• 2026-04-06 Listing Removed — Beaches MLS
• 2026-01-17 Price Changed $125,000 Beaches MLS
• 2025-10-29 Listed $150,000 Beaches MLS
• 2022-01-14 Sold (Public Records) $181,000 Public Records
• 2022-01-10 Sold (MLS) $181,000 Beaches MLS
• 2021-11-19 Contingent — Beaches MLS
• 2021-10-17 Listed $189,900 Beaches MLS
• 2017-11-14 Sold (Public Records) $115,000 Public Records
• 2011-03-17 Sold (Public Records) $65,000 Public Records
• 2011-02-18 Sold (MLS) $65,000 Beaches MLS
• 2011-02-16 Listing Removed — Beaches MLS
• 2011-01-05 Listed $72,000 Beaches MLS
• 2007-04-26 Sold (Public Records) $138,500 Public Records
• 2007-04-18 Sold (MLS) $138,500 Beaches MLS
• 2007-03-26 Listing Removed — Beaches MLS
• 2006-08-28 Listed $149,000 Beaches MLS

Property tax history

+2.0%/yr

Latest (2025): $1,994 · -40.4% YoY. Source: county tax records.