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99 Hampton Ln
B+ Composite 79.36
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +4.0/5.0
  • Condition / age +3.8/5.0
  • Schools +3.6/10.0
  • Rent growth +3.0/5.0
  • Appreciation +0.0/10.0

$39,909

99 Hampton Ln · Reynoldsburg, OH 43068
2 bd · 1.0 ba · 768 sqft · SingleFamily · 39 Days on market
Built 1971 Good condition 4,356 sqft lot $52/sqft · 25% below area Est $53k · 25% under $645/mo HOA · 42% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Located at 99 Hampton Ln in Reynoldsburg, Ohio, this 2-bedroom, 1-bathroom mobile home offers an affordable living option in a quiet neighborhood. The home features a simple, functional layout with a living room that opens to the dining area, creating a cozy space. The kitchen offers basic appliances and enough counter space for your everyday needs. Both bedrooms are smaller in size, providing just enough room for basic furniture. The bathroom is conveniently located between the two rooms. The home sits on a quiet lot with space for a small outdoor area or garden. This home is part of the Reynoldsburg City School District and is close to local shopping, dining, and major highways. I-70 is just a short drive away for a quick commute. The community is well-maintained, pet-friendly, and offers off-street parking. Monthly lot rent is $645, making this an affordable option for those seeking budget-friendly living in Reynoldsburg. Note: The owner of this home is a licensed real estate agent in the state of Ohio.

Key facts

  • New furnace
  • New flooring
  • Modern finishes

Tags

MODERN FINISHESNEW FLOORINGUPDATED LIGHTINGNEW FURNACEFULLY REMODELED BATHROOMUPDATED COUNTERTOPS

Property features AI

Finance

  • Other: Property listed as standard special listing conditions; Located in Truro township
  • Financial info:
  • HOA & community: Homeowners association with a monthly fee of $645 (association phone available)

Exterior

  • Parking: On-street parking
  • Security:
  • Utilities: Public water; Public sewer
  • Home design: One-story; Other residential without deeded land; No common walls; Built in 1971
  • Construction: Other foundation
  • Exterior features: Deck; Shed(s) and outbuilding

Interior

  • Kitchen:
  • Bedrooms: 2 main-level bedrooms
  • Flooring: Wood flooring; Carpet flooring
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Oil heating; Central air
  • Interior features: Central air conditioning; Oil heating; Wood and carpet flooring; Approximately 768 living area (per listing)
  • Laundry & utility:

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $40k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $302 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $40k).
  • Recommended offer: $39k (3.0% below list) — sets the bar for market timing.
  • Cap rate 15.4% vs local median 4.4% in Reynoldsburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#124 in OH, #1,816 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F.
  • Reynoldsburg City (suburban): math 32% / reading 50% proficiency, ranked #519 of 656 in OH (top 79%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.0%/yr); 178 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); 8,139 units permitted in Franklin County in 2024 (5,940 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $276 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Franklin County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 2.0% rent growth), your $11k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 39 days — a 3% lower offer ($39k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $15k; list at $40k implies a 166% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 42% of rent.
Recommended offer $38,711 (3.0% below list)

Questions for the listing agent

  1. It's been on market 39 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.88%
Cap rate
15.39%
Cash-on-cash
32.48%
DSCR
2.45
GRM
2.1

CMA / ARV

ARV (median comp)
$52,999
List price
$39,909
Delta
-24.70%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
99 Hampton Ln 0.00mi 2/1.0 768 (0%) 8mo $15,000 $20 94
193 French Run Ln 0.11mi 2/1.5 720 (-6%) 20mo $13,000 $18 66
151 Cambridge Ct 0.26mi 2/1.0 672 (-12%) 10mo $30,000 $45 58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.02% rent growth · sell at horizon

5-year hold
IRR
25.8%
Equity multiple
2.05×
Total profit
$11,703
Equity at exit
$5,951
10-year hold
IRR
32.6%
Equity multiple
3.74×
Total profit
$30,617
Equity at exit
$3,451

Cash invested: $11,175 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43068

Rents YoY
2.0%
Active inventory
178
Price-to-rent
2.1×

Monthly cashflow live

Estimated rent
$1,548 high interval (Pro) →
Mortgage (P&I)
$209
Tax est. 1.5%
$50 /mo · $599/yr
Insurance
$17
HOA
$645
Vacancy / Maint / Mgmt
$325
Net cashflow
$302

Break-even live

Break-even rent $1,166
Max offer price $39,909
Occupancy floor 75%

Sensitivity live

Price -10% $330 -5% $316 +0% $302 +5% $289 +10% $275
Rent -10% $180 -5% $241 +0% $302 +5% $364 +10% $425
Rate -1.0pp $323 -0.5pp $313 base $302 +0.5pp $292 +1.0pp $282

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$9,977
Closing costs
$1,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7670 N Oakbrook Dr Reynoldsburg, OH 1.0–3.0 1.0–2.5 923 $1,460 $1.58 3d 6 0.44mi
8237 Goldsmith Dr Reynoldsburg, OH 2.0 1.5 1040 $1,475 $1.42 44d 1 0.56mi
7378 E Main St Reynoldsburg, OH 3.0 1.5 1062 $1,595 $1.50 13d 1 0.79mi
1802 Kelly's Path Reynoldsburg, OH 2.0 2.0 1140 $1,910 $1.67 2d 5 1.15mi
1366 Briarcliff Rd Reynoldsburg, OH 1.0–2.0 1.0 667 $1,185 $1.78 2d 11 1.31mi
2067 Creekview Ct Reynoldsburg, OH 1.0–2.0 1.0–1.5 975 $1,419 $1.46 2d 18 1.32mi

HOA detail

Monthly dues
$645 · $7,740/yr

Listing history 32 events

  1. 2026-06-18
    days on market $39,909 Active 39 DOM
  2. 2026-06-17
    days on market $39,909 Active 38 DOM
  3. 2026-06-16
    days on market $39,909 Active 37 DOM
  4. 2026-06-15
    days on market $39,909 Active 36 DOM
  5. 2026-06-13
    days on market $39,909 Active 34 DOM
  6. 2026-06-13
    days on market $39,909 Active 33 DOM
  7. 2026-06-09
    days on market $39,909 Active 30 DOM
  8. 2026-06-08
    days on market $39,909 Active 29 DOM
  9. 2026-06-07
    days on market $39,909 Active 28 DOM
  10. 2026-06-05
    pricedays on market $39,909 Active 25 DOM
  11. 2026-06-03
    days on market $40,999 Active 24 DOM
  12. 2026-06-02
    days on market $40,999 Active 23 DOM
  13. 2026-06-01
    days on market $40,999 Active 22 DOM
  14. 2026-05-31
    days on market $40,999 Active 21 DOM
  15. 2026-05-11
    status Active 592-char remark
  16. 2026-05-10
    historical 592-char remark
  17. 2026-05-09
    listed $40,999 Active 592-char remark
  18. 2026-05-08
    historical
  19. 2026-04-27
    price $41,999
  20. 2026-03-22
    price $42,999
  21. 2026-03-12
    price $43,400
  22. 2026-02-25
    price $43,500
  23. 2026-02-13
    price $43,600
  24. 2026-02-01
    price $43,700
  25. 2026-01-16
    price $44,700
  26. 2026-01-13
    price $44,800
  27. 2025-12-24
    price $44,900
  28. 2025-12-17
    price $45,000
  29. 2025-12-02
    price $45,500
  30. 2025-11-18
    listed $46,900 Active
  31. 2025-11-03
    soldstatus $15,000 Closed
    Show marketing remark (1021 chars)

    Located at 99 Hampton Ln in Reynoldsburg, Ohio, this 2-bedroom, 1-bathroom mobile home offers an affordable living option in a quiet neighborhood. The home features a simple, functional layout with a living room that opens to the dining area, creating a cozy space. The kitchen offers basic appliances and enough counter space for your everyday needs. Both bedrooms are smaller in size, providing just enough room for basic furniture. The bathroom is conveniently located between the two rooms. The home sits on a quiet lot with space for a small outdoor area or garden. This home is part of the Reynoldsburg City School District and is close to local shopping, dining, and major highways. I-70 is just a short drive away for a quick commute. The community is well-maintained, pet-friendly, and offers off-street parking. Monthly lot rent is $645, making this an affordable option for those seeking budget-friendly living in Reynoldsburg. Note: The owner of this home is a licensed real estate agent in the state of Ohio.

  32. 2025-08-04
    listed $19,900 Active
    Show marketing remark (1021 chars)

    Located at 99 Hampton Ln in Reynoldsburg, Ohio, this 2-bedroom, 1-bathroom mobile home offers an affordable living option in a quiet neighborhood. The home features a simple, functional layout with a living room that opens to the dining area, creating a cozy space. The kitchen offers basic appliances and enough counter space for your everyday needs. Both bedrooms are smaller in size, providing just enough room for basic furniture. The bathroom is conveniently located between the two rooms. The home sits on a quiet lot with space for a small outdoor area or garden. This home is part of the Reynoldsburg City School District and is close to local shopping, dining, and major highways. I-70 is just a short drive away for a quick commute. The community is well-maintained, pet-friendly, and offers off-street parking. Monthly lot rent is $645, making this an affordable option for those seeking budget-friendly living in Reynoldsburg. Note: The owner of this home is a licensed real estate agent in the state of Ohio.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,581
− Mortgage interest
−$2,236
− Property taxes
−$599
− Insurance
−$200
− Repairs & maintenance
−$1,486
− Management
−$1,486
− HOA
−$7,740
− Depreciation
−$1,161
Taxable income
$3,673
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$882
After-tax cash flow
$2,748/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This move-in ready home offers modern finishes and recent updates, with good condition and minimal maintenance required.

Value-add opportunities

  • Both Paint exterior trim — Enhances curb appeal and protects wood
  • Both Clean and maintain gutters — Prevents water damage and improves drainage

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior trim — Enhances curb appeal and protects wood
  • Both Clean and maintain gutters — Prevents water damage and improves drainage

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Reynoldsburg City
NCES district ID
3904700
Math proficiency
32% ▼ -23.00%
Reading proficiency
50% ▼ -10.00%
Median HH income
$58,857
Composite
36.1/100
National rank
#4757
State rank
#519 of 656 in OH

Livability — Reynoldsburg

Score
80/100
State rank
#124
US rank
#1816

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment B- Housing A+ Health & safety C User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Reynoldsburg, OH
County
Franklin County · 1,351,780 people
City population
60,148
Metro
Columbus, OH
Population (ZIP)
60,148
Household income
$70,477
Rent vs Own
42.4% rent · 57.6% own
Severe rent burden
2189.0

Population outlook (Franklin County) Hauer SSP2

Today (2025)
1,456,139 people
By 2030
1,556,890 · +6.9%
By 2040
1,757,349 · +20.7%
By 2050
1,950,539 · +34.0%
By 2075
2,376,171 · +63.2%
By 2100
2,636,796 · +81.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.68)
Race & ethnicity
White 46% Black 31% Asian 9% Two or more races 8% Hispanic / Latino 7%
Hispanic origin (detail)
Mexican 3% Dominican 2%
Common ancestry
Lithuanian 2% Italian 2% Slovak 1%
Foreign-born
15% · Canada, India
Languages at home
81% English-only · Other Indo-European 7% Spanish 5% French/Haitian/Cajun 2%

Political lean MEDSL · Franklin

2024 margin
Strong D (+28.4) · D 63.7% · R 35.3% · Other 1.0%
2008→2024 swing
+7.7pp toward D · 2008: 20.7pp · 2024: 28.4pp
All cycles
2024: D+28.4 2020: D+31.4 2016: D+25.9 2012: D+21.7 2008: D+20.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -222.50%
Current HPI
233.8839
Rent YoY
▲ 2.02%
Metro
Columbus, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+100.5% since first listed
19 events — show timeline
  • 2026-06-03 Price Changed $39,909 CBRMLS
  • 2026-05-11 Relisted CBRMLS
  • 2026-05-10 Listing Removed CBRMLS
  • 2026-05-09 Listed $40,999 CBRMLS
  • 2026-05-08 Listing Removed CBRMLS
  • 2026-04-27 Price Changed $41,999 CBRMLS
  • 2026-03-22 Price Changed $42,999 CBRMLS
  • 2026-03-12 Price Changed $43,400 CBRMLS
  • 2026-02-25 Price Changed $43,500 CBRMLS
  • 2026-02-13 Price Changed $43,600 CBRMLS
  • 2026-02-01 Price Changed $43,700 CBRMLS
  • 2026-01-16 Price Changed $44,700 CBRMLS
  • 2026-01-13 Price Changed $44,800 CBRMLS
  • 2025-12-24 Price Changed $44,900 CBRMLS
  • 2025-12-17 Price Changed $45,000 CBRMLS
  • 2025-12-02 Price Changed $45,500 CBRMLS
  • 2025-11-18 Listed $46,900 CBRMLS
  • 2025-11-03 Sold (MLS) $15,000 CBRMLS
  • 2025-08-04 Listed $19,900 CBRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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