417 62nd St · Fairfield, AL 35064

$57,900

2 bd · 1.0 ba · 924 sqft · SingleFamily public records · 85 Days on market

Built 1925 6,534 sqft lot $63/sqft · 19% above area Est $49k · 19% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.7/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming home in Fairfield offers a convenient location, placing you within walking distance of the Civic Center and the Board of Education, among other local amenities. The property has undergone recent renovations, featuring new LVP flooring and fresh paint on both the interior and exterior surfaces. A new hot water heater has also been installed. The residence includes two bedrooms and one full bathroom, with an additional unfinished basement area. Outdoor features include a sizable front porch and a good-sized backyard. Home has durable metal roof. This home presents a potentially more affordable alternative to renting. The Fairfield Civic Center is a facility designed for various community events, meetings, and banquets. SELLER WILL FINANCE WITH 10 K DOWNPAYMENT, CHOICE OF 20 YEAR OR 15 YEAR 67,500 15 YEARS, 8% INTEREST, PRINCIPAL AND INTEREST PAYMENTS $645.07 OR 20 YEARS AT 8% IS $564.60. WILL REQUIRE ESCROW FOR TAXES AND INSURANCE.

Key facts

• 6,534 sq ft lot
• Built 1925
• Listed 85 days

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $58k.

Deal economics

• At list price, monthly cash flow is $390 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($978 rent vs $58k).
• Recommended offer: $54k (6.0% below list) — sets the bar for market timing.
• Cap rate 14.4% vs local median 10.2% in Fairfield — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#160 in AL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
• Fairfield City (suburban): math 2% / reading 15% proficiency, ranked #125 of 129 in AL (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 84% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 52 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $400 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $16k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 85 days — a 6% lower offer ($54k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 8y ago; this cycle's ask has dropped $27k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $35k; list at $58k implies a 65% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $54,426 (6.0% below list)

Questions for the listing agent

1. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.69% ✓
• Cap rate: 14.38%
• Cash-on-cash: 28.87%
• DSCR: 2.28
• GRM: 4.9

CMA / ARV

• ARV (median comp): $48,632
• List price: $57,900
• Delta: 19.06%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5704 Myron Massey Blvd	0.37mi	2/1.0	894 (-3%)	5mo	$35,000	$39	73
616 62nd St	0.18mi	3/1.0 (+1)	1,008 (+9%)	7mo	$47,500	$47	66
712 61st St	0.24mi	2/1.0	1,008 (+9%)	14mo	$3,000	$3	62
4944 Court G	0.60mi	2/1.0	869 (-6%)	1mo	$21,000	$24	61
721 51st St	0.63mi	2/1.0	962 (+4%)	7mo	$67,000	$70	58
6021 Court F	0.28mi	2/1.0	1,022 (+11%)	22mo	$50,000	$49	51
5520 Avenue J	0.70mi	2/1.0	916 (-1%)	21mo	$48,000	$52	49
4925 Court G	0.66mi	2/1.0	966 (+4%)	21mo	$53,000	$55	44
565 Seminole Cir	0.70mi	3/2.0 (+1)	1,008 (+9%)	16mo	$91,700	$91	30
552 Osceola Cir	0.74mi	2/1.0	788 (-15%)	17mo	$50,000	$63	27
5125 Farrell Ave	0.73mi	3/2.0 (+1)	839 (-9%)	21mo	$132,000	$157	24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 23.2%
• Equity multiple: 1.95×
• Total profit: $15,466
• Equity at exit: $8,633

10-year hold

• IRR: 31.2%
• Equity multiple: 3.81×
• Total profit: $45,475
• Equity at exit: $5,006

Cash invested: $16,212 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35064

• Home prices YoY: -28.8%
• Active inventory: 52
• Price-to-rent: 4.9×

Monthly cashflow live

• Estimated rent: $978 high
• Mortgage (P&I): −$304
• Tax from tax record: −$55 /mo · $656/yr
• Insurance: −$24
• HOA: −$0
• Vacancy / Maint / Mgmt: −$205
• Net cashflow: $390

Break-even live

Break-even rent $484

Max offer price $57,900

Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $14,475
• Closing costs: $1,737
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
125 Jerry Coleman St Fairfield, AL	2.0	1.0	715	$725	$1.01	43d	1	0.25mi
5503 Myron Massey Blvd Fairfield, AL	3.0	2.0	1119	$1,200	$1.07	43d	1	0.43mi
410 54th St Fairfield, AL	2.0	1.0	1068	$700	$0.66	3d	1	0.51mi
5712 Monte Sano Rd Birmingham, AL	2.0	1.0	700	$900	$1.29	43d	1	0.68mi
1045 57th St Birmingham, AL	1.0	1.0	700	$775	$1.11	43d	1	0.77mi
5710 Monte Sano Dr Birmingham, AL	2.0	1.0	700	$950	$1.36	43d	1	0.79mi
340 McPherson Ave Birmingham, AL	2.0	1.0	924	$910	$0.98	43d	1	0.84mi
336 McPherson Ave Birmingham, AL	3.0	1.0	1094	$1,100	$1.01	23d	1	0.85mi
813 46th St Fairfield, AL	2.0	1.0	1100	$825	$0.75	10d	1	0.90mi
920 47th Street Ensley Birmingham, AL	3.0	1.0	1070	$895	$0.84	3d	1	0.94mi
6516 Millard Fuller Rd Fairfield, AL	3.0	1.5	1120	$950	$0.85	3d	1	0.96mi
1317 Woodward Rd Birmingham, AL	2.0	1.0	672	$800	$1.19	2d	1	0.97mi
621 Valley Rd Fairfield, AL	2.0	1.0	935	$900	$0.96	43d	1	0.98mi
5714 Court M Unit 5720 Birmingham, AL	1.0	1.0	600	$700	$1.17	43d	1	0.99mi
1376 Creel Ct Birmingham, AL	3.0	1.0	1008	$1,000	$0.99	43d	1	1.02mi
1272 Meadow Ln Birmingham, AL	2.0	1.0	744	$800	$1.08	43d	1	1.02mi
1309 41st St Fairfield, AL	3.0	1.0	1070	$1,200	$1.12	43d	1	1.09mi
1340 Pineview Rd Birmingham, AL	3.0	2.0	1116	$1,075	$0.96	43d	1	1.11mi
1433 Rayfield Dr Birmingham, AL	3.0	1.0	1064	$950	$0.89	43d	1	1.12mi
1112 S Gale Dr Birmingham, AL	3.0	1.5	1053	$1,175	$1.12	43d	1	1.12mi
931 41st Street Ensley Birmingham, AL	2.0	1.5	1048	$995	$0.95	3d	1	1.16mi
518 41st St Fairfield, AL	3.0	2.0	1095	$1,200	$1.10	43d	1	1.21mi
1417 Brighton Rd Birmingham, AL	3.0	2.0	1048	$1,200	$1.15	43d	1	1.23mi
5725 Avenue O Unit O Birmingham, AL	3.0	1.0	957	$1,073	$1.12	23d	1	1.24mi
5717 Avenue O Unit O Birmingham, AL	3.0	2.0	1029	$1,250	$1.21	43d	1	1.24mi
708 40th St Fairfield, AL	2.0	1.0	788	$650	$0.82	43d	1	1.24mi
1429 47th Street Ensley Unit ENSLEY Birmingham, AL	2.0	1.0	768	$750	$0.98	43d	1	1.34mi
5516 Avenue P Birmingham, AL	2.0	1.0	888	$1,000	$1.13	43d	1	1.34mi
517 Grant St Birmingham, AL	3.0	1.0	912	$850	$0.93	23d	1	1.40mi
1721 Collier Dr Birmingham, AL	2.0	1.0	925	$800	$0.86	43d	1	1.49mi
5832 Court Q Birmingham, AL	3.0	1.0	912	$950	$1.04	44d	1	1.49mi
412 Fairfax Dr Unit 432-13 Fairfield, AL	1.0	1.0	555	$775	$1.40	10d	1	1.49mi
412 Fairfax Dr Unit 400-12 Fairfield, AL	2.0	1.0	888	$915	$1.03	10d	1	1.49mi
412 Fairfax Dr Unit 436-10 Fairfield, AL	2.0	1.0	888	$890	$1.00	10d	1	1.49mi
412 Fairfax Dr Unit 416-11 Fairfield, AL	2.0	1.5	935	$975	$1.04	3d	1	1.49mi
412 Fairfax Dr Unit 424-10 Fairfield, AL	3.0	1.5	1035	$1,275	$1.23	11d	1	1.49mi
412 Fairfax Dr Unit 436-11 Fairfield, AL	2.0	1.5	935	$910	$0.97	10d	1	1.49mi
412 Fairfax Dr Unit 400-1 Fairfield, AL	2.0	1.5	935	$1,175	$1.26	3d	1	1.49mi
412 Fairfax Dr Unit 424-3 Fairfield, AL	3.0	1.5	1035	$1,200	$1.16	10d	1	1.49mi
412 Fairfax Dr Unit 444-12 Fairfield, AL	2.0	1.0	888	$910	$1.02	10d	1	1.49mi

Listing history 36 events

1. 2026-06-18
   days on market $57,900 Active 85 DOM
2. 2026-06-17
   days on market $57,900 Active 84 DOM
3. 2026-06-16
   days on market $57,900 Active 83 DOM
4. 2026-06-15
   days on market $57,900 Active 82 DOM
5. 2026-06-13
   pricedays on market $57,900 Active 80 DOM
6. 2026-06-10
   days on market $64,900 Active 77 DOM
7. 2026-06-09
   days on market $64,900 Active 76 DOM
8. 2026-06-08
   days on market $64,900 Active 75 DOM
9. 2026-06-07
   pricedays on market $64,900 Active 74 DOM
10. 2026-06-03
    days on market $75,000 Active 70 DOM
11. 2026-06-02
    days on market $75,000 Active 69 DOM
12. 2026-06-01
    days on market $75,000 Active 68 DOM
13. 2026-05-31
    days on market $75,000 Active 67 DOM
14. 2026-05-14
    price $77,500 958-char remark

    Show marketing remark (958 chars)

    This charming home in Fairfield offers a convenient location, placing you within walking distance of the Civic Center and the Board of Education, among other local amenities. The property has undergone recent renovations, featuring new LVP flooring and fresh paint on both the interior and exterior surfaces. A new hot water heater has also been installed. The residence includes two bedrooms and one full bathroom, with an additional unfinished basement area. Outdoor features include a sizable front porch and a good-sized backyard. Home has durable metal roof. This home presents a potentially more affordable alternative to renting. The Fairfield Civic Center is a facility designed for various community events, meetings, and banquets. SELLER WILL FINANCE WITH 10 K DOWNPAYMENT, CHOICE OF 20 YEAR OR 15 YEAR 67,500 15 YEARS, 8% INTEREST, PRINCIPAL AND INTEREST PAYMENTS $645.07 OR 20 YEARS AT 8% IS $564.60. WILL REQUIRE ESCROW FOR TAXES AND INSURANCE.

15. 2026-04-10
    price $79,900 958-char remark

    Show marketing remark (958 chars)

    This charming home in Fairfield offers a convenient location, placing you within walking distance of the Civic Center and the Board of Education, among other local amenities. The property has undergone recent renovations, featuring new LVP flooring and fresh paint on both the interior and exterior surfaces. A new hot water heater has also been installed. The residence includes two bedrooms and one full bathroom, with an additional unfinished basement area. Outdoor features include a sizable front porch and a good-sized backyard. Home has durable metal roof. This home presents a potentially more affordable alternative to renting. The Fairfield Civic Center is a facility designed for various community events, meetings, and banquets. SELLER WILL FINANCE WITH 10 K DOWNPAYMENT, CHOICE OF 20 YEAR OR 15 YEAR 67,500 15 YEARS, 8% INTEREST, PRINCIPAL AND INTEREST PAYMENTS $645.07 OR 20 YEARS AT 8% IS $564.60. WILL REQUIRE ESCROW FOR TAXES AND INSURANCE.

16. 2026-03-25
    listed $84,900 Active 958-char remark

    Show marketing remark (958 chars)

    This charming home in Fairfield offers a convenient location, placing you within walking distance of the Civic Center and the Board of Education, among other local amenities. The property has undergone recent renovations, featuring new LVP flooring and fresh paint on both the interior and exterior surfaces. A new hot water heater has also been installed. The residence includes two bedrooms and one full bathroom, with an additional unfinished basement area. Outdoor features include a sizable front porch and a good-sized backyard. Home has durable metal roof. This home presents a potentially more affordable alternative to renting. The Fairfield Civic Center is a facility designed for various community events, meetings, and banquets. SELLER WILL FINANCE WITH 10 K DOWNPAYMENT, CHOICE OF 20 YEAR OR 15 YEAR 67,500 15 YEARS, 8% INTEREST, PRINCIPAL AND INTEREST PAYMENTS $645.07 OR 20 YEARS AT 8% IS $564.60. WILL REQUIRE ESCROW FOR TAXES AND INSURANCE.

17. 2025-07-24
    soldstatus $35,000 Sold 496-char remark

    Show marketing remark (496 chars)

    * * Cozy 2-Bedroom, 1-Bathroom Investment Property Near Miles College * * This charming 2-bedroom, 1-bathroom home is a fantastic investment opportunity, located just blocks away from Miles College. The property features a metal roof, a welcoming front porch, providing immediate income for investors. Whether you're expanding your rental portfolio or looking for a steady income stream, this property is an ideal choice. Don't miss out on this great opportunity! Schedule your showing today!

18. 2025-07-22
    historical Contingent 496-char remark

    Show marketing remark (496 chars)

    * * Cozy 2-Bedroom, 1-Bathroom Investment Property Near Miles College * * This charming 2-bedroom, 1-bathroom home is a fantastic investment opportunity, located just blocks away from Miles College. The property features a metal roof, a welcoming front porch, providing immediate income for investors. Whether you're expanding your rental portfolio or looking for a steady income stream, this property is an ideal choice. Don't miss out on this great opportunity! Schedule your showing today!

19. 2025-06-05
    price $45,000 496-char remark

    Show marketing remark (496 chars)

    * * Cozy 2-Bedroom, 1-Bathroom Investment Property Near Miles College * * This charming 2-bedroom, 1-bathroom home is a fantastic investment opportunity, located just blocks away from Miles College. The property features a metal roof, a welcoming front porch, providing immediate income for investors. Whether you're expanding your rental portfolio or looking for a steady income stream, this property is an ideal choice. Don't miss out on this great opportunity! Schedule your showing today!

20. 2025-03-10
    status Active 496-char remark

    Show marketing remark (496 chars)

    * * Cozy 2-Bedroom, 1-Bathroom Investment Property Near Miles College * * This charming 2-bedroom, 1-bathroom home is a fantastic investment opportunity, located just blocks away from Miles College. The property features a metal roof, a welcoming front porch, providing immediate income for investors. Whether you're expanding your rental portfolio or looking for a steady income stream, this property is an ideal choice. Don't miss out on this great opportunity! Schedule your showing today!

21. 2025-02-11
    historical Contingent 496-char remark

    Show marketing remark (496 chars)

    * * Cozy 2-Bedroom, 1-Bathroom Investment Property Near Miles College * * This charming 2-bedroom, 1-bathroom home is a fantastic investment opportunity, located just blocks away from Miles College. The property features a metal roof, a welcoming front porch, providing immediate income for investors. Whether you're expanding your rental portfolio or looking for a steady income stream, this property is an ideal choice. Don't miss out on this great opportunity! Schedule your showing today!

22. 2025-02-04
    price $55,000 496-char remark

    Show marketing remark (496 chars)

    * * Cozy 2-Bedroom, 1-Bathroom Investment Property Near Miles College * * This charming 2-bedroom, 1-bathroom home is a fantastic investment opportunity, located just blocks away from Miles College. The property features a metal roof, a welcoming front porch, providing immediate income for investors. Whether you're expanding your rental portfolio or looking for a steady income stream, this property is an ideal choice. Don't miss out on this great opportunity! Schedule your showing today!

23. 2025-01-25
    price $59,000 496-char remark

    Show marketing remark (496 chars)

    * * Cozy 2-Bedroom, 1-Bathroom Investment Property Near Miles College * * This charming 2-bedroom, 1-bathroom home is a fantastic investment opportunity, located just blocks away from Miles College. The property features a metal roof, a welcoming front porch, providing immediate income for investors. Whether you're expanding your rental portfolio or looking for a steady income stream, this property is an ideal choice. Don't miss out on this great opportunity! Schedule your showing today!

24. 2024-08-20
    listed $64,000 Active 496-char remark

    Show marketing remark (496 chars)

    * * Cozy 2-Bedroom, 1-Bathroom Investment Property Near Miles College * * This charming 2-bedroom, 1-bathroom home is a fantastic investment opportunity, located just blocks away from Miles College. The property features a metal roof, a welcoming front porch, providing immediate income for investors. Whether you're expanding your rental portfolio or looking for a steady income stream, this property is an ideal choice. Don't miss out on this great opportunity! Schedule your showing today!

25. 2021-02-26
    soldstatus $33,000 Sold
26. 2021-02-08
    status Pending
27. 2020-10-27
    price $35,000
28. 2020-10-09
    listed $47,000 Active
29. 2019-03-13
    soldstatus $8,925 Sold
30. 2019-02-12
    historical
31. 2018-12-28
    status Active
32. 2018-12-27
    historical
33. 2018-11-13
    price $13,500
34. 2018-11-06
    status Active
35. 2018-10-26
    historical
36. 2018-10-05
    listed $15,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $656 · $55/mo
• Projected year-2 tax: $656 · $55/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,734
• − Mortgage interest: −$3,243
• − Property taxes: −$656
• − Insurance: −$290
• − Repairs & maintenance: −$939
• − Management: −$939
• − Depreciation: −$1,684
• Taxable income: $3,984
• Est. tax owed @ 24.0%: −$956
• After-tax cash flow: $3,725/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Fairfield City
• NCES district ID: 0101440
• Math proficiency: 2% ▼ -18.00%
• Reading proficiency: 15% ▼ -4.00%
• Median HH income: $35,288
• Composite: 6.92/100
• National rank: #9974
• State rank: #125 of 129 in AL

Livability — Fairfield

• Score: 64/100
• State rank: #160
• US rank: #14390

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment F Housing A+ Health & safety F User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Fairfield, AL
• County: Jefferson County · 527,445 people
• City population: 9,872
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 9,872
• Household income: $48,692
• Rent vs Own: 40.5% rent · 59.5% own
• Severe rent burden: 784.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (91%)
• Race & ethnicity: Black 91% White 7% Two or more races 2%
• Foreign-born: 1% · Canada
• Languages at home: 99% English-only · Spanish 1%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -50.47%
• Current HPI: 124.7012
• Rent YoY: —
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+416.7% since first listed

23 events — show timeline

• 2026-05-14 Price Changed $77,500 Greater Alabama MLS
• 2026-04-10 Price Changed $79,900 Greater Alabama MLS
• 2026-03-25 Listed $84,900 Greater Alabama MLS
• 2025-07-24 Sold (MLS) $35,000 Greater Alabama MLS
• 2025-07-22 Contingent — Greater Alabama MLS
• 2025-06-05 Price Changed $45,000 Greater Alabama MLS
• 2025-03-10 Relisted — Greater Alabama MLS
• 2025-02-11 Contingent — Greater Alabama MLS
• 2025-02-04 Price Changed $55,000 Greater Alabama MLS
• 2025-01-25 Price Changed $59,000 Greater Alabama MLS
• 2024-08-20 Listed $64,000 Greater Alabama MLS
• 2021-02-26 Sold (MLS) $33,000 Greater Alabama MLS
• 2021-02-08 Pending — Greater Alabama MLS
• 2020-10-27 Price Changed $35,000 Greater Alabama MLS
• 2020-10-09 Listed $47,000 Greater Alabama MLS
• 2019-03-13 Sold (MLS) $8,925 Greater Alabama MLS
• 2019-02-12 Delisted — Greater Alabama MLS
• 2018-12-28 Relisted — Greater Alabama MLS
• 2018-12-27 Delisted — Greater Alabama MLS
• 2018-11-13 Price Changed $13,500 Greater Alabama MLS
• 2018-11-06 Relisted — Greater Alabama MLS
• 2018-10-26 Delisted — Greater Alabama MLS
• 2018-10-05 Listed $15,000 Greater Alabama MLS

Property tax history

+2.0%/yr

Latest (2025): $656 · -1.3% YoY. Source: county tax records.