Multi-family
104 2nd Ave · Albany, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 7.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- ARV discount +7.5/15.0
- Rent growth +4.7/5.0
- Schools +4.4/10.0
- Livability +4.0/5.0
- Condition / age +2.2/5.0
$130,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks
Great investment opportunity with big backyard. All Utilities are Separate.
Key facts
- Big backyard
- 3,920 sq ft lot
- Built 1880
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 6-bed/2.0-bath multifamily listed at $130k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $130k).
- Recommended offer: $118k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 79/100 on livability (#129 in NY, #2,083 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: employment C-, crime F.
- Albany City School District (urban): math 37% / reading 40% proficiency, ranked #543 of 590 in NY (top 92%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Albany High School (math 74% / reading 67%, grade B+, #710 of 1,100 statewide, top 65%, 2,676 students, 69% FRL) — zoned schools at 69% FRL track the district average.
- Zoned-school proficiency averages 70% at this address vs 38% district-wide (+32 pts) — the actual schools serving this property are materially stronger than the Albany City School District average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+8.7%/yr); 91 active listings in the ZIP; 675 units permitted in Albany County in 2024 (451 in 5+ unit buildings).
Forward outlook
- In year one you build about $14k of equity ($899 loan paydown + $13k appreciation (10.0% local appreciation)).
- Albany County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 8.0% rent growth), your $36k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$35k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 104 days — a 9% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 22y ago; this cycle's ask has dropped $20k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $15k; list at $130k implies a 767% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: property tax is 3.7% of price; built in 1880 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 104 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1880 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.39% ✓
- Cap rate
- 18.47%
- Cash-on-cash
- 43.50%
- DSCR
- 2.94
- GRM
- 3.5
CMA / ARV
- ARV (median comp)
- $292,976
- List price
- $130,000
- Delta
- -55.63%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 30 Boenau St | 0.20mi | 5/2.0 (-1) | 1,954 (0%) | 1mo | $325,000 | $166 | 85 |
| 79 2nd Ave | 0.07mi | 7/2.0 (+1) | 1,920 (-2%) | 10mo | $210,000 | $109 | 80 |
| 6 Second Ave | 0.26mi | 6/2.0 | 1,800 (-8%) | 3mo | $215,000 | $119 | 72 |
| 13 Sligo St | 0.43mi | 5/2.0 (-1) | 1,938 (-1%) | 5mo | $335,000 | $173 | 69 |
| 135 4th Ave | 0.27mi | 5/2.0 (-1) | 2,010 (+3%) | 11mo | $175,000 | $87 | 69 |
| 36 Slingerland St | 0.35mi | 6/2.0 | 1,848 (-5%) | 10mo | $210,000 | $114 | 67 |
| 24 Delaware St | 0.31mi | 5/2.5 (-1) | 2,112 (+8%) | 5mo | $240,000 | $114 | 61 |
| 14 Bogart Ter | 0.30mi | 6/2.0 | 2,232 (+14%) | 5mo | $250,000 | $112 | 59 |
| 19 Raymo St | 0.51mi | 5/2.0 (-1) | 2,104 (+8%) | 2mo | $92,000 | $44 | 57 |
| 313 2nd Ave | 0.58mi | 6/2.0 | 1,840 (-6%) | 10mo | $227,000 | $123 | 55 |
| 12 Bogart Ter | 0.29mi | 6/2.0 | 2,232 (+14%) | 9mo | $180,000 | $81 | 55 |
| 252 Morton Ave | 0.46mi | 6/4.0 | 2,152 (+10%) | 6mo | $285,000 | $132 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 62.2%
- Equity multiple
- 5.71×
- Total profit
- $171,458
- Equity at exit
- $117,114
- IRR
- 58.0%
- Equity multiple
- 14.18×
- Total profit
- $479,903
- Equity at exit
- $252,561
Cash invested: $36,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 8 active · 13 under contract
- Months of supply
- 5.3 mo (19%/mo absorbed)
- Median asking
- $234,900 ($115/sqft)
- Median days on market
- 65 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- +30.4% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 12202
- Home prices YoY
- 14.3%
- Rents YoY
- 8.7%
- Active inventory
- 91
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $3,108 high interval (Pro) →
- Mortgage (P&I)
- −$682
- Tax from tax record
- −$400 /mo · $4,799/yr
- Insurance
- −$54
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$653
- Net cashflow
- $1,319
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $3,108 |
| #1 | 2 | 1 | $1,554 |
| #2 | 2 | 1 | $1,554 |
| Total (2 units) | $3,108 | ||
Break-even live
Sensitivity live
| Price | -10% $1,393 | -5% $1,356 | +0% $1,319 | +5% $1,283 | +10% $1,246 |
|---|---|---|---|---|---|
| Rent | -10% $1,074 | -5% $1,197 | +0% $1,319 | +5% $1,442 | +10% $1,565 |
| Rate | -1.0pp $1,385 | -0.5pp $1,353 | base $1,319 | +0.5pp $1,286 | +1.0pp $1,252 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,500
- Closing costs
- $3,900
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 30 Boenau St Albany, NY | 3.0 | 1.0 | 1085 | $1,800 | $1.66 | 6d | 1 | 0.17mi |
| 17 Putnam St Albany, NY | 3.0 | 1.0 | 2348 | $1,700 | $0.72 | 2d | 1 | 0.18mi |
| 189 Second Ave Unit 2 Albany, NY | 3.0 | 1.0 | — | $1,300 | — | 6d | 1 | 0.20mi |
| 43 Second Ave Albany, NY | 1.0 | 1.0 | 900 | $1,500 | $1.67 | 139d | 1 | 0.21mi |
| 56 3rd Ave Unit 1 Albany, NY | 2.0 | 1.0 | — | $1,485 | — | 116d | 1 | 0.23mi |
| 56 3rd Ave Unit 1 Albany, NY | 2.0 | 1.0 | — | $1,485 | — | 139d | 1 | 0.23mi |
| 44 Osborne St Unit 1 Albany, NY | 3.0 | 1.0 | — | $1,350 | — | 62d | 1 | 0.26mi |
| 132 4th Ave Albany, NY | 3.0 | 1.0 | 770 | $1,800 | $2.34 | 116d | 1 | 0.28mi |
| 11 Osborne St Unit 2 Albany, NY | 3.0 | 1.0 | — | $1,325 | — | 62d | 1 | 0.29mi |
| 44 Alexander St Albany, NY | 2.0 | 1.0 | 1250 | $1,800 | $1.44 | 0d | 1 | 0.30mi |
| 138 Morton Ave Unit 4 Albany, NY | 1.0 | 1.0 | — | $1,050 | — | 62d | 1 | 0.31mi |
| 138 Morton Ave Unit 2 Albany, NY | 2.0 | 1.0 | — | $1,150 | — | 119d | 1 | 0.32mi |
| 24 Delaware St #2 Albany, NY | 3.0 | 1.5 | — | $2,195 | — | 62d | 1 | 0.32mi |
| 136 Morton Ave Unit 1 Albany, NY | 1.0 | 1.0 | — | $1,100 | — | 139d | 1 | 0.32mi |
| 136 Morton Ave Albany, NY | 3.0 | 1.0 | — | $2,000 | — | 139d | 1 | 0.32mi |
| 84 Clinton St Apt 2 Albany, NY | 3.0 | 1.0 | 1000 | $1,699 | $1.70 | 6d | 1 | 0.35mi |
| 15 Delaware St Albany, NY | 1.0 | 1.0 | 1060 | $1,500 | $1.42 | 6d | 1 | 0.35mi |
| 13 Delaware St Albany, NY | 2.0 | 1.0 | 1060 | $1,800 | $1.70 | 6d | 1 | 0.35mi |
| 202 Morton Ave Albany, NY | 3.0 | 1.0 | 1200 | $1,650 | $1.38 | 6d | 1 | 0.36mi |
| 222 S Swan St Albany, NY | 2.0 | 1.0 | 1000 | $1,400 | $1.40 | 6d | 1 | 0.37mi |
| 52 Clinton St Unit 3 Albany, NY | 2.0 | 1.0 | — | $1,300 | — | 119d | 1 | 0.39mi |
| 52 Clinton St Unit 1 Albany, NY | 1.0 | 1.0 | — | $1,000 | — | 119d | 1 | 0.39mi |
| 13 Sligo St Unit 2 Albany, NY | 3.0 | 1.0 | — | $1,800 | — | 110d | 1 | 0.40mi |
| 13 Sligo St Unit 1 Albany, NY | 2.0 | 1.0 | — | $1,500 | — | 110d | 1 | 0.40mi |
| 13 Sligo St Unit 1 Albany, NY | 2.0 | 1.0 | — | $1,500 | — | 116d | 1 | 0.40mi |
| 13 Sligo St Unit 2 Albany, NY | 3.0 | 1.0 | — | $1,800 | — | 116d | 1 | 0.40mi |
| 148 McCarty Ave Apt 18 Albany, NY | 2.0 | 1.0 | — | $1,375 | — | 6d | 1 | 0.42mi |
| 148 McCarty Ave Apt 12 Albany, NY | 1.0 | 1.0 | — | $1,350 | — | 62d | 1 | 0.42mi |
| 152 McCarty Ave Apt 6 Albany, NY | 2.0 | 1.0 | — | $1,475 | — | 62d | 1 | 0.43mi |
| 152 McCarty Ave Apt 2 Albany, NY | 2.0 | 1.0 | — | $1,375 | — | 6d | 1 | 0.43mi |
| 9 O Connell St Albany, NY | 2.0 | 2.0 | 1038 | $1,800 | $1.73 | 62d | 1 | 0.43mi |
| 98 Mount Hope Dr Albany, NY | 2.0 | 1.5 | 1200 | $2,000 | $1.67 | 110d | 1 | 0.48mi |
| 288 Morton Ave Apt 3 Albany, NY | 3.0 | 1.0 | 750 | $1,950 | $2.60 | 6d | 1 | 0.50mi |
| 288 Morton Ave Albany, NY | 3.0 | 2.0 | 2973 | $2,000 | $0.67 | 6d | 1 | 0.50mi |
| 292 Catherine St Unit 1 Albany, NY | 3.0 | 1.0 | — | $1,800 | — | 6d | 1 | 0.50mi |
| 292 Catherine St Unit 3 Albany, NY | 3.0 | 1.0 | — | $1,995 | — | 6d | 1 | 0.50mi |
| 292 Catherine St Apt 2 Albany, NY | 2.0 | 2.0 | — | $1,950 | — | 6d | 1 | 0.50mi |
| 300 Morton Ave #2 Albany, NY | 2.0 | 1.0 | — | $1,250 | — | 6d | 1 | 0.52mi |
| 28 Myrtle Ave Apt 1 Albany, NY | 2.0 | 1.0 | 1000 | $1,350 | $1.35 | 6d | 1 | 0.53mi |
| 216 Delaware Ave Albany, NY | 3.0 | 1.0 | 1244 | $2,000 | $1.61 | 0d | 1 | 0.53mi |
Property features AI
Finance
- Financial info
- Two-unit propertyTenants pay heat, internet, cable TV, electricity and gasOwner pays trash collection and water
Exterior
- Utilities
- Public waterPublic sewer
- Home design
- DuplexLiving area approximately 1,954
- Construction
- Vinyl sidingSlate roof
- Exterior features
- Cleared lot
Interior
- Bedrooms
- Each unit has 2 bedrooms (Unit 1: 2 bedrooms, Unit 2: 2 bedrooms)
- Bathrooms
- 2 full bathrooms total (one full bath on 1st level, one full bath on 2nd level)Each unit includes 1 full bath
- Heating & cooling
- Baseboard and hot water heatingNatural gas heating
- Interior features
- Full basement
Listing history 50 events
-
2026-09-23days on market $130,000 Active 104 DOM
-
2026-09-22days on market $130,000 Active 103 DOM
-
2026-09-21days on market $130,000 Active 102 DOM
-
2026-09-20days on market $130,000 Active 101 DOM
-
2026-09-19days on market $130,000 Active 100 DOM
-
2026-09-18days on market $130,000 Active 99 DOM
-
2026-09-17days on market $130,000 Active 98 DOM
-
2026-09-16days on market $130,000 Active 97 DOM
-
2026-09-15days on market $130,000 Active 96 DOM
-
2026-09-14days on market $130,000 Active 95 DOM
-
2026-09-13days on market $130,000 Active 94 DOM
-
2026-09-12days on market $130,000 Active 93 DOM
-
2026-09-11days on market $130,000 Active 92 DOM
-
2026-09-05days on market $130,000 Active 86 DOM
-
2026-09-04days on market $130,000 Active 85 DOM
-
2026-09-03days on market $130,000 Active 84 DOM
-
2026-08-31days on market $130,000 Active 81 DOM
-
2026-08-30days on market $130,000 Active 80 DOM
-
2026-08-29days on market $130,000 Active 79 DOM
-
2026-08-28days on market $130,000 Active 78 DOM
-
2026-08-27days on market $130,000 Active 77 DOM
-
2026-08-26days on market $130,000 Active 76 DOM
-
2026-08-25pricedays on market $130,000 Active 75 DOM
-
2026-08-24days on market $150,000 Active 74 DOM
-
2026-08-23days on market $150,000 Active 73 DOM
-
2026-08-22days on market $150,000 Active 72 DOM
-
2026-08-21days on market $150,000 Active 71 DOM
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2026-08-20days on market $150,000 Active 70 DOM
-
2026-08-19days on market $150,000 Active 69 DOM
-
2026-08-18days on market $150,000 Active 68 DOM
-
2026-08-17days on market $150,000 Active 67 DOM
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2026-08-16days on market $150,000 Active 66 DOM
-
2026-08-15days on market $150,000 Active 65 DOM
-
2026-08-15days on market $150,000 Active 64 DOM
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2026-08-13days on market $150,000 Active 63 DOM
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2026-08-12days on market $150,000 Active 62 DOM
-
2026-08-11days on market $150,000 Active 61 DOM
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2026-08-10days on market $150,000 Active 60 DOM
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2026-08-09days on market $150,000 Active 59 DOM
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2026-08-08days on market $150,000 Active 58 DOM
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2026-08-07days on market $150,000 Active 57 DOM
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2026-08-06days on market $150,000 Active 56 DOM
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2026-08-05days on market $150,000 Active 55 DOM
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2026-08-04days on market $150,000 Active 54 DOM
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2026-08-03days on market $150,000 Active 53 DOM
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2026-07-31days on market $150,000 Active 50 DOM
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2026-07-29days on market $150,000 Active 48 DOM
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2026-07-27days on market $150,000 Active 46 DOM
-
2026-07-25days on market $150,000 Active 44 DOM
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2026-07-24days on market $150,000 Active 43 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $4,799 · $400/mo
- Projected year-2 tax
- $4,799 · $400/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 17 d/yr by 30 yrs out
- Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $37,296
- − Mortgage interest
- −$7,282
- − Property taxes
- −$4,799
- − Insurance
- −$650
- − Repairs & maintenance
- −$2,984
- − Management
- −$2,984
- − Depreciation
- −$3,782
- Taxable income
- $14,816
- Est. tax owed @ 24.0%
- −$3,556
- After-tax cash flow
- $12,278/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This multi-family property requires moderate renovations to improve its curb appeal and living spaces, increasing its resale and rental value.
Repairs flagged
- Major exterior siding — Significant weathering and discoloration
- Minor kitchen countertops — Worn and outdated
Value-add opportunities
- Both paint exterior — Enhances curb appeal and value ↑
- Both replace worn flooring — Improves living space and value ↑
- Both update kitchen countertops — Modernizes the space and adds value ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Albany City School District
- NCES district ID
- 3602460
- Math proficiency
- 37% ▲ 6.00%
- Reading proficiency
- 40% ▲ 7.00%
- Median HH income
- $40,568
- Composite
- 32.34/100
- National rank
- #5744
- State rank
- #543 of 590 in NY
Livability — Albany
- Score
- 79/100
- State rank
- #129
- US rank
- #2083
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Albany, NY
- County
- Albany County · 320,794 people
- City population
- 116,921
- Metro
- Albany-Schenectady-Troy, NY
- Population (ZIP)
- 10,166
- Household income
- $52,868
- Rent vs Own
- Severe rent burden
- 5% of renters
Population outlook (Albany County) Hauer SSP2
- Today (2025)
- 320,794 people
- By 2030
- 327,401 · +2.1%
- By 2040
- 338,218 · +5.4%
- By 2050
- 348,467 · +8.6%
- By 2075
- 381,693 · +19.0%
- By 2100
- 393,809 · +22.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.73)
- Race & ethnicity
- Black 40% White 28% Hispanic / Latino 15% Two or more races 14% Asian 7%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 5% Dominican 5%
- Common ancestry
- Iranian 2% Romanian 1% Serbian 1%
- Foreign-born
- 14% · Canada, Philippines, China
- Languages at home
- 80% English-only · Spanish 10% Other Asian/Pacific 4% Arabic 1%
Political lean MEDSL · Albany
- 2024 margin
- Strong D (+25.8) · D 62.9% · R 37.1%
- 2008→2024 swing
- -3.6pp toward R · 2008: 29.4pp · 2024: 25.8pp
- All cycles
- 2024: D+25.8 2020: D+31.4 2016: D+24.3 2012: D+31.0 2008: D+29.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 38.05%
- Current HPI
- 303.8939
- Rent YoY
- ▲ 8.70%
- Metro
- Albany-Schenectady-Troy, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
||
| Media / Entertainment | 2 | $69B |
|
||
Price history
+150.0% since first listed16 events — show timeline
- 2026-06-11 Listed $150,000 Global MLS
- 2024-12-12 Listing Removed — Global MLS
- 2024-09-24 Listed $130,000 Global MLS
- 2024-04-21 Relisted — Global MLS
- 2024-04-03 Pending — Global MLS
- 2024-04-03 Listing Removed — Global MLS
- 2023-12-20 Price Changed $109,000 Global MLS
- 2023-08-28 Listed $130,000 Global MLS
- 2013-08-20 Sold (Public Records) $15,000 Public Records
- 2013-08-16 Sold (MLS) $15,000 Global MLS
- 2013-06-30 Listing Removed — Global MLS
- 2013-06-27 Listed $40,000 Global MLS
- 2004-09-16 Sold (Public Records) $58,510 Public Records
- 2004-09-16 Sold (MLS) $55,000 Global MLS
- 2004-06-18 Listing Removed — Global MLS
- 2004-04-22 Listed $59,999 Global MLS
Property tax history
+8.1%/yrLatest (2025): $4,799 · -17.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…