105 Fieldbrook Dr · Enterprise, AL 36330

$252,499

4 bd · 1.0 ba · 1,829 sqft · SingleFamily public records · 64 Days on market

Built 1987 0.32 ac lot $138/sqft · 10% below area Est $281k · 10% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.7/30.0
• ARV discount +12.1/15.0
• DSCR +4.8/10.0
• Schools +4.3/10.0
• Rent growth +3.5/5.0
• Livability +3.2/5.0
• 1% rule +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming Ranch-style home in a quiet Enterprise, AL neighborhood is a true must-see — especially at this price! This lovely, well-cared-for home features a separate dining room plus a cozy breakfast nook, a spacious kitchen with like-new appliances and plenty of storage, and a large living room anchored by a warm, inviting fireplace. You'll also love the convenience of an indoor laundry room. Outside, the generous lot offers the perfect setting for entertaining with a beautiful deck and firepit. The two-car garage even includes a handy storeroom/shop area. Don't wait — this gem won't last long! Schedule your showing today and come fall in love with your new home!

Key facts

• Cozy breakfast nook
• Plenty of storage
• Separate dining room

Tags

• RANCH-STYLE HOME
• SEPARATE DINING ROOM
• COZY BREAKFAST NOOK
• SPACIOUS KITCHEN
• LIKE-NEW APPLIANCES
• PLENTY OF STORAGE

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $252k.

Deal economics

• At list price, monthly cash flow is $110 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $205k (18.7% below list).
• Recommended offer: $205k (18.7% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
• Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).
• This rent runs 33% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 64 days — a 6% lower offer ($237k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $201k; 26% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $205,355 (18.7% below list)

Questions for the listing agent

1. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 6.81%
• Cash-on-cash: 1.86%
• DSCR: 1.08
• GRM: 10.2

CMA / ARV

• ARV (median comp): $281,438
• List price: $252,499
• Delta: -10.28%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
102 Valley Chase Dr	0.17mi	3/2.0 (-1)	1,855 (+1%)	2mo	$298,000	$161	79
636 Valley Stream Dr	0.24mi	3/2.0 (-1)	1,732 (-5%)	4mo	$298,000	$172	68
315 Valley Stream Dr	0.10mi	3/2.0 (-1)	1,615 (-12%)	4mo	$155,000	$96	64
211 Oxford St	0.56mi	3/2.0 (-1)	1,840 (+1%)	1mo	$350,000	$190	63
232 Windsor Garden Dr	0.52mi	3/2.0 (-1)	1,755 (-4%)	3mo	$262,000	$149	58
103 Telford Ln	0.30mi	3/2.0 (-1)	1,593 (-13%)	1mo	$240,000	$151	55
110 Vintage Ln	0.69mi	3/2.0 (-1)	1,853 (+1%)	4mo	$255,000	$138	54
118 Belvedere Ln	0.23mi	3/2.0 (-1)	1,580 (-14%)	7mo	$251,800	$159	51
2400 Shellfield Rd	0.62mi	3/2.0 (-1)	1,661 (-9%)	1mo	$295,000	$178	46
217 Timberlake Dr	0.66mi	4/2.0	1,992 (+9%)	8mo	$205,000	$103	44
600 Bella Dr	0.67mi	4/3.0	2,093 (+14%)	1mo	$399,900	$191	36
321 W Kingswood Dr	0.67mi	3/2.0 (-1)	2,084 (+14%)	4mo	$314,900	$151	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold

• IRR: -12.5%
• Equity multiple: 0.55×
• Total profit: $-32,132
• Equity at exit: $37,648

10-year hold

• IRR: -2.3%
• Equity multiple: 0.84×
• Total profit: $-11,428
• Equity at exit: $21,831

Cash invested: $70,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36330

• Home prices YoY: -19.4%
• Rents YoY: 3.9%
• Active inventory: 441
• Price-to-rent: 10.2×

Monthly cashflow live

• Estimated rent: $2,054 medium
• Mortgage (P&I): −$1,324
• Tax from tax record: −$83 /mo · $1,001/yr
• Insurance: −$105
• HOA: −$0
• Vacancy / Maint / Mgmt: −$431
• Net cashflow: $110

Break-even live

Break-even rent $1,915

Max offer price $252,499

Occupancy floor 90%

Sensitivity live

Price	-10% $252	-5% $181	+0% $110	+5% $38	+10% $-33
Rent	-10% $-53	-5% $28	+0% $110	+5% $191	+10% $272
Rate	-1.0pp $237	-0.5pp $174	base $110	+0.5pp $44	+1.0pp $-22

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,125
• Closing costs: $7,575
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
108 Avalon Ln Enterprise, AL	3.0	2.0	1634	$1,725	$1.06	44d	1	0.31mi
310 Wimbledon Dr Enterprise, AL	5.0	3.0	2400	$2,350	$0.98	44d	1	0.59mi

Listing history 11 events

1. 2026-05-10
   status Pending 688-char remark

   Show marketing remark (688 chars)

   This charming Ranch-style home in a quiet Enterprise, AL neighborhood is a true must-see — especially at this price! This lovely, well-cared-for home features a separate dining room plus a cozy breakfast nook, a spacious kitchen with like-new appliances and plenty of storage, and a large living room anchored by a warm, inviting fireplace. You'll also love the convenience of an indoor laundry room. Outside, the generous lot offers the perfect setting for entertaining with a beautiful deck and firepit. The two-car garage even includes a handy storeroom/shop area. Don't wait — this gem won't last long! Schedule your showing today and come fall in love with your new home!

2. 2026-04-14
   price $252,499 688-char remark

   Show marketing remark (688 chars)

   This charming Ranch-style home in a quiet Enterprise, AL neighborhood is a true must-see — especially at this price! This lovely, well-cared-for home features a separate dining room plus a cozy breakfast nook, a spacious kitchen with like-new appliances and plenty of storage, and a large living room anchored by a warm, inviting fireplace. You'll also love the convenience of an indoor laundry room. Outside, the generous lot offers the perfect setting for entertaining with a beautiful deck and firepit. The two-car garage even includes a handy storeroom/shop area. Don't wait — this gem won't last long! Schedule your showing today and come fall in love with your new home!

3. 2026-03-08
   listed $254,999 Active 688-char remark

   Show marketing remark (688 chars)

   This charming Ranch-style home in a quiet Enterprise, AL neighborhood is a true must-see — especially at this price! This lovely, well-cared-for home features a separate dining room plus a cozy breakfast nook, a spacious kitchen with like-new appliances and plenty of storage, and a large living room anchored by a warm, inviting fireplace. You'll also love the convenience of an indoor laundry room. Outside, the generous lot offers the perfect setting for entertaining with a beautiful deck and firepit. The two-car garage even includes a handy storeroom/shop area. Don't wait — this gem won't last long! Schedule your showing today and come fall in love with your new home!

4. 2022-10-06
   soldstatus $201,000
5. 2022-10-03
   soldstatus $201,000 Closed 563-char remark

   Show marketing remark (563 chars)

   Looking for a great home in a well established neighborhood, then look no further!! This home features four bedrooms and two full bathrooms, updated LVP flooring in the living areas, and a two car garage with a large storage room. Owner recently installed new windows, remodeled bathrooms, and a new roof in the last 5 years!! Master bath area includes a walk-in shower and walk-in closet. Spacious backyard with a complete dog run. Owner is in the progress of repairing the deck in the back yard. Call today to schedule an appointment to see this fantastic home!

6. 2022-10-03
   soldstatus $201,000

   Show marketing remark (563 chars)

   Looking for a great home in a well established neighborhood, then look no further!! This home features four bedrooms and two full bathrooms, updated LVP flooring in the living areas, and a two car garage with a large storage room. Owner recently installed new windows, remodeled bathrooms, and a new roof in the last 5 years!! Master bath area includes a walk-in shower and walk-in closet. Spacious backyard with a complete dog run. Owner is in the progress of repairing the deck in the back yard. Call today to schedule an appointment to see this fantastic home!

7. 2022-10-03
   soldstatus $201,000

   Show marketing remark (563 chars)

   Looking for a great home in a well established neighborhood, then look no further!! This home features four bedrooms and two full bathrooms, updated LVP flooring in the living areas, and a two car garage with a large storage room. Owner recently installed new windows, remodeled bathrooms, and a new roof in the last 5 years!! Master bath area includes a walk-in shower and walk-in closet. Spacious backyard with a complete dog run. Owner is in the progress of repairing the deck in the back yard. Call today to schedule an appointment to see this fantastic home!

8. 2022-08-29
   historical Active Under Contract 563-char remark

   Show marketing remark (563 chars)

   Looking for a great home in a well established neighborhood, then look no further!! This home features four bedrooms and two full bathrooms, updated LVP flooring in the living areas, and a two car garage with a large storage room. Owner recently installed new windows, remodeled bathrooms, and a new roof in the last 5 years!! Master bath area includes a walk-in shower and walk-in closet. Spacious backyard with a complete dog run. Owner is in the progress of repairing the deck in the back yard. Call today to schedule an appointment to see this fantastic home!

9. 2022-08-25
   listed $199,500 Active 563-char remark

   Show marketing remark (563 chars)

   Looking for a great home in a well established neighborhood, then look no further!! This home features four bedrooms and two full bathrooms, updated LVP flooring in the living areas, and a two car garage with a large storage room. Owner recently installed new windows, remodeled bathrooms, and a new roof in the last 5 years!! Master bath area includes a walk-in shower and walk-in closet. Spacious backyard with a complete dog run. Owner is in the progress of repairing the deck in the back yard. Call today to schedule an appointment to see this fantastic home!

10. 2022-08-24
    listed $199,500
11. 2022-08-24
    listed $199,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,001 · $83/mo
• Projected year-2 tax: $1,035 · $86/mo
• Expected delta: +$34/yr (+$3/mo · 3.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,643
• − Mortgage interest: −$14,144
• − Property taxes: −$1,001
• − Insurance: −$1,262
• − Repairs & maintenance: −$1,971
• − Management: −$1,971
• − Depreciation: −$7,345
• Taxable loss: −$3,053
• Est. tax savings @ 24.0%: +$733
• After-tax cash flow: $2,047/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Enterprise City
• NCES district ID: 0101320
• Math proficiency: 40% ▼ -20.00%
• Reading proficiency: 60% ▲ 4.00%
• Median HH income: $51,311
• Composite: 42.83/100
• National rank: #3136
• State rank: #12 of 129 in AL

Livability — Enterprise

• Score: 65/100
• State rank: #127
• US rank: #12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Enterprise, AL
• County: Coffee County · 39,557 people
• City population: 39,557
• Metro: Enterprise, AL
• Population (ZIP): 39,557
• Household income: $75,765
• Rent vs Own: 32.4% rent · 67.6% own
• Severe rent burden: 1126.0

Population outlook (Coffee County) Hauer SSP2

• Today (2025): 53,133 people
• By 2030: 53,832 · +1.3%
• By 2040: 54,504 · +2.6%
• By 2050: 54,289 · +2.2%
• By 2075: 51,175 · -3.7%
• By 2100: 46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 6% Puerto Rican 3%
• Common ancestry: Italian 3% Lithuanian 2% Serbian 2%
• Foreign-born: 6% · Canada, Vietnam, South Korea
• Languages at home: 89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

• 2024 margin: Solid R (+57.9) · D 20.7% · R 78.6%
• 2008→2024 swing: -9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
• All cycles: 2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -44.44%
• Current HPI: 184.0163
• Rent YoY: ▲ 3.92%
• Metro: Enterprise, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+26.6% since first listed

11 events — show timeline

• 2026-05-10 Pending — SAMLS
• 2026-04-14 Price Changed $252,499 SAMLS
• 2026-03-08 Listed $254,999 SAMLS
• 2022-10-06 Sold (Public Records) $201,000 Public Records
• 2022-10-03 Sold (MLS) $201,000 WBR
• 2022-10-03 Sold (MLS) $201,000 MAAR
• 2022-10-03 Sold (MLS) $201,000 SAMLS
• 2022-08-29 Contingent — SAMLS
• 2022-08-25 Listed $199,500 SAMLS
• 2022-08-24 Listed $199,500 WBR
• 2022-08-24 Listed $199,500 MAAR

Property tax history

+3.8%/yr

Latest (2025): $1,001 · +6.8% YoY. Source: county tax records.