17885 SE 91st Freedom Ct · The Villages, FL 32162

$5,000

2 bd · 2.0 ba · 1,285 sqft · SingleFamily public records · 7 Days on market

Built 2001 4,356 sqft lot

---

Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +3.6/10.0
• Rent growth +3.5/5.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

~•Bond is PAID!•~ ~•Roof New in 2017•~ ~•Carrier HVAC New in 2018•~ IMMACULATE 2/2 MARATHON Courtyard Villa in SPRINGDALE. Make this one TOP of Your List! Attractive Lead-Glass Front Door Provides Privacy AND Soft, Natural Light in the Entryway. Inside You'll Immediately Notice the GORGEOUS GRANITE Countertops and BACKSPLASH in the OPEN Kitchen. Beautifully Updated White SHAKER Cabinets w/ Crown, STAINLESS Appliances, GAS Stove, Recessed Eyeball Lighting, PULL-OUT Shelves and Kitchen Island are also Featured. NEW Fridge MAY 2023. BEAUTIFUL DIAGONAL Laminate Flooring Throughout the Spacious Living Room, Dining Room & Bonus Room. SOLAR TUBE in Living Room and Mirrored Wall Behind the Fireplace. (White Dimplex Electric Fireplace Available Separately. ) MASTER Bedroom has PLANTATION SHUTTERS, a WALK-IN Closet, and an EN-SUITE Bath. BOTH Bathrooms Have DIAGONAL TILE Flooring, GORGEOUS GRANITE Countertops and SOLAR TUBES. The Guest Bath has a Beautiful Glass Tub/Shower Door. Guest Room has PLANTATION SHUTTERS and a Built-In MURPHY Bed and Desk, Creating a Perfect Office and Guest Room! Fantastic LOW-MAINTENANCE Rock & Landscaping PRIVATE COURTYARD with PAINTED Concrete Sidewalk & Patio. Awnair Awnings on 3 Windows. Awnair Adjustable Sunesta 10 x 16 Remote Controlled Patio Awning Over Dining Room Sliders. Garage Has EPOXY-Finished Flooring, a Corner Workbench, Pull-Down Stairs for Attic Access, and an ELECTRIC ROLL-UP SCREEN. NEW Washer & Dryer JUNE 2023. Attic Fan and Tinted Windows Also Assist in Keeping the Villa Cool. Great location that is easy in and out of The Villages w/ light traffic - even in Peak Season! Just Minutes From the NEW “First Responders” Recreation Center with Walk-in Pool, Pitch-N-Putt Golf Course, PICKLEBALL, and more! Close to Nancy Lopez Country Club, Several Pools (Adult & Family) and Mulberry Grove Rec Center. Shopping, Banking, Restaurants and the VA Center are nearby! Tax line reflects property taxes only. Bond is PAID. Maintenance Assessment is currently $409.64/year. Fire Dept. currently $199.91/year. Note: Square footage information is taken from the Public Record and is deemed reliable, but not guaranteed. Room and garage dimensions are approximate: buyer to verify.

Key facts

• 4,356 sq ft lot
• Garage
• Built 2001

Property features AI

Exterior

• Parking: Garage (1 vehicle)
• Utilities: Other water source; Other sewer
• Home design: Single family residence; One level; Residential property
• Construction: Construction details: See remarks
• Exterior features: Front porch; Other roof

Interior

• Flooring: Other
• Bathrooms: 2 full bathrooms
• Heating & cooling: No heating; No cooling
• Interior features: Other flooring; One total room

🏷️ Possibly a rental listed for sale. The $5,000 price doesn't fit this home's estimated sale value (~$258,285) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $5k.

Deal economics

• At list price, monthly cash flow is $2k ($20k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $5k).
• Cap rate 397.4% vs local median 5.0% in The Villages — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#431 in FL) — a middle-class / working-renter tenant base. Strengths: schools A+, crime A+, housing A; Watch: amenities F, commute F, health & safety F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+3.9%/yr); 550 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 34% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $35 of loan paydown is wiped out by about $150 of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.9% rent growth), your $1k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $5,000

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 42.13% ✓
• Cap rate: 397.35%
• Cash-on-cash: 1396.63%
• DSCR: 63.14
• GRM: 0.2

CMA / ARV

• ARV (on-the-fly): $258,285
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3024 Macon Ct	0.22mi	2/2.0	1,270 (-1%)	1mo	$270,000	$213	87
3017 Moultrie Way	0.26mi	2/2.0	1,278 (-0%)	3mo	$292,500	$229	84
1893 Dalton Dr	0.39mi	2/2.0	1,278 (-0%)	2mo	$315,000	$246	80
2731 Privada Dr	0.59mi	2/2.0	1,248 (-3%)	2mo	$250,000	$200	66
1705 Betrillo Ct	0.55mi	3/2.0 (+1)	1,210 (-6%)	3mo	$238,000	$197	58
2788 Privada Dr	0.58mi	2/2.0	1,148 (-11%)	5mo	$220,000	$192	51
2732 Privada Dr	0.57mi	3/2.0 (+1)	1,392 (+8%)	5mo	$280,000	$201	51
3354 Reston Dr	0.67mi	3/2.0 (+1)	1,392 (+8%)	1mo	$275,000	$198	49
2670 Privada Dr	0.70mi	3/2.0 (+1)	1,392 (+8%)	0mo	$307,450	$221	48
8489 SE 177th Bartram Loop	0.62mi	3/2.0 (+1)	1,392 (+8%)	6mo	$425,000	$305	47
17972 SE 84th Abercorn Ct	0.71mi	3/2.0 (+1)	1,392 (+8%)	2mo	$257,000	$185	46
2632 Moncayo Ave	0.74mi	2/2.0	1,143 (-11%)	2mo	$220,000	$192	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 75.98×
• Total profit: $104,967
• Equity at exit: $746

10-year hold

• IRR: —
• Equity multiple: 167.71×
• Total profit: $233,389
• Equity at exit: $432

Cash invested: $1,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32162

• Home prices YoY: -6.9%
• Rents YoY: 3.9%
• Active inventory: 550
• Price-to-rent: 0.2×

Monthly cashflow live

• Estimated rent: $2,106 high
• Mortgage (P&I): −$26
• Tax est. 1.5%: −$6 /mo · $75/yr
• Insurance: −$2
• HOA: −$0
• Vacancy / Maint / Mgmt: −$442
• Net cashflow: $1,629

Break-even live

Break-even rent $44

Max offer price $5,000

Occupancy floor 18%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $1,250
• Closing costs: $150
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1808 Peachtree Ave The Villages, FL	2.0	2.0	1182	$2,500	$2.12	21d	1	0.31mi
17713 SE 95th Cir Summerfield, FL	3.0	2.0	1450	$2,000	$1.38	21d	1	0.42mi
2909 Meadow Lawn Ln The Villages, FL	2.0	2.0	1132	$4,300	$3.80	21d	1	0.49mi
1648 Belle Grove Dr The Villages, FL	2.0	2.0	1132	$4,250	$3.75	21d	1	0.55mi
17582 SE 96th Ct Summerfield, FL	2.0	2.0	1652	$1,750	$1.06	21d	1	0.55mi
8544 SE 177th Bartram Loop The Villages, FL	2.0	2.0	1265	$1,900	$1.50	21d	1	0.74mi
17199 SE 97th Ter Summerfield, FL	3.0	2.0	1404	$1,990	$1.42	21d	1	0.96mi
16962 SE 94th Sunnybrook Cir The Villages, FL	2.0	2.0	1160	$2,000	$1.72	21d	1	0.99mi
17324 SE 82nd Pecan Ter The Villages, FL	2.0	2.0	1358	$2,500	$1.84	21d	1	0.99mi
17532 SE 100th Ct Summerfield, FL	2.0	2.0	1217	$1,800	$1.48	21d	1	1.00mi
17400 SE 82nd Roslyn Ct The Villages, FL	2.0	2.0	1138	$4,700	$4.13	21d	1	1.00mi
9523 SE 168th Maplesong Ln The Villages, FL	3.0	2.0	1265	$1,975	$1.56	21d	1	1.09mi
17442 SE 79th Lovewood Ave The Villages, FL	2.0	2.0	1148	$4,500	$3.92	21d	1	1.28mi
10397 SE 176th St Summerfield, FL	2.0	2.0	1296	$2,150	$1.66	21d	1	1.30mi
1129 Santa Cruz Dr The Villages, FL	2.0	2.0	1102	$2,350	$2.13	21d	1	1.31mi
2829 Burgos Dr The Villages, FL	2.0	2.0	1156	$1,850	$1.60	21d	1	1.33mi

Listing history 12 events

1. 2026-05-20
   listed $5,000 Active
2. 2024-12-29
   historical
3. 2024-10-06
   price $325,000
4. 2024-10-01
   status Active
5. 2024-09-23
   listed $350,000 Active
6. 2024-01-17
   soldstatus $324,000
7. 2024-01-11
   soldstatus $324,000 Closed 2303-char remark

   Show marketing remark (2303 chars)

   ~•Bond is PAID!•~ ~•Roof New in 2017•~ ~•Carrier HVAC New in 2018•~ IMMACULATE 2/2 MARATHON Courtyard Villa in SPRINGDALE. Make this one TOP of Your List! Attractive Lead-Glass Front Door Provides Privacy AND Soft, Natural Light in the Entryway. Inside You'll Immediately Notice the GORGEOUS GRANITE Countertops and BACKSPLASH in the OPEN Kitchen. Beautifully Updated White SHAKER Cabinets w/ Crown, STAINLESS Appliances, GAS Stove, Recessed Eyeball Lighting, PULL-OUT Shelves and Kitchen Island are also Featured. NEW Fridge MAY 2023. BEAUTIFUL DIAGONAL Laminate Flooring Throughout the Spacious Living Room, Dining Room & Bonus Room. SOLAR TUBE in Living Room and Mirrored Wall Behind the Fireplace. (White Dimplex Electric Fireplace Available Separately. ) MASTER Bedroom has PLANTATION SHUTTERS, a WALK-IN Closet, and an EN-SUITE Bath. BOTH Bathrooms Have DIAGONAL TILE Flooring, GORGEOUS GRANITE Countertops and SOLAR TUBES. The Guest Bath has a Beautiful Glass Tub/Shower Door. Guest Room has PLANTATION SHUTTERS and a Built-In MURPHY Bed and Desk, Creating a Perfect Office and Guest Room! Fantastic LOW-MAINTENANCE Rock & Landscaping PRIVATE COURTYARD with PAINTED Concrete Sidewalk & Patio. Awnair Awnings on 3 Windows. Awnair Adjustable Sunesta 10 x 16 Remote Controlled Patio Awning Over Dining Room Sliders. Garage Has EPOXY-Finished Flooring, a Corner Workbench, Pull-Down Stairs for Attic Access, and an ELECTRIC ROLL-UP SCREEN. NEW Washer & Dryer JUNE 2023. Attic Fan and Tinted Windows Also Assist in Keeping the Villa Cool. Great location that is easy in and out of The Villages w/ light traffic - even in Peak Season! Just Minutes From the NEW “First Responders” Recreation Center with Walk-in Pool, Pitch-N-Putt Golf Course, PICKLEBALL, and more! Close to Nancy Lopez Country Club, Several Pools (Adult & Family) and Mulberry Grove Rec Center. Shopping, Banking, Restaurants and the VA Center are nearby! Tax line reflects property taxes only. Bond is PAID. Maintenance Assessment is currently $409.64/year. Fire Dept. currently $199.91/year. Note: Square footage information is taken from the Public Record and is deemed reliable, but not guaranteed. Room and garage dimensions are approximate: buyer to verify.

8. 2023-12-11
   status Pending 2303-char remark

   Show marketing remark (2303 chars)

   ~•Bond is PAID!•~ ~•Roof New in 2017•~ ~•Carrier HVAC New in 2018•~ IMMACULATE 2/2 MARATHON Courtyard Villa in SPRINGDALE. Make this one TOP of Your List! Attractive Lead-Glass Front Door Provides Privacy AND Soft, Natural Light in the Entryway. Inside You'll Immediately Notice the GORGEOUS GRANITE Countertops and BACKSPLASH in the OPEN Kitchen. Beautifully Updated White SHAKER Cabinets w/ Crown, STAINLESS Appliances, GAS Stove, Recessed Eyeball Lighting, PULL-OUT Shelves and Kitchen Island are also Featured. NEW Fridge MAY 2023. BEAUTIFUL DIAGONAL Laminate Flooring Throughout the Spacious Living Room, Dining Room & Bonus Room. SOLAR TUBE in Living Room and Mirrored Wall Behind the Fireplace. (White Dimplex Electric Fireplace Available Separately. ) MASTER Bedroom has PLANTATION SHUTTERS, a WALK-IN Closet, and an EN-SUITE Bath. BOTH Bathrooms Have DIAGONAL TILE Flooring, GORGEOUS GRANITE Countertops and SOLAR TUBES. The Guest Bath has a Beautiful Glass Tub/Shower Door. Guest Room has PLANTATION SHUTTERS and a Built-In MURPHY Bed and Desk, Creating a Perfect Office and Guest Room! Fantastic LOW-MAINTENANCE Rock & Landscaping PRIVATE COURTYARD with PAINTED Concrete Sidewalk & Patio. Awnair Awnings on 3 Windows. Awnair Adjustable Sunesta 10 x 16 Remote Controlled Patio Awning Over Dining Room Sliders. Garage Has EPOXY-Finished Flooring, a Corner Workbench, Pull-Down Stairs for Attic Access, and an ELECTRIC ROLL-UP SCREEN. NEW Washer & Dryer JUNE 2023. Attic Fan and Tinted Windows Also Assist in Keeping the Villa Cool. Great location that is easy in and out of The Villages w/ light traffic - even in Peak Season! Just Minutes From the NEW “First Responders” Recreation Center with Walk-in Pool, Pitch-N-Putt Golf Course, PICKLEBALL, and more! Close to Nancy Lopez Country Club, Several Pools (Adult & Family) and Mulberry Grove Rec Center. Shopping, Banking, Restaurants and the VA Center are nearby! Tax line reflects property taxes only. Bond is PAID. Maintenance Assessment is currently $409.64/year. Fire Dept. currently $199.91/year. Note: Square footage information is taken from the Public Record and is deemed reliable, but not guaranteed. Room and garage dimensions are approximate: buyer to verify.

9. 2023-11-14
   price $329,000 2303-char remark

   Show marketing remark (2303 chars)

   ~•Bond is PAID!•~ ~•Roof New in 2017•~ ~•Carrier HVAC New in 2018•~ IMMACULATE 2/2 MARATHON Courtyard Villa in SPRINGDALE. Make this one TOP of Your List! Attractive Lead-Glass Front Door Provides Privacy AND Soft, Natural Light in the Entryway. Inside You'll Immediately Notice the GORGEOUS GRANITE Countertops and BACKSPLASH in the OPEN Kitchen. Beautifully Updated White SHAKER Cabinets w/ Crown, STAINLESS Appliances, GAS Stove, Recessed Eyeball Lighting, PULL-OUT Shelves and Kitchen Island are also Featured. NEW Fridge MAY 2023. BEAUTIFUL DIAGONAL Laminate Flooring Throughout the Spacious Living Room, Dining Room & Bonus Room. SOLAR TUBE in Living Room and Mirrored Wall Behind the Fireplace. (White Dimplex Electric Fireplace Available Separately. ) MASTER Bedroom has PLANTATION SHUTTERS, a WALK-IN Closet, and an EN-SUITE Bath. BOTH Bathrooms Have DIAGONAL TILE Flooring, GORGEOUS GRANITE Countertops and SOLAR TUBES. The Guest Bath has a Beautiful Glass Tub/Shower Door. Guest Room has PLANTATION SHUTTERS and a Built-In MURPHY Bed and Desk, Creating a Perfect Office and Guest Room! Fantastic LOW-MAINTENANCE Rock & Landscaping PRIVATE COURTYARD with PAINTED Concrete Sidewalk & Patio. Awnair Awnings on 3 Windows. Awnair Adjustable Sunesta 10 x 16 Remote Controlled Patio Awning Over Dining Room Sliders. Garage Has EPOXY-Finished Flooring, a Corner Workbench, Pull-Down Stairs for Attic Access, and an ELECTRIC ROLL-UP SCREEN. NEW Washer & Dryer JUNE 2023. Attic Fan and Tinted Windows Also Assist in Keeping the Villa Cool. Great location that is easy in and out of The Villages w/ light traffic - even in Peak Season! Just Minutes From the NEW “First Responders” Recreation Center with Walk-in Pool, Pitch-N-Putt Golf Course, PICKLEBALL, and more! Close to Nancy Lopez Country Club, Several Pools (Adult & Family) and Mulberry Grove Rec Center. Shopping, Banking, Restaurants and the VA Center are nearby! Tax line reflects property taxes only. Bond is PAID. Maintenance Assessment is currently $409.64/year. Fire Dept. currently $199.91/year. Note: Square footage information is taken from the Public Record and is deemed reliable, but not guaranteed. Room and garage dimensions are approximate: buyer to verify.

10. 2023-10-02
    listed $339,000 Active 2303-char remark

    Show marketing remark (2303 chars)

    ~•Bond is PAID!•~ ~•Roof New in 2017•~ ~•Carrier HVAC New in 2018•~ IMMACULATE 2/2 MARATHON Courtyard Villa in SPRINGDALE. Make this one TOP of Your List! Attractive Lead-Glass Front Door Provides Privacy AND Soft, Natural Light in the Entryway. Inside You'll Immediately Notice the GORGEOUS GRANITE Countertops and BACKSPLASH in the OPEN Kitchen. Beautifully Updated White SHAKER Cabinets w/ Crown, STAINLESS Appliances, GAS Stove, Recessed Eyeball Lighting, PULL-OUT Shelves and Kitchen Island are also Featured. NEW Fridge MAY 2023. BEAUTIFUL DIAGONAL Laminate Flooring Throughout the Spacious Living Room, Dining Room & Bonus Room. SOLAR TUBE in Living Room and Mirrored Wall Behind the Fireplace. (White Dimplex Electric Fireplace Available Separately. ) MASTER Bedroom has PLANTATION SHUTTERS, a WALK-IN Closet, and an EN-SUITE Bath. BOTH Bathrooms Have DIAGONAL TILE Flooring, GORGEOUS GRANITE Countertops and SOLAR TUBES. The Guest Bath has a Beautiful Glass Tub/Shower Door. Guest Room has PLANTATION SHUTTERS and a Built-In MURPHY Bed and Desk, Creating a Perfect Office and Guest Room! Fantastic LOW-MAINTENANCE Rock & Landscaping PRIVATE COURTYARD with PAINTED Concrete Sidewalk & Patio. Awnair Awnings on 3 Windows. Awnair Adjustable Sunesta 10 x 16 Remote Controlled Patio Awning Over Dining Room Sliders. Garage Has EPOXY-Finished Flooring, a Corner Workbench, Pull-Down Stairs for Attic Access, and an ELECTRIC ROLL-UP SCREEN. NEW Washer & Dryer JUNE 2023. Attic Fan and Tinted Windows Also Assist in Keeping the Villa Cool. Great location that is easy in and out of The Villages w/ light traffic - even in Peak Season! Just Minutes From the NEW “First Responders” Recreation Center with Walk-in Pool, Pitch-N-Putt Golf Course, PICKLEBALL, and more! Close to Nancy Lopez Country Club, Several Pools (Adult & Family) and Mulberry Grove Rec Center. Shopping, Banking, Restaurants and the VA Center are nearby! Tax line reflects property taxes only. Bond is PAID. Maintenance Assessment is currently $409.64/year. Fire Dept. currently $199.91/year. Note: Square footage information is taken from the Public Record and is deemed reliable, but not guaranteed. Room and garage dimensions are approximate: buyer to verify.

11. 2005-10-10
    soldstatus $168,000
12. 2003-12-11
    soldstatus $129,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,275
• − Mortgage interest: −$280
• − Property taxes: −$75
• − Insurance: −$25
• − Repairs & maintenance: −$2,022
• − Management: −$2,022
• − Depreciation: −$145
• Taxable income: $20,706
• Est. tax owed @ 24.0%: −$4,969
• After-tax cash flow: $14,584/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — The Villages

• Score: 70/100
• State rank: #431
• US rank: #7363

Category grades

Amenities F Commute F Cost of living B- Crime A+ Employment B+ Housing A Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: The Villages, FL
• County: Sumter County · 110,591 people
• City population: 83,973
• Metro: The Villages, FL
• Population (ZIP): 55,424
• Household income: $74,119
• Rent vs Own: 7.1% rent · 92.9% own
• Severe rent burden: 987.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (95%)
• Race & ethnicity: White 95% Two or more races 2% Hispanic / Latino 2% Asian 1% Black 1%
• Common ancestry: Romanian 7% Slovak 4% Lithuanian 4%
• Foreign-born: 5% · Canada
• Languages at home: 96% English-only · Spanish 1% Tagalog/Filipino 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -16.16%
• Current HPI: 218.1956
• Rent YoY: ▲ 3.92%
• Metro: The Villages, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-96.1% since first listed

12 events — show timeline

• 2026-05-20 Listed $5,000 HAOR as distributed by MLS GRID
• 2024-12-29 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2024-10-06 Price Changed $325,000 Stellar MLS as Distributed by MLS Grid
• 2024-10-01 Relisted — Stellar MLS as Distributed by MLS Grid
• 2024-09-23 Listed $350,000 Stellar MLS as Distributed by MLS Grid
• 2024-01-17 Sold (Public Records) $324,000 Public Records
• 2024-01-11 Sold (MLS) $324,000 Stellar MLS as Distributed by MLS Grid
• 2023-12-11 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-11-14 Price Changed $329,000 Stellar MLS as Distributed by MLS Grid
• 2023-10-02 Listed $339,000 Stellar MLS as Distributed by MLS Grid
• 2005-10-10 Sold (Public Records) $168,000 Public Records
• 2003-12-11 Sold (Public Records) $129,000 Public Records

Property tax history

+9.0%/yr

Latest (2025): $4,879 · +87.6% YoY. Source: county tax records.