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30 Intervale St 9-Plex
B- Composite 67.74
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$1,440,000

30 Intervale St · Brockton, MA 02302
27 bd · 27.9 ba · 9,643 sqft · MultiFamily public records · 10 Days on market
Built 2025 0.50 ac lot $149/sqft · 24% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 9 units. confirmed

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks MLS

Northeast Private Client Group® is pleased to present the Intervale Street Development project located at 30 Intervale Street in Brockton, MA.This project has been ZBA-approved for 28 residential total units, a three-story, 16,187 GLA SF building. The units range from 357-476 SF.The property includes three adjacent lots, a total of four lots for a total of 0.5 Acres.All interested and qualified parties can obtain additional information & floor plans upon request.

Key facts

  • 0.5 acre lot
  • Built 2025
  • Listed 10 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 9 × 3-bed/?-bath units multifamily listed at $1.44M.

Deal economics

  • At list price, monthly cash flow is $11k ($132k/yr) — positive. Per door: $1k/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($25k rent vs $1.44M).
  • Cap rate 15.5% vs local median 4.1% in Brockton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#90 in MA, #4,625 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: schools D, crime F, amenities F.
  • Brockton (suburban): math 12% / reading 22% proficiency, ranked #298 of 302 in MA (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 34 active listings in the ZIP; solid renter incomes; 1,255 units permitted in Plymouth County in 2024 (411 in 5+ unit buildings).
  • At $24,722/mo this rent would consume 322% of the median local household income ($92k/yr) (locally 795% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $10k of loan paydown is wiped out by about $43k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $403k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 6y ago; this cycle's ask has dropped $110k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $550k; list at $1.44M implies a 162% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; major wind risk, 68% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1,440,000

Questions for the listing agent

  1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.72%
Cap rate
15.46%
Cash-on-cash
32.72%
DSCR
2.46
GRM
4.9

CMA / ARV

ARV (median comp)
$3,181,010
List price
$1,440,000
Delta
-54.73%
Verdict
UNDERPRICED
Comps
1 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.8%
Equity multiple
2.16×
Total profit
$466,451
Equity at exit
$214,709
10-year hold
IRR
35.3%
Equity multiple
4.24×
Total profit
$1,305,892
Equity at exit
$124,505

Cash invested: $403,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
20 Strongly Tenant-Friendly
State Massachusetts
20 Strongly Tenant-Friendly · D+15
County
— inherits STATE
City
— inherits STATE
Cambridge / Boston historically rent-controlled (preempted 1994 but consideration ongoing); strong tenant protections; court backlogs.

ZIP-level market 02302

Active inventory
34
Price-to-rent
43.7×

Monthly cashflow live

Estimated rent
$24,722 high interval (Pro) →
Mortgage (P&I)
$7,552
Tax from tax record
$384 /mo · $4,604/yr
Insurance
$600
HOA
$0
Vacancy / Maint / Mgmt
$5,192
Net cashflow
$10,995

Break-even live

Break-even rent $10,804
Max offer price $1,440,000
Occupancy floor 51%

9-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (9 units) $24,722

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$360,000
Closing costs
$43,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-18
    days on market $1,440,000 Active 10 DOM
  2. 2026-06-17
    days on market $1,440,000 Active 9 DOM
  3. 2026-06-16
    days on market $1,440,000 Active 8 DOM
  4. 2026-06-15
    days on market $1,440,000 Active 7 DOM
  5. 2026-06-13
    statusdays on market $1,440,000 Active 5 DOM
  6. 2026-06-08
    statusdays on marketlisting id $1,440,000 New 1 DOM
  7. 2026-05-31
    days on market $1,440,000 Price Changed 139 DOM
  8. 2026-03-03
    price $1,540,000 475-char remark
    Show marketing remark (475 chars)

    Northeast Private Client Group® is pleased to present the Intervale Street Development project located at 30 Intervale Street in Brockton, MA.This project has been ZBA-approved for 28 residential total units, a three-story, 16,187 GLA SF building. The units range from 357-476 SF.The property includes three adjacent lots, a total of four lots for a total of 0.5 Acres.All interested and qualified parties can obtain additional information & floor plans upon request.

  9. 2026-01-12
    listed $1,550,000 New 475-char remark
    Show marketing remark (475 chars)

    Northeast Private Client Group® is pleased to present the Intervale Street Development project located at 30 Intervale Street in Brockton, MA.This project has been ZBA-approved for 28 residential total units, a three-story, 16,187 GLA SF building. The units range from 357-476 SF.The property includes three adjacent lots, a total of four lots for a total of 0.5 Acres.All interested and qualified parties can obtain additional information & floor plans upon request.

  10. 2020-10-13
    soldstatus $550,000 Sold 294-char remark
    Show marketing remark (294 chars)

    Here is your chance to build a 15 unit apartment building from the ground up! The plan calls for 12 2 bedroom units and 3 one bedroom units. See attached plans in MLS. Engineering/Architect in place, there is a bid in place with a contractor to finish the construction phase for 1.3 million.

  11. 2020-07-17
    status Under Agreement 294-char remark
    Show marketing remark (294 chars)

    Here is your chance to build a 15 unit apartment building from the ground up! The plan calls for 12 2 bedroom units and 3 one bedroom units. See attached plans in MLS. Engineering/Architect in place, there is a bid in place with a contractor to finish the construction phase for 1.3 million.

  12. 2020-07-09
    price $599,900 294-char remark
    Show marketing remark (294 chars)

    Here is your chance to build a 15 unit apartment building from the ground up! The plan calls for 12 2 bedroom units and 3 one bedroom units. See attached plans in MLS. Engineering/Architect in place, there is a bid in place with a contractor to finish the construction phase for 1.3 million.

  13. 2020-07-01
    price $699,900 294-char remark
    Show marketing remark (294 chars)

    Here is your chance to build a 15 unit apartment building from the ground up! The plan calls for 12 2 bedroom units and 3 one bedroom units. See attached plans in MLS. Engineering/Architect in place, there is a bid in place with a contractor to finish the construction phase for 1.3 million.

  14. 2020-05-22
    listed $749,900 New 294-char remark
    Show marketing remark (294 chars)

    Here is your chance to build a 15 unit apartment building from the ground up! The plan calls for 12 2 bedroom units and 3 one bedroom units. See attached plans in MLS. Engineering/Architect in place, there is a bid in place with a contractor to finish the construction phase for 1.3 million.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MA · Partial reset (capped growth)

Current annual tax
$4,604 · $384/mo
Projected year-2 tax
$11,158 · $930/mo
Expected delta
+$6,554/yr (+$546/mo · 142.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 72% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 68% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$296,664
− Mortgage interest
−$80,662
− Property taxes
−$4,604
− Insurance
−$7,200
− Repairs & maintenance
−$23,733
− Management
−$23,733
− Depreciation
−$41,891
Taxable income
$114,840
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$27,562
After-tax cash flow
$104,381/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brockton
NCES district ID
2503090
Math proficiency
12% ▼ -11.00%
Reading proficiency
22% ▼ -6.00%
Median HH income
$49,822
Composite
15.37/100
National rank
#9323
State rank
#298 of 302 in MA

Livability — Brockton

Score
74/100
State rank
#90
US rank
#4625

Category grades

Amenities F Commute A+ Cost of living F Crime F Employment B Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brockton, MA
County
Plymouth County · 358,589 people
City population
105,386
Metro
Boston-Cambridge-Newton, MA-NH
Population (ZIP)
36,417
Household income
$92,274
Rent vs Own
28.8% rent · 71.2% own
Severe rent burden
795.0

Population outlook (Plymouth County) Hauer SSP2

Today (2025)
533,105 people
By 2030
541,862 · +1.6%
By 2040
549,791 · +3.1%
By 2050
542,476 · +1.8%
By 2075
518,429 · -2.8%
By 2100
448,179 · -15.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.77)
Race & ethnicity
Black 34% White 32% Two or more races 16% Hispanic / Latino 13% Asian 2%
Hispanic origin (detail)
Puerto Rican 6% Dominican 1%
Common ancestry
Hispanic 11% Russian 2% Lithuanian 1%
Foreign-born
30% · Canada, Vietnam, Guatemala
Languages at home
58% English-only · French/Haitian/Cajun 20% Other Indo-European 11% Spanish 8%

Political lean MEDSL · Plymouth

2024 margin
Lean D (+8.8) · D 53.6% · R 44.7% · Other 1.7%
2008→2024 swing
+1.3pp toward D · 2008: 7.6pp · 2024: 8.8pp
All cycles
2024: D+8.8 2020: D+17.4 2016: D+7.2 2012: D+3.8 2008: D+7.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -398.86%
Current HPI
457.6928
Rent YoY
Metro
Boston-Cambridge-Newton, MA-NH
State GDP YoY
▲ 2.28%
F500 in state
38

Industry mix (Fortune 500 HQ in MA)

Industry F500 HQs Revenue

Price history

+105.4% since first listed
7 events — show timeline
  • 2026-03-03 Price Changed $1,540,000 MLS PIN
  • 2026-01-12 Listed $1,550,000 MLS PIN
  • 2020-10-13 Sold (MLS) $550,000 MLS PIN
  • 2020-07-17 Pending MLS PIN
  • 2020-07-09 Price Changed $599,900 MLS PIN
  • 2020-07-01 Price Changed $699,900 MLS PIN
  • 2020-05-22 Listed $749,900 MLS PIN

Property tax history

+2.6%/yr

Latest (2025): $4,604 · +4.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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