3301 Alt 19 #267 · Palm Harbor, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.8/30.0
- Schools +6.4/10.0
- 1% rule +5.2/10.0
- DSCR +4.7/10.0
- Livability +4.0/5.0
- Rent growth +3.2/5.0
- Condition / age +2.8/5.0
- Appreciation +2.5/10.0
- Manufactured-home adj. -4.7
$140,000
3301 Alt 19 #267 · Palm Harbor, FL 34698
2 bd · 2.0 ba · 1,024 sqft · Manufactured
· 201 Days on market
Manufactured home
55+ age-restricted
Built 1977
350 sqft lot
$137/sqft
· 22% below area
Est $179k · 22% under
$160/mo HOA · 11% of rent
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Wonderful value home in premiere Pinellas County 55+ Community. The home features open rooms and carpeted floors in living spaces. Ceramic tile in kitchen and bathrooms. The two bedrooms both have large closets for storage. The living/dining room combination is very open and great for entertaining guests. The front windows face north providing natural lighting to the sunroom. There is penty of space throughout the unit and a two stall carport. Located in Westwind, one of the mosr sought after mobile home parks on the Florida Gulf Coast. Ammenities include two pools, clubhouses, and activities galore. Schedule your visit today!
Key facts
- 2 parking spots
- Community pool
- Built 1977
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $140k. Condition is rated average.
Deal economics
- At list price, monthly cash flow is $32 ($383/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $140k).
- Recommended offer: $123k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.6% vs local median 3.0% in Palm Harbor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#95 in FL, #1,470 nationally) — a professional / high-income tenant draw. Strengths: housing A+, commute A, crime A-; Watch: amenities F.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Ozona Elementary School (math 73% / reading 66%, grade A-, #364 of 2,144 statewide, top 19%, 762 students, 31% FRL); Palm Harbor Middle School (math 59% / reading 57%, grade B, #151 of 571 statewide, top 27%, 1,080 students, 37% FRL); Palm Harbor University High (math 54% / reading 72%, grade B-, #89 of 667 statewide, top 14%, 2,474 students, 26% FRL) — zoned schools average 31% FRL vs 48% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 64% at this address vs 51% district-wide (+12 pts) — the actual schools serving this property are materially stronger than the Pinellas average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising (+2.7%/yr); 636 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 89d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 201 days — a 12% lower offer ($123k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$123,200
(12.0% below list)
Questions for the listing agent
- It's been on market 201 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 6.57%
- Cash-on-cash
- 0.98%
- DSCR
- 1.04
- GRM
- 7.9
CMA / ARV
- ARV (median comp)
- $178,950
- List price
- $140,000
- Delta
- -21.77%
- Verdict
- UNDERPRICED
- Comps
- 6 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3301 Alt 19 #700 | 0.09mi | 2/2.0 | 992 (-3%) | 7mo | $138,000 | $139 | 85 |
| 3301 US Alt 19 N #253 | 0.32mi | 2/2.0 | 1,104 (+8%) | 0mo | $149,900 | $136 | 72 |
| 3301 Alt 19 #162 | 0.42mi | 2/2.0 | 1,080 (+6%) | 2mo | $210,000 | $194 | 70 |
| 3301 Alt 19 #112 | 0.42mi | 2/2.0 | 1,008 (-2%) | 10mo | $208,000 | $206 | 70 |
| 3301 Alt 19 #126 | 0.09mi | 2/2.0 | 1,128 (+10%) | 16mo | $130,000 | $115 | 66 |
| 3301 Alt 19 #443 | 0.09mi | 2/2.0 | 1,152 (+12%) | 21mo | $155,000 | $135 | 57 |
| 3301 Alt 19 #252 | 0.09mi | 2/2.0 | 1,176 (+15%) | 22mo | $160,000 | $136 | 53 |
| 3301 Alt 19 #356 | 0.09mi | 2/2.0 | 1,176 (+15%) | 22mo | $170,000 | $145 | 52 |
| 3301 Alt 19 #486 | 0.42mi | 2/2.0 | 1,165 (+14%) | 18mo | $187,000 | $161 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.69% rent growth · sell at horizon
5-year hold
- IRR
- -15.0%
- Equity multiple
- 0.46×
- Total profit
- $-20,988
- Equity at exit
- $20,874
10-year hold
- IRR
- -6.9%
- Equity multiple
- 0.57×
- Total profit
- $-17,029
- Equity at exit
- $12,105
Cash invested: $39,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 7 active · 2 under contract
- Months of supply
- 21.0 mo (5%/mo absorbed)
- Median asking
- $149,900 ($143/sqft)
- Median days on market
- 58 d
- This list price
- 29% of active listings are priced below it
- ARV vs active asking
- +21.9% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34698
- Rents YoY
- 2.7%
- Active inventory
- 636
- Price-to-rent
- 7.9×
Monthly cashflow live
↻
- Estimated rent
- $1,468 high interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax est. 1.5%
- −$175 /mo · $2,100/yr
- Insurance
- −$58
- HOA
- −$160
- Lot rent leased land?
- −$0
- Vacancy / Maint / Mgmt
- −$308
- Net cashflow
- $32
Break-even live
Break-even rent
$1,427
Max offer price
$140,000
Occupancy floor
93%
Sensitivity live
| Price | -10% $129 | -5% $80 | +0% $32 | +5% $-16 | +10% $-65 |
|---|---|---|---|---|---|
| Rent | -10% $-84 | -5% $-26 | +0% $32 | +5% $90 | +10% $148 |
| Rate | -1.0pp $102 | -0.5pp $68 | base $32 | +0.5pp $-4 | +1.0pp $-41 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,000
- Closing costs
- $4,200
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 795 County Road 1 Unit 180 Palm Harbor, FL | 2.0 | 2.0 | 1100 | $1,500 | $1.36 | 6d | 1 | 0.19mi |
| 795 1st St Unit 181 Palm Harbor, FL | 2.0 | 2.0 | 1400 | $1,750 | $1.25 | 129d | 1 | 0.19mi |
| 3301 U.S. 19 Alternate Unit 322 Dunedin, FL | 2.0 | 1.5 | 900 | $1,500 | $1.67 | 87d | 1 | 0.35mi |
| 1697 Nantucket Ct Palm Harbor, FL | 1.0–3.0 | 1.0–3.0 | 1025 | $1,616 | $1.58 | 0d | 15 | 0.36mi |
| 3301 U.S. 19 Alternate #611 Palm Harbor, FL | 2.0 | 2.0 | 944 | $1,700 | $1.80 | 139d | 1 | 0.44mi |
| 1371 Tenby Way Palm Harbor, FL | 3.0 | 2.0 | 1419 | $2,600 | $1.83 | 10d | 1 | 0.46mi |
| 1481 Cairn Ct Palm Harbor, FL | 3.0 | 2.0 | 1294 | $2,600 | $2.01 | 127d | 1 | 0.47mi |
| 455 Alt 19 S #214 Palm Harbor, FL | 1.0 | 1.0 | 705 | $1,425 | $2.02 | 2d | 1 | 0.47mi |
| 1450 Mahogany Ln Palm Harbor, FL | 2.0 | 2.0 | 1353 | $2,500 | $1.85 | 51d | 1 | 0.56mi |
| 1450 Mahogany Ln Palm Harbor, FL | 2.0 | 2.0 | 1353 | $2,300 | $1.70 | 165d | 1 | 0.56mi |
| 552 Hammock Dr Palm Harbor, FL | 3.0 | 2.0 | 1410 | $3,000 | $2.13 | 10d | 1 | 0.58mi |
| 176 Margie St Palm Harbor, FL | 2.0 | 1.0 | 800 | $1,495 | $1.87 | 10d | 1 | 0.78mi |
| 182 Margie St Palm Harbor, FL | 2.0 | 1.0 | 800 | $1,495 | $1.87 | 165d | 1 | 0.79mi |
| 333 Lagoon Dr Unit 5 Palm Harbor, FL | 2.0 | 1.0 | 811 | $1,550 | $1.91 | 158d | 1 | 0.80mi |
| 455 Alt 19 Unit L200 Palm Harbor, FL | 2.0 | 2.0 | 898 | $1,444 | $1.61 | 10d | 1 | 0.82mi |
| 455 Alt 19 Palm Harbor, FL | 2.0 | 2.0 | 898 | $1,495 | $1.66 | 12d | 1 | 0.82mi |
| 455 Alt 19 S #92 Palm Harbor, FL | 2.0 | 2.0 | 898 | $1,495 | $1.66 | 29d | 1 | 0.82mi |
| 455 Alt 19 S #214 Palm Harbor, FL | 1.0 | 1.0 | 705 | $1,600 | $2.27 | 85d | 1 | 0.82mi |
| 455 Alt 19 S #263 Palm Harbor, FL | 2.0 | 2.0 | 898 | $1,575 | $1.75 | 44d | 1 | 0.82mi |
| 455 Alt 19 S #214 Palm Harbor, FL | 1.0 | 1.0 | 705 | $1,425 | $2.02 | 77d | 1 | 0.82mi |
| 455 Alt 19 S #121 Palm Harbor, FL | 2.0 | 2.0 | 898 | $1,700 | $1.89 | 85d | 1 | 0.82mi |
| 455 Alt 19 S #54 Palm Harbor, FL | 2.0 | 2.0 | 898 | $1,600 | $1.78 | 145d | 1 | 0.82mi |
| 455 Alt 19 S #29 Palm Harbor, FL | 2.0 | 2.0 | 898 | $1,900 | $2.12 | 129d | 1 | 0.82mi |
| 455 Alt 19 S #123 Palm Harbor, FL | 2.0 | 2.0 | 898 | $1,700 | $1.89 | 165d | 1 | 0.82mi |
| 455 Alt 19 S #65 Palm Harbor, FL | 1.0 | 1.0 | 705 | $1,425 | $2.02 | 165d | 1 | 0.82mi |
| 455 Alt 19 S #87 Palm Harbor, FL | 2.0 | 2.0 | 898 | $1,600 | $1.78 | 165d | 1 | 0.82mi |
| 2700 Bayshore Blvd Dunedin, FL | 1.0–2.0 | 1.0–1.5 | 800 | $3,150 | $3.94 | 2d | 7 | 0.86mi |
| 2700 Bayshore Blvd Dunedin, FL | 1.0–3.0 | 1.0–2.5 | 1150 | $2,325 | $2.02 | 88d | 4 | 0.86mi |
| Bayshore Blvd Palm Harbor, FL | 1.0 | 1.0 | 700 | $1,325 | $1.89 | 165d | 1 | 0.87mi |
| 2700 Bayshore Blvd #3 Dunedin, FL | 2.0 | 1.5 | 926 | $1,900 | $2.05 | 18d | 1 | 0.94mi |
| 1328 Illinois Ave Palm Harbor, FL | 2.0 | 1.5 | 1000 | $1,700 | $1.70 | 165d | 1 | 1.07mi |
| 1231 Illinois Ave Unit 1 Palm Harbor, FL | 3.0 | 2.0 | 1010 | $2,200 | $2.18 | 10d | 1 | 1.09mi |
| 1231 Illinois Ave Unit 1 Palm Harbor, FL | 3.0 | 2.0 | 925 | $2,400 | $2.59 | 88d | 1 | 1.09mi |
| 2651 Michael Pl #104 Dunedin, FL | 2.0 | 2.0 | 1230 | $2,100 | $1.71 | 143d | 1 | 1.12mi |
| 1335 Wisconsin Ave Palm Harbor, FL | 2.0 | 1.5 | 1072 | $2,200 | $2.05 | 33d | 1 | 1.16mi |
| 464 N Paula Dr #323 Dunedin, FL | 1.0 | 1.0 | 704 | $2,450 | $3.48 | 133d | 1 | 1.18mi |
| 464 N Paula Dr #211 Dunedin, FL | 1.0 | 1.0 | 704 | $2,000 | $2.84 | 85d | 1 | 1.18mi |
| 464 N Paula Dr Dunedin, FL | 1.0 | 1.0 | 704 | $2,125 | $3.02 | 158d | 2 | 1.18mi |
| 2233 Snead Ave Dunedin, FL | 3.0 | 2.0 | 1284 | $3,000 | $2.34 | 157d | 1 | 1.19mi |
| 2233 Snead Ave Dunedin, FL | 3.0 | 2.0 | 1284 | $3,000 | $2.34 | 165d | 1 | 1.19mi |
Property features AI
Finance
- Other
- FurnishedDirections: Located on Alternate 19 N between Curlew Rd and Tampa Rd; Jeter St is the entry street into the community (Palm Harbor in GPS).
- Financial info
- Lease restrictions applyTotal monthly HOA fees $160 (total annual $1,920)
- HOA & community
- Has HOA (monthly fee $160)Association requires approvalAssociation amenities include clubhouse and poolAssociation fee covers pool, escrow reserves, grounds maintenance, management and trashCommunity features: clubhouse, fitness center, pool, golf carts allowed, buyer approval required, no truck/RV/motorcycle parkingSenior communityPets not allowed
Exterior
- Parking
- Carport with 2 spaces
- Utilities
- No municipal water source (None listed)Private sewerBroadband/High-speed internet availableCable available and connectedElectricity available and connectedSewer connectedWater connectedUnderground utilities
- Home design
- Manufactured home (double wide)One storyNorth-facingPillar/post/pier foundation
- Construction
- Vinyl sidingMetal roof
- Exterior features
- Awning(s)Asphalt road access
Interior
- Kitchen
- Built-in ovenDishwasherRange hoodRefrigerator
- Bedrooms
- 2 bedrooms
- Flooring
- CarpetCarpeted flooring throughout (where applicable)
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Electric heatingCentral air conditioning
- Interior features
- Ceiling fansLiving room/dining room comboBuilt-in ovenDishwasherRange hoodRefrigeratorElectric water heater
- Laundry & utility
- Outdoor laundry area
HOA detail $160/mo · $1,920/yr
- Likely covers
- pool
Listing history 50 events
-
2026-11-02days on market $140,000 Active 201 DOM
-
2026-11-01days on market $140,000 Active 200 DOM
-
2026-10-31days on market $140,000 Active 199 DOM
-
2026-10-30days on market $140,000 Active 198 DOM
-
2026-10-29days on market $140,000 Active 197 DOM
-
2026-10-28days on market $140,000 Active 196 DOM
-
2026-10-27days on market $140,000 Active 195 DOM
-
2026-10-26days on market $140,000 Active 194 DOM
-
2026-10-26days on market $140,000 Active 193 DOM
-
2026-10-24days on market $140,000 Active 192 DOM
-
2026-10-23days on market $140,000 Active 191 DOM
-
2026-10-22days on market $140,000 Active 190 DOM
-
2026-10-21days on market $140,000 Active 189 DOM
-
2026-10-20days on market $140,000 Active 188 DOM
-
2026-10-19days on market $140,000 Active 187 DOM
-
2026-10-18days on market $140,000 Active 186 DOM
-
2026-10-17days on market $140,000 Active 185 DOM
-
2026-10-16days on market $140,000 Active 184 DOM
-
2026-10-15days on market $140,000 Active 183 DOM
-
2026-10-14days on market $140,000 Active 182 DOM
-
2026-10-13days on market $140,000 Active 181 DOM
-
2026-10-12days on market $140,000 Active 180 DOM
-
2026-10-11days on market $140,000 Active 179 DOM
-
2026-10-10days on market $140,000 Active 178 DOM
-
2026-10-09days on market $140,000 Active 177 DOM
-
2026-10-08days on market $140,000 Active 176 DOM
-
2026-10-07days on market $140,000 Active 175 DOM
-
2026-10-06days on market $140,000 Active 174 DOM
-
2026-10-05days on market $140,000 Active 173 DOM
-
2026-10-04days on market $140,000 Active 172 DOM
-
2026-10-03days on market $140,000 Active 171 DOM
-
2026-10-02days on market $140,000 Active 170 DOM
-
2026-10-01days on market $140,000 Active 169 DOM
-
2026-09-30days on market $140,000 Active 168 DOM
-
2026-09-29days on market $140,000 Active 167 DOM
-
2026-09-28days on market $140,000 Active 166 DOM
-
2026-09-27days on market $140,000 Active 165 DOM
-
2026-09-25days on market $140,000 Active 163 DOM
-
2026-09-24days on market $140,000 Active 162 DOM
-
2026-09-23days on market $140,000 Active 161 DOM
-
2026-09-22days on market $140,000 Active 160 DOM
-
2026-09-21days on market $140,000 Active 159 DOM
-
2026-09-20days on market $140,000 Active 158 DOM
-
2026-09-19days on market $140,000 Active 157 DOM
-
2026-09-18days on market $140,000 Active 156 DOM
-
2026-09-17days on market $140,000 Active 155 DOM
-
2026-09-16days on market $140,000 Active 154 DOM
-
2026-09-15days on market $140,000 Active 153 DOM
-
2026-09-14days on market $140,000 Active 152 DOM
-
2026-09-13days on market $140,000 Active 151 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,612
- − Mortgage interest
- −$7,842
- − Property taxes
- −$2,100
- − Insurance
- −$700
- − Repairs & maintenance
- −$1,409
- − Management
- −$1,409
- − HOA
- −$1,920
- − Depreciation
- −$4,073
- Taxable loss
- −$1,841
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$442
- After-tax cash flow
- $825/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
55/100
Moderate rehab
Est. rehab $25,600–$46,080 screening
This manufactured home requires moderate renovations to improve its curb appeal and interior aesthetics, with a focus on painting and updating dated fixtures.
Repairs flagged
- Minor Kitchen cabinets — Aesthetic upgrade needed
- Minor Bathroom fixtures — Update to modernize look
- Moderate Exterior paint — Fresh paint would improve curb appeal
Value-add opportunities
- Both Paint exterior and interior — Fresh paint improves curb appeal and interior aesthetics ↑
- Resale Replace dated kitchen cabinets — Modern cabinets enhance kitchen functionality and appearance ↑
- Resale Replace dated bathroom fixtures — Modern fixtures improve bathroom functionality and appearance ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
C
Composite school gradezoned avg 64/100
Zoned Schools
Elementary
Ozona Elementary School
A-
FL #364/2,144
Nat'l #3,487/41,679
Middle
Palm Harbor Middle School
B
FL #151/571
Nat'l #2,084/14,009
High
Palm Harbor University High
B-
FL #89/667
Nat'l #3,148/17,239
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
A
Composite livability gradescore 81/100
Livability — Palm Harbor
- Score
- 81/100
- State rank
- #95
- US rank
- #1470
Category grades
Amenities F
Commute A
Cost of living B
Crime A-
Employment B
Housing A+
Health & safety B
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Palm Harbor, FL
- County
- Pinellas County · 1,027,532 people
- City population
- 79,072
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 38,171
- Household income
- $74,078
- Rent vs Own
- Severe rent burden
- 16% of renters
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (83%)
- Race & ethnicity
- White 83% Two or more races 7% Hispanic / Latino 6% Black 5% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Languages at home
- 92% English-only · Spanish 3% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -515.66%
- Current HPI
- 387.4694
- Rent YoY
- ▲ 2.69%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
1 event — show timeline
- 2026-04-15 Listed $140,000 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…