4225 S Ridgelane St · Estelle, LA 70072

$225,000

4 bd · 2.0 ba · 1,824 sqft · SingleFamily · 57 Days on market

Built 2013 $123/sqft · 47% below area Est $423k · 47% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.8/30.0
• ARV discount +15.0/15.0
• DSCR +5.2/10.0
• 1% rule +3.9/10.0
• Livability +3.2/5.0
• Rent growth +2.8/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to your private suburban oasis! This spacious 4-bedroom, 2-bathroom home in the heart of Marrero offers the perfect blend of interior comfort and an incredible outdoor lifestyle. The interior features a functional, flowing floor plan with four generously sized bedrooms, providing plenty of versatility for a home office, gym, or growing family. Vehicle storage is a breeze with the attached 2-car garage, offering extra security and utility. Step outside to a backyard built for entertaining! Be the designated host for every BBQ with a refreshing above-ground pool, a beautiful custom gazebo for shaded relaxation, and a large storage shed to keep your tools and toys organized. Whether you're cooling off in the water or hosting under the gazebo, this backyard is a rare find. Conveniently located by shopping, dining, and local parks with easy access to the Expressway. This move-in-ready gem won't last long--schedule your private showing today!

Key facts

• Custom gazebo
• Outdoor lifestyle
• Above-ground pool

Tags

• PRIVATE SUBURBAN OASIS
• OUTDOOR LIFESTYLE
• FUNCTIONAL FLOWING FLOOR PLAN
• ABOVE-GROUND POOL
• CUSTOM GAZEBO
• LARGE STORAGE SHED

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $225k.

Deal economics

• At list price, monthly cash flow is $-282 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $175k (22.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (10.6% below list).
• Recommended offer: $175k (22.1% below list) — sets the bar for cash-flow.
• Cap rate 7.1% vs local median 5.7% in Estelle — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 64/100 on livability (#183 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: schools F, crime F, amenities F.
• Jefferson Parish (suburban): math 24% / reading 34% proficiency, ranked #44 of 98 in LA (top 45%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+1.1%/yr); 294 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 518 units permitted in Jefferson Parish in 2024 (43 in 5+ unit buildings).
• This rent runs 44% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 57 days — a 3% lower offer ($218k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 15y ago; this cycle's ask has dropped $25k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $153k; 47% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $175,182 (22.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 57 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 7.06%
• Cash-on-cash: 2.75%
• DSCR: 1.12
• GRM: 9.3

CMA / ARV

• ARV (median comp): $423,000
• List price: $225,000
• Delta: -46.81%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4065 Post Dr	0.20mi	4/2.0	1,883 (+3%)	3mo	$110,000	$58	83
2121 Vineyard Ln	0.29mi	4/2.5	1,904 (+4%)	5mo	$70,000	$37	72
4056 Paige Janette St	0.46mi	3/2.0 (-1)	1,741 (-5%)	0mo	$222,500	$128	66
2721 Elm Lawn Dr	0.22mi	4/2.0	2,042 (+12%)	9mo	$360,000	$176	63
4064 S Woodbine St	0.27mi	4/2.0	2,060 (+13%)	8mo	$95,000	$46	59
5032 Randolph St	0.62mi	3/2.0 (-1)	1,820 (-0%)	8mo	$192,000	$105	59
2536 Eastview Dr	0.74mi	3/2.0 (-1)	1,747 (-4%)	1mo	$127,300	$73	53
4048 N Dells St	0.35mi	3/2.0 (-1)	1,559 (-14%)	4mo	$130,000	$83	51
2740 Dove Ave	0.59mi	4/3.5	1,939 (+6%)	6mo	$279,125	$144	51
2560 Kismet St	0.57mi	3/2.0 (-1)	1,652 (-9%)	6mo	$282,500	$171	47
2209 Little Flower Ln	0.56mi	3/2.0 (-1)	1,555 (-15%)	5mo	$285,000	$183	40
2309 Eastmere St	0.53mi	3/2.5 (-1)	2,094 (+15%)	10mo	$190,000	$91	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.05% rent growth · sell at horizon

5-year hold

• IRR: -28.1%
• Equity multiple: 0.08×
• Total profit: $-58,067
• Equity at exit: $33,548

10-year hold

• IRR: -38.7%
• Equity multiple: -0.40×
• Total profit: $-88,050
• Equity at exit: $19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70072

• Rents YoY: 1.1%
• Active inventory: 294
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $2,011 high
• Mortgage (P&I): −$1,180
• Tax from tax record: −$170 /mo · $2,042/yr
• Insurance: −$94
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$422
• Net cashflow: $-282

Break-even live

Break-even rent $2,368

Max offer price $175,182

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $56,250
• Closing costs: $6,750
• Reserves months: —
• Total cash needed: —

Rent comps 18 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
4016 S Dells St Harvey, LA	4.0	2.0	1750	$2,000	$1.14	44d	1	0.46mi
2236 Litchwood Ln Harvey, LA	4.0	2.0	1800	$2,200	$1.22	2d	1	0.64mi
2236 Litchwood Ln Harvey, LA	4.0	2.0	1800	$2,200	$1.22	3d	1	0.64mi
5007 Towering Oaks Ave Marrero, LA	3.0	2.0	1400	$1,700	$1.21	44d	1	0.66mi
5045 Dueling Oaks Ave Marrero, LA	3.0	2.0	1300	$1,700	$1.31	24d	1	0.70mi
2632 Dove Ave Unit NA Marrero, LA	3.0	2.0	1250	$1,650	$1.32	44d	1	0.73mi
5118 Ehret Rd Unit B Marrero, LA	3.0	2.5	1275	$1,800	$1.41	4d	1	0.75mi
5128 Eden Roc Dr Marrero, LA	3.0	2.0	1400	$1,750	$1.25	4d	1	0.79mi
2612 Susie Ct Marrero, LA	3.0	2.0	1852	$2,200	$1.19	20d	1	0.95mi
5119 Oak Dr Marrero, LA	3.0	2.0	1624	$1,750	$1.08	14d	1	1.00mi
5504 Randolph St Marrero, LA	3.0	2.0	1800	$1,800	$1.00	24d	1	1.07mi
4000 Fir Ct Marrero, LA	3.0	2.0	1380	$1,800	$1.30	4d	1	1.15mi
4029 Chestnut St Marrero, LA	3.0	2.0	1600	$2,100	$1.31	4d	1	1.42mi
4036 14th St Marrero, LA	4.0	2.0	1350	$1,950	$1.44	21d	1	1.43mi
116 Sunrise Dr Marrero, LA	3.0	1.5	1225	$1,750	$1.43	44d	1	1.45mi
2425 Ramsey Dr Marrero, LA	4.0	2.0	1500	$1,800	$1.20	2d	1	1.46mi
4029 14th St Marrero, LA	3.0	1.5	1511	$1,650	$1.09	4d	1	1.46mi
5913 S Oak Dr Marrero, LA	4.0	2.0	1300	$1,950	$1.50	24d	1	1.48mi

Listing history 27 events

1. 2026-06-18
   days on market $225,000 Active 57 DOM
2. 2026-06-17
   days on market $225,000 Active 56 DOM
3. 2026-06-16
   days on market $225,000 Active 55 DOM
4. 2026-06-15
   days on market $225,000 Active 54 DOM
5. 2026-06-13
   days on market $225,000 Active 52 DOM
6. 2026-06-10
   days on market $225,000 Active 49 DOM
7. 2026-06-09
   days on market $225,000 Active 48 DOM
8. 2026-06-08
   days on market $225,000 Active 47 DOM
9. 2026-06-07
   days on market $225,000 Active 46 DOM
10. 2026-06-03
    days on market $225,000 Active 42 DOM
11. 2026-06-02
    days on market $225,000 Active 41 DOM
12. 2026-06-01
    days on market $225,000 Active 40 DOM
13. 2026-05-31
    days on market $225,000 Active 39 DOM
14. 2026-05-12
    price $237,500 958-char remark

    Show marketing remark (963 chars)

    Welcome to your private suburban oasis! This spacious 4-bedroom, 2-bathroom home in the heart of Marrero offers the perfect blend of interior comfort and an incredible outdoor lifestyle. The interior features a functional, flowing floor plan with four generously sized bedrooms, providing plenty of versatility for a home office, gym, or growing family. Vehicle storage is a breeze with the attached 2-car garage, offering extra security and utility. Step outside to a backyard built for entertaining! Be the designated host for every BBQ with a refreshing above-ground pool, a beautiful custom gazebo for shaded relaxation, and a large storage shed to keep your tools and toys organized. Whether you're cooling off in the water or hosting under the gazebo, this backyard is a rare find. Conveniently located by shopping, dining, and local parks with easy access to the Expressway. This move-in-ready gem won't last long—schedule your private showing today!

15. 2026-05-12
    price $237,500 963-char remark

    Show marketing remark (963 chars)

    Welcome to your private suburban oasis! This spacious 4-bedroom, 2-bathroom home in the heart of Marrero offers the perfect blend of interior comfort and an incredible outdoor lifestyle. The interior features a functional, flowing floor plan with four generously sized bedrooms, providing plenty of versatility for a home office, gym, or growing family. Vehicle storage is a breeze with the attached 2-car garage, offering extra security and utility. Step outside to a backyard built for entertaining! Be the designated host for every BBQ with a refreshing above-ground pool, a beautiful custom gazebo for shaded relaxation, and a large storage shed to keep your tools and toys organized. Whether you're cooling off in the water or hosting under the gazebo, this backyard is a rare find. Conveniently located by shopping, dining, and local parks with easy access to the Expressway. This move-in-ready gem won't last long—schedule your private showing today!

16. 2026-04-22
    listed $250,000 Active 958-char remark

    Show marketing remark (963 chars)

    Welcome to your private suburban oasis! This spacious 4-bedroom, 2-bathroom home in the heart of Marrero offers the perfect blend of interior comfort and an incredible outdoor lifestyle. The interior features a functional, flowing floor plan with four generously sized bedrooms, providing plenty of versatility for a home office, gym, or growing family. Vehicle storage is a breeze with the attached 2-car garage, offering extra security and utility. Step outside to a backyard built for entertaining! Be the designated host for every BBQ with a refreshing above-ground pool, a beautiful custom gazebo for shaded relaxation, and a large storage shed to keep your tools and toys organized. Whether you're cooling off in the water or hosting under the gazebo, this backyard is a rare find. Conveniently located by shopping, dining, and local parks with easy access to the Expressway. This move-in-ready gem won't last long—schedule your private showing today!

17. 2026-04-22
    listed $250,000 Active 963-char remark

    Show marketing remark (963 chars)

    Welcome to your private suburban oasis! This spacious 4-bedroom, 2-bathroom home in the heart of Marrero offers the perfect blend of interior comfort and an incredible outdoor lifestyle. The interior features a functional, flowing floor plan with four generously sized bedrooms, providing plenty of versatility for a home office, gym, or growing family. Vehicle storage is a breeze with the attached 2-car garage, offering extra security and utility. Step outside to a backyard built for entertaining! Be the designated host for every BBQ with a refreshing above-ground pool, a beautiful custom gazebo for shaded relaxation, and a large storage shed to keep your tools and toys organized. Whether you're cooling off in the water or hosting under the gazebo, this backyard is a rare find. Conveniently located by shopping, dining, and local parks with easy access to the Expressway. This move-in-ready gem won't last long—schedule your private showing today!

18. 2014-02-28
    soldstatus $152,900
19. 2014-02-28
    soldstatus $152,900
20. 2013-10-18
    listed $155,900
21. 2013-10-18
    listed $155,900
22. 2013-09-16
    soldstatus $81,099
23. 2013-07-25
    listed $52,500
24. 2013-07-25
    listed $52,500
25. 2011-08-04
    listed $125,000
26. 2011-08-04
    listed $125,000
27. 1991-09-01
    soldstatus $75,619

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $2,042 · $170/mo
• Projected year-2 tax: $2,042 · $170/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 60% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,127
• − Mortgage interest: −$12,603
• − Property taxes: −$2,042
• − Insurance: −$6,244
• − Repairs & maintenance: −$1,930
• − Management: −$1,930
• − Depreciation: −$6,545
• Taxable loss: −$7,168
• Est. tax savings @ 24.0%: +$1,720
• After-tax cash flow: $-1,664/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson Parish
• NCES district ID: 2200840
• Math proficiency: 24% ▼ -36.00%
• Reading proficiency: 34% ▼ -30.00%
• Median HH income: $48,421
• Composite: 25.19/100
• National rank: #7511
• State rank: #44 of 98 in LA

Livability — Estelle

• Score: 64/100
• State rank: #183
• US rank: #14840

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment B Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Estelle, LA
• County: Jefferson Parish · 426,999 people
• City population: 55,693
• Metro: New Orleans-Metairie, LA
• Population (ZIP): 55,693
• Household income: $54,885
• Rent vs Own: 24.6% rent · 75.4% own
• Severe rent burden: 1807.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 451,696 people
• By 2030: 455,451 · +0.8%
• By 2040: 458,308 · +1.5%
• By 2050: 461,031 · +2.1%
• By 2075: 476,351 · +5.5%
• By 2100: 499,377 · +10.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: Black 40% White 39% Hispanic / Latino 12% Two or more races 7% Asian 5%
• Hispanic origin (detail): Mexican 4% Dominican 1%
• Common ancestry: Lithuanian 12% Hispanic 1%
• Foreign-born: 10% · Canada, Vietnam, Jamaica
• Languages at home: 85% English-only · Spanish 8% Vietnamese 4% French/Haitian/Cajun 2%

Political lean MEDSL · Jefferson

• 2024 margin: R (+12.9) · D 42.5% · R 55.5% · Other 2.1%
• 2008→2024 swing: +13.6pp toward D · 2008: -26.6pp · 2024: -12.9pp
• All cycles: 2024: R+12.9 2020: R+11.1 2016: R+14.8 2012: R+18.4 2008: R+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -89.87%
• Current HPI: 161.7477
• Rent YoY: ▲ 1.05%
• Metro: New Orleans-Metairie, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+214.1% since first listed

14 events — show timeline

• 2026-05-12 Price Changed $237,500 AcadianaMLS
• 2026-05-12 Price Changed $237,500 GSREIN
• 2026-04-22 Listed $250,000 GSREIN
• 2026-04-22 Listed $250,000 AcadianaMLS
• 2014-02-28 Sold (Public Records) $152,900 Public Records
• 2014-02-28 Sold (MLS) $152,900 GSREIN
• 2013-10-18 Listed $155,900 AcadianaMLS
• 2013-10-18 Listed $155,900 GSREIN
• 2013-09-16 Sold (MLS) $81,099 GSREIN
• 2013-07-25 Listed $52,500 AcadianaMLS
• 2013-07-25 Listed $52,500 GSREIN
• 2011-08-04 Listed $125,000 GSREIN
• 2011-08-04 Listed $125,000 AcadianaMLS
• 1991-09-01 Sold (Public Records) $75,619 Public Records

Property tax history

+1.3%/yr

Latest (2025): $2,042 · +0.3% YoY. Source: county tax records.