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3994 Old Quitman Hwy
D Composite 40.22
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +10.3/15.0
  • Cash flow +10.2/30.0
  • Schools +4.7/10.0
  • Rent growth +4.6/5.0
  • Livability +3.0/5.0
  • DSCR +2.9/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.0/10.0
  • Appreciation +0.0/10.0

$180,000

3994 Old Quitman Hwy · Valdosta, GA 31601
3 bd · 2.0 ba · 1,128 sqft · SingleFamily public records · 3 Days on market
Built 1987 1.04 ac lot $160/sqft · 6% below area Est $192k · 6% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Fenced space, edible landscaping, and a move-in ready home—this one checks all the boxes. Welcome to this cozy and well-maintained 3-bedroom, 2-bath home in Valdosta, Georgia, offering the perfect blend of comfort, functionality, and charm. Inside, you'll find a clean, inviting space that makes settling in feel effortless. Step outside and discover what truly sets this property apart—a gigantic fenced backyard designed for both relaxation and self-sufficiency. Enjoy your very own edible landscape, perfect for fresh herbs, fruits, and seasonal gardening, along with a chicken coop ready for your backyard homestead dreams. A storage shed provides extra space for tools, hobbies, or

Key facts

  • Metal roof
  • Edible landscaping
  • Fenced space

Tags

FENCED SPACEEDIBLE LANDSCAPINGGIGANTIC FENCED BACKYARDCHICKEN COOPSTORAGE SHEDMETAL ROOF

Property features AI

Exterior

  • Utilities: Private well water; Septic tank
  • Home design: Single-family residence; One story
  • Construction: Brick veneer construction; Metal roof
  • Exterior features: Patio; Fenced yard

Interior

  • Kitchen: Dishwasher, Microwave, Refrigerator
  • Flooring: Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Heat pump
  • Interior features: Dishwasher, Microwave, Refrigerator; Vinyl flooring; Heat pump heating

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $180k.

Deal economics

  • At list price, monthly cash flow is $-101 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $162k (9.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $126k (30.3% below list).
  • Recommended offer: $126k (30.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 4.3% in Valdosta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#392 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A-; Watch: crime F, amenities F, commute F.
  • Lowndes County (rural): math 59% / reading 52% proficiency, ranked #8 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Westside Elementary School (math 62% / reading 53%, grade C+, #150 of 1,228 statewide, top 12%, 937 students, 41% FRL); Lowndes Middle School (math 39% / reading 45%, grade D-, #126 of 470 statewide, top 28%, 840 students, 72% FRL); Lowndes High School (math 69% / reading 51%, grade C+, #14 of 424 statewide, top 3%, 3,201 students, 39% FRL).
  • Market conditions: Rents rising fast (+8.3%/yr); 201 active listings in the ZIP; lower-income renter base — watch delinquency; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $125,510 (30.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.70%
Cap rate
5.62%
Cash-on-cash
-2.40%
DSCR
0.89
GRM
12.0

CMA / ARV

ARV (median comp)
$191,830
List price
$180,000
Delta
-6.17%
Verdict
FAIR
Comps
2 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3994 Old Quitman Hwy 0.00mi 3/2.0 1,128 (0%) 0mo $178,750 $158 100
4000 Old Quitman Hwy 0.02mi 3/1.0 1,175 (+4%) 23mo $204,000 $174 69

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-15.6%
Equity multiple
0.42×
Total profit
$-29,036
Equity at exit
$26,839
10-year hold
IRR
-0.9%
Equity multiple
0.93×
Total profit
$-3,673
Equity at exit
$15,563

Cash invested: $50,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31601

Home prices YoY
-31.2%
Rents YoY
8.3%
Active inventory
201
Price-to-rent
12.0×

Monthly cashflow live

Estimated rent
$1,255 medium interval (Pro) →
Mortgage (P&I)
$944
Tax from tax record
$74 /mo · $882/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$264
Net cashflow
$-101

Break-even live

Break-even rent $1,383
Max offer price $162,172
Occupancy floor

Sensitivity live

Price -10% $1 -5% $-50 +0% $-101 +5% $-152 +10% $-203
Rent -10% $-200 -5% $-150 +0% $-101 +5% $-51 +10% $-2
Rate -1.0pp $-10 -0.5pp $-55 base $-101 +0.5pp $-148 +1.0pp $-195

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$45,000
Closing costs
$5,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-05-03
    status Pending 1032-char remark
  2. 2026-05-03
    status Active 1032-char remark
  3. 2026-04-24
    status Pending 1032-char remark
  4. 2026-04-22
    listed $180,000 Active 1032-char remark
  5. 2021-05-24
    soldstatus $145,000
  6. 2014-01-03
    soldstatus $70,162
  7. 2007-03-30
    soldstatus $87,000
  8. 2003-03-22
    soldstatus $65,000
  9. 2000-08-09
    soldstatus $49,500
  10. 1992-05-07
    soldstatus $39,000
  11. 1987-11-17
    soldstatus $40,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$882 · $74/mo
Projected year-2 tax
$1,656 · $138/mo
Expected delta
+$774/yr (+$64/mo · 87.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 11 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,061
− Mortgage interest
−$10,083
− Property taxes
−$882
− Insurance
−$900
− Repairs & maintenance
−$1,205
− Management
−$1,205
− Depreciation
−$5,236
Taxable loss
−$4,450
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,068
After-tax cash flow
$-143/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lowndes County
NCES district ID
1303390
Math proficiency
59% ▼ -1.00%
Reading proficiency
52% ▼ -2.00%
Median HH income
$48,221
Composite
47.21/100
National rank
#2317
State rank
#8 of 174 in GA

Livability — Valdosta

Score
60/100
State rank
#392
US rank
#19544

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A- Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lowndes County · 107,801 people
City population
91,859
Metro
Valdosta, GA
Population (ZIP)
31,302
Household income
$36,111
Rent vs Own
51.7% rent · 48.3% own
Severe rent burden
2016.0

Population outlook (Lowndes County) Hauer SSP2

Today (2025)
120,348 people
By 2030
123,469 · +2.6%
By 2040
128,482 · +6.8%
By 2050
131,907 · +9.6%
By 2075
139,080 · +15.6%
By 2100
133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Black 57% White 31% Hispanic / Latino 8% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Slovak 1% Italian 1%
Foreign-born
4% · Canada, South Korea
Languages at home
92% English-only · Spanish 7% Korean 1%

Political lean MEDSL · Lowndes

2024 margin
R (+18.0) · D 40.8% · R 58.8%
2008→2024 swing
-8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
All cycles
2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -55.12%
Current HPI
121.5948
Rent YoY
▲ 8.34%
Metro
Valdosta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+341.4% since first listed
12 events — show timeline
  • 2026-06-10 Sold (MLS) $178,750 SGMLS
  • 2026-05-03 Pending SGMLS
  • 2026-05-03 Relisted SGMLS
  • 2026-04-24 Pending SGMLS
  • 2026-04-22 Listed $180,000 SGMLS
  • 2021-05-24 Sold (Public Records) $145,000 Public Records
  • 2014-01-03 Sold (Public Records) $70,162 Public Records
  • 2007-03-30 Sold (Public Records) $87,000 Public Records
  • 2003-03-22 Sold (Public Records) $65,000 Public Records
  • 2000-08-09 Sold (Public Records) $49,500 Public Records
  • 1992-05-07 Sold (Public Records) $39,000 Public Records
  • 1987-11-17 Sold (Public Records) $40,500 Public Records

Property tax history

+1.6%/yr

Latest (2025): $882 · +5.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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