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2011 High School Rd
C Composite 56.44
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.3/10.0
  • Appreciation +4.7/10.0
  • 1% rule +4.3/10.0
  • Rent growth +2.9/5.0
  • Livability +2.9/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0

$129,900

2011 High School Rd · Hueytown, AL 35023
3 bd · 1.0 ba · 437 sqft · SingleFamily public records · 330 Days on market
Built 1929 0.30 ac lot $297/sqft · 188% above area Est $161k · 19% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!

Key facts

  • Fully renovated
  • Luxury flooring
  • Guest house

Tags

FULLY RENOVATEDFRESHLY PAINTED INTERIORLUXURY FLOORINGGRANITE COUNTERTOPSGUEST HOUSE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $88 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $121k (6.7% below list).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.1% vs local median 5.9% in Hueytown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime F.
  • Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising (+1.6%/yr); 251 active listings in the ZIP; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

  • In year one you build about $119 of equity ($898 loan paydown + $-779 appreciation (-0.6% local appreciation)).
  • Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 330 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago; this cycle's ask has dropped $16k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1929 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $114,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 330 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1929 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.11%
Cash-on-cash
2.92%
DSCR
1.13
GRM
8.9

CMA / ARV

ARV (median comp)
$160,911
List price
$129,900
Delta
-19.27%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold
IRR
-2.1%
Equity multiple
0.90×
Total profit
$-3,471
Equity at exit
$33,868
10-year hold
IRR
3.0%
Equity multiple
1.29×
Total profit
$10,577
Equity at exit
$37,753

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 35023

Home prices YoY
-0.1%
Rents YoY
1.6%
Active inventory
251
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$1,212 medium interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$134 /mo · $1,603/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$254
Net cashflow
$88

Break-even live

Break-even rent $1,100
Max offer price $129,900
Occupancy floor 88%

Sensitivity live

Price -10% $162 -5% $125 +0% $88 +5% $52 +10% $15
Rent -10% $-7 -5% $41 +0% $88 +5% $136 +10% $184
Rate -1.0pp $154 -0.5pp $121 base $88 +0.5pp $55 +1.0pp $21

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 29 events

  1. 2026-06-18
    days on market $129,900 Active 330 DOM
  2. 2026-06-17
    days on market $129,900 Active 329 DOM
  3. 2026-06-16
    days on market $129,900 Active 328 DOM
  4. 2026-06-15
    days on market $129,900 Active 327 DOM
  5. 2026-06-13
    days on market $129,900 Active 325 DOM
  6. 2026-06-10
    days on market $129,900 Active 322 DOM
  7. 2026-06-09
    days on market $129,900 Active 321 DOM
  8. 2026-06-08
    days on market $129,900 Active 320 DOM
  9. 2026-06-07
    days on market $129,900 Active 319 DOM
  10. 2026-06-03
    days on market $129,900 Active 315 DOM
  11. 2026-06-02
    days on market $129,900 Active 314 DOM
  12. 2026-06-01
    days on market $129,900 Active 313 DOM
  13. 2026-05-31
    days on market $129,900 Active 312 DOM
  14. 2026-05-01
    price $129,900 420-char remark
    Show marketing remark (420 chars)

    This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!

  15. 2026-03-13
    price $139,900 420-char remark
    Show marketing remark (420 chars)

    This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!

  16. 2026-02-10
    price $145,900 420-char remark
    Show marketing remark (420 chars)

    This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!

  17. 2026-01-14
    price $146,000 420-char remark
    Show marketing remark (420 chars)

    This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!

  18. 2025-09-08
    price $151,000 420-char remark
    Show marketing remark (420 chars)

    This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!

  19. 2025-08-22
    price $158,000 420-char remark
    Show marketing remark (420 chars)

    This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!

  20. 2025-08-05
    price $168,000 420-char remark
    Show marketing remark (420 chars)

    This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!

  21. 2025-07-24
    price $170,000 420-char remark
    Show marketing remark (420 chars)

    This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!

  22. 2025-07-23
    listed $146,000 Active 420-char remark
    Show marketing remark (420 chars)

    This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!

  23. 2025-02-09
    historical $1,000
  24. 2025-02-05
    price $1,000
  25. 2025-01-04
    listed $1,025
  26. 2022-09-16
    soldstatus $191,000 33-char remark
    Show marketing remark (33 chars)

    Single family home with a 1/1 ADU

  27. 2022-07-17
    listed $191,000 33-char remark
    Show marketing remark (33 chars)

    Single family home with a 1/1 ADU

  28. 2022-06-06
    soldstatus $60,000
  29. 1988-04-01
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,603 · $134/mo
Projected year-2 tax
$1,603 · $134/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,543
− Mortgage interest
−$7,276
− Property taxes
−$1,603
− Insurance
−$650
− Repairs & maintenance
−$1,163
− Management
−$1,163
− Depreciation
−$3,779
Taxable loss
−$1,093
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$262
After-tax cash flow
$1,323/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson County
NCES district ID
0101920
Math proficiency
9% ▼ -24.00%
Reading proficiency
32% ▼ -5.00%
Median HH income
$51,712
Composite
18.4/100
National rank
#8937
State rank
#104 of 129 in AL

Livability — Hueytown

Score
57/100
State rank
#378
US rank
#21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hueytown, AL
County
Jefferson County · 527,445 people
Metro
Birmingham-Hoover, AL
Population (ZIP)
25,533
Household income
$69,863
Rent vs Own
15.1% rent · 84.9% own
Severe rent burden
247.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
669,185 people
By 2030
669,694 · +0.1%
By 2040
661,388 · -1.2%
By 2050
643,086 · -3.9%
By 2075
577,267 · -13.7%
By 2100
474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Slovak 1% Lithuanian 1% Serbian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

2024 margin
D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
2008→2024 swing
+5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
All cycles
2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.60%
Current HPI
389.38
Rent YoY
▲ 1.60%
Metro
Birmingham-Hoover, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+271.1% since first listed
16 events — show timeline
  • 2026-05-01 Price Changed $129,900 Greater Alabama MLS
  • 2026-03-13 Price Changed $139,900 Greater Alabama MLS
  • 2026-02-10 Price Changed $145,900 Greater Alabama MLS
  • 2026-01-14 Price Changed $146,000 Greater Alabama MLS
  • 2025-09-08 Price Changed $151,000 Greater Alabama MLS
  • 2025-08-22 Price Changed $158,000 Greater Alabama MLS
  • 2025-08-05 Price Changed $168,000 Greater Alabama MLS
  • 2025-07-24 Price Changed $170,000 Greater Alabama MLS
  • 2025-07-23 Listed $146,000 Greater Alabama MLS
  • 2025-02-09 Rental Removed $1,000 SHOWMOJO
  • 2025-02-05 Price Changed $1,000 SHOWMOJO
  • 2025-01-04 Listed for Rent $1,025 SHOWMOJO
  • 2022-09-16 Sold (MLS) $191,000 Greater Alabama MLS
  • 2022-07-17 Listed $191,000 Greater Alabama MLS
  • 2022-06-06 Sold (Public Records) $60,000 Public Records
  • 1988-04-01 Sold (Public Records) $35,000 Public Records

Property tax history

+8.0%/yr

Latest (2025): $1,603 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…