2011 High School Rd · Hueytown, AL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $916 – $1,700
Heat risk 6/10 · Moderate
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +17.0/30.0
- ARV discount +15.0/15.0
- DSCR +5.3/10.0
- Appreciation +4.7/10.0
- 1% rule +4.3/10.0
- Rent growth +2.9/5.0
- Livability +2.9/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
$129,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!
Key facts
- Fully renovated
- Luxury flooring
- Guest house
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $88 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $121k (6.7% below list).
- Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.1% vs local median 5.9% in Hueytown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, schools F, crime F.
- Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising (+1.6%/yr); 251 active listings in the ZIP; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
Forward outlook
- In year one you build about $119 of equity ($898 loan paydown + $-779 appreciation (-0.6% local appreciation)).
- Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 330 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 4y ago; this cycle's ask has dropped $16k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1929 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 330 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1929 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 7.11%
- Cash-on-cash
- 2.92%
- DSCR
- 1.13
- GRM
- 8.9
CMA / ARV
- ARV (median comp)
- $160,911
- List price
- $129,900
- Delta
- -19.27%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-0.6% appreciation · 1.6% rent growth · sell at horizon
- IRR
- -2.1%
- Equity multiple
- 0.90×
- Total profit
- $-3,471
- Equity at exit
- $33,868
- IRR
- 3.0%
- Equity multiple
- 1.29×
- Total profit
- $10,577
- Equity at exit
- $37,753
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Alabama
- 90 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 35023
- Home prices YoY
- -0.1%
- Rents YoY
- 1.6%
- Active inventory
- 251
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $1,212 medium interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$134 /mo · $1,603/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$254
- Net cashflow
- $88
Break-even live
Sensitivity live
| Price | -10% $162 | -5% $125 | +0% $88 | +5% $52 | +10% $15 |
|---|---|---|---|---|---|
| Rent | -10% $-7 | -5% $41 | +0% $88 | +5% $136 | +10% $184 |
| Rate | -1.0pp $154 | -0.5pp $121 | base $88 | +0.5pp $55 | +1.0pp $21 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 29 events
-
2026-06-18days on market $129,900 Active 330 DOM
-
2026-06-17days on market $129,900 Active 329 DOM
-
2026-06-16days on market $129,900 Active 328 DOM
-
2026-06-15days on market $129,900 Active 327 DOM
-
2026-06-13days on market $129,900 Active 325 DOM
-
2026-06-10days on market $129,900 Active 322 DOM
-
2026-06-09days on market $129,900 Active 321 DOM
-
2026-06-08days on market $129,900 Active 320 DOM
-
2026-06-07days on market $129,900 Active 319 DOM
-
2026-06-03days on market $129,900 Active 315 DOM
-
2026-06-02days on market $129,900 Active 314 DOM
-
2026-06-01days on market $129,900 Active 313 DOM
-
2026-05-31days on market $129,900 Active 312 DOM
-
2026-05-01price $129,900 420-char remark
Show marketing remark (420 chars)
This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!
-
2026-03-13price $139,900 420-char remark
Show marketing remark (420 chars)
This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!
-
2026-02-10price $145,900 420-char remark
Show marketing remark (420 chars)
This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!
-
2026-01-14price $146,000 420-char remark
Show marketing remark (420 chars)
This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!
-
2025-09-08price $151,000 420-char remark
Show marketing remark (420 chars)
This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!
-
2025-08-22price $158,000 420-char remark
Show marketing remark (420 chars)
This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!
-
2025-08-05price $168,000 420-char remark
Show marketing remark (420 chars)
This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!
-
2025-07-24price $170,000 420-char remark
Show marketing remark (420 chars)
This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!
-
2025-07-23$146,000 Active 420-char remark
Show marketing remark (420 chars)
This 1120 sq. ft. beauty was fully renovated in 2022, offering 2 spacious bedrooms and 1 modern bathroom. Situated on a desirable street in Hueytown, this home boasts a freshly painted interior, luxury flooring, and granite countertops! This home also has guest house (437 sq ft) on the property with a 1 bedroom/1 bathroom. Completely renovated in 2022 with modern features, granite countertops and luxurious floors!
-
2025-02-09historical $1,000
-
2025-02-05price $1,000
-
2025-01-04$1,025
-
2022-09-16soldstatus $191,000 33-char remark
Show marketing remark (33 chars)
Single family home with a 1/1 ADU
-
2022-07-17$191,000 33-char remark
Show marketing remark (33 chars)
Single family home with a 1/1 ADU
-
2022-06-06soldstatus $60,000
-
1988-04-01soldstatus $35,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AL · Resets to sale price
- Current annual tax
- $1,603 · $134/mo
- Projected year-2 tax
- $1,603 · $134/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,543
- − Mortgage interest
- −$7,276
- − Property taxes
- −$1,603
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,163
- − Management
- −$1,163
- − Depreciation
- −$3,779
- Taxable loss
- −$1,093
- Est. tax savings @ 24.0%
- +$262
- After-tax cash flow
- $1,323/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 0101920
- Math proficiency
- 9% ▼ -24.00%
- Reading proficiency
- 32% ▼ -5.00%
- Median HH income
- $51,712
- Composite
- 18.4/100
- National rank
- #8937
- State rank
- #104 of 129 in AL
Livability — Hueytown
- Score
- 57/100
- State rank
- #378
- US rank
- #21611
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hueytown, AL
- County
- Jefferson County · 527,445 people
- Metro
- Birmingham-Hoover, AL
- Population (ZIP)
- 25,533
- Household income
- $69,863
- Rent vs Own
- Severe rent burden
- 247.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 669,185 people
- By 2030
- 669,694 · +0.1%
- By 2040
- 661,388 · -1.2%
- By 2050
- 643,086 · -3.9%
- By 2075
- 577,267 · -13.7%
- By 2100
- 474,758 · -29.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Slovak 1% Lithuanian 1% Serbian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 93% English-only · Spanish 7%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
- 2008→2024 swing
- +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
- All cycles
- 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.60%
- Current HPI
- 389.38
- Rent YoY
- ▲ 1.60%
- Metro
- Birmingham-Hoover, AL
- State GDP YoY
- ▲ 2.94%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in AL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $8B |
|
||
| Healthcare | 1 | $5B |
|
||
Price history
+271.1% since first listed16 events — show timeline
- 2026-05-01 Price Changed $129,900 Greater Alabama MLS
- 2026-03-13 Price Changed $139,900 Greater Alabama MLS
- 2026-02-10 Price Changed $145,900 Greater Alabama MLS
- 2026-01-14 Price Changed $146,000 Greater Alabama MLS
- 2025-09-08 Price Changed $151,000 Greater Alabama MLS
- 2025-08-22 Price Changed $158,000 Greater Alabama MLS
- 2025-08-05 Price Changed $168,000 Greater Alabama MLS
- 2025-07-24 Price Changed $170,000 Greater Alabama MLS
- 2025-07-23 Listed $146,000 Greater Alabama MLS
- 2025-02-09 Rental Removed $1,000 SHOWMOJO
- 2025-02-05 Price Changed $1,000 SHOWMOJO
- 2025-01-04 Listed for Rent $1,025 SHOWMOJO
- 2022-09-16 Sold (MLS) $191,000 Greater Alabama MLS
- 2022-07-17 Listed $191,000 Greater Alabama MLS
- 2022-06-06 Sold (Public Records) $60,000 Public Records
- 1988-04-01 Sold (Public Records) $35,000 Public Records
Property tax history
+8.0%/yrLatest (2025): $1,603 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…