7192 Huntington Ln #208 · Delray Beach, FL 33446

$234,500

2 bd · 2.0 ba · 1,070 sqft · Condo public records · 46 Days on market

Built 1986 $825/mo HOA · 29% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.6/30.0
• ARV discount +7.5/15.0
• 1% rule +7.0/10.0
• Appreciation +5.3/10.0
• Schools +4.3/10.0
• DSCR +4.1/10.0
• Livability +3.9/5.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Step into this bright, corner second-floor retreat in the heart of Huntington Lakes, offering sweeping lake views and an unbeatable lifestyle. Inside, natural light dances across gleaming floors, and walk-in closets ensure ample storage. While this unit invites you to design your dream kitchen and baths, its prime location is already perfect. Beyond your door lies the gated serenity of this 55+ community, with secure, friendly entry. Enjoy a vibrant clubhouse, resort-style pools, endless activities, and a welcoming social scene. This is your chance to create your vision while embracing a rich, coastal lifestyle right at home.

Key facts

• $825 HOA
• Parking
• Community pool

Property features AI

Finance

• Financial info: Pets not allowed
• HOA & community: Community association: Huntington Lakes Section 3; Monthly HOA fee; Association amenities: Billiard room, Clubhouse, Elevators, Fitness center, Jogging path, Park, Pool, Shuffleboard, Tennis courts, Workshop area, Trash chute, Bocce ball, Business center, Café/restaurant, Community room, Pickleball courts, Street lights, Parking; HOA pays: Cable TV, Insurance, Grounds maintenance, Security, Sewer, Trash, Water, Common areas, Common real estate tax

Exterior

• Parking: Assigned open parking (1 space total); No carport
• Security: Fire alarm; Smoke detectors; Gated community with guard; Security guard and security patrol
• Utilities: Public water; Public sewer; Cable available; Water and sewer available
• Home design: Condominium; Resale unit; Faces northwest; 4-story building
• Construction: Block and stucco construction; Flat roof
• Exterior features: Screened patio and screened porch; Patio; Porch; Waterfront: yes (no specific waterfront features noted)

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms on the main level
• Flooring: Tile; Wood
• Bathrooms: 2 full bathrooms on the main level
• Heating & cooling: Electric heating (central individual); Central air conditioning; Ceiling fans
• Interior features: Entrance foyer; Walk-in closets; Split bedroom layout; Blinds on windows; Unfurnished
• Laundry & utility: Laundry closet inside the unit (in kitchen)

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $234k.

Deal economics

• At list price, monthly cash flow is $14 ($168/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $234k).
• Recommended offer: $227k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 77/100 on livability (#202 in FL, #3,160 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, commute A-; Watch: cost of living C-, crime D-, amenities F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Hagen Road Elementary School (math 55% / reading 63%, grade B-, #722 of 2,144 statewide, top 34%, 773 students, 46% FRL); Spanish River Community High School (math 64% / reading 74%, grade B, #63 of 667 statewide, top 10%, 2,578 students, 25% FRL) — zoned schools average 35% FRL vs 52% district-wide (17 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 64% at this address vs 50% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Palm Beach average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents flat; 577 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($2k loan paydown + $2k appreciation (0.7% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 9, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 46 days — a 3% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $16k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $111k; list at $234k implies a 111% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: HOA is 29% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $227,465 (3.0% below list)

Questions for the listing agent

1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.20% ✓
• Cap rate: 6.36%
• Cash-on-cash: 0.26%
• DSCR: 1.01
• GRM: 6.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.69% appreciation · 0.51% rent growth · sell at horizon

5-year hold

• IRR: -1.5%
• Equity multiple: 0.93×
• Total profit: $-4,785
• Equity at exit: $76,256

10-year hold

• IRR: 1.6%
• Equity multiple: 1.17×
• Total profit: $11,411
• Equity at exit: $98,462

Cash invested: $65,660 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33446

• Home prices YoY: 0.3%
• Rents YoY: 0.5%
• Active inventory: 577
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $2,821 high
• Mortgage (P&I): −$1,230
• Tax from tax record: −$62 /mo · $745/yr
• Insurance: −$98
• HOA: −$825
• Vacancy / Maint / Mgmt: −$592
• Net cashflow: $14

Break-even live

Break-even rent $2,803

Max offer price $234,500

Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,625
• Closing costs: $7,035
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7192 Huntington Ln #307 Delray Beach, FL	2.0	2.0	1070	$3,500	$3.27	18d	1	0.03mi
7286 Huntington Ln #105 Delray Beach, FL	2.0	2.0	1070	$3,350	$3.13	24d	1	0.08mi
7076 Huntington Ln #608 Delray Beach, FL	2.0	2.0	1230	$2,600	$2.11	24d	1	0.13mi
14307 Bedford Dr #302 Delray Beach, FL	2.0	2.0	990	$2,200	$2.22	24d	1	0.15mi
14534 Highland Center Way Delray Beach, FL	2.0	2.0	1319	$3,400	$2.58	8d	1	0.18mi
14509 Sloan Ridge Dr Unit 10-104 Luminosa Delray Beach, FL	3.0	2.0	1328	$3,827	$2.88	24d	1	0.20mi
14828 Golden Jax Ln Unit 8-105 Radiance Delray Beach, FL	2.0	2.0	1321	$3,948	$2.99	15d	1	0.20mi
14828 Golden Jax Ln Unit 8103 Delray Beach, FL	2.0	2.0	1321	$3,949	$2.99	5d	1	0.20mi
14828 Golden Jax Ln Unit 6-105 Radiance Delray Beach, FL	2.0	2.0	1321	$4,148	$3.14	17d	1	0.20mi
14556 Wiley Range Rd Delray Beach, FL	2.0	2.0	1319	$3,000	$2.27	24d	1	0.21mi
7310 Ashford Pl Delray Beach, FL	2.0	2.0	1230	$2,700	$2.20	19d	2	0.25mi
7310 Ashford Pl Delray Beach, FL	2.0	2.0	1230	$3,200	$2.60	8d	1	0.25mi
7310 Ashford Pl Delray Beach, FL	2.0	2.0	1230	$3,200	$2.60	15d	1	0.25mi
14624 Three Ponds Trl Delray Beach, FL	3.0	2.0	1411	$3,250	$2.30	18d	1	0.25mi
6866 Huntington Ln #305 Delray Beach, FL	2.0	2.0	1230	$4,500	$3.66	24d	1	0.27mi
14800 Cumberland Dr Delray Beach, FL	2.0	2.0	1321	$4,048	$3.06	5d	4	0.28mi
6795 Huntington Ln #406 Delray Beach, FL	2.0	2.0	990	$2,500	$2.53	21d	1	0.32mi
23 Abbey Ln #208 Delray Beach, FL	2.0	2.0	925	$1,500	$1.62	3d	1	0.35mi
14747 Cumberland Dr #301 Delray Beach, FL	2.0	2.0	1044	$1,900	$1.82	24d	1	0.36mi
7260 Kinghurst Dr #205 Delray Beach, FL	2.0	2.0	1230	$2,800	$2.28	19d	1	0.36mi
21 Abbey Ln #107 Delray Beach, FL	2.0	2.0	925	$1,800	$1.95	15d	1	0.36mi
7301 Amberly Ln #304 Delray Beach, FL	2.0	2.0	1080	$1,495	$1.38	8d	1	0.36mi
20 Abbey Ln #102 Delray Beach, FL	2.0	2.0	925	$2,600	$2.81	24d	1	0.38mi
31 Abbey Ln #207 Delray Beach, FL	2.0	2.0	925	$1,300	$1.41	24d	1	0.40mi
19 Abbey Ln #206 Delray Beach, FL	2.0	2.0	925	$1,750	$1.89	24d	1	0.41mi
14723 Cumberland Dr Unit 404 B Delray Beach, FL	1.0	2.0	912	$1,850	$2.03	24d	1	0.42mi
14671 Bonaire Blvd #505 Delray Beach, FL	1.0	2.0	925	$1,600	$1.73	24d	1	0.42mi
32 Abbey Ln #207 Delray Beach, FL	2.0	2.0	925	$2,500	$2.70	24d	1	0.43mi
14 Willowbrook Ln #101 Delray Beach, FL	2.0	2.0	1005	$1,700	$1.69	5d	1	0.43mi
14475 Strathmore Ln Delray Beach, FL	2.0	2.0	1230	$2,422	$1.97	24d	2	0.46mi
3 Abbey Ln #102 Delray Beach, FL	2.0	2.0	925	$2,500	$2.70	24d	1	0.51mi
10 Willowbrook Ln #105 Delray Beach, FL	2.0	2.0	1005	$2,100	$2.09	11d	1	0.51mi
7350 Kinghurst Dr Delray Beach, FL	2.0	2.0	1220	$4,500	$3.69	15d	1	0.54mi
7350 Kinghurst Dr #305 Delray Beach, FL	2.0	2.0	1220	$4,500	$3.69	22d	1	0.54mi
14895 Builtmore Way Delray Beach, FL	2.0	2.0	1103	$1,800	$1.63	24d	1	0.55mi
14898 Wedgefield Dr #202 Delray Beach, FL	2.0	2.0	1103	$2,000	$1.81	18d	1	0.56mi
14896 Bal Moral Ln Delray Beach, FL	2.0	2.0	1040	$2,200	$2.12	24d	1	0.56mi
6813 Moonlit Dr Delray Beach, FL	2.0	2.0	1148	$2,150	$1.87	24d	1	0.56mi
14735 Wildflower Ln Delray Beach, FL	2.0	2.0	1073	$2,350	$2.19	2d	1	0.61mi
7515 S Oriole Blvd Delray Beach, FL	2.0	2.0	850	$1,700	$2.00	24d	1	0.62mi

HOA detail condo

• Monthly dues: $825 · $9,900/yr
• Likely covers: poolsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 21 events

1. 2026-06-08
   statusdays on market $234,500 Pending 46 DOM
2. 2026-06-07
   days on market $234,500 Active 45 DOM
3. 2026-06-04
   days on market $234,500 Active 42 DOM
4. 2026-06-03
   pricedays on market $234,500 Active 41 DOM
5. 2026-06-02
   days on market $235,000 Active 40 DOM
6. 2026-06-01
   days on market $235,000 Active 39 DOM
7. 2026-05-31
   days on market $235,000 Active 38 DOM
8. 2026-05-23
   price $237,999
9. 2026-05-11
   price $235,000
10. 2026-05-09
    price $239,500
11. 2026-05-07
    price $239,900
12. 2026-05-03
    price $240,000
13. 2026-05-02
    price $244,499
14. 2026-05-01
    price $245,000
15. 2026-04-23
    listed $250,000 Active
16. 2026-03-12
    soldstatus $111,111
17. 2026-03-11
    status Pending 633-char remark

    Show marketing remark (633 chars)

    Step into this bright, corner second-floor retreat in the heart of Huntington Lakes, offering sweeping lake views and an unbeatable lifestyle. Inside, natural light dances across gleaming floors, and walk-in closets ensure ample storage. While this unit invites you to design your dream kitchen and baths, its prime location is already perfect. Beyond your door lies the gated serenity of this 55+ community, with secure, friendly entry. Enjoy a vibrant clubhouse, resort-style pools, endless activities, and a welcoming social scene. This is your chance to create your vision while embracing a rich, coastal lifestyle right at home.

18. 2026-03-10
    soldstatus $111,111 Closed 633-char remark

    Show marketing remark (633 chars)

    Step into this bright, corner second-floor retreat in the heart of Huntington Lakes, offering sweeping lake views and an unbeatable lifestyle. Inside, natural light dances across gleaming floors, and walk-in closets ensure ample storage. While this unit invites you to design your dream kitchen and baths, its prime location is already perfect. Beyond your door lies the gated serenity of this 55+ community, with secure, friendly entry. Enjoy a vibrant clubhouse, resort-style pools, endless activities, and a welcoming social scene. This is your chance to create your vision while embracing a rich, coastal lifestyle right at home.

19. 2026-02-18
    status Pending 633-char remark

    Show marketing remark (633 chars)

    Step into this bright, corner second-floor retreat in the heart of Huntington Lakes, offering sweeping lake views and an unbeatable lifestyle. Inside, natural light dances across gleaming floors, and walk-in closets ensure ample storage. While this unit invites you to design your dream kitchen and baths, its prime location is already perfect. Beyond your door lies the gated serenity of this 55+ community, with secure, friendly entry. Enjoy a vibrant clubhouse, resort-style pools, endless activities, and a welcoming social scene. This is your chance to create your vision while embracing a rich, coastal lifestyle right at home.

20. 2026-02-08
    historical Active Under Contract 633-char remark

    Show marketing remark (633 chars)

    Step into this bright, corner second-floor retreat in the heart of Huntington Lakes, offering sweeping lake views and an unbeatable lifestyle. Inside, natural light dances across gleaming floors, and walk-in closets ensure ample storage. While this unit invites you to design your dream kitchen and baths, its prime location is already perfect. Beyond your door lies the gated serenity of this 55+ community, with secure, friendly entry. Enjoy a vibrant clubhouse, resort-style pools, endless activities, and a welcoming social scene. This is your chance to create your vision while embracing a rich, coastal lifestyle right at home.

21. 2026-01-28
    listed $100,000 Active 633-char remark

    Show marketing remark (633 chars)

    Step into this bright, corner second-floor retreat in the heart of Huntington Lakes, offering sweeping lake views and an unbeatable lifestyle. Inside, natural light dances across gleaming floors, and walk-in closets ensure ample storage. While this unit invites you to design your dream kitchen and baths, its prime location is already perfect. Beyond your door lies the gated serenity of this 55+ community, with secure, friendly entry. Enjoy a vibrant clubhouse, resort-style pools, endless activities, and a welcoming social scene. This is your chance to create your vision while embracing a rich, coastal lifestyle right at home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $745 · $62/mo
• Projected year-2 tax: $1,946 · $162/mo
• Expected delta: +$1,201/yr (+$100/mo · 161.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 26 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,851
• − Mortgage interest: −$13,136
• − Property taxes: −$745
• − Insurance: −$1,172
• − Repairs & maintenance: −$2,708
• − Management: −$2,708
• − HOA: −$9,900
• − Depreciation: −$6,822
• Taxable loss: −$3,340
• Est. tax savings @ 24.0%: +$802
• After-tax cash flow: $969/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Delray Beach

• Score: 77/100
• State rank: #202
• US rank: #3160

Category grades

Amenities F Commute A- Cost of living C- Crime D- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Palm Beach County · 1,438,312 people
• City population: 123,167
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 28,431
• Household income: $80,187
• Rent vs Own: 11.4% rent · 88.6% own
• Severe rent burden: 494.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Hispanic / Latino 13% Two or more races 9% Black 4%
• Hispanic origin (detail): Puerto Rican 3% Dominican 1%
• Common ancestry: Romanian 9% Scotch-Irish 9% Italian 2%
• Foreign-born: 20% · Canada, Jamaica, Guatemala
• Languages at home: 80% English-only · Spanish 12% Other Indo-European 2% French/Haitian/Cajun 2%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.69%
• Current HPI: 242.5138
• Rent YoY: ▲ 0.51%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+138.0% since first listed

14 events — show timeline

• 2026-05-23 Price Changed $237,999 Beaches MLS
• 2026-05-11 Price Changed $235,000 Beaches MLS
• 2026-05-09 Price Changed $239,500 Beaches MLS
• 2026-05-07 Price Changed $239,900 Beaches MLS
• 2026-05-03 Price Changed $240,000 Beaches MLS
• 2026-05-02 Price Changed $244,499 Beaches MLS
• 2026-05-01 Price Changed $245,000 Beaches MLS
• 2026-04-23 Listed $250,000 Beaches MLS
• 2026-03-12 Sold (Public Records) $111,111 Public Records
• 2026-03-11 Pending — Beaches MLS
• 2026-03-10 Sold (MLS) $111,111 Beaches MLS
• 2026-02-18 Pending — Beaches MLS
• 2026-02-08 Contingent — Beaches MLS
• 2026-01-28 Listed $100,000 Beaches MLS

Property tax history

-0.8%/yr

Latest (2025): $745 · +3.1% YoY. Source: county tax records.