230 Swank St · Diehlstadt, MO 63834

$52,500

3 bd · 1.0 ba · 1,468 sqft · Other public records · 44 Days on market

Built 1950 0.26 ac lot $36/sqft · 74% below area

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +8.3/10.0
• ARV discount +7.5/15.0
• Livability +2.6/5.0
• Rent growth +2.5/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0

Listing remarks MLS

Want a good mix of the country and community? Nestled in the village of Diehlstadt, this home offers the best of both! The large, level, fenced in backyard backs to trees and gives a shady respite from hot summer days. The storm shelter in the backyard is a feature sure to appeal to safety conscious buyers. With a detached garage, two carports, an attached workshop, and the storm shelter, this property brings a lot to the table. Bring your imagination & some elbow grease and really make this property your own. A short 35 minutes drive to Cape Girardeau & only 20 minutes to Sikeston means you're never too far from all the amenities both towns have to offer!

Key facts

• 0.26 acre lot
• 2 parking spots
• Built 1950

Property features AI

Finance

• Other: Residential property type; Above-grade finished area approximately 1,468 (assessor)
• Financial info: No second mortgage listed; Seller may consider concessions

Exterior

• Parking: Carport with 2 spaces
• Utilities: Well water; Septic tank; Electric service by Ameren; Propane available and owned; Electricity available; Water available
• Home design: Single-family residence; One level
• Construction: Vinyl siding; Wood siding
• Exterior features: Front yard

Interior

• Kitchen: No specific appliances listed
• Bedrooms: 3 bedrooms on the main level
• Bathrooms: 1 full bathroom (main level)
• Heating & cooling: Natural gas heating; Space heater; No central air conditioning
• Interior features: Front yard
• Laundry & utility: No specific laundry appliances listed

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath other listed at $52k.

Deal economics

• At list price, monthly cash flow is $430 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($952 rent vs $52k).
• Recommended offer: $51k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 51/100 on livability (#877 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
• Scott County R-IV (rural): math 23% / reading 36% proficiency, ranked #273 of 324 in MO (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Scott Co. Elem. (math 27% / reading 37%, grade F, #761 of 1,115 statewide, top 72%, 398 students, 58% FRL).
• Market conditions: 21 active listings in the ZIP; 123 units permitted in Scott County in 2024 (32 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($363 loan paydown + $3k appreciation (6.7% local appreciation)).
• Scott County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (6.7% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($51k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $50,925 (3.0% below list)

Questions for the listing agent

1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.81% ✓
• Cap rate: 16.12%
• Cash-on-cash: 35.09%
• DSCR: 2.56
• GRM: 4.6

CMA / ARV

• ARV (median comp): $203,360
• List price: $52,500
• Delta: -74.18%
• Verdict: UNDERPRICED
• Comps: 3 within 1.0 mi

Projected returns pro-forma

6.65% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 46.3%
• Equity multiple: 4.03×
• Total profit: $44,574
• Equity at exit: $35,182

10-year hold

• IRR: 42.7%
• Equity multiple: 8.43×
• Total profit: $109,194
• Equity at exit: $65,771

Cash invested: $14,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63834

• Home prices YoY: 5.3%
• Active inventory: 21
• Price-to-rent: 4.6×

Monthly cashflow live

• Estimated rent: $952 medium
• Mortgage (P&I): −$275
• Tax from tax record: −$25 /mo · $302/yr
• Insurance: −$22
• HOA: −$0
• Vacancy / Maint / Mgmt: −$200
• Net cashflow: $430

Break-even live

Break-even rent $408

Max offer price $52,500

Occupancy floor 50%

Sensitivity live

Price	-10% $460	-5% $445	+0% $430	+5% $415	+10% $400
Rent	-10% $355	-5% $392	+0% $430	+5% $467	+10% $505
Rate	-1.0pp $456	-0.5pp $443	base $430	+0.5pp $416	+1.0pp $402

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $13,125
• Closing costs: $1,575
• Reserves months: —
• Total cash needed: —

Listing history 23 events

1. 2026-06-21
   days on market $52,500 Active 44 DOM
2. 2026-06-18
   days on market $52,500 Active 42 DOM
3. 2026-06-17
   days on market $52,500 Active 41 DOM
4. 2026-06-16
   days on market $52,500 Active 40 DOM
5. 2026-06-15
   days on market $52,500 Active 39 DOM
6. 2026-06-13
   days on market $52,500 Active 37 DOM
7. 2026-06-12
   days on market $52,500 Active 36 DOM
8. 2026-06-09
   days on market $52,500 Active 33 DOM
9. 2026-06-08
   days on market $52,500 Active 32 DOM
10. 2026-06-07
    days on market $52,500 Active 31 DOM
11. 2026-06-07
    days on market $52,500 Active 30 DOM
12. 2026-06-04
    days on market $52,500 Active 27 DOM
13. 2026-06-02
    days on market $52,500 Active 26 DOM
14. 2026-06-01
    days on market $52,500 Active 25 DOM
15. 2026-05-31
    days on market $52,500 Active 24 DOM
16. 2026-05-07
    listed $52,500 Active 249-char remark
17. 2024-08-21
    soldstatus Closed 672-char remark

    Show marketing remark (672 chars)

    Want a good mix of the country and community? Nestled in the village of Diehlstadt, this home offers the best of both! The large, level, fenced in backyard backs to trees and gives a shady respite from hot summer days. The storm shelter in the backyard is a feature sure to appeal to safety conscious buyers. With a detached garage, two carports, an attached workshop, and the storm shelter, this property brings a lot to the table. Bring your imagination & some elbow grease and really make this property your own. A short 35 minutes drive to Cape Girardeau & only 20 minutes to Sikeston means you're never too far from all the amenities both towns have to offer!

18. 2024-08-21
    soldstatus

    Show marketing remark (672 chars)

    Want a good mix of the country and community? Nestled in the village of Diehlstadt, this home offers the best of both! The large, level, fenced in backyard backs to trees and gives a shady respite from hot summer days. The storm shelter in the backyard is a feature sure to appeal to safety conscious buyers. With a detached garage, two carports, an attached workshop, and the storm shelter, this property brings a lot to the table. Bring your imagination & some elbow grease and really make this property your own. A short 35 minutes drive to Cape Girardeau & only 20 minutes to Sikeston means you're never too far from all the amenities both towns have to offer!

19. 2024-08-03
    status Pending 672-char remark

    Show marketing remark (672 chars)

    Want a good mix of the country and community? Nestled in the village of Diehlstadt, this home offers the best of both! The large, level, fenced in backyard backs to trees and gives a shady respite from hot summer days. The storm shelter in the backyard is a feature sure to appeal to safety conscious buyers. With a detached garage, two carports, an attached workshop, and the storm shelter, this property brings a lot to the table. Bring your imagination & some elbow grease and really make this property your own. A short 35 minutes drive to Cape Girardeau & only 20 minutes to Sikeston means you're never too far from all the amenities both towns have to offer!

20. 2024-07-11
    price $35,000 672-char remark

    Show marketing remark (672 chars)

    Want a good mix of the country and community? Nestled in the village of Diehlstadt, this home offers the best of both! The large, level, fenced in backyard backs to trees and gives a shady respite from hot summer days. The storm shelter in the backyard is a feature sure to appeal to safety conscious buyers. With a detached garage, two carports, an attached workshop, and the storm shelter, this property brings a lot to the table. Bring your imagination & some elbow grease and really make this property your own. A short 35 minutes drive to Cape Girardeau & only 20 minutes to Sikeston means you're never too far from all the amenities both towns have to offer!

21. 2024-06-21
    listed $40,000 Active 672-char remark

    Show marketing remark (672 chars)

    Want a good mix of the country and community? Nestled in the village of Diehlstadt, this home offers the best of both! The large, level, fenced in backyard backs to trees and gives a shady respite from hot summer days. The storm shelter in the backyard is a feature sure to appeal to safety conscious buyers. With a detached garage, two carports, an attached workshop, and the storm shelter, this property brings a lot to the table. Bring your imagination & some elbow grease and really make this property your own. A short 35 minutes drive to Cape Girardeau & only 20 minutes to Sikeston means you're never too far from all the amenities both towns have to offer!

22. 2024-06-17
    historical $40,000 672-char remark

    Show marketing remark (672 chars)

    Want a good mix of the country and community? Nestled in the village of Diehlstadt, this home offers the best of both! The large, level, fenced in backyard backs to trees and gives a shady respite from hot summer days. The storm shelter in the backyard is a feature sure to appeal to safety conscious buyers. With a detached garage, two carports, an attached workshop, and the storm shelter, this property brings a lot to the table. Bring your imagination & some elbow grease and really make this property your own. A short 35 minutes drive to Cape Girardeau & only 20 minutes to Sikeston means you're never too far from all the amenities both towns have to offer!

23. 2006-06-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $302 · $25/mo
• Projected year-2 tax: $509 · $42/mo
• Expected delta: +$208/yr (+$17/mo · 68.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,426
• − Mortgage interest: −$2,941
• − Property taxes: −$302
• − Insurance: −$262
• − Repairs & maintenance: −$914
• − Management: −$914
• − Depreciation: −$1,527
• Taxable income: $4,565
• Est. tax owed @ 24.0%: −$1,096
• After-tax cash flow: $4,063/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Scott County R-IV
• NCES district ID: 2904890
• Math proficiency: 23% ▼ -9.00%
• Reading proficiency: 36% ▼ -2.00%
• Median HH income: $44,962
• Composite: 25.26/100
• National rank: #7497
• State rank: #273 of 324 in MO

Livability — Diehlstadt

• Score: 51/100
• State rank: #877
• US rank: #25275

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Diehlstadt, MO
• Population (ZIP): 5,218

Population outlook (Scott County) Hauer SSP2

• Today (2025): 37,964 people
• By 2030: 36,963 · -2.6%
• By 2040: 34,632 · -8.8%
• By 2050: 32,024 · -15.6%
• By 2075: 25,250 · -33.5%
• By 2100: 18,078 · -52.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: Black 49% White 45% Two or more races 6%
• Common ancestry: Iranian 1% Slovak 1% Portuguese 1%
• Foreign-born: 0% · Canada
• Languages at home: 98% English-only · Spanish 1%

Political lean MEDSL · Scott

• 2024 margin: Solid R (+58.9) · D 20.2% · R 79.2%
• 2008→2024 swing: -29.5pp toward R · 2008: -29.4pp · 2024: -58.9pp
• All cycles: 2024: R+58.9 2020: R+56.5 2016: R+55.6 2012: R+38.2 2008: R+29.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.65%
• Current HPI: 131.78
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+31.2% since first listed

8 events — show timeline

• 2026-05-07 Listed $52,500 MARIS as Distributed by MLS Grid
• 2024-08-21 Sold (Public Records) — Public Records
• 2024-08-21 Sold (MLS) — MARIS as Distributed by MLS Grid
• 2024-08-03 Pending — MARIS as Distributed by MLS Grid
• 2024-07-11 Price Changed $35,000 MARIS as Distributed by MLS Grid
• 2024-06-21 Listed $40,000 MARIS as Distributed by MLS Grid
• 2024-06-17 Coming Soon $40,000 MARIS as Distributed by MLS Grid
• 2006-06-01 Sold (Public Records) — Public Records

Property tax history

+2.8%/yr

Latest (2025): $302 · +11.6% YoY. Source: county tax records.