13589 101st Ter · Seminole, FL 33776

$619,900

4 bd · 2.0 ba · 2,715 sqft · SingleFamily public records · 229 Days on market

Built 1967 10,263 sqft lot Est $920k · 33% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.6/30.0
• ARV discount +15.0/15.0
• DSCR +9.1/10.0
• 1% rule +6.9/10.0
• Livability +4.4/5.0
• Schools +4.3/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

Key facts

• 0.24 acre lot
• Built 1967
• Listed 229 days

Property features AI

Finance

• Other: Homestead exemption indicated; Zoning: R-2
• HOA & community: No HOA association indicated

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected; Sprinkler well (irrigation equipment)
• Home design: Single family residence; One story; South-facing
• Construction: Brick construction; Shingle roof; Slab foundation; Built on a 0.24-acre cul-de-sac lot (95 x 108)
• Exterior features: Rear porch; Sidewalk; Sliding doors; Masonry and vinyl fencing; Shed(s) and storage; Mature landscaping with oak trees

Interior

• Kitchen: Dishwasher; Disposal; Freezer; Microwave; Range; Refrigerator; Solid surface counters; Solid wood cabinets; Eat-in kitchen
• Bedrooms: 4 bedrooms
• Flooring: Ceramic tile; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Eat-in kitchen; Open floor plan; Solid surface counters; Solid wood cabinets; Blinds and drapes; Wood-burning fireplace
• Laundry & utility: Washer; Dryer; Inside laundry; Electric water heater

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $620k.

Deal economics

• At list price, monthly cash flow is $2k ($20k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($7k rent vs $620k).
• Recommended offer: $546k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.5% vs local median 3.6% in Seminole — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 88/100 on livability (#5 in FL, #174 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Oakhurst Elementary School (math 72% / reading 68%, grade A-, #345 of 2,144 statewide, top 17%, 664 students, 38% FRL); Seminole Middle School (math 55% / reading 53%, grade B-, #196 of 571 statewide, top 36%, 824 students, 49% FRL); Seminole High School (math 26% / reading 47%, grade F, #351 of 667 statewide, top 54%, 1,546 students, 39% FRL).
• Market conditions: 147 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 27d on market — plan ~3-4 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $19k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $174k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 229 days — a 12% lower offer ($546k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $545,512 (12.0% below list)

Questions for the listing agent

1. It's been on market 229 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.19% ✓
• Cap rate: 9.49%
• Cash-on-cash: 11.40%
• DSCR: 1.51
• GRM: 7.0

CMA / ARV

• ARV (on-the-fly): $920,385
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10053 W Bay St	0.23mi	5/3.5 (+1)	2,784 (+2%)	10mo	$866,000	$311	66
10611 131st St	0.53mi	4/2.0	2,548 (-6%)	11mo	$960,000	$377	56
10135 133rd St	0.28mi	4/2.5	2,309 (-15%)	6mo	$650,000	$282	55
13186 Linden Place Dr	0.34mi	4/3.0	2,393 (-12%)	11mo	$810,000	$338	51
13030 98th Ave	0.53mi	4/4.0	2,934 (+8%)	4mo	$1,050,000	$358	50
14067 Joel Ct	0.66mi	4/3.0	2,982 (+10%)	1mo	$1,065,000	$357	48
13180 Kensington Isle Way	0.73mi	4/3.0	2,636 (-3%)	10mo	$980,000	$372	48
14049 Yacht Club Blvd	0.44mi	4/3.0	2,332 (-14%)	8mo	$545,000	$234	45
14546 Anchorage Cir	0.75mi	4/3.0	2,493 (-8%)	3mo	$785,000	$315	45
14404 Mark Dr	0.74mi	3/3.0 (-1)	2,799 (+3%)	9mo	$975,000	$348	44
9311 136th Way	0.54mi	3/2.0 (-1)	2,350 (-13%)	10mo	$555,000	$236	39
14073 Jennifer Ter	0.62mi	4/3.0	3,023 (+11%)	12mo	$1,025,000	$339	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 0.7%
• Equity multiple: 1.03×
• Total profit: $4,647
• Equity at exit: $92,429

10-year hold

• IRR: 10.3%
• Equity multiple: 1.80×
• Total profit: $139,487
• Equity at exit: $53,598

Cash invested: $173,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33776

• Active inventory: 147
• Price-to-rent: 7.0×

Monthly cashflow live

• Estimated rent: $7,364 high
• Mortgage (P&I): −$3,251
• Tax from tax record: −$659 /mo · $7,907/yr
• Insurance: −$258
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,546
• Net cashflow: $1,649

Break-even live

Break-even rent $5,276

Max offer price $619,900

Occupancy floor 73%

Sensitivity live

Price	-10% $2,000	-5% $1,825	+0% $1,649	+5% $1,474	+10% $1,299
Rent	-10% $1,068	-5% $1,359	+0% $1,649	+5% $1,940	+10% $2,231
Rate	-1.0pp $1,962	-0.5pp $1,807	base $1,649	+0.5pp $1,489	+1.0pp $1,325

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $154,975
• Closing costs: $18,597
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10075 West Bay St Seminole, FL	5.0	2.5	2043	$8,900	$4.36	27d	1	0.23mi
10285 Barry Dr Largo, FL	3.0	3.0	3008	$8,500	$2.83	27d	1	0.31mi
13964 106th Ave Largo, FL	3.0	2.0	2281	$3,500	$1.53	27d	1	0.43mi
11290 142nd St Largo, FL	4.0	2.0	2268	$4,550	$2.01	7d	1	0.88mi
9794 Indian Key Trl Unit 90 Seminole, FL	4.0	4.0	2174	$3,650	$1.68	27d	1	0.92mi
14414 91st Ave Seminole, FL	3.0	2.5	2083	$8,000	$3.84	27d	1	0.93mi
9614 Tara Cay Ct Seminole, FL	4.0	4.0	2100	$2,850	$1.36	23d	1	0.93mi
14323 83rd Pl N Unit 1471180P Seminole, FL	4.0	3.0	2895	$13,452	$4.65	24d	1	1.27mi
19505 Gulf Blvd #304 Indian Shores, FL	4.0	2.5	2388	$15,000	$6.28	6d	1	1.42mi
8873 Tami St Seminole, FL	3.0	2.0	1898	$2,595	$1.37	10d	1	1.45mi

Listing history 48 events

1. 2026-06-22
   days on market $619,900 Active 229 DOM
2. 2026-06-22
   days on market $619,900 Active 228 DOM
3. 2026-06-18
   days on market $619,900 Active 225 DOM
4. 2026-06-17
   days on market $619,900 Active 224 DOM
5. 2026-06-16
   days on market $619,900 Active 223 DOM
6. 2026-06-15
   days on market $619,900 Active 222 DOM
7. 2026-06-13
   days on market $619,900 Active 220 DOM
8. 2026-06-09
   days on market $619,900 Active 216 DOM
9. 2026-06-08
   days on market $619,900 Active 215 DOM
10. 2026-06-07
    days on market $619,900 Active 214 DOM
11. 2026-06-04
    days on market $619,900 Active 211 DOM
12. 2026-06-03
    days on market $619,900 Active 210 DOM
13. 2026-06-01
    days on market $619,900 Active 208 DOM
14. 2026-05-31
    days on market $619,900 Active 207 DOM
15. 2026-04-30
    price $619,900
16. 2026-01-14
    price $635,000
17. 2025-11-05
    listed $645,500 Active
18. 2023-11-27
    soldstatus $587,000
19. 2023-11-17
    soldstatus $587,000 Closed 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

20. 2023-10-20
    historical $3,500
21. 2023-10-19
    status Pending 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

22. 2023-10-05
    price $3,500
23. 2023-09-28
    price $599,900 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

24. 2023-09-21
    historical $3,800
25. 2023-09-20
    price $609,900 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

26. 2023-09-16
    price $629,900 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

27. 2023-09-12
    price $3,800
28. 2023-09-05
    price $3,900
29. 2023-09-04
    price $3,900
30. 2023-08-31
    price $639,900 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

31. 2023-08-29
    listed $3,950
32. 2023-08-27
    price $645,900 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

33. 2023-08-21
    listed $4,000
34. 2023-08-13
    price $649,900 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

35. 2023-07-31
    price $674,900 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

36. 2023-07-24
    price $699,800 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

37. 2023-07-12
    listed $699,900 Active 2209-char remark

    Show marketing remark (2209 chars)

    One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 2-bathroom home that perfectly combines comfort and style. Nestled in the serene neighborhood of Unincorporated Seminole, this property offers the ideal blend of modern amenities and a coastal lifestyle. Key Features: Four Large Bedrooms: This spacious home provides ample room for your family and guests. Open Floorplan: Enjoy a seamless flow from the moment you enter, connecting your living spaces and creating a warm and inviting atmosphere. Updated Kitchen: The heart of the home, this kitchen boasts modern appliances, sleek finishes, and plenty of storage. New Roof: Rest easy with a brand new roof that offers peace of mind for years to come. New Flooring: Walk on elegant new flooring that enhances the beauty and durability of each room. Huge Backyard: Step outside to your expansive backyard, perfect for hosting gatherings and outdoor activities. New Sod and Sprinkler System: The lush green lawn is easily maintained thanks to the newly installed sod and sprinkler system. Mature Oak Trees: Shade and serenity are provided by the majestic oak trees, keeping the house cool and comfortable. Coastal Proximity: Just over 2 miles from the beach, you'll have easy access to sun, sand, and surf whenever you desire. High and Safe Location: This property is located in one of the highest parts of the county and is in a non-evacuation zone, providing safety and peace of mind. Cul-de-sac Living: Tucked away on a small street within a cul-de-sac, this home offers a tranquil, community-oriented environment. Proximity to Oakhurst Elementary: Families will love the convenience of being within a short distance to the A-rated Oakhurst Elementary School. This is a unique opportunity to own a home that blends coastal living with suburban charm. Don't miss your chance to call this your own. Schedule a showing today and experience the perfect harmony of modern living in a prime location. Your dream home awaits! As-is sale, all items deamed accurate but should be verified by buyers and their agent. Fireplace images are simulated and seller has no knowledge as to the working ability of the fireplaces.

38. 2023-04-21
    soldstatus $350,000
39. 2018-10-02
    historical
40. 2018-09-27
    price $299,000
41. 2018-09-11
    listed $314,000 Active
42. 2018-09-04
    historical
43. 2018-06-18
    price $315,000
44. 2018-05-16
    listed $350,000 Active
45. 2004-10-10
    historical
46. 2003-12-12
    listed $259,900
47. 1996-12-30
    soldstatus $142,000
48. 1994-10-05
    soldstatus $132,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $7,907 · $659/mo
• Projected year-2 tax: $7,907 · $659/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $88,368
• − Mortgage interest: −$34,724
• − Property taxes: −$7,907
• − Insurance: −$3,100
• − Repairs & maintenance: −$7,069
• − Management: −$7,069
• − Depreciation: −$18,033
• Taxable income: $10,465
• Est. tax owed @ 24.0%: −$2,512
• After-tax cash flow: $17,282/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Seminole

• Score: 88/100
• State rank: #5
• US rank: #174

Category grades

Amenities A- Commute A+ Cost of living A- Crime B Employment B Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 42,315
• Population (ZIP): 12,711

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 7% Two or more races 7% Asian 2% Black 2%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Romanian 7% Lithuanian 3% Slovak 1%
• Foreign-born: 9% · Canada, Jamaica
• Languages at home: 89% English-only · Other Indo-European 4% Russian/Polish/Slavic 3% Spanish 2%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -455.42%
• Current HPI: 337.3149
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+367.1% since first listed

34 events — show timeline

• 2026-04-30 Price Changed $619,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-14 Price Changed $635,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-05 Listed $645,500 Stellar MLS as Distributed by MLS Grid
• 2023-11-27 Sold (Public Records) $587,000 Public Records
• 2023-11-17 Sold (MLS) $587,000 Stellar MLS as Distributed by MLS Grid
• 2023-10-20 Rental Removed $3,500 STELLARMLS
• 2023-10-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-10-05 Price Changed $3,500 STELLARMLS
• 2023-09-28 Price Changed $599,900 Stellar MLS as Distributed by MLS Grid
• 2023-09-21 Rental Removed $3,800 RENT.
• 2023-09-20 Price Changed $609,900 Stellar MLS as Distributed by MLS Grid
• 2023-09-16 Price Changed $629,900 Stellar MLS as Distributed by MLS Grid
• 2023-09-12 Price Changed $3,800 STELLARMLS
• 2023-09-05 Price Changed $3,900 STELLARMLS
• 2023-09-04 Price Changed $3,900 RENT.
• 2023-08-31 Price Changed $639,900 Stellar MLS as Distributed by MLS Grid
• 2023-08-29 Listed for Rent $3,950 STELLARMLS
• 2023-08-27 Price Changed $645,900 Stellar MLS as Distributed by MLS Grid
• 2023-08-21 Listed for Rent $4,000 RENT.
• 2023-08-13 Price Changed $649,900 Stellar MLS as Distributed by MLS Grid
• 2023-07-31 Price Changed $674,900 Stellar MLS as Distributed by MLS Grid
• 2023-07-24 Price Changed $699,800 Stellar MLS as Distributed by MLS Grid
• 2023-07-12 Listed $699,900 Stellar MLS as Distributed by MLS Grid
• 2023-04-21 Sold (Public Records) $350,000 Public Records
• 2018-10-02 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-09-27 Price Changed $299,000 Stellar MLS as Distributed by MLS Grid
• 2018-09-11 Listed $314,000 Stellar MLS as Distributed by MLS Grid
• 2018-09-04 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-06-18 Price Changed $315,000 Stellar MLS as Distributed by MLS Grid
• 2018-05-16 Listed $350,000 Stellar MLS as Distributed by MLS Grid
• 2004-10-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2003-12-12 Listed $259,900 Stellar MLS as Distributed by MLS Grid
• 1996-12-30 Sold (Public Records) $142,000 Public Records
• 1994-10-05 Sold (Public Records) $132,700 Public Records

Property tax history

+9.0%/yr

Latest (2025): $7,907 · +6.0% YoY. Source: county tax records.