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32 Yorkshire Pkwy
C+ Composite 64.9
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.9/30.0
  • DSCR +10.0/10.0
  • 1% rule +6.9/10.0
  • ARV discount +5.3/15.0
  • Rent growth +4.2/5.0
  • Livability +3.7/5.0
  • Schools +3.4/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$175,000

32 Yorkshire Pkwy · Gulfport, MS 39503
5 bd · 1.0 ba · 1,382 sqft · SingleFamily public records · 112 Days on market
Built 1973 8,712 sqft lot $127/sqft · 9% above area Est $167k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Adorable 4-bedroom home in the coveted ''Island'' area of Bayou View... where charm, location, and opportunity meet. Zoned for the award-winning Bayou View school district and located in an X flood zone, this property offers both lifestyle and peace of mind. The flexible four-bedroom layout makes it ideal for first-time home buyers ready to put down roots, downsizers looking for comfort without compromise, or second-home buyers wanting their own place near the Coast. Investors will also appreciate the strong rental potential for long-term, military, or short-term rental opportunities. Just minutes from Keesler AFB, Navy CBC, the beach, I-10, shopping, dining, and all the best of the Mississippi Gulf Coast... this location checks every box. Whether you're building your portfolio, buying your first home, or securing your own Coastal retreat... this one deserves a look. Schedule your showing today.

Key facts

  • Near i-10
  • Near shopping
  • Near the beach

Tags

BAYOU VIEW SCHOOL DISTRICTSTRONG RENTAL POTENTIALMINUTES FROM KEESLER AFBNEAR THE BEACHNEAR I-10NEAR SHOPPING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/1.0-bath single-family listed at $175k.

Deal economics

  • At list price, monthly cash flow is $593 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $175k).
  • Recommended offer: $159k (9.0% below list) — sets the bar for market timing.
  • Cap rate 10.4% vs local median 4.9% in Gulfport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#15 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D, amenities F, commute F.
  • Gulfport School District (urban): math 41% / reading 42% proficiency, ranked #37 of 130 in MS (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+7.0%/yr); 769 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 2,194 units permitted in Harrison County in 2024 (0 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Harrison County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 7.0% rent growth), your $49k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 112 days — a 9% lower offer ($159k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $159,250 (9.0% below list)

Questions for the listing agent

  1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
10.36%
Cash-on-cash
14.52%
DSCR
1.65
GRM
7.0

CMA / ARV

ARV (median comp)
$166,922
List price
$175,000
Delta
4.84%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 6.99% rent growth · sell at horizon

5-year hold
IRR
9.0%
Equity multiple
1.37×
Total profit
$17,997
Equity at exit
$26,093
10-year hold
IRR
21.0%
Equity multiple
3.09×
Total profit
$102,618
Equity at exit
$15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39503

Home prices YoY
-21.5%
Rents YoY
7.0%
Active inventory
769
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,075 medium interval (Pro) →
Mortgage (P&I)
$918
Tax from tax record
$56 /mo · $669/yr
Insurance
$73
HOA
$0
Vacancy / Maint / Mgmt
$436
Net cashflow
$593

Break-even live

Break-even rent $1,325
Max offer price $175,000
Occupancy floor 66%

Sensitivity live

Price -10% $692 -5% $642 +0% $593 +5% $543 +10% $494
Rent -10% $429 -5% $511 +0% $593 +5% $675 +10% $757
Rate -1.0pp $681 -0.5pp $637 base $593 +0.5pp $548 +1.0pp $501

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$43,750
Closing costs
$5,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
125 Brentwood Blvd Gulfport, MS 4.0 2.0 1448 $2,000 $1.38 22d 1 0.26mi

Listing history 23 events

  1. 2026-06-18
    days on market $175,000 Active 112 DOM
  2. 2026-06-17
    days on market $175,000 Active 111 DOM
  3. 2026-06-16
    days on market $175,000 Active 110 DOM
  4. 2026-06-15
    days on market $175,000 Active 109 DOM
  5. 2026-06-14
    days on market $175,000 Active 107 DOM
  6. 2026-06-13
    days on market $175,000 Active 106 DOM
  7. 2026-06-10
    days on market $175,000 Active 104 DOM
  8. 2026-06-09
    days on market $175,000 Active 103 DOM
  9. 2026-06-08
    days on market $175,000 Active 102 DOM
  10. 2026-06-07
    days on market $175,000 Active 101 DOM
  11. 2026-06-05
    days on market $175,000 Active 98 DOM
  12. 2026-06-02
    days on market $175,000 Active 96 DOM
  13. 2026-06-01
    days on market $175,000 Active 95 DOM
  14. 2026-05-31
    days on market $175,000 Active 94 DOM
  15. 2026-05-30
    days on market $175,000 Active 93 DOM
  16. 2026-05-08
    price $175,000 917-char remark
    Show marketing remark (917 chars)

    Adorable 4-bedroom home in the coveted ''Island'' area of Bayou View... where charm, location, and opportunity meet. Zoned for the award-winning Bayou View school district and located in an X flood zone, this property offers both lifestyle and peace of mind. The flexible four-bedroom layout makes it ideal for first-time home buyers ready to put down roots, downsizers looking for comfort without compromise, or second-home buyers wanting their own place near the Coast. Investors will also appreciate the strong rental potential for long-term, military, or short-term rental opportunities. Just minutes from Keesler AFB, Navy CBC, the beach, I-10, shopping, dining, and all the best of the Mississippi Gulf Coast... this location checks every box. Whether you're building your portfolio, buying your first home, or securing your own Coastal retreat... this one deserves a look. Schedule your showing today.

  17. 2026-04-07
    price $178,000 917-char remark
    Show marketing remark (917 chars)

    Adorable 4-bedroom home in the coveted ''Island'' area of Bayou View... where charm, location, and opportunity meet. Zoned for the award-winning Bayou View school district and located in an X flood zone, this property offers both lifestyle and peace of mind. The flexible four-bedroom layout makes it ideal for first-time home buyers ready to put down roots, downsizers looking for comfort without compromise, or second-home buyers wanting their own place near the Coast. Investors will also appreciate the strong rental potential for long-term, military, or short-term rental opportunities. Just minutes from Keesler AFB, Navy CBC, the beach, I-10, shopping, dining, and all the best of the Mississippi Gulf Coast... this location checks every box. Whether you're building your portfolio, buying your first home, or securing your own Coastal retreat... this one deserves a look. Schedule your showing today.

  18. 2026-02-26
    listed $180,000 Active 917-char remark
    Show marketing remark (917 chars)

    Adorable 4-bedroom home in the coveted ''Island'' area of Bayou View... where charm, location, and opportunity meet. Zoned for the award-winning Bayou View school district and located in an X flood zone, this property offers both lifestyle and peace of mind. The flexible four-bedroom layout makes it ideal for first-time home buyers ready to put down roots, downsizers looking for comfort without compromise, or second-home buyers wanting their own place near the Coast. Investors will also appreciate the strong rental potential for long-term, military, or short-term rental opportunities. Just minutes from Keesler AFB, Navy CBC, the beach, I-10, shopping, dining, and all the best of the Mississippi Gulf Coast... this location checks every box. Whether you're building your portfolio, buying your first home, or securing your own Coastal retreat... this one deserves a look. Schedule your showing today.

  19. 2025-10-30
    historical
  20. 2025-09-18
    price $175,000
  21. 2025-09-17
    listed $170,000 Active
  22. 2024-07-19
    soldstatus
  23. 2022-08-17
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$669 · $56/mo
Projected year-2 tax
$1,383 · $115/mo
Expected delta
+$713/yr (+$59/mo · 106.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,900
− Mortgage interest
−$9,803
− Property taxes
−$669
− Insurance
−$875
− Repairs & maintenance
−$1,992
− Management
−$1,992
− Depreciation
−$5,091
Taxable income
$4,478
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,075
After-tax cash flow
$6,039/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gulfport School District
NCES district ID
2801710
Math proficiency
41% ▼ -15.00%
Reading proficiency
42% ▼ -6.00%
Median HH income
$35,712
Composite
34.38/100
National rank
#5213
State rank
#37 of 130 in MS

Livability — Gulfport

Score
73/100
State rank
#15
US rank
#5010

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Gulfport, MS
County
Harrison County · 178,171 people
City population
96,188
Metro
Gulfport-Biloxi, MS
Population (ZIP)
55,059
Household income
$62,641
Rent vs Own
29.3% rent · 70.7% own
Severe rent burden
1686.0

Population outlook (Harrison County) Hauer SSP2

Today (2025)
228,444 people
By 2030
241,942 · +5.9%
By 2040
267,531 · +17.1%
By 2050
291,062 · +27.4%
By 2075
346,711 · +51.8%
By 2100
378,165 · +65.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 58% Black 27% Two or more races 9% Hispanic / Latino 6% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 1%
Common ancestry
Lithuanian 5% Slovak 1% Portuguese 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 3%

Political lean MEDSL · Harrison

2024 margin
Strong R (+28.9) · D 35.0% · R 63.9% · Other 1.1%
2008→2024 swing
-2.9pp toward R · 2008: -26.0pp · 2024: -28.9pp
All cycles
2024: R+28.9 2020: R+25.2 2016: R+30.7 2012: R+26.6 2008: R+26.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -51.39%
Current HPI
187.285
Rent YoY
▲ 6.99%
Metro
Gulfport-Biloxi, MS
State GDP YoY
F500 in state
0

Price history

+2.9% since first listed
8 events — show timeline
  • 2026-05-08 Price Changed $175,000 MLSU
  • 2026-04-07 Price Changed $178,000 MLSU
  • 2026-02-26 Listed $180,000 MLSU
  • 2025-10-30 Listing Removed MLSU
  • 2025-09-18 Price Changed $175,000 MLSU
  • 2025-09-17 Listed $170,000 MLSU
  • 2024-07-19 Sold (Public Records) Public Records
  • 2022-08-17 Sold (Public Records) Public Records

Property tax history

-31.8%/yr

Latest (2025): $669 · -52.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…