1251 Baldridge Dr · Lilburn, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 17.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 8 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.2/30.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- 1% rule +7.0/10.0
- Schools +3.7/10.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Rent growth +1.8/5.0
- Appreciation +0.0/10.0
$168,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Key facts
- 8,712 sq ft lot
- 2 garage spots
- Community pool
Property features AI
Finance
- Other: Located on asphalt road; directions: use GPS; Situated in Gwinnett County
- HOA & community: Annual association fee of $397; Association maintains grounds and provides access to a community pool and tennis courts; Homeowners association present
Exterior
- Parking: Attached front-facing garage with 2 spaces
- Utilities: Public water; Public sewer; 110-volt electric; Cable available; Electricity available; Natural gas available; Sewer available
- Home design: One-and-one-half story layout; Fixer condition
- Construction: Brick and lap siding exterior; Composition roof; Slab foundation; Built with traditional construction materials
- Exterior features: Front porch; Patio; No shared/common walls
Interior
- Kitchen: Dishwasher; Electric oven
- Bedrooms: Three upper-level bedrooms
- Bathrooms: Two full bathrooms; One half bathroom (main level)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: One fireplace located in the family room; Insulated windows; Open-concept dining area; Living room
- Laundry & utility: Main-level laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $168k.
Deal economics
- At list price, monthly cash flow is $536 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $168k).
- Cap rate 10.1% vs local median 3.5% in Lilburn — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#61 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, amenities B; Watch: commute F.
- Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Kanoheda Elementary School (math 32% / reading 34%, grade F, #567 of 1,228 statewide, top 47%, 890 students, 83% FRL); Sweetwater Middle School (math 26% / reading 35%, grade F, #240 of 470 statewide, top 51%, 1,480 students, 85% FRL); Berkmar High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 3,029 students, 76% FRL) — zoned schools average 81% FRL vs 47% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 23% at this address vs 41% district-wide (-18 pts) — the specific schools serving this property underperform the Gwinnett County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-2.8%/yr); 397 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
- This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.20% ✓
- Cap rate
- 10.11%
- Cash-on-cash
- 13.63%
- DSCR
- 1.61
- GRM
- 7.0
CMA / ARV
- ARV (on-the-fly)
- $364,914
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1230 Hampton Hill Ct | 0.41mi | 3/2.5 | 1,722 (-1%) | 6mo | $345,000 | $200 | 74 |
| 1510 Lyon Way Dr | 0.46mi | 3/2.5 | 1,749 (+0%) | 9mo | $450,000 | $257 | 71 |
| 2619 Porter Dr | 0.41mi | 3/2.0 | 1,616 (-7%) | 1mo | $325,000 | $201 | 66 |
| 1017 Memory Ln | 0.47mi | 3/2.0 | 1,680 (-4%) | 8mo | $350,000 | $208 | 63 |
| 1035 Dominion Ct | 0.53mi | 4/2.5 (+1) | 1,678 (-4%) | 4mo | $359,900 | $214 | 60 |
| 2618 Porter Dr | 0.44mi | 3/2.5 | 1,568 (-10%) | 4mo | $290,000 | $185 | 59 |
| 1255 Avalon Dr | 0.43mi | 3/2.0 | 1,592 (-9%) | 8mo | $358,000 | $225 | 56 |
| 1375 Avalon Dr | 0.34mi | 3/2.0 | 1,503 (-14%) | 4mo | $339,000 | $226 | 55 |
| 2688 Porter Dr | 0.51mi | 4/3.0 (+1) | 1,870 (+7%) | 3mo | $335,000 | $179 | 55 |
| 1151 Holly Cir | 0.47mi | 3/2.5 | 1,532 (-12%) | 6mo | $319,900 | $209 | 52 |
| 1020 Hampton Hill Ct | 0.57mi | 3/2.5 | 1,528 (-12%) | 1mo | $323,000 | $211 | 52 |
| 980 Hampton Hill Ct | 0.59mi | 3/3.0 | 1,488 (-15%) | 1mo | $299,000 | $201 | 45 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 0.5%
- Equity multiple
- 1.02×
- Total profit
- $880
- Equity at exit
- $25,124
- IRR
- 7.0%
- Equity multiple
- 1.46×
- Total profit
- $21,748
- Equity at exit
- $14,569
Cash invested: $47,180 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30044
- Rents YoY
- -2.8%
- Active inventory
- 397
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $2,014 high interval (Pro) →
- Mortgage (P&I)
- −$884
- Tax from tax record
- −$68 /mo · $818/yr
- Insurance
- −$70
- HOA
- −$33
- Vacancy / Maint / Mgmt
- −$423
- Net cashflow
- $536
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,125
- Closing costs
- $5,055
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1286 Britain Dr NW Lawrenceville, GA | 2.0 | 2.0 | 1265 | $1,600 | $1.26 | 5d | 1 | 0.18mi |
| 1268 Britain Dr NW Lawrenceville, GA | 2.0 | 2.0 | 1200 | $1,425 | $1.19 | 15d | 1 | 0.18mi |
| 1181 Izod Ct Lawrenceville, GA | 3.0 | 2.5 | 1766 | $2,200 | $1.25 | 24d | 1 | 0.28mi |
| 100 Veranda Chase Dr Lawrenceville, GA | 1.0–3.0 | 1.0–2.0 | 1297 | $2,139 | $1.65 | 1d | 22 | 0.28mi |
| 1205 Empire Cir Lawrenceville, GA | 3.0 | 2.5 | 1847 | $1,700 | $0.92 | 13d | 1 | 0.34mi |
| 1174 Empire Cir Lawrenceville, GA | 4.0 | 2.5 | 1866 | $2,200 | $1.18 | 44d | 1 | 0.39mi |
| 1470 Boggs Rd Duluth, GA | 3.0–4.0 | 2.0–3.0 | 1447 | $1,681 | $1.16 | 3d | 19 | 0.40mi |
| 2906 Old Norcross Rd Duluth, GA | 1.0–3.0 | 1.0–2.5 | 1360 | $2,049 | $1.51 | 2d | 27 | 0.49mi |
| 3111 Linden Dr Lawrenceville, GA | 3.0 | 2.5 | 1814 | $2,000 | $1.10 | 24d | 1 | 0.53mi |
| 3131 Linden Dr Lawrenceville, GA | 3.0 | 2.5 | 1496 | $2,081 | $1.39 | 5d | 1 | 0.54mi |
| 1011 Hampton Hill Ct Lawrenceville, GA | 3.0 | 3.0 | 1578 | $1,845 | $1.17 | 21d | 1 | 0.58mi |
| 1011 Hampton Hill Ct Lawrenceville, GA | 3.0 | 2.5 | 1578 | $1,845 | $1.17 | 44d | 1 | 0.58mi |
| 2800 Herrington Woods Ct Lawrenceville, GA | 1.0–4.0 | 1.0–3.0 | 1090 | $1,892 | $1.73 | 2d | 14 | 0.58mi |
| 790 Hampton Hill Ct Lawrenceville, GA | 2.0 | 2.5 | 1502 | $1,900 | $1.26 | 19d | 1 | 0.58mi |
| 790 Hampton Hill Ct Lawrenceville, GA | 3.0 | 2.5 | 1502 | $1,900 | $1.26 | 17d | 1 | 0.58mi |
| 790 Hampton Hill Ct Lawrenceville, GA | 3.0 | 2.5 | 1502 | $1,900 | $1.26 | 24d | 1 | 0.58mi |
| 3615 Shore Wood Ave Lawrenceville, GA | 3.0 | 2.5 | 1888 | $2,380 | $1.26 | 44d | 1 | 0.60mi |
| 1161 Primrose View Cir Lawrenceville, GA | 2.0 | 2.5 | 1550 | $1,750 | $1.13 | 24d | 1 | 0.61mi |
| 1161 Primrose View Cir NW #1161 Lawrenceville, GA | 2.0 | 3.0 | 1530 | $1,750 | $1.14 | 22d | 1 | 0.61mi |
| 3635 Shore Wood Ave Lawrenceville, GA | 3.0 | 2.5 | 1742 | $2,300 | $1.32 | 44d | 1 | 0.61mi |
| 1212 Primrose View Cir Lawrenceville, GA | 2.0 | 2.5 | 1450 | $1,800 | $1.24 | 44d | 1 | 0.63mi |
| 4738 Red Lion Pl Lawrenceville, GA | 4.0 | 3.0 | 2160 | $2,790 | $1.29 | 24d | 1 | 0.63mi |
| 1475 Boggs Rd Duluth, GA | 1.0–3.0 | 1.0–2.0 | 950 | $1,577 | $1.66 | 1d | 22 | 0.64mi |
| 1500 Boggs Rd Duluth, GA | 1.0–3.0 | 1.0–2.0 | 1007 | $2,007 | $1.99 | 1d | 39 | 0.64mi |
| 2995 Meadow Wood Ct Lawrenceville, GA | 3.0 | 2.5 | 1344 | $2,250 | $1.67 | 13d | 1 | 0.64mi |
| 2100 Arbor Dr Duluth, GA | 1.0–3.0 | 1.0–2.0 | 1078 | $1,844 | $1.71 | 3d | 26 | 0.66mi |
| 2945 Cruse Rd Lawrenceville, GA | 1.0–3.0 | 1.0–2.0 | 1100 | $2,194 | $1.99 | 1d | 15 | 0.69mi |
| 1265 Herrington Rd Lawrenceville, GA | 4.0 | 2.5 | 1852 | $2,200 | $1.19 | 18d | 1 | 0.71mi |
| 3110 Dowry Dr Lawrenceville, GA | 3.0 | 2.0 | 1536 | $1,550 | $1.01 | 13d | 1 | 0.71mi |
| 2490 Emma Way Lawrenceville, GA | 3.0 | 2.5 | 1952 | $2,250 | $1.15 | 4d | 1 | 0.74mi |
| 2485 Emma Way Lawrenceville, GA | 3.0 | 2.5 | 1698 | $2,000 | $1.18 | 44d | 1 | 0.74mi |
| 4264 Holland Grove Rd Lawrenceville, GA | 3.0 | 2.5 | 1880 | $2,400 | $1.28 | 44d | 1 | 0.76mi |
| 4264 Holland Grove Rd Lawrenceville, GA | 3.0 | 2.5 | 1880 | $2,500 | $1.33 | 21d | 1 | 0.76mi |
| 960 Melrose Park Pl Lawrenceville, GA | 3.0 | 2.5 | 1480 | $2,100 | $1.42 | 24d | 1 | 0.82mi |
| 3275 Long Iron Pl Lawrenceville, GA | 2.0 | 2.5 | 1232 | $1,750 | $1.42 | 44d | 1 | 0.83mi |
| 3100 Sweetwater Rd Lawrenceville, GA | 1.0–2.0 | 1.0–2.0 | 1040 | $1,763 | $1.70 | 2d | 26 | 0.86mi |
| 2580 Binghampton Ln Lawrenceville, GA | 3.0 | 2.5 | 1848 | $2,300 | $1.24 | 24d | 1 | 0.86mi |
| 3090 Meadowview Ln Lawrenceville, GA | 3.0 | 2.0 | 1392 | $2,021 | $1.45 | 2d | 1 | 0.88mi |
| 970 Meadow Walk Ave Lawrenceville, GA | 3.0 | 2.0 | 1581 | $1,950 | $1.23 | 5d | 1 | 0.89mi |
| 1399 Herrington Rd Lawrenceville, GA | 1.0–2.0 | 1.0–2.0 | 984 | $1,994 | $2.03 | 1d | 21 | 0.91mi |
HOA detail
- Monthly dues
- $33 · $396/yr
Listing history 1 events
-
2026-06-18$168,500 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $818 · $68/mo
- Projected year-2 tax
- $1,550 · $129/mo
- Expected delta
- +$732/yr (+$61/mo · 89.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 8 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,163
- − Mortgage interest
- −$9,439
- − Property taxes
- −$818
- − Insurance
- −$842
- − Repairs & maintenance
- −$1,933
- − Management
- −$1,933
- − HOA
- −$396
- − Depreciation
- −$4,902
- Taxable income
- $3,900
- Est. tax owed @ 24.0%
- −$936
- After-tax cash flow
- $5,493/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Gwinnett County
- NCES district ID
- 1302550
- Math proficiency
- 39% ▼ -15.00%
- Reading proficiency
- 43% ▼ -10.00%
- Median HH income
- $62,416
- Composite
- 36.5/100
- National rank
- #4648
- State rank
- #32 of 174 in GA
Livability — Lilburn
- Score
- 72/100
- State rank
- #61
- US rank
- #5949
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Gwinnett County · 952,346 people
- City population
- 70,121
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 101,475
- Household income
- $77,321
- Rent vs Own
- Severe rent burden
- 3075.0
Population outlook (Gwinnett County) Hauer SSP2
- Today (2025)
- 1,106,028 people
- By 2030
- 1,211,414 · +9.5%
- By 2040
- 1,422,277 · +28.6%
- By 2050
- 1,623,204 · +46.8%
- By 2075
- 2,105,240 · +90.3%
- By 2100
- 2,443,321 · +120.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- Hispanic / Latino 32% Black 28% White 21% Asian 14% Two or more races 12%
- Hispanic origin (detail)
- Mexican 13% Puerto Rican 2% Dominican 2%
- Common ancestry
- Slovak 1% Romanian 1% Italian 1%
- Foreign-born
- 34% · Canada, Vietnam, Jamaica
- Languages at home
- 54% English-only · Spanish 30% Vietnamese 5% Other Indo-European 3%
Political lean MEDSL · Gwinnett
- 2024 margin
- D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
- 2008→2024 swing
- +26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
- All cycles
- 2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -304.00%
- Current HPI
- 241.2788
- Rent YoY
- ▼ -2.78%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
1 event — show timeline
- 2026-06-16 Listed $168,500 FMLS
Property tax history
-4.0%/yrLatest (2025): $818 · +23.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…