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1251 Baldridge Dr
C+ Composite 64.22
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.2/30.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • 1% rule +7.0/10.0
  • Schools +3.7/10.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$168,500

1251 Baldridge Dr · Lilburn, GA 30044
3 bd · 2.5 ba · 1,746 sqft · SingleFamily public records · 1 Days on market
Built 1988 8,712 sqft lot $33/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Key facts

  • 8,712 sq ft lot
  • 2 garage spots
  • Community pool

Property features AI

Finance

  • Other: Located on asphalt road; directions: use GPS; Situated in Gwinnett County
  • HOA & community: Annual association fee of $397; Association maintains grounds and provides access to a community pool and tennis courts; Homeowners association present

Exterior

  • Parking: Attached front-facing garage with 2 spaces
  • Utilities: Public water; Public sewer; 110-volt electric; Cable available; Electricity available; Natural gas available; Sewer available
  • Home design: One-and-one-half story layout; Fixer condition
  • Construction: Brick and lap siding exterior; Composition roof; Slab foundation; Built with traditional construction materials
  • Exterior features: Front porch; Patio; No shared/common walls

Interior

  • Kitchen: Dishwasher; Electric oven
  • Bedrooms: Three upper-level bedrooms
  • Bathrooms: Two full bathrooms; One half bathroom (main level)
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: One fireplace located in the family room; Insulated windows; Open-concept dining area; Living room
  • Laundry & utility: Main-level laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $168k.

Deal economics

  • At list price, monthly cash flow is $536 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $168k).
  • Cap rate 10.1% vs local median 3.5% in Lilburn — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#61 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A, amenities B; Watch: commute F.
  • Gwinnett County (suburban): math 39% / reading 43% proficiency, ranked #32 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Kanoheda Elementary School (math 32% / reading 34%, grade F, #567 of 1,228 statewide, top 47%, 890 students, 83% FRL); Sweetwater Middle School (math 26% / reading 35%, grade F, #240 of 470 statewide, top 51%, 1,480 students, 85% FRL); Berkmar High School (math 2% / reading 8%, grade F, #394 of 424 statewide, top 97%, 3,029 students, 76% FRL) — zoned schools average 81% FRL vs 47% district-wide (34 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 23% at this address vs 41% district-wide (-18 pts) — the specific schools serving this property underperform the Gwinnett County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-2.8%/yr); 397 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,607 units permitted in Gwinnett County in 2024 (1,277 in 5+ unit buildings).
  • This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Gwinnett County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $168,500

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.20%
Cap rate
10.11%
Cash-on-cash
13.63%
DSCR
1.61
GRM
7.0

CMA / ARV

ARV (on-the-fly)
$364,914
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1230 Hampton Hill Ct 0.41mi 3/2.5 1,722 (-1%) 6mo $345,000 $200 74
1510 Lyon Way Dr 0.46mi 3/2.5 1,749 (+0%) 9mo $450,000 $257 71
2619 Porter Dr 0.41mi 3/2.0 1,616 (-7%) 1mo $325,000 $201 66
1017 Memory Ln 0.47mi 3/2.0 1,680 (-4%) 8mo $350,000 $208 63
1035 Dominion Ct 0.53mi 4/2.5 (+1) 1,678 (-4%) 4mo $359,900 $214 60
2618 Porter Dr 0.44mi 3/2.5 1,568 (-10%) 4mo $290,000 $185 59
1255 Avalon Dr 0.43mi 3/2.0 1,592 (-9%) 8mo $358,000 $225 56
1375 Avalon Dr 0.34mi 3/2.0 1,503 (-14%) 4mo $339,000 $226 55
2688 Porter Dr 0.51mi 4/3.0 (+1) 1,870 (+7%) 3mo $335,000 $179 55
1151 Holly Cir 0.47mi 3/2.5 1,532 (-12%) 6mo $319,900 $209 52
1020 Hampton Hill Ct 0.57mi 3/2.5 1,528 (-12%) 1mo $323,000 $211 52
980 Hampton Hill Ct 0.59mi 3/3.0 1,488 (-15%) 1mo $299,000 $201 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
0.5%
Equity multiple
1.02×
Total profit
$880
Equity at exit
$25,124
10-year hold
IRR
7.0%
Equity multiple
1.46×
Total profit
$21,748
Equity at exit
$14,569

Cash invested: $47,180 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30044

Rents YoY
-2.8%
Active inventory
397
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$2,014 high interval (Pro) →
Mortgage (P&I)
$884
Tax from tax record
$68 /mo · $818/yr
Insurance
$70
HOA
$33
Vacancy / Maint / Mgmt
$423
Net cashflow
$536

Break-even live

Break-even rent $1,335
Max offer price $168,500
Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,125
Closing costs
$5,055
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1286 Britain Dr NW Lawrenceville, GA 2.0 2.0 1265 $1,600 $1.26 5d 1 0.18mi
1268 Britain Dr NW Lawrenceville, GA 2.0 2.0 1200 $1,425 $1.19 15d 1 0.18mi
1181 Izod Ct Lawrenceville, GA 3.0 2.5 1766 $2,200 $1.25 24d 1 0.28mi
100 Veranda Chase Dr Lawrenceville, GA 1.0–3.0 1.0–2.0 1297 $2,139 $1.65 1d 22 0.28mi
1205 Empire Cir Lawrenceville, GA 3.0 2.5 1847 $1,700 $0.92 13d 1 0.34mi
1174 Empire Cir Lawrenceville, GA 4.0 2.5 1866 $2,200 $1.18 44d 1 0.39mi
1470 Boggs Rd Duluth, GA 3.0–4.0 2.0–3.0 1447 $1,681 $1.16 3d 19 0.40mi
2906 Old Norcross Rd Duluth, GA 1.0–3.0 1.0–2.5 1360 $2,049 $1.51 2d 27 0.49mi
3111 Linden Dr Lawrenceville, GA 3.0 2.5 1814 $2,000 $1.10 24d 1 0.53mi
3131 Linden Dr Lawrenceville, GA 3.0 2.5 1496 $2,081 $1.39 5d 1 0.54mi
1011 Hampton Hill Ct Lawrenceville, GA 3.0 3.0 1578 $1,845 $1.17 21d 1 0.58mi
1011 Hampton Hill Ct Lawrenceville, GA 3.0 2.5 1578 $1,845 $1.17 44d 1 0.58mi
2800 Herrington Woods Ct Lawrenceville, GA 1.0–4.0 1.0–3.0 1090 $1,892 $1.73 2d 14 0.58mi
790 Hampton Hill Ct Lawrenceville, GA 2.0 2.5 1502 $1,900 $1.26 19d 1 0.58mi
790 Hampton Hill Ct Lawrenceville, GA 3.0 2.5 1502 $1,900 $1.26 17d 1 0.58mi
790 Hampton Hill Ct Lawrenceville, GA 3.0 2.5 1502 $1,900 $1.26 24d 1 0.58mi
3615 Shore Wood Ave Lawrenceville, GA 3.0 2.5 1888 $2,380 $1.26 44d 1 0.60mi
1161 Primrose View Cir Lawrenceville, GA 2.0 2.5 1550 $1,750 $1.13 24d 1 0.61mi
1161 Primrose View Cir NW #1161 Lawrenceville, GA 2.0 3.0 1530 $1,750 $1.14 22d 1 0.61mi
3635 Shore Wood Ave Lawrenceville, GA 3.0 2.5 1742 $2,300 $1.32 44d 1 0.61mi
1212 Primrose View Cir Lawrenceville, GA 2.0 2.5 1450 $1,800 $1.24 44d 1 0.63mi
4738 Red Lion Pl Lawrenceville, GA 4.0 3.0 2160 $2,790 $1.29 24d 1 0.63mi
1475 Boggs Rd Duluth, GA 1.0–3.0 1.0–2.0 950 $1,577 $1.66 1d 22 0.64mi
1500 Boggs Rd Duluth, GA 1.0–3.0 1.0–2.0 1007 $2,007 $1.99 1d 39 0.64mi
2995 Meadow Wood Ct Lawrenceville, GA 3.0 2.5 1344 $2,250 $1.67 13d 1 0.64mi
2100 Arbor Dr Duluth, GA 1.0–3.0 1.0–2.0 1078 $1,844 $1.71 3d 26 0.66mi
2945 Cruse Rd Lawrenceville, GA 1.0–3.0 1.0–2.0 1100 $2,194 $1.99 1d 15 0.69mi
1265 Herrington Rd Lawrenceville, GA 4.0 2.5 1852 $2,200 $1.19 18d 1 0.71mi
3110 Dowry Dr Lawrenceville, GA 3.0 2.0 1536 $1,550 $1.01 13d 1 0.71mi
2490 Emma Way Lawrenceville, GA 3.0 2.5 1952 $2,250 $1.15 4d 1 0.74mi
2485 Emma Way Lawrenceville, GA 3.0 2.5 1698 $2,000 $1.18 44d 1 0.74mi
4264 Holland Grove Rd Lawrenceville, GA 3.0 2.5 1880 $2,400 $1.28 44d 1 0.76mi
4264 Holland Grove Rd Lawrenceville, GA 3.0 2.5 1880 $2,500 $1.33 21d 1 0.76mi
960 Melrose Park Pl Lawrenceville, GA 3.0 2.5 1480 $2,100 $1.42 24d 1 0.82mi
3275 Long Iron Pl Lawrenceville, GA 2.0 2.5 1232 $1,750 $1.42 44d 1 0.83mi
3100 Sweetwater Rd Lawrenceville, GA 1.0–2.0 1.0–2.0 1040 $1,763 $1.70 2d 26 0.86mi
2580 Binghampton Ln Lawrenceville, GA 3.0 2.5 1848 $2,300 $1.24 24d 1 0.86mi
3090 Meadowview Ln Lawrenceville, GA 3.0 2.0 1392 $2,021 $1.45 2d 1 0.88mi
970 Meadow Walk Ave Lawrenceville, GA 3.0 2.0 1581 $1,950 $1.23 5d 1 0.89mi
1399 Herrington Rd Lawrenceville, GA 1.0–2.0 1.0–2.0 984 $1,994 $2.03 1d 21 0.91mi

HOA detail

Monthly dues
$33 · $396/yr

Listing history 1 events

  1. 2026-06-18
    listed $168,500 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$818 · $68/mo
Projected year-2 tax
$1,550 · $129/mo
Expected delta
+$732/yr (+$61/mo · 89.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,163
− Mortgage interest
−$9,439
− Property taxes
−$818
− Insurance
−$842
− Repairs & maintenance
−$1,933
− Management
−$1,933
− HOA
−$396
− Depreciation
−$4,902
Taxable income
$3,900
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$936
After-tax cash flow
$5,493/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Gwinnett County
NCES district ID
1302550
Math proficiency
39% ▼ -15.00%
Reading proficiency
43% ▼ -10.00%
Median HH income
$62,416
Composite
36.5/100
National rank
#4648
State rank
#32 of 174 in GA

Livability — Lilburn

Score
72/100
State rank
#61
US rank
#5949

Category grades

Amenities B Commute F Cost of living A Crime B- Employment C Housing A+ Health & safety B- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Gwinnett County · 952,346 people
City population
70,121
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
101,475
Household income
$77,321
Rent vs Own
38.1% rent · 61.9% own
Severe rent burden
3075.0

Population outlook (Gwinnett County) Hauer SSP2

Today (2025)
1,106,028 people
By 2030
1,211,414 · +9.5%
By 2040
1,422,277 · +28.6%
By 2050
1,623,204 · +46.8%
By 2075
2,105,240 · +90.3%
By 2100
2,443,321 · +120.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
Hispanic / Latino 32% Black 28% White 21% Asian 14% Two or more races 12%
Hispanic origin (detail)
Mexican 13% Puerto Rican 2% Dominican 2%
Common ancestry
Slovak 1% Romanian 1% Italian 1%
Foreign-born
34% · Canada, Vietnam, Jamaica
Languages at home
54% English-only · Spanish 30% Vietnamese 5% Other Indo-European 3%

Political lean MEDSL · Gwinnett

2024 margin
D (+16.5) · D 57.6% · R 41.1% · Other 1.2%
2008→2024 swing
+26.8pp toward D · 2008: -10.2pp · 2024: 16.5pp
All cycles
2024: D+16.5 2020: D+18.3 2016: D+5.8 2012: R+9.4 2008: R+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -304.00%
Current HPI
241.2788
Rent YoY
▼ -2.78%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-16 Listed $168,500 FMLS

Property tax history

-4.0%/yr

Latest (2025): $818 · +23.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…