700 Sadler Ave · Bessemer, AL 35020

$75,000

2 bd · 1.0 ba · 1,064 sqft · SingleFamily public records · 47 Days on market

Built 1948 0.99 ac lot $70/sqft · 50% below area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.8/10.0
• ARV discount +7.5/15.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• Rent growth +1.7/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

NEW LOW PRICE!! This home sits on a huge corner lot approx 1 acre, this may be a great starter home for someone that can give it a little TLC. 2 bedrooms, 1 bath, living room and dining and a nice covered front porch overlooking the large front yard plus there is a large back yard. At this low price home is sold as is. Don't miss out on this home that is convenient to shopping, schools and more.

Key facts

• Nearly a full acre
• Corner lot
• 0.99 acre lot

Tags

• CORNER LOT
• NEARLY A FULL ACRE
• ZONED FOR MCCALLA ELEMENTARY
• ZONED FOR MCADORY MIDDLE
• ZONED FOR MCADORY HIGH

Property features AI

Finance

• Other: Property parcel identifier is 38-00-20-4-011-003.000; Approximately 0.99 acre lot

Exterior

• Parking: Driveway parking
• Security: No security features listed
• Utilities: Public water; Septic sewer; Electric water heater; Internet service availability
• Home design: Existing (previously built) property; Single-story layout (all rooms listed on main level)
• Construction: Siding-Other exterior; Crawl space foundation
• Exterior features: Garden/patio present; No pool; No patio listed; Not waterfront; Flood plain: No; No notable lot view

Interior

• Kitchen: Laminate countertops; Built-in dishwasher
• Bedrooms: All bedrooms on main level
• Flooring: Vinyl flooring
• Bathrooms: One full bath with tub/shower combo
• Heating & cooling: Gas heating; Central cooling
• Interior features: Ceilings listed as other (see remarks); Attic with pull-down access; No notable built-in interior features listed
• Laundry & utility: Main-level laundry with washer hookup; Electric dryer hookup; Laundry space described as 'other (see remarks)'

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $75k.

Deal economics

• At list price, monthly cash flow is $399 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $75k).
• Recommended offer: $73k (3.0% below list) — sets the bar for market timing.
• Cap rate 12.7% vs local median 5.9% in Bessemer — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#331 in AL) — a working-class tenant base; expect higher turnover. Strengths: commute A+, cost of living A+, housing A; Watch: crime F, amenities F, employment F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Mcadory High School (math 8% / reading 17%, grade F, #237 of 305 statewide, top 78%, 1,162 students, 72% FRL) — zoned schools average 72% FRL vs 49% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents falling (-3.1%/yr); 115 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).
• This rent runs 38% of the median local income ($35k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $21k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 47 days — a 3% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 55% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $72,750 (3.0% below list)

Questions for the listing agent

1. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.48% ✓
• Cap rate: 12.68%
• Cash-on-cash: 22.82%
• DSCR: 2.02
• GRM: 5.6

CMA / ARV

• ARV (median comp): $151,253
• List price: $75,000
• Delta: -50.41%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1206 Beaufort Cir	0.59mi	2/1.5	940 (-12%)	1mo	$77,000	$82	50
1219 Eastern Valley Rd	0.53mi	2/1.0	1,000 (-6%)	19mo	$101,596	$102	50
1305 Potter Ave	0.59mi	2/1.0	1,133 (+6%)	16mo	$156,000	$138	48
1117 Hudson Ave	0.33mi	2/1.0	1,215 (+14%)	16mo	$175,000	$144	47
1318 Ferro Ave	0.68mi	3/1.0 (+1)	936 (-12%)	13mo	$143,000	$153	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 12.4%
• Equity multiple: 1.48×
• Total profit: $10,027
• Equity at exit: $11,183

10-year hold

• IRR: 19.0%
• Equity multiple: 2.38×
• Total profit: $28,907
• Equity at exit: $6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35020

• Home prices YoY: -24.2%
• Rents YoY: -3.1%
• Active inventory: 115
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $1,107 high
• Mortgage (P&I): −$393
• Tax from tax record: −$50 /mo · $603/yr
• Insurance: −$31
• HOA: −$0
• Vacancy / Maint / Mgmt: −$232
• Net cashflow: $399

Break-even live

Break-even rent $601

Max offer price $75,000

Occupancy floor 59%

Sensitivity live

Price	-10% $442	-5% $421	+0% $399	+5% $378	+10% $357
Rent	-10% $312	-5% $356	+0% $399	+5% $443	+10% $487
Rate	-1.0pp $437	-0.5pp $418	base $399	+0.5pp $380	+1.0pp $360

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $18,750
• Closing costs: $2,250
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
236 Clifton St Bessemer, AL	3.0	1.0	1450	$1,100	$0.76	44d	1	1.05mi
10 Center St Bessemer, AL	3.0	1.0	1152	$1,000	$0.87	44d	1	1.07mi
18 Center St Bessemer, AL	3.0	1.0	1418	$1,100	$0.78	44d	1	1.08mi
300 Norwood Ave Bessemer, AL	3.0	1.0	966	$1,000	$1.04	24d	1	1.14mi
300 Norwood Ave Bessemer, AL	3.0	1.0	966	$900	$0.93	12d	1	1.14mi
3626 Wind Ridge Ln Bessemer, AL	3.0	2.0	1305	$1,850	$1.42	3d	1	1.39mi
410 W Lake Dr Bessemer, AL	2.0	1.0	780	$875	$1.12	11d	1	1.49mi

Listing history 25 events

1. 2026-06-18
   days on market $75,000 Active 47 DOM
2. 2026-06-17
   days on market $75,000 Active 46 DOM
3. 2026-06-16
   days on market $75,000 Active 45 DOM
4. 2026-06-15
   days on market $75,000 Active 44 DOM
5. 2026-06-13
   days on market $75,000 Active 42 DOM
6. 2026-06-10
   days on market $75,000 Active 39 DOM
7. 2026-06-09
   days on market $75,000 Active 38 DOM
8. 2026-06-08
   days on market $75,000 Active 37 DOM
9. 2026-06-07
   days on market $75,000 Active 36 DOM
10. 2026-06-03
    days on market $75,000 Active 32 DOM
11. 2026-06-02
    days on market $75,000 Active 31 DOM
12. 2026-06-01
    days on market $75,000 Active 30 DOM
13. 2026-05-31
    days on market $75,000 Active 29 DOM
14. 2026-05-02
    listed $75,000 Active 624-char remark
15. 2025-02-05
    price $99,000
16. 2022-12-02
    soldstatus $83,000
17. 2022-11-30
    soldstatus $83,000 Sold

    Show marketing remark (398 chars)

    NEW LOW PRICE!! This home sits on a huge corner lot approx 1 acre, this may be a great starter home for someone that can give it a little TLC. 2 bedrooms, 1 bath, living room and dining and a nice covered front porch overlooking the large front yard plus there is a large back yard. At this low price home is sold as is. Don't miss out on this home that is convenient to shopping, schools and more.

18. 2022-11-07
    historical Contingent

    Show marketing remark (398 chars)

    NEW LOW PRICE!! This home sits on a huge corner lot approx 1 acre, this may be a great starter home for someone that can give it a little TLC. 2 bedrooms, 1 bath, living room and dining and a nice covered front porch overlooking the large front yard plus there is a large back yard. At this low price home is sold as is. Don't miss out on this home that is convenient to shopping, schools and more.

19. 2022-11-02
    price $89,900

    Show marketing remark (398 chars)

    NEW LOW PRICE!! This home sits on a huge corner lot approx 1 acre, this may be a great starter home for someone that can give it a little TLC. 2 bedrooms, 1 bath, living room and dining and a nice covered front porch overlooking the large front yard plus there is a large back yard. At this low price home is sold as is. Don't miss out on this home that is convenient to shopping, schools and more.

20. 2022-11-02
    status Active

    Show marketing remark (398 chars)

    NEW LOW PRICE!! This home sits on a huge corner lot approx 1 acre, this may be a great starter home for someone that can give it a little TLC. 2 bedrooms, 1 bath, living room and dining and a nice covered front porch overlooking the large front yard plus there is a large back yard. At this low price home is sold as is. Don't miss out on this home that is convenient to shopping, schools and more.

21. 2022-11-01
    historical Contingent

    Show marketing remark (398 chars)

    NEW LOW PRICE!! This home sits on a huge corner lot approx 1 acre, this may be a great starter home for someone that can give it a little TLC. 2 bedrooms, 1 bath, living room and dining and a nice covered front porch overlooking the large front yard plus there is a large back yard. At this low price home is sold as is. Don't miss out on this home that is convenient to shopping, schools and more.

22. 2022-10-17
    listed $99,000 Active

    Show marketing remark (398 chars)

    NEW LOW PRICE!! This home sits on a huge corner lot approx 1 acre, this may be a great starter home for someone that can give it a little TLC. 2 bedrooms, 1 bath, living room and dining and a nice covered front porch overlooking the large front yard plus there is a large back yard. At this low price home is sold as is. Don't miss out on this home that is convenient to shopping, schools and more.

23. 2022-10-08
    historical $99,000

    Show marketing remark (398 chars)

    NEW LOW PRICE!! This home sits on a huge corner lot approx 1 acre, this may be a great starter home for someone that can give it a little TLC. 2 bedrooms, 1 bath, living room and dining and a nice covered front porch overlooking the large front yard plus there is a large back yard. At this low price home is sold as is. Don't miss out on this home that is convenient to shopping, schools and more.

24. 1996-08-08
    soldstatus $47,000
25. 1996-08-01
    soldstatus $47,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $603 · $50/mo
• Projected year-2 tax: $603 · $50/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 55% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,278
• − Mortgage interest: −$4,201
• − Property taxes: −$603
• − Insurance: −$375
• − Repairs & maintenance: −$1,062
• − Management: −$1,062
• − Depreciation: −$2,182
• Taxable income: $3,792
• Est. tax owed @ 24.0%: −$910
• After-tax cash flow: $3,882/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Bessemer

• Score: 59/100
• State rank: #331
• US rank: #20078

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Jefferson County · 527,445 people
• City population: 48,018
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 24,892
• Household income: $35,362
• Rent vs Own: 40.6% rent · 59.4% own
• Severe rent burden: 1001.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (74%)
• Race & ethnicity: Black 74% Hispanic / Latino 13% White 11% Two or more races 6%
• Hispanic origin (detail): Mexican 10%
• Foreign-born: 5% · Canada
• Languages at home: 89% English-only · Spanish 11%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -57.54%
• Current HPI: 179.7702
• Rent YoY: ▼ -3.12%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+59.6% since first listed

12 events — show timeline

• 2026-05-02 Listed $75,000 Greater Alabama MLS
• 2025-02-05 Price Changed $99,000 Greater Alabama MLS
• 2022-12-02 Sold (Public Records) $83,000 Public Records
• 2022-11-30 Sold (MLS) $83,000 Greater Alabama MLS
• 2022-11-07 Contingent — Greater Alabama MLS
• 2022-11-02 Price Changed $89,900 Greater Alabama MLS
• 2022-11-02 Relisted — Greater Alabama MLS
• 2022-11-01 Contingent — Greater Alabama MLS
• 2022-10-17 Listed $99,000 Greater Alabama MLS
• 2022-10-08 Coming Soon $99,000 Greater Alabama MLS
• 1996-08-08 Sold (Public Records) $47,000 Public Records
• 1996-08-01 Sold (Public Records) $47,000 Public Records

Property tax history

+4.7%/yr

Latest (2025): $603 · +0.0% YoY. Source: county tax records.