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63 Whippoorwill Ln
B Composite 72.67
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Appreciation +4.7/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.3/10.0

$55,000

63 Whippoorwill Ln · Westwood Shores, TX 75862
3 bd · 2.0 ba · 1,568 sqft · Manufactured public records · 148 Days on market
Built 1989 9,413 sqft lot $35/sqft · 52% below area $229/mo HOA · 17% of rent ↓ 21% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great home on a corner lot in the gorgeous gated lake and golf community of Westwood Shores. Enjoy the resort style ammenties such as 18 hole golf course, country club, multiple fishing holes, tennis court, spa and fitness center. This is a great for everyday living or a weekend retreat. Call agemt for appoinment.

Key facts

  • Gated lake community
  • Tennis court
  • 18 hole golf course

Tags

CORNER LOTGATED LAKE COMMUNITY18 HOLE GOLF COURSECOUNTRY CLUBFISHING HOLESTENNIS COURT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $55k.

Deal economics

  • At list price, monthly cash flow is $419 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $55k).
  • Recommended offer: $48k (12.0% below list) — sets the bar for market timing.
  • Cap rate 15.4% vs local median 3.6% in Westwood Shores — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#914 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Trinity ISD (rural): math 27% / reading 29% proficiency, ranked #682 of 826 in TX (top 83%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 468 active listings in the ZIP; 1 units permitted in Trinity County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $96 of equity ($380 loan paydown + $-284 appreciation (-0.5% local appreciation)).
  • Trinity County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-0.5% appreciation + 3.0% rent growth), your $15k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 148 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 90% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $48,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 148 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.42%
Cap rate
15.44%
Cash-on-cash
32.65%
DSCR
2.45
GRM
3.4

CMA / ARV

ARV (median comp)
$114,897
List price
$55,000
Delta
-52.13%
Verdict
UNDERPRICED
Comps
4 within 2.0 mi

Projected returns pro-forma

-0.52% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
32.6%
Equity multiple
2.55×
Total profit
$23,933
Equity at exit
$14,563
10-year hold
IRR
36.7%
Equity multiple
5.00×
Total profit
$61,675
Equity at exit
$16,419

Cash invested: $15,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75862

Home prices YoY
-0.3%
Active inventory
468
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$1,331 medium interval (Pro) →
Mortgage (P&I)
$288
Tax from tax record
$92 /mo · $1,105/yr
Insurance
$23
HOA
$229
Vacancy / Maint / Mgmt
$280
Net cashflow
$419

Break-even live

Break-even rent $801
Max offer price $55,000
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,750
Closing costs
$1,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$229 · $2,748/yr
Likely covers
gymsecurity

Listing history 6 events

  1. 2026-05-30
    days on market $55,000 Active 148 DOM
  2. 2026-03-04
    price $55,000 315-char remark
    Show marketing remark (315 chars)

    Great home on a corner lot in the gorgeous gated lake and golf community of Westwood Shores. Enjoy the resort style ammenties such as 18 hole golf course, country club, multiple fishing holes, tennis court, spa and fitness center. This is a great for everyday living or a weekend retreat. Call agemt for appoinment.

  3. 2026-02-19
    price $65,000 315-char remark
    Show marketing remark (315 chars)

    Great home on a corner lot in the gorgeous gated lake and golf community of Westwood Shores. Enjoy the resort style ammenties such as 18 hole golf course, country club, multiple fishing holes, tennis court, spa and fitness center. This is a great for everyday living or a weekend retreat. Call agemt for appoinment.

  4. 2026-01-02
    listed $70,000 Active 315-char remark
    Show marketing remark (315 chars)

    Great home on a corner lot in the gorgeous gated lake and golf community of Westwood Shores. Enjoy the resort style ammenties such as 18 hole golf course, country club, multiple fishing holes, tennis court, spa and fitness center. This is a great for everyday living or a weekend retreat. Call agemt for appoinment.

  5. 2012-10-19
    soldstatus
  6. 2005-12-08
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,105 · $92/mo
Projected year-2 tax
$1,105 · $92/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate 20% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 90% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,972
− Mortgage interest
−$3,081
− Property taxes
−$1,105
− Insurance
−$275
− Repairs & maintenance
−$1,278
− Management
−$1,278
− HOA
−$2,748
− Depreciation
−$1,600
Taxable income
$4,607
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,106
After-tax cash flow
$3,923/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Trinity ISD
NCES district ID
4843200
Math proficiency
27% ▼ -2.00%
Reading proficiency
29% ▲ 1.00%
Median HH income
$37,104
Composite
23.31/100
National rank
#7919
State rank
#682 of 826 in TX

Livability — Westwood Shores

Score
62/100
State rank
#914
US rank
#16347

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Westwood Shores, TX
Population (ZIP)
10,030

Population outlook (Trinity County) Hauer SSP2

Today (2025)
13,746 people
By 2030
13,333 · -3.0%
By 2040
12,542 · -8.8%
By 2050
11,942 · -13.1%
By 2075
10,871 · -20.9%
By 2100
9,784 · -28.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Hispanic / Latino 12% Black 10% Two or more races 7%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Lithuanian 3% Serbian 2% Slovak 2%
Foreign-born
4% · Canada
Languages at home
89% English-only · Spanish 9% French/Haitian/Cajun 2%

Political lean MEDSL · Trinity

2024 margin
Solid R (+67.0) · D 16.2% · R 83.2%
2008→2024 swing
-31.3pp toward R · 2008: -35.7pp · 2024: -67.0pp
All cycles
2024: R+67.0 2020: R+61.3 2016: R+59.9 2012: R+46.9 2008: R+35.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.52%
Current HPI
174.6638
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-21.4% since first listed
5 events — show timeline
  • 2026-03-04 Price Changed $55,000 HARMLS
  • 2026-02-19 Price Changed $65,000 HARMLS
  • 2026-01-02 Listed $70,000 HARMLS
  • 2012-10-19 Sold (Public Records) Public Records
  • 2005-12-08 Sold (Public Records) Public Records

Property tax history

-2.3%/yr

Latest (2025): $1,105 · -36.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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