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4930 Teton St
D Composite 40.83
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.5/30.0
  • DSCR +5.1/10.0
  • 1% rule +5.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • ARV discount +1.5/15.0
  • Appreciation +0.0/10.0

$195,000

4930 Teton St · Houston, TX 77033
3 bd · 2.0 ba · 1,214 sqft · SingleFamily public records · 41 Days on market
Built 1970 6,268 sqft lot $161/sqft · 13% above area Est $172k · 13% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Beautifully 3-bedroom, 2-bath home with warm and inviting layout! This property features spacious living areas with abundant natural ligh, the kitchen offers granite countertops and ample cabinet space. Step outside to enjoy the covered patio and large backyard, idial for relaxing or entertaining family and friends. Come and take a look to this beautiful home ready for its next owner.

Key facts

  • Large backyard
  • Covered patio
  • Ample cabinet space

Tags

GRANITE COUNTERTOPSAMPLE CABINET SPACECOVERED PATIOLARGE BACKYARD

Property features AI

Finance

  • Financial info: Lease not considered

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Residential property; One-story entry on slab foundation
  • Construction: Brick construction; Built in 1970; Composition roof; Slab foundation
  • Exterior features: Lot includes unspecified 'Other' feature

Interior

  • Bedrooms: Primary bedroom on first floor (15 x 12); Two additional bedrooms on first floor (each 12 x 12)
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (gas); Central electric air conditioning
  • Interior features: 3 total rooms; Seller disclosure available

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $116 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $194k (0.4% below list).
  • Recommended offer: $189k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.0% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Attucks Middle (math 15% / reading 22%, grade F, #1,478 of 1,662 statewide, top 90%, 439 students, 98% FRL); Worthing H S (math 22% / reading 21%, grade F, #1,377 of 1,632 statewide, top 85%, 827 students, 96% FRL) — zoned schools average 97% FRL vs 71% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+5.5%/yr); 338 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • At $1,942/mo this rent would consume 61% of the median local household income ($38k/yr) (locally 1728% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $189,150 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.01%
Cash-on-cash
2.55%
DSCR
1.11
GRM
8.4

CMA / ARV

ARV (median comp)
$171,948
List price
$195,000
Delta
13.41%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7338 Hurtgen Forest Rd 0.50mi 3/2.0 1,230 (+1%) 2mo $220,000 $179 73
5007 Northridge Dr 0.18mi 3/1.0 1,069 (-12%) 2mo $163,900 $153 66
7330 Hurtgen Forest Rd 0.52mi 3/2.0 1,154 (-5%) 3mo $154,900 $134 65
4737 Alvin St 0.60mi 3/1.0 1,216 (+0%) 4mo $95,000 $78 64
8126 Marcy Dr 0.59mi 4/2.0 (+1) 1,240 (+2%) 1mo $195,000 $157 63
5225 Longmeadow St 0.49mi 4/2.0 (+1) 1,293 (+6%) 2mo $138,000 $107 60
5103 Northridge Dr 0.27mi 4/2.0 (+1) 1,370 (+13%) 3mo $195,900 $143 58
7606 Darnay Dr 0.27mi 3/1.0 1,385 (+14%) 2mo $129,000 $93 58
4821 Alvin St 0.57mi 3/2.0 1,307 (+8%) 4mo $174,000 $133 57
5318 Longmeadow St 0.56mi 3/1.0 1,138 (-6%) 3mo $125,000 $110 57
7713 St Lo Rd 0.67mi 3/2.0 1,151 (-5%) 4mo $199,900 $174 57
7609 Saint Lo Rd 0.70mi 3/2.0 1,350 (+11%) 1mo $185,000 $137 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.45% rent growth · sell at horizon

5-year hold
IRR
-9.4%
Equity multiple
0.65×
Total profit
$-19,244
Equity at exit
$29,075
10-year hold
IRR
3.2%
Equity multiple
1.26×
Total profit
$14,200
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77033

Home prices YoY
-16.3%
Rents YoY
5.5%
Active inventory
338
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,942 high interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$315 /mo · $3,774/yr
Insurance
$81
HOA
$0
Vacancy / Maint / Mgmt
$408
Net cashflow
$116

Break-even live

Break-even rent $1,795
Max offer price $195,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 38 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7818 Calhoun Rd Unit 8 Houston, TX 2.0 1.0 800 $1,200 $1.50 44d 1 0.22mi
8107 Calhoun Rd Houston, TX 3.0 2.5 1304 $2,250 $1.73 24d 1 0.24mi
7918 Jutland Rd Houston, TX 3.0 1.0 996 $1,295 $1.30 44d 1 0.29mi
4615 Redbud St Unit b Houston, TX 3.0 2.0 872 $1,149 $1.32 24d 1 0.32mi
4609 Bricker St Unit C Houston, TX 2.0 1.5 1100 $3,200 $2.91 13d 1 0.34mi
4609 Bricker St Unit B Houston, TX 3.0 2.5 1300 $3,500 $2.69 13d 1 0.34mi
4609 Bricker St Unit ABC Houston, TX 3.0 2.5 1375 $3,500 $2.55 11d 1 0.34mi
5222 Northridge Dr Houston, TX 4.0 2.0 1300 $1,850 $1.42 24d 1 0.43mi
4530 Mayflower St Houston, TX 3.0 2.0 1302 $1,800 $1.38 44d 1 0.44mi
5314 Northridge Dr Unit A Houston, TX 3.0 2.0 872 $1,185 $1.36 44d 1 0.52mi
8521 Dosia St Houston, TX 3.0 2.0 1028 $1,665 $1.62 13d 1 0.53mi
4410 Bellfort Ave Unit 4404 8 Houston, TX 2.0 1.0 812 $999 $1.23 8d 1 0.68mi
4942 Bataan Rd Unit 77033 Houston, TX 4.0 2.0 1350 $1,800 $1.33 44d 1 0.71mi
4526 Knoxville St Unit A Houston, TX 3.0 2.5 1474 $1,775 $1.20 15d 1 0.73mi
5623 Bellfort St Houston, TX 4.0 1.0 1320 $1,700 $1.29 15d 1 0.83mi
4723 Mallow St Houston, TX 3.0 2.5 1472 $1,850 $1.26 5d 1 0.91mi
4117 Shelby Cir Unit 1230900P Houston, TX 4.0 2.0 1367 $5,355 $3.92 2d 1 0.93mi
5036 Mallow St Houston, TX 3.0 3.0 1472 $2,050 $1.39 44d 1 0.94mi
1600 Jester St Houston, TX 1.0–2.0 1.0 707 $1,395 $1.97 2d 4 0.96mi
5407 Thrush Dr Houston, TX 4.0 1.0 1407 $1,495 $1.06 14d 1 1.02mi
7823 Gladstone St Houston, TX 2.0 2.0 850 $1,600 $1.88 44d 1 1.05mi
4007 Corder St Houston, TX 2.0 1.0 814 $885 $1.09 24d 1 1.11mi
4326 Larkspur St Unit 3 Houston, TX 2.0 1.0 800 $1,200 $1.50 17d 1 1.12mi
7032 Conley St Houston, TX 3.0 2.0 1220 $2,850 $2.34 44d 1 1.14mi
5767 Belcrest St Houston, TX 4.0 2.0 1480 $1,790 $1.21 44d 1 1.18mi
4918 Wilmington St Unit A Houston, TX 3.0 3.0 1300 $2,100 $1.62 44d 1 1.20mi
4810 Wilmington St Unit A Houston, TX 3.0 2.0 1165 $1,650 $1.42 44d 1 1.20mi
8328 Corinth St Unit B Houston, TX 3.0 2.5 1500 $2,800 $1.87 20d 1 1.23mi
4207 Phlox St Houston, TX 2.0 1.0 736 $962 $1.31 2d 1 1.25mi
5537 Bataan Rd Houston, TX 2.0 1.0 880 $1,300 $1.48 44d 1 1.26mi
4205 Phlox St Unit 2 BEDROOM 6 Houston, TX 2.0 1.0 736 $860 $1.17 18d 1 1.27mi
5942 Ridgeway Dr Houston, TX 4.0 2.0 1490 $2,250 $1.51 44d 1 1.27mi
6532 Weston St Unit A Houston, TX 3.0 3.0 1484 $2,200 $1.48 18d 1 1.28mi
8010 Livingston St Houston, TX 3.0 2.0 1400 $1,800 $1.29 44d 1 1.29mi
6528 Weston St Unit A Houston, TX 3.0 3.0 1484 $2,200 $1.48 44d 1 1.29mi
5954 Doolittle Blvd Houston, TX 3.0 2.0 1371 $1,575 $1.15 44d 1 1.31mi
7812 Tierwester St Houston, TX 2.0 1.0 800 $950 $1.19 16d 2 1.48mi
5835 Southmont St Houston, TX 3.0 2.0 1200 $1,700 $1.42 44d 1 1.50mi

Listing history 28 events

  1. 2026-06-18
    days on market $195,000 Active 41 DOM
  2. 2026-06-17
    days on market $195,000 Active 40 DOM
  3. 2026-06-16
    days on market $195,000 Active 39 DOM
  4. 2026-06-15
    days on market $195,000 Active 38 DOM
  5. 2026-06-13
    days on market $195,000 Active 36 DOM
  6. 2026-06-10
    days on market $195,000 Active 32 DOM
  7. 2026-06-08
    days on market $195,000 Active 31 DOM
  8. 2026-06-07
    days on market $195,000 Active 30 DOM
  9. 2026-06-04
    days on market $195,000 Active 27 DOM
  10. 2026-06-01
    days on market $195,000 Active 24 DOM
  11. 2026-05-31
    days on market $195,000 Active 23 DOM
  12. 2026-05-08
    listed $195,000 Active 387-char remark
  13. 2026-04-12
    status Active
  14. 2026-04-12
    historical
  15. 2026-03-30
    status Pending
  16. 2026-03-26
    status Pending
  17. 2026-01-16
    listed $180,000 Active
  18. 2025-12-31
    historical
  19. 2025-11-18
    price $194,900
  20. 2025-08-22
    price $220,000
  21. 2025-08-07
    listed $240,000 Active
  22. 2014-11-13
    soldstatus
  23. 2014-09-03
    status Option Pending
  24. 2014-09-03
    listed $103,500 Active
  25. 2014-09-03
    historical
  26. 2007-08-06
    soldstatus
  27. 2006-10-20
    soldstatus
  28. 1996-04-29
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,774 · $315/mo
Projected year-2 tax
$3,774 · $315/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 67% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$23,305
− Mortgage interest
−$10,923
− Property taxes
−$3,774
− Insurance
−$975
− Repairs & maintenance
−$1,864
− Management
−$1,864
− Depreciation
−$5,673
Taxable loss
−$1,769
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$425
After-tax cash flow
$1,815/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
29,154
Household income
$38,071
Rent vs Own
41.0% rent · 59.0% own
Severe rent burden
1728.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (55%)
Race & ethnicity
Black 55% Hispanic / Latino 43% Two or more races 17% Native American 1%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Lithuanian 1%
Foreign-born
18% · Canada
Languages at home
61% English-only · Spanish 39%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -41.49%
Current HPI
212.6472
Rent YoY
▲ 5.45%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+88.4% since first listed
17 events — show timeline
  • 2026-05-08 Listed $195,000 HARMLS
  • 2026-04-12 Relisted HARMLS
  • 2026-04-12 Listing Removed HARMLS
  • 2026-03-30 Pending HARMLS
  • 2026-03-26 Pending HARMLS
  • 2026-01-16 Listed $180,000 HARMLS
  • 2025-12-31 Listing Removed HARMLS
  • 2025-11-18 Price Changed $194,900 HARMLS
  • 2025-08-22 Price Changed $220,000 HARMLS
  • 2025-08-07 Listed $240,000 HARMLS
  • 2014-11-13 Sold (Public Records) Public Records
  • 2014-09-03 Pending HARMLS
  • 2014-09-03 Listed $103,500 HARMLS
  • 2014-09-03 Listing Removed HARMLS
  • 2007-08-06 Sold (Public Records) Public Records
  • 2006-10-20 Sold (Public Records) Public Records
  • 1996-04-29 Sold (Public Records) Public Records

Property tax history

+4.1%/yr

Latest (2025): $3,774 · +21.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…