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2622 Big Vine Ct
C- Composite 50.94
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.1/30.0
  • 1% rule +5.5/10.0
  • Schools +4.5/10.0
  • Appreciation +4.2/10.0
  • DSCR +3.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0

$505,000

2622 Big Vine Ct · Sienna, TX 77459
4 bd · 4.0 ba · 3,176 sqft · SingleFamily public records · 48 Days on market
Built 2017 8,581 sqft lot $159/sqft · 18% below area Est $612k · 18% under $132/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Exquisitely appointed one-story Shea Home featuring 4 bedrooms, 3.5 baths, private study, media room, and a 3-car garage. Thoughtfully designed with an exceptional layout and seamless flow, the open-concept living spaces transition effortlessly from the gourmet kitchen to the dining and family rooms — ideal for elevated entertaining and everyday living. The primary suite is a true retreat, highlighted by an expansive custom closet that connects directly to the oversized laundry room for added convenience. Enjoy added privacy with no back neighbors and a serene backyard setting. Recent updates include $4,600 in upgraded flooring, $2,000 in refreshed carpet, and a $1,600 fence enhancement. Luxury, function, and refined comfort beautifully combined. Zoned to highly regarded Ridge Point HS.

Key facts

  • Custom closet
  • Gourmet kitchen
  • Private study

Tags

PRIVATE STUDYMEDIA ROOMGOURMET KITCHENCUSTOM CLOSETOVERSIZED LAUNDRY ROOMNO BACK NEIGHBORS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.0-bath single-family listed at $505k.

Deal economics

  • At list price, monthly cash flow is $-200 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $470k (7.0% below list).
  • Meets the 1% rule at list price ($5k rent vs $505k).
  • Recommended offer: $470k (7.0% below list) — sets the bar for cash-flow.
  • Cap rate 5.8% vs local median 3.3% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • At $5,289/mo this rent would consume 49% of the median local household income ($129k/yr) (locally 1004% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-1.7%/yr); year-one equity from $3k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($490k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.3% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $469,662 (7.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
5.82%
Cash-on-cash
-1.70%
DSCR
0.92
GRM
8.0

CMA / ARV

ARV (median comp)
$612,183
List price
$505,000
Delta
-17.51%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2610 Lazy Vine Ln 0.08mi 4/4.5 2,907 (-8%) 1mo $715,000 $246 79
2618 Lazy Vine Ln 0.08mi 4/3.5 3,478 (+10%) 1mo $750,000 $216 78
9418 San Marco Dr 0.27mi 4/4.5 3,266 (+3%) 4mo $745,000 $228 77
10039 Cypress Path 0.45mi 4/3.5 3,348 (+5%) 0mo $585,000 $175 68
10018 Foggy Riv 0.37mi 3/3.5 (-1) 2,944 (-7%) 0mo $449,999 $153 63
9227 Turtle Pond Ln 0.50mi 4/4.0 3,404 (+7%) 2mo $600,000 $176 63
10115 Cypress Path 0.44mi 4/3.5 3,457 (+9%) 2mo $520,900 $151 61
10022 Orchard Fld 0.41mi 4/3.5 3,563 (+12%) 1mo $597,900 $168 58
10023 Starhill Ct 0.62mi 4/3.0 2,930 (-8%) 4mo $450,000 $154 51
8919 Autumn Pine Dr 0.67mi 4/3.5 3,439 (+8%) 3mo $597,000 $174 50
9019 Serenity Frst 0.71mi 4/4.5 3,474 (+9%) 3mo $824,900 $237 47
10143 Deerpark Dr 0.73mi 4/3.5 2,874 (-10%) 2mo $475,000 $165 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.67% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-14.5%
Equity multiple
0.43×
Total profit
$-80,667
Equity at exit
$105,913
10-year hold
IRR
-12.0%
Equity multiple
0.17×
Total profit
$-117,894
Equity at exit
$98,101

Cash invested: $141,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77459

Home prices YoY
-0.8%
Rents YoY
-0.1%
Active inventory
1215
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$5,289 medium interval (Pro) →
Mortgage (P&I)
$2,648
Tax from tax record
$1,387 /mo · $16,649/yr
Insurance
$210
HOA
$132
Vacancy / Maint / Mgmt
$1,111
Net cashflow
$-200

Break-even live

Break-even rent $5,542
Max offer price $469,662
Occupancy floor 99%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$126,250
Closing costs
$15,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2142 Ironwood Pass Dr Missouri City, TX 4.0 3.0 2140 $6,000 $2.80 1d 1 0.79mi
9006 Meadow Bridge Dr Missouri City, TX 4.0 3.5 3958 $6,580 $1.66 2d 1 0.85mi
2718 Van Gogh Ln Missouri City, TX 4.0 2.5 3036 $3,595 $1.18 10d 1 0.85mi
8719 Fox Trail Dr Missouri City, TX 4.0 3.5 2143 $6,000 $2.80 22d 1 0.97mi

HOA detail

Monthly dues
$132 · $1,584/yr

Listing history 22 events

  1. 2026-06-02
    days on market $505,000 Active 48 DOM
  2. 2026-06-01
    days on market $505,000 Active 47 DOM
  3. 2026-05-31
    days on market $505,000 Active 46 DOM
  4. 2026-04-15
    listed $505,000 Active 804-char remark
    Show marketing remark (804 chars)

    Exquisitely appointed one-story Shea Home featuring 4 bedrooms, 3.5 baths, private study, media room, and a 3-car garage. Thoughtfully designed with an exceptional layout and seamless flow, the open-concept living spaces transition effortlessly from the gourmet kitchen to the dining and family rooms — ideal for elevated entertaining and everyday living. The primary suite is a true retreat, highlighted by an expansive custom closet that connects directly to the oversized laundry room for added convenience. Enjoy added privacy with no back neighbors and a serene backyard setting. Recent updates include $4,600 in upgraded flooring, $2,000 in refreshed carpet, and a $1,600 fence enhancement. Luxury, function, and refined comfort beautifully combined. Zoned to highly regarded Ridge Point HS.

  5. 2026-04-15
    historical
    Show marketing remark (804 chars)

    Exquisitely appointed one-story Shea Home featuring 4 bedrooms, 3.5 baths, private study, media room, and a 3-car garage. Thoughtfully designed with an exceptional layout and seamless flow, the open-concept living spaces transition effortlessly from the gourmet kitchen to the dining and family rooms — ideal for elevated entertaining and everyday living. The primary suite is a true retreat, highlighted by an expansive custom closet that connects directly to the oversized laundry room for added convenience. Enjoy added privacy with no back neighbors and a serene backyard setting. Recent updates include $4,600 in upgraded flooring, $2,000 in refreshed carpet, and a $1,600 fence enhancement. Luxury, function, and refined comfort beautifully combined. Zoned to highly regarded Ridge Point HS.

  6. 2026-03-27
    price $515,000
  7. 2026-03-27
    listed $515,000 Active
  8. 2026-03-26
    historical
  9. 2026-02-27
    listed $525,000 Active
  10. 2020-07-28
    soldstatus
  11. 2020-07-24
    soldstatus Sold
  12. 2020-07-03
    status Pending
  13. 2020-06-23
    status Option Pending
  14. 2020-06-04
    status Active
  15. 2020-06-02
    status Option Pending
  16. 2020-05-30
    price $399,989
  17. 2020-05-03
    listed $414,989 Active
  18. 2018-09-17
    soldstatus Sold
  19. 2018-09-11
    status Pending
  20. 2018-08-24
    status Active
  21. 2018-07-13
    status Pending
  22. 2018-01-24
    listed $441,091 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$16,649 · $1,387/mo
Projected year-2 tax
$16,649 · $1,387/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$63,464
− Mortgage interest
−$28,288
− Property taxes
−$16,649
− Insurance
−$2,525
− Repairs & maintenance
−$5,077
− Management
−$5,077
− HOA
−$1,584
− Depreciation
−$14,691
Taxable loss
−$10,427
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,502
After-tax cash flow
$102/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Sienna

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sienna, TX
County
Fort Bend County · 836,777 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
84,221
Household income
$129,151
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
1004.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, China, Vietnam
Languages at home
73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.67%
Current HPI
212.3573
Rent YoY
▼ -0.15%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+14.5% since first listed
19 events — show timeline
  • 2026-04-15 Listing Removed HARMLS
  • 2026-04-15 Listed $505,000 HARMLS
  • 2026-03-27 Price Changed $515,000 HARMLS
  • 2026-03-27 Listed $515,000 HARMLS
  • 2026-03-26 Listing Removed HARMLS
  • 2026-02-27 Listed $525,000 HARMLS
  • 2020-07-28 Sold (Public Records) Public Records
  • 2020-07-24 Sold (MLS) HARMLS
  • 2020-07-03 Pending HARMLS
  • 2020-06-23 Pending HARMLS
  • 2020-06-04 Relisted HARMLS
  • 2020-06-02 Pending HARMLS
  • 2020-05-30 Price Changed $399,989 HARMLS
  • 2020-05-03 Listed $414,989 HARMLS
  • 2018-09-17 Sold (MLS) HARMLS
  • 2018-09-11 Pending HARMLS
  • 2018-08-24 Relisted HARMLS
  • 2018-07-13 Pending HARMLS
  • 2018-01-24 Listed $441,091 HARMLS

Property tax history

+24.9%/yr

Latest (2025): $16,649 · +7.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…