7619 Kayla Dr · Hahira, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 10 days/yr
- Unhealthy air days in 30 yrs
- 13 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.9/30.0
- Appreciation +10.0/10.0
- ARV discount +6.6/15.0
- Schools +4.7/10.0
- DSCR +3.9/10.0
- Livability +3.4/5.0
- 1% rule +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$284,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
14 MONTH HOME WARRANTY WITH ACCEPTED OFFER PRIOR TO 5/25/2026! Beautiful 4 bedroom/2 bath home in desirable Franks Creek Landing. Split floor plan with open concept kitchen, breakfast, and living rooms. Living room boasts vaulted ceiling, dual fans, and easy to maintain laminate flooring. Kitchen includes all appliances (refrigerator, microwave, stove, and dishwasher), custom cabinetry, tile backsplash, eat in dining room, island with seating, and pantry. Oversized primary suite complete with walk in closet, his/hers vanities, soaking tub, and walk in shower. Split floor plan with two bedrooms + bathroom at the front of the home. Additional bedroom located just off the kitchen is the perfect set up for a play room, home office, or flex space. Neutral paint tones throughout. Rear yard privacy fenced- the perfect place for kids and pets to play safely. Covered rear patio, sprinkler system, and 2 car garage. Low maintenance vinyl siding. This home is MOVE IN READY! Neighborhood amenities include access to pond and pavilion. Zoned for Lowndes County Schools and conveniently located minutes from I75. Hahira is calling you home! All information is deemed reliable, but not guaranteed, and should be verified by the buyer/buyer's agent.
Key facts
- Custom cabinetry
- Open concept kitchen
- Split floor plan
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $284k.
Deal economics
- At list price, monthly cash flow is $-20 ($-234/yr) — negative.
- To cash-flow at today's rent, offer at most $281k (1.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (19.8% below list).
- Recommended offer: $228k (19.8% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 3.9% in Hahira — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#161 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, health & safety D.
- Lowndes County (rural): math 59% / reading 52% proficiency, ranked #8 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 189 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
- This rent runs 33% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $30k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
- Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $80k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$49k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 126 days — a 12% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $217k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 126 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.80% ✗
- Cap rate
- 6.21%
- Cash-on-cash
- -0.29%
- DSCR
- 0.99
- GRM
- 10.4
CMA / ARV
- ARV (median comp)
- $278,937
- List price
- $284,500
- Delta
- 1.99%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7711 Kayla Dr | 0.25mi | 4/2.0 | 1,742 (-1%) | 4mo | $308,629 | $177 | 84 |
| 7684 Kayla Dr | 0.18mi | 4/2.0 | 1,802 (+2%) | 8mo | $310,000 | $172 | 81 |
| 7579 Kayla Dr | 0.12mi | 3/2.0 (-1) | 1,713 (-3%) | 8mo | $289,870 | $169 | 78 |
| 7493 Kayla Dr | 0.15mi | 3/2.0 (-1) | 1,676 (-5%) | 2mo | $270,000 | $161 | 78 |
| 7559 Kayla Dr | 0.18mi | 3/2.0 (-1) | 1,654 (-6%) | 3mo | $275,000 | $166 | 74 |
| 7484 Chase Way | 0.10mi | 4/2.0 | 1,620 (-8%) | 10mo | $282,000 | $174 | 73 |
| 7717 Kayla Dr | 0.26mi | 3/2.0 (-1) | 1,652 (-6%) | 1mo | $269,000 | $163 | 71 |
| 7501 Kayla Dr | 0.15mi | 4/2.0 | 1,628 (-8%) | 11mo | $289,000 | $178 | 71 |
| 7527 Kayla Dr | 0.19mi | 3/2.0 (-1) | 1,677 (-5%) | 12mo | $330,000 | $197 | 68 |
| 7305 Wind Chase Dr | 0.66mi | 4/3.0 | 1,958 (+11%) | 2mo | $352,000 | $180 | 46 |
| 7250 Tillman Branch Rd | 0.63mi | 4/2.5 | 2,011 (+14%) | 4mo | $390,000 | $194 | 42 |
| 7306 Wind Chase Dr | 0.69mi | 5/2.0 (+1) | 1,903 (+8%) | 12mo | $350,000 | $184 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 24.1%
- Equity multiple
- 2.93×
- Total profit
- $153,650
- Equity at exit
- $256,300
- IRR
- 21.3%
- Equity multiple
- 6.69×
- Total profit
- $453,346
- Equity at exit
- $552,721
Cash invested: $79,660 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31632
- Home prices YoY
- 8.1%
- Active inventory
- 189
- Price-to-rent
- 10.4×
Monthly cashflow live
- Estimated rent
- $2,283 medium interval (Pro) →
- Mortgage (P&I)
- −$1,492
- Tax from tax record
- −$197 /mo · $2,369/yr
- Insurance
- −$119
- HOA
- −$15
- Vacancy / Maint / Mgmt
- −$479
- Net cashflow
- $-20
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $71,125
- Closing costs
- $8,535
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7410 Northcreek Cir Hahira, GA | 3.0 | 2.0 | 1460 | $1,750 | $1.20 | 21d | 1 | 1.21mi |
| 305 Barfield St Hahira, GA | 3.0 | 2.0 | 1361 | $1,495 | $1.10 | 44d | 1 | 1.31mi |
HOA detail
- Monthly dues
- $15 · $180/yr
Listing history 26 events
-
2026-06-19days on market $284,500 Active 126 DOM
-
2026-06-18days on market $284,500 Active 125 DOM
-
2026-06-17days on market $284,500 Active 124 DOM
-
2026-06-16days on market $284,500 Active 123 DOM
-
2026-06-15days on market $284,500 Active 122 DOM
-
2026-06-14days on market $284,500 Active 120 DOM
-
2026-06-13days on market $284,500 Active 119 DOM
-
2026-06-10days on market $284,500 Active 117 DOM
-
2026-06-09days on market $284,500 Active 116 DOM
-
2026-06-08days on market $284,500 Active 115 DOM
-
2026-06-07days on market $284,500 Active 114 DOM
-
2026-06-05days on market $284,500 Active 111 DOM
-
2026-06-03days on market $284,500 Active 110 DOM
-
2026-06-02days on market $284,500 Active 109 DOM
-
2026-06-01days on market $284,500 Active 108 DOM
-
2026-05-31days on market $284,500 Active 107 DOM
-
2026-05-30days on market $284,500 Active 106 DOM
-
2026-04-03price $284,500 1247-char remark
Show marketing remark (1247 chars)
14 MONTH HOME WARRANTY WITH ACCEPTED OFFER PRIOR TO 5/25/2026! Beautiful 4 bedroom/2 bath home in desirable Franks Creek Landing. Split floor plan with open concept kitchen, breakfast, and living rooms. Living room boasts vaulted ceiling, dual fans, and easy to maintain laminate flooring. Kitchen includes all appliances (refrigerator, microwave, stove, and dishwasher), custom cabinetry, tile backsplash, eat in dining room, island with seating, and pantry. Oversized primary suite complete with walk in closet, his/hers vanities, soaking tub, and walk in shower. Split floor plan with two bedrooms + bathroom at the front of the home. Additional bedroom located just off the kitchen is the perfect set up for a play room, home office, or flex space. Neutral paint tones throughout. Rear yard privacy fenced- the perfect place for kids and pets to play safely. Covered rear patio, sprinkler system, and 2 car garage. Low maintenance vinyl siding. This home is MOVE IN READY! Neighborhood amenities include access to pond and pavilion. Zoned for Lowndes County Schools and conveniently located minutes from I75. Hahira is calling you home! All information is deemed reliable, but not guaranteed, and should be verified by the buyer/buyer's agent.
-
2026-02-13$284,900 Active 1247-char remark
Show marketing remark (1247 chars)
14 MONTH HOME WARRANTY WITH ACCEPTED OFFER PRIOR TO 5/25/2026! Beautiful 4 bedroom/2 bath home in desirable Franks Creek Landing. Split floor plan with open concept kitchen, breakfast, and living rooms. Living room boasts vaulted ceiling, dual fans, and easy to maintain laminate flooring. Kitchen includes all appliances (refrigerator, microwave, stove, and dishwasher), custom cabinetry, tile backsplash, eat in dining room, island with seating, and pantry. Oversized primary suite complete with walk in closet, his/hers vanities, soaking tub, and walk in shower. Split floor plan with two bedrooms + bathroom at the front of the home. Additional bedroom located just off the kitchen is the perfect set up for a play room, home office, or flex space. Neutral paint tones throughout. Rear yard privacy fenced- the perfect place for kids and pets to play safely. Covered rear patio, sprinkler system, and 2 car garage. Low maintenance vinyl siding. This home is MOVE IN READY! Neighborhood amenities include access to pond and pavilion. Zoned for Lowndes County Schools and conveniently located minutes from I75. Hahira is calling you home! All information is deemed reliable, but not guaranteed, and should be verified by the buyer/buyer's agent.
-
2023-12-20historical $1,850
-
2023-11-29$1,850
-
2021-04-28soldstatus $217,000
-
2021-04-28soldstatus $217,000
-
2021-04-26soldstatus $217,000
-
2021-03-01$217,000
-
2016-09-14soldstatus $166,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,369 · $197/mo
- Projected year-2 tax
- $2,617 · $218/mo
- Expected delta
- +$248/yr (+$21/mo · 10.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 6/10 Major 10 unhealthy d/yr today · 13 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,393
- − Mortgage interest
- −$15,936
- − Property taxes
- −$2,369
- − Insurance
- −$1,422
- − Repairs & maintenance
- −$2,191
- − Management
- −$2,191
- − HOA
- −$180
- − Depreciation
- −$8,276
- Taxable loss
- −$5,174
- Est. tax savings @ 24.0%
- +$1,242
- After-tax cash flow
- $1,008/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lowndes County
- NCES district ID
- 1303390
- Math proficiency
- 59% ▼ -1.00%
- Reading proficiency
- 52% ▼ -2.00%
- Median HH income
- $48,221
- Composite
- 47.21/100
- National rank
- #2317
- State rank
- #8 of 174 in GA
Livability — Hahira
- Score
- 67/100
- State rank
- #161
- US rank
- #10280
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Lowndes County · 107,801 people
- Metro
- Valdosta, GA
- Population (ZIP)
- 15,942
- Household income
- $83,946
- Rent vs Own
- Severe rent burden
- 73.0
Population outlook (Lowndes County) Hauer SSP2
- Today (2025)
- 120,348 people
- By 2030
- 123,469 · +2.6%
- By 2040
- 128,482 · +6.8%
- By 2050
- 131,907 · +9.6%
- By 2075
- 139,080 · +15.6%
- By 2100
- 133,649 · +11.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Slovak 3% Serbian 2% Italian 1%
- Foreign-born
- 2% · Canada, Jamaica
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Lowndes
- 2024 margin
- R (+18.0) · D 40.8% · R 58.8%
- 2008→2024 swing
- -8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
- All cycles
- 2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 19.44%
- Current HPI
- 259.01
- Rent YoY
- —
- Metro
- Valdosta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+70.9% since first listed9 events — show timeline
- 2026-04-03 Price Changed $284,500 SGMLS
- 2026-02-13 Listed $284,900 SGMLS
- 2023-12-20 Rental Removed $1,850 RENTALBEAST
- 2023-11-29 Listed for Rent $1,850 RENTALBEAST
- 2021-04-28 Sold (Public Records) $217,000 Public Records
- 2021-04-28 Sold (Public Records) $217,000 Public Records
- 2021-04-26 Sold (MLS) $217,000 SGMLS
- 2021-03-01 Listed $217,000 SGMLS
- 2016-09-14 Sold (Public Records) $166,500 Public Records
Property tax history
+3.5%/yrLatest (2025): $2,369 · +12.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…