CashFlowRE
Sign in Sign up
7619 Kayla Dr
D+ Composite 49.49
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.9/30.0
  • Appreciation +10.0/10.0
  • ARV discount +6.6/15.0
  • Schools +4.7/10.0
  • DSCR +3.9/10.0
  • Livability +3.4/5.0
  • 1% rule +3.0/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$284,500

7619 Kayla Dr · Hahira, GA 31632
4 bd · 2.0 ba · 1,762 sqft · SingleFamily public records · 126 Days on market
Built 2010 10,019 sqft lot $161/sqft · at area comps Est $279k · at est. $15/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

14 MONTH HOME WARRANTY WITH ACCEPTED OFFER PRIOR TO 5/25/2026! Beautiful 4 bedroom/2 bath home in desirable Franks Creek Landing. Split floor plan with open concept kitchen, breakfast, and living rooms. Living room boasts vaulted ceiling, dual fans, and easy to maintain laminate flooring. Kitchen includes all appliances (refrigerator, microwave, stove, and dishwasher), custom cabinetry, tile backsplash, eat in dining room, island with seating, and pantry. Oversized primary suite complete with walk in closet, his/hers vanities, soaking tub, and walk in shower. Split floor plan with two bedrooms + bathroom at the front of the home. Additional bedroom located just off the kitchen is the perfect set up for a play room, home office, or flex space. Neutral paint tones throughout. Rear yard privacy fenced- the perfect place for kids and pets to play safely. Covered rear patio, sprinkler system, and 2 car garage. Low maintenance vinyl siding. This home is MOVE IN READY! Neighborhood amenities include access to pond and pavilion. Zoned for Lowndes County Schools and conveniently located minutes from I75. Hahira is calling you home! All information is deemed reliable, but not guaranteed, and should be verified by the buyer/buyer's agent.

Key facts

  • Custom cabinetry
  • Open concept kitchen
  • Split floor plan

Tags

SPLIT FLOOR PLANOPEN CONCEPT KITCHENCUSTOM CABINETRYTILE BACKSPLASHOVERSIZED PRIMARY SUITEWALK IN CLOSET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $284k.

Deal economics

  • At list price, monthly cash flow is $-20 ($-234/yr) — negative.
  • To cash-flow at today's rent, offer at most $281k (1.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (19.8% below list).
  • Recommended offer: $228k (19.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 3.9% in Hahira — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#161 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, health & safety D.
  • Lowndes County (rural): math 59% / reading 52% proficiency, ranked #8 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 189 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $30k of equity ($2k loan paydown + $28k appreciation (10.0% local appreciation)).
  • Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $80k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$49k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 126 days — a 12% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $217k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $228,278 (19.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 126 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
6.21%
Cash-on-cash
-0.29%
DSCR
0.99
GRM
10.4

CMA / ARV

ARV (median comp)
$278,937
List price
$284,500
Delta
1.99%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7711 Kayla Dr 0.25mi 4/2.0 1,742 (-1%) 4mo $308,629 $177 84
7684 Kayla Dr 0.18mi 4/2.0 1,802 (+2%) 8mo $310,000 $172 81
7579 Kayla Dr 0.12mi 3/2.0 (-1) 1,713 (-3%) 8mo $289,870 $169 78
7493 Kayla Dr 0.15mi 3/2.0 (-1) 1,676 (-5%) 2mo $270,000 $161 78
7559 Kayla Dr 0.18mi 3/2.0 (-1) 1,654 (-6%) 3mo $275,000 $166 74
7484 Chase Way 0.10mi 4/2.0 1,620 (-8%) 10mo $282,000 $174 73
7717 Kayla Dr 0.26mi 3/2.0 (-1) 1,652 (-6%) 1mo $269,000 $163 71
7501 Kayla Dr 0.15mi 4/2.0 1,628 (-8%) 11mo $289,000 $178 71
7527 Kayla Dr 0.19mi 3/2.0 (-1) 1,677 (-5%) 12mo $330,000 $197 68
7305 Wind Chase Dr 0.66mi 4/3.0 1,958 (+11%) 2mo $352,000 $180 46
7250 Tillman Branch Rd 0.63mi 4/2.5 2,011 (+14%) 4mo $390,000 $194 42
7306 Wind Chase Dr 0.69mi 5/2.0 (+1) 1,903 (+8%) 12mo $350,000 $184 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.1%
Equity multiple
2.93×
Total profit
$153,650
Equity at exit
$256,300
10-year hold
IRR
21.3%
Equity multiple
6.69×
Total profit
$453,346
Equity at exit
$552,721

Cash invested: $79,660 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31632

Home prices YoY
8.1%
Active inventory
189
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$2,283 medium interval (Pro) →
Mortgage (P&I)
$1,492
Tax from tax record
$197 /mo · $2,369/yr
Insurance
$119
HOA
$15
Vacancy / Maint / Mgmt
$479
Net cashflow
$-20

Break-even live

Break-even rent $2,307
Max offer price $281,055
Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,125
Closing costs
$8,535
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7410 Northcreek Cir Hahira, GA 3.0 2.0 1460 $1,750 $1.20 21d 1 1.21mi
305 Barfield St Hahira, GA 3.0 2.0 1361 $1,495 $1.10 44d 1 1.31mi

HOA detail

Monthly dues
$15 · $180/yr

Listing history 26 events

  1. 2026-06-19
    days on market $284,500 Active 126 DOM
  2. 2026-06-18
    days on market $284,500 Active 125 DOM
  3. 2026-06-17
    days on market $284,500 Active 124 DOM
  4. 2026-06-16
    days on market $284,500 Active 123 DOM
  5. 2026-06-15
    days on market $284,500 Active 122 DOM
  6. 2026-06-14
    days on market $284,500 Active 120 DOM
  7. 2026-06-13
    days on market $284,500 Active 119 DOM
  8. 2026-06-10
    days on market $284,500 Active 117 DOM
  9. 2026-06-09
    days on market $284,500 Active 116 DOM
  10. 2026-06-08
    days on market $284,500 Active 115 DOM
  11. 2026-06-07
    days on market $284,500 Active 114 DOM
  12. 2026-06-05
    days on market $284,500 Active 111 DOM
  13. 2026-06-03
    days on market $284,500 Active 110 DOM
  14. 2026-06-02
    days on market $284,500 Active 109 DOM
  15. 2026-06-01
    days on market $284,500 Active 108 DOM
  16. 2026-05-31
    days on market $284,500 Active 107 DOM
  17. 2026-05-30
    days on market $284,500 Active 106 DOM
  18. 2026-04-03
    price $284,500 1247-char remark
    Show marketing remark (1247 chars)

    14 MONTH HOME WARRANTY WITH ACCEPTED OFFER PRIOR TO 5/25/2026! Beautiful 4 bedroom/2 bath home in desirable Franks Creek Landing. Split floor plan with open concept kitchen, breakfast, and living rooms. Living room boasts vaulted ceiling, dual fans, and easy to maintain laminate flooring. Kitchen includes all appliances (refrigerator, microwave, stove, and dishwasher), custom cabinetry, tile backsplash, eat in dining room, island with seating, and pantry. Oversized primary suite complete with walk in closet, his/hers vanities, soaking tub, and walk in shower. Split floor plan with two bedrooms + bathroom at the front of the home. Additional bedroom located just off the kitchen is the perfect set up for a play room, home office, or flex space. Neutral paint tones throughout. Rear yard privacy fenced- the perfect place for kids and pets to play safely. Covered rear patio, sprinkler system, and 2 car garage. Low maintenance vinyl siding. This home is MOVE IN READY! Neighborhood amenities include access to pond and pavilion. Zoned for Lowndes County Schools and conveniently located minutes from I75. Hahira is calling you home! All information is deemed reliable, but not guaranteed, and should be verified by the buyer/buyer's agent.

  19. 2026-02-13
    listed $284,900 Active 1247-char remark
    Show marketing remark (1247 chars)

    14 MONTH HOME WARRANTY WITH ACCEPTED OFFER PRIOR TO 5/25/2026! Beautiful 4 bedroom/2 bath home in desirable Franks Creek Landing. Split floor plan with open concept kitchen, breakfast, and living rooms. Living room boasts vaulted ceiling, dual fans, and easy to maintain laminate flooring. Kitchen includes all appliances (refrigerator, microwave, stove, and dishwasher), custom cabinetry, tile backsplash, eat in dining room, island with seating, and pantry. Oversized primary suite complete with walk in closet, his/hers vanities, soaking tub, and walk in shower. Split floor plan with two bedrooms + bathroom at the front of the home. Additional bedroom located just off the kitchen is the perfect set up for a play room, home office, or flex space. Neutral paint tones throughout. Rear yard privacy fenced- the perfect place for kids and pets to play safely. Covered rear patio, sprinkler system, and 2 car garage. Low maintenance vinyl siding. This home is MOVE IN READY! Neighborhood amenities include access to pond and pavilion. Zoned for Lowndes County Schools and conveniently located minutes from I75. Hahira is calling you home! All information is deemed reliable, but not guaranteed, and should be verified by the buyer/buyer's agent.

  20. 2023-12-20
    historical $1,850
  21. 2023-11-29
    listed $1,850
  22. 2021-04-28
    soldstatus $217,000
  23. 2021-04-28
    soldstatus $217,000
  24. 2021-04-26
    soldstatus $217,000
  25. 2021-03-01
    listed $217,000
  26. 2016-09-14
    soldstatus $166,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,369 · $197/mo
Projected year-2 tax
$2,617 · $218/mo
Expected delta
+$248/yr (+$21/mo · 10.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 10 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,393
− Mortgage interest
−$15,936
− Property taxes
−$2,369
− Insurance
−$1,422
− Repairs & maintenance
−$2,191
− Management
−$2,191
− HOA
−$180
− Depreciation
−$8,276
Taxable loss
−$5,174
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,242
After-tax cash flow
$1,008/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lowndes County
NCES district ID
1303390
Math proficiency
59% ▼ -1.00%
Reading proficiency
52% ▼ -2.00%
Median HH income
$48,221
Composite
47.21/100
National rank
#2317
State rank
#8 of 174 in GA

Livability — Hahira

Score
67/100
State rank
#161
US rank
#10280

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Lowndes County · 107,801 people
Metro
Valdosta, GA
Population (ZIP)
15,942
Household income
$83,946
Rent vs Own
16.9% rent · 83.1% own
Severe rent burden
73.0

Population outlook (Lowndes County) Hauer SSP2

Today (2025)
120,348 people
By 2030
123,469 · +2.6%
By 2040
128,482 · +6.8%
By 2050
131,907 · +9.6%
By 2075
139,080 · +15.6%
By 2100
133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Slovak 3% Serbian 2% Italian 1%
Foreign-born
2% · Canada, Jamaica
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Lowndes

2024 margin
R (+18.0) · D 40.8% · R 58.8%
2008→2024 swing
-8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
All cycles
2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 19.44%
Current HPI
259.01
Rent YoY
Metro
Valdosta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+70.9% since first listed
9 events — show timeline
  • 2026-04-03 Price Changed $284,500 SGMLS
  • 2026-02-13 Listed $284,900 SGMLS
  • 2023-12-20 Rental Removed $1,850 RENTALBEAST
  • 2023-11-29 Listed for Rent $1,850 RENTALBEAST
  • 2021-04-28 Sold (Public Records) $217,000 Public Records
  • 2021-04-28 Sold (Public Records) $217,000 Public Records
  • 2021-04-26 Sold (MLS) $217,000 SGMLS
  • 2021-03-01 Listed $217,000 SGMLS
  • 2016-09-14 Sold (Public Records) $166,500 Public Records

Property tax history

+3.5%/yr

Latest (2025): $2,369 · +12.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…