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5398 NW 8th Pl
D- Composite 35.01
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.1/30.0
  • Rent growth +5.0/5.0
  • ARV discount +4.5/15.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • 1% rule +3.0/10.0
  • DSCR +2.9/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$290,000

5398 NW 8th Pl · Ocala, FL 34482
4 bd · 3.0 ba · 1,926 sqft · Land · 720 Days on market
Built 2024 7,405 sqft lot $151/sqft · 7% above area Est $272k · 7% over ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

Key facts

  • 7,405 sq ft lot
  • 2 garage spots
  • Built 2024

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath land listed at $290k.

Deal economics

  • At list price, monthly cash flow is $-171 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $265k (8.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $232k (20.0% below list).
  • Recommended offer: $232k (20.0% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 4.1% in Ocala — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
  • Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Liberty Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,365 students, 54% FRL); West Port High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 2,906 students, 52% FRL).
  • Market conditions: Rents rising fast (+11.1%/yr); 670 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 720 days — a 12% lower offer ($255k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $232,062 (20.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 720 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.59%
Cash-on-cash
-2.52%
DSCR
0.89
GRM
10.4

CMA / ARV

ARV (median comp)
$272,095
List price
$290,000
Delta
6.58%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
-15.0%
Equity multiple
0.44×
Total profit
$-45,574
Equity at exit
$43,240
10-year hold
IRR
0.3%
Equity multiple
1.03×
Total profit
$2,265
Equity at exit
$25,074

Cash invested: $81,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34482

Rents YoY
11.1%
Active inventory
670
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$2,321 high interval (Pro) →
Mortgage (P&I)
$1,521
Tax est. 1.5%
$362 /mo · $4,350/yr
Insurance
$121
HOA
$0
Vacancy / Maint / Mgmt
$487
Net cashflow
$-171

Break-even live

Break-even rent $2,537
Max offer price $265,280
Occupancy floor

Sensitivity live

Price -10% $30 -5% $-71 +0% $-171 +5% $-271 +10% $-371
Rent -10% $-354 -5% $-262 +0% $-171 +5% $-79 +10% $12
Rate -1.0pp $-25 -0.5pp $-97 base $-171 +0.5pp $-246 +1.0pp $-322

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$72,500
Closing costs
$8,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1527 NW 57th Ct Unit 1 Ocala, FL 3.0 2.0 1460 $1,550 $1.06 23d 1 0.53mi
311 NW 60th Ave Ocala, FL 3.0 2.0 1462 $1,900 $1.30 23d 1 0.62mi
1632 NW 44th Court Rd Ocala, FL 4.0 3.0 2039 $2,200 $1.08 23d 1 0.98mi
4522 NW 14th Loop Ocala, FL 4.0 3.0 2028 $2,050 $1.01 15d 1 1.15mi
4530 NW 14th Loop Ocala, FL 3.0 2.5 1966 $2,250 $1.14 15d 1 1.16mi

Listing history 25 events

  1. 2026-06-22
    days on market $290,000 Active 720 DOM
  2. 2026-06-18
    days on market $290,000 Active 717 DOM
  3. 2026-06-17
    days on market $290,000 Active 716 DOM
  4. 2026-06-16
    days on market $290,000 Active 715 DOM
  5. 2026-06-15
    days on market $290,000 Active 714 DOM
  6. 2026-06-14
    days on market $290,000 Active 712 DOM
  7. 2026-06-13
    days on market $290,000 Active 711 DOM
  8. 2026-06-10
    days on market $290,000 Active 709 DOM
  9. 2026-06-09
    days on market $290,000 Active 708 DOM
  10. 2026-06-08
    days on market $290,000 Active 707 DOM
  11. 2026-06-07
    days on market $290,000 Active 706 DOM
  12. 2026-06-03
    days on market $290,000 Active 702 DOM
  13. 2026-06-02
    days on market $290,000 Active 701 DOM
  14. 2026-05-31
    days on market $290,000 Active 699 DOM
  15. 2026-05-30
    days on market $290,000 Active 698 DOM
  16. 2026-04-10
    price $290,000 695-char remark
    Show marketing remark (695 chars)

    BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

  17. 2026-03-27
    price $295,000 695-char remark
    Show marketing remark (695 chars)

    BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

  18. 2026-03-26
    price $300,000 695-char remark
    Show marketing remark (695 chars)

    BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

  19. 2026-02-17
    price $310,000 695-char remark
    Show marketing remark (695 chars)

    BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

  20. 2026-01-23
    price $320,000 695-char remark
    Show marketing remark (695 chars)

    BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

  21. 2025-06-26
    price $335,000 695-char remark
    Show marketing remark (695 chars)

    BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

  22. 2025-01-22
    price $334,899 695-char remark
    Show marketing remark (695 chars)

    BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

  23. 2024-10-16
    price $334,999 695-char remark
    Show marketing remark (695 chars)

    BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

  24. 2024-07-31
    price $335,000 695-char remark
    Show marketing remark (695 chars)

    BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

  25. 2024-07-01
    listed $325,000 Active 695-char remark
    Show marketing remark (695 chars)

    BRAND NEW CONSTRUCTION 4/3/2 OPEN FLOOR CONCEPT 1926 SQ FT UNDER AIR, 2751 TOTAL SQ FT WITH 10 FT CEILINGS. THIS HOME HAS A OPEN FLOOR CONCEPT, GRANITE COUNTERTOPS, WALK IN PANTRY, LVP THROUGHOUT THE HOME, CEILING FANS IN EVERY ROOM, THE MASTER BEDROOM HAS HIS AND HER CLOSETS, HIS AND HER SINKS. BEDROOMS 3 AND 4 HAVE A JACK AND JILL BATHROOM WITH DUAL VANITYS. BIG COVERED LANAI WITH CEILING FANS, LAUNDRY ROOM INCLUDES A UTILITY SINK. LESS THAN 5 MILES AWAY FROM THE WORLD EQUESTRIAN CENTER, 2 MILES FROM I-75 AND MINUTES FROM DOWNTOWN RESTAURANTS AND ENTERTAINMENT. GREAT FOR A FIRST TIME HOME BUYER, INVESTMENT PROPERTY/RENTAL, OR AIR BNB. THIS HOME IS SURELY TO MEET ALL YOUR FAMILY NEEDS.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,847
− Mortgage interest
−$16,245
− Property taxes
−$4,350
− Insurance
−$1,450
− Repairs & maintenance
−$2,228
− Management
−$2,228
− Depreciation
−$8,436
Taxable loss
−$7,089
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,701
After-tax cash flow
$-349/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Marion
NCES district ID
1201260
Math proficiency
42% ▼ -7.00%
Reading proficiency
43% ▼ -4.00%
Median HH income
$40,015
Composite
35.61/100
National rank
#4890
State rank
#61 of 73 in FL

Livability — Ocala

Score
69/100
State rank
#476
US rank
#8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Marion County · 315,796 people
City population
263,375
Metro
Ocala, FL
Population (ZIP)
22,807
Household income
$65,901
Rent vs Own
16.7% rent · 83.3% own
Severe rent burden
282.0

Population outlook (Marion County) Hauer SSP2

Today (2025)
365,905 people
By 2030
376,768 · +3.0%
By 2040
396,555 · +8.4%
By 2050
412,723 · +12.8%
By 2075
446,090 · +21.9%
By 2100
436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Hispanic / Latino 19% Black 14% Two or more races 12%
Hispanic origin (detail)
Mexican 6% Puerto Rican 9% Cuban 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
10% · Canada
Languages at home
81% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Marion

2024 margin
Solid R (+31.6) · D 33.8% · R 65.5%
2008→2024 swing
-20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
All cycles
2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.62%
Current HPI
194.3857
Rent YoY
▲ 11.12%
Metro
Ocala, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-10.8% since first listed
10 events — show timeline
  • 2026-04-10 Price Changed $290,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-27 Price Changed $295,000 Stellar MLS as Distributed by MLS Grid
  • 2026-03-26 Price Changed $300,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-17 Price Changed $310,000 Stellar MLS as Distributed by MLS Grid
  • 2026-01-23 Price Changed $320,000 Stellar MLS as Distributed by MLS Grid
  • 2025-06-26 Price Changed $335,000 Stellar MLS as Distributed by MLS Grid
  • 2025-01-22 Price Changed $334,899 Stellar MLS as Distributed by MLS Grid
  • 2024-10-16 Price Changed $334,999 Stellar MLS as Distributed by MLS Grid
  • 2024-07-31 Price Changed $335,000 Stellar MLS as Distributed by MLS Grid
  • 2024-07-01 Listed $325,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+26.3%/yr

Latest (2025): $561 · +152.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…