2090 Wilcox · Oroville, CA
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 9/10 · Severe
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 8/10 · Major
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 34 days/yr
- Unhealthy air days in 30 yrs
- 39 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.6/30.0
- ARV discount +15.0/15.0
- DSCR +4.8/10.0
- 1% rule +4.3/10.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$230,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
Key facts
- 6,534 sq ft lot
- Built 1903
- Listed 95 days
Property features AI
Finance
- Other: Single-unit property; No ADU
- HOA & community: Street lighting; Sidewalks
Exterior
- Utilities: Public sewer; District/public water
- Home design: House; Two stories; Front-facing entry; Has a view
- Construction: Year built (per assessor); No common walls
- Exterior features: Front yard; Back yard; No pool
Interior
- Kitchen: Gas range
- Bedrooms: All bedrooms upstairs; Main level has 2 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Natural gas heating; Solar-assisted energy; Floor furnace; Wall/window cooling
- Interior features: Front entry; Two levels; Main level has 1 bathroom
- Laundry & utility: Dedicated laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $230k.
Deal economics
- At list price, monthly cash flow is $97 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (6.6% below list).
- Recommended offer: $209k (9.0% below list) — sets the bar for market timing.
- Cap rate 6.8% vs local median 4.6% in Oroville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 50/100 on livability (#1,136 in CA) — a working-class tenant base; expect higher turnover. Watch: cost of living D, crime F, amenities F.
- Oroville Union High (town): math 19% / reading 49% proficiency, ranked #300 of 517 in CA (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Oroville High (math 22% / reading 52%, grade F, #578 of 1,170 statewide, top 51%, 936 students, 86% FRL).
- Market conditions: 373 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 946 units permitted in Butte County in 2024 (254 in 5+ unit buildings).
- This rent runs 39% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Butte County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 96 days — a 9% lower offer ($209k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 4y ago; this cycle's ask has dropped $85k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1903 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Built in 1903 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 6.80%
- Cash-on-cash
- 1.80%
- DSCR
- 1.08
- GRM
- 8.9
CMA / ARV
- ARV (on-the-fly)
- $317,200
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 2226 Perkins Ave | 0.15mi | 3/2.0 | 1,507 (-1%) | 10mo | $370,000 | $246 | 83 |
| 9 Canyon Highlands Dr | 0.64mi | 3/2.0 | 1,516 (-1%) | 3mo | $315,000 | $208 | 67 |
| 1645 High St | 0.38mi | 3/2.5 | 1,570 (+3%) | 14mo | $385,000 | $245 | 64 |
| 2025 Gray St | 0.35mi | 2/2.0 (-1) | 1,396 (-8%) | 8mo | $175,000 | $125 | 58 |
| 1540 2nd Ave | 0.62mi | 3/2.0 | 1,660 (+9%) | 0mo | $327,200 | $197 | 56 |
| 1465 Bridge St | 0.53mi | 3/2.0 | 1,453 (-5%) | 15mo | $299,900 | $206 | 55 |
| 3180 Grand Vw | 0.73mi | 3/2.0 | 1,616 (+6%) | 3mo | $310,000 | $192 | 54 |
| 1233 1st | 0.67mi | 2/1.0 (-1) | 1,452 (-5%) | 1mo | $285,000 | $196 | 51 |
| 1434 Hammon Ave | 0.67mi | 2/2.0 (-1) | 1,529 (+0%) | 15mo | $347,500 | $227 | 51 |
| 2934 Villa | 0.73mi | 3/2.0 | 1,394 (-9%) | 4mo | $354,000 | $254 | 48 |
| 3154 Yard | 0.69mi | 3/2.0 | 1,350 (-12%) | 6mo | $310,600 | $230 | 44 |
| 1215 Robinson St | 0.60mi | 3/2.0 | 1,318 (-14%) | 8mo | $213,000 | $162 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -13.4%
- Equity multiple
- 0.52×
- Total profit
- $-31,062
- Equity at exit
- $34,294
- IRR
- -4.5%
- Equity multiple
- 0.71×
- Total profit
- $-18,945
- Equity at exit
- $19,886
Cash invested: $64,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 95966
- Active inventory
- 373
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $2,149 medium interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax from tax record
- −$299 /mo · $3,589/yr
- Insurance
- −$96
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$451
- Net cashflow
- $97
Break-even live
Sensitivity live
| Price | -10% $227 | -5% $162 | +0% $97 | +5% $32 | +10% $-33 |
|---|---|---|---|---|---|
| Rent | -10% $-73 | -5% $12 | +0% $97 | +5% $182 | +10% $267 |
| Rate | -1.0pp $213 | -0.5pp $155 | base $97 | +0.5pp $37 | +1.0pp $-23 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,500
- Closing costs
- $6,900
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2850 Myers St Oroville, CA | 3.0 | 2.0 | 1095 | $2,200 | $2.01 | 14d | 1 | 0.41mi |
| 1481 Montgomery St Oroville, CA | 2.0 | 2.0 | 1440 | $2,400 | $1.67 | 14d | 1 | 0.59mi |
| 1189 High St Oroville, CA | 3.0 | 2.0 | 1462 | $1,850 | $1.27 | 14d | 1 | 0.61mi |
Listing history 43 events
-
2026-06-19days on market $230,000 Active 96 DOM
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2026-06-18days on market $230,000 Active 95 DOM
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2026-06-17days on market $230,000 Active 94 DOM
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2026-06-16days on market $230,000 Active 93 DOM
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2026-06-15days on market $230,000 Active 92 DOM
-
2026-06-14days on market $230,000 Active 90 DOM
-
2026-06-13days on market $230,000 Active 89 DOM
-
2026-06-10days on market $230,000 Active 87 DOM
-
2026-06-09days on market $230,000 Active 86 DOM
-
2026-06-08days on market $230,000 Active 85 DOM
-
2026-06-07days on market $230,000 Active 84 DOM
-
2026-06-02days on market $230,000 Active 79 DOM
-
2026-06-01days on market $230,000 Active 78 DOM
-
2026-05-31days on market $230,000 Active 77 DOM
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2026-05-30days on market $230,000 Active 76 DOM
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2026-05-04price $235,000
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2026-04-29price $245,000
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2026-04-20price $255,000
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2026-04-07price $265,000
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2026-04-01price $275,000
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2026-03-24price $285,000
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2026-03-22price $294,900
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2026-03-12$315,000 Active
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2026-01-23historical
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2025-12-22price $294,900
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2025-10-11price $299,900
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2025-09-20$309,000 Active
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2023-02-28soldstatus $260,000 Closed Sale 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
-
2023-02-28soldstatus $260,000
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
-
2023-02-27status Pending Sale 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
-
2023-02-14historical Active Under Contract 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
-
2023-01-10price $260,000 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
-
2022-11-26status Active 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
-
2022-11-26price $265,000 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
-
2022-11-18status Pending Sale 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
-
2022-11-13historical Active Under Contract 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
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2022-10-25price $275,000 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
-
2022-10-21status Active 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
-
2022-10-21historical Active Under Contract 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
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2022-08-31price $285,000 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
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2022-07-15$295,000 Active 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
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2022-07-10historical $295,000 745-char remark
Show marketing remark (745 chars)
LIVE IN TOWN. Roomy 3-bedroom home is centrally located in Downtown Oroville, close to stores, restaurants, schools, churches, banks, the public library and all downtown events. This two-story, 1525 s. f. home sits on a tree-shaded lot with a Fenced Yard and off-street parking. Large living room, dining room, and kitchen are on the main floor as well as a bathroom. Another bathroom and 3 bedrooms are upstairs. It has been freshly painted inside and new Vinyl Plank Flooring installed on the main floor. Large kitchen with original cabinetry opens to an enclosed utility porch and the back yard. The Roof was replaced approximately 17 years ago. Dual Pane windows have been installed. Pest repairs are completed and there is a pest clearance.
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2001-12-31soldstatus $58,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $3,589 · $299/mo
- Projected year-2 tax
- $3,589 · $299/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 9/10 Extreme
- Heat 8/10 Severe 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 34 unhealthy d/yr today · 39 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,791
- − Mortgage interest
- −$12,884
- − Property taxes
- −$3,589
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$2,063
- − Management
- −$2,063
- − Depreciation
- −$6,691
- Taxable loss
- −$2,649
- Est. tax savings @ 24.0%
- +$636
- After-tax cash flow
- $1,798/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Oroville Union High
- NCES district ID
- 0629130
- Math proficiency
- 19% ▼ -2.00%
- Reading proficiency
- 49% ▼ -4.00%
- Median HH income
- $38,085
- Composite
- 28.26/100
- National rank
- #6794
- State rank
- #300 of 517 in CA
Livability — Oroville
- Score
- 50/100
- State rank
- #1136
- US rank
- #25715
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Oroville, CA
- County
- Butte County · 175,030 people
- City population
- 49,684
- Metro
- Chico, CA
- Population (ZIP)
- 28,503
- Household income
- $65,586
- Rent vs Own
- Severe rent burden
- 807.0
Population outlook (Butte County) Hauer SSP2
- Today (2025)
- 237,527 people
- By 2030
- 243,804 · +2.6%
- By 2040
- 253,899 · +6.9%
- By 2050
- 262,561 · +10.5%
- By 2075
- 283,709 · +19.4%
- By 2100
- 282,689 · +19.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (67%)
- Race & ethnicity
- White 67% Hispanic / Latino 18% Two or more races 14% Asian 6% Native American 2% Black 2%
- Hispanic origin (detail)
- Mexican 16%
- Common ancestry
- Lithuanian 3% Slovak 3% Portuguese 2%
- Foreign-born
- 6% · Canada
- Languages at home
- 88% English-only · Spanish 7% Other Asian/Pacific 3% Russian/Polish/Slavic 1%
Political lean MEDSL · Butte
- 2024 margin
- Toss-up / Even · D 46.8% · R 49.9% · Other 3.3%
- 2008→2024 swing
- -5.5pp toward R · 2008: 2.4pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+1.7 2016: R+4.0 2012: R+3.9 2008: D+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -284.58%
- Current HPI
- 267.1415
- Rent YoY
- —
- Metro
- Chico, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
+305.2% since first listed28 events — show timeline
- 2026-05-04 Price Changed $235,000 CRMLS
- 2026-04-29 Price Changed $245,000 CRMLS
- 2026-04-20 Price Changed $255,000 CRMLS
- 2026-04-07 Price Changed $265,000 CRMLS
- 2026-04-01 Price Changed $275,000 CRMLS
- 2026-03-24 Price Changed $285,000 CRMLS
- 2026-03-22 Price Changed $294,900 CRMLS
- 2026-03-12 Listed $315,000 CRMLS
- 2026-01-23 Listing Removed — CRMLS
- 2025-12-22 Price Changed $294,900 CRMLS
- 2025-10-11 Price Changed $299,900 CRMLS
- 2025-09-20 Listed $309,000 CRMLS
- 2023-02-28 Sold (Public Records) $260,000 Public Records
- 2023-02-28 Sold (MLS) $260,000 CRMLS
- 2023-02-27 Pending — CRMLS
- 2023-02-14 Contingent — CRMLS
- 2023-01-10 Price Changed $260,000 CRMLS
- 2022-11-26 Relisted — CRMLS
- 2022-11-26 Price Changed $265,000 CRMLS
- 2022-11-18 Pending — CRMLS
- 2022-11-13 Contingent — CRMLS
- 2022-10-25 Price Changed $275,000 CRMLS
- 2022-10-21 Relisted — CRMLS
- 2022-10-21 Contingent — CRMLS
- 2022-08-31 Price Changed $285,000 CRMLS
- 2022-07-15 Listed $295,000 CRMLS
- 2022-07-10 Coming Soon $295,000 CRMLS
- 2001-12-31 Sold (Public Records) $58,000 Public Records
Property tax history
+8.9%/yrLatest (2025): $3,589 · +1.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…