14150 NE 110th Avenue Rd · Silver Springs, FL 32134

$99,900

3 bd · 2.0 ba · 1,084 sqft · SingleFamily public records · 167 Days on market

Built 1982 1.11 ac lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +3.6/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Still accepting back-up offers. Are you someone looking for a CUTE home, in a CHARMING area, that has so much room for POTENTIAL?!?! THEN THIS IS IT!! This STUNNING 3 bedroom 2 bathroom home sits in the heart of Fort McCoy and TRULY has so much to offer. The home features multiple UPDATES such as a NEWER roof (2019/2020), NEWER A/C (2020), NEWER water heater (2020), NEW gutters (2023), and NEWER water pump (2018/2019). On top of ALL that this home is also completely fenced in with a 16-foot entry gate installed! The back of the property has a 12x20 wood shed with a roll-up garage door, side door, and side window ready for multiple uses. Not only that but in the backyard you will also have a beautiful view of the wildlife in the area as you watch the sunset over the lake! THIS HOME IS SUCH A STEAL, COME VIEW IT BEFORE ITS GONE!! (Washer/Dryer do not convey)

Key facts

• Fully fenced yard
• 16-foot entry gate
• 1.11 acre lot

Tags

• SCENIC ALBRITTON LAKE
• FULLY FENCED YARD
• 16-FOOT ENTRY GATE
• EASY ACCESS TO LOCAL AMENITIES
• TRANQUIL SUNSET VIEWS

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $307 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $100k).
• Recommended offer: $88k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.5% vs local median 4.2% in Silver Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Fort Mccoy School (math 35% / reading 35%, grade F, #1,697 of 2,144 statewide, top 80%, 964 students, 73% FRL).
• Market conditions: 299 active listings in the ZIP; 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 167 days — a 12% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 8y ago; this cycle's ask has dropped $55k (36%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.0% of price; flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $87,912 (12.0% below list)

Questions for the listing agent

1. It's been on market 167 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
7. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
8. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.58% ✓
• Cap rate: 11.48%
• Cash-on-cash: 18.54%
• DSCR: 1.82
• GRM: 5.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 3.3%
• Equity multiple: 1.13×
• Total profit: $3,535
• Equity at exit: $14,895

10-year hold

• IRR: 12.9%
• Equity multiple: 2.04×
• Total profit: $28,973
• Equity at exit: $8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32134

• Home prices YoY: -24.4%
• Active inventory: 299
• Price-to-rent: 5.3×

Monthly cashflow live

• Estimated rent: $1,582 medium
• Mortgage (P&I): −$524
• Tax from tax record: −$252 /mo · $3,030/yr
• Insurance: −$42
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$332
• Net cashflow: $307

Break-even live

Break-even rent $1,194

Max offer price $99,900

Occupancy floor 76%

Sensitivity live

Price	-10% $363	-5% $335	+0% $307	+5% $279	+10% $250
Rent	-10% $182	-5% $244	+0% $307	+5% $369	+10% $432
Rate	-1.0pp $357	-0.5pp $332	base $307	+0.5pp $281	+1.0pp $255

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,975
• Closing costs: $2,997
• Reserves months: —
• Total cash needed: —

Listing history 32 events

1. 2026-06-18
   days on market $99,900 Active 167 DOM
2. 2026-06-17
   days on market $99,900 Active 166 DOM
3. 2026-06-16
   days on market $99,900 Active 165 DOM
4. 2026-06-15
   status $99,900 Active 164 DOM
5. 2026-04-25
   status Pending
6. 2026-03-31
   price $99,900
7. 2026-03-03
   price $119,000
8. 2026-02-04
   price $129,000
9. 2026-01-06
   price $139,000
10. 2025-12-10
    price $149,000
11. 2025-11-12
    listed $154,900 Active
12. 2023-10-04
    soldstatus $195,000
13. 2023-10-02
    soldstatus $195,000 Closed 869-char remark

    Show marketing remark (869 chars)

    Still accepting back-up offers. Are you someone looking for a CUTE home, in a CHARMING area, that has so much room for POTENTIAL?!?! THEN THIS IS IT!! This STUNNING 3 bedroom 2 bathroom home sits in the heart of Fort McCoy and TRULY has so much to offer. The home features multiple UPDATES such as a NEWER roof (2019/2020), NEWER A/C (2020), NEWER water heater (2020), NEW gutters (2023), and NEWER water pump (2018/2019). On top of ALL that this home is also completely fenced in with a 16-foot entry gate installed! The back of the property has a 12x20 wood shed with a roll-up garage door, side door, and side window ready for multiple uses. Not only that but in the backyard you will also have a beautiful view of the wildlife in the area as you watch the sunset over the lake! THIS HOME IS SUCH A STEAL, COME VIEW IT BEFORE ITS GONE!! (Washer/Dryer do not convey)

14. 2023-08-25
    status Pending 869-char remark

    Show marketing remark (869 chars)

    Still accepting back-up offers. Are you someone looking for a CUTE home, in a CHARMING area, that has so much room for POTENTIAL?!?! THEN THIS IS IT!! This STUNNING 3 bedroom 2 bathroom home sits in the heart of Fort McCoy and TRULY has so much to offer. The home features multiple UPDATES such as a NEWER roof (2019/2020), NEWER A/C (2020), NEWER water heater (2020), NEW gutters (2023), and NEWER water pump (2018/2019). On top of ALL that this home is also completely fenced in with a 16-foot entry gate installed! The back of the property has a 12x20 wood shed with a roll-up garage door, side door, and side window ready for multiple uses. Not only that but in the backyard you will also have a beautiful view of the wildlife in the area as you watch the sunset over the lake! THIS HOME IS SUCH A STEAL, COME VIEW IT BEFORE ITS GONE!! (Washer/Dryer do not convey)

15. 2023-08-08
    price $195,000 869-char remark

    Show marketing remark (869 chars)

    Still accepting back-up offers. Are you someone looking for a CUTE home, in a CHARMING area, that has so much room for POTENTIAL?!?! THEN THIS IS IT!! This STUNNING 3 bedroom 2 bathroom home sits in the heart of Fort McCoy and TRULY has so much to offer. The home features multiple UPDATES such as a NEWER roof (2019/2020), NEWER A/C (2020), NEWER water heater (2020), NEW gutters (2023), and NEWER water pump (2018/2019). On top of ALL that this home is also completely fenced in with a 16-foot entry gate installed! The back of the property has a 12x20 wood shed with a roll-up garage door, side door, and side window ready for multiple uses. Not only that but in the backyard you will also have a beautiful view of the wildlife in the area as you watch the sunset over the lake! THIS HOME IS SUCH A STEAL, COME VIEW IT BEFORE ITS GONE!! (Washer/Dryer do not convey)

16. 2023-07-27
    listed $205,000 Active 869-char remark

    Show marketing remark (869 chars)

    Still accepting back-up offers. Are you someone looking for a CUTE home, in a CHARMING area, that has so much room for POTENTIAL?!?! THEN THIS IS IT!! This STUNNING 3 bedroom 2 bathroom home sits in the heart of Fort McCoy and TRULY has so much to offer. The home features multiple UPDATES such as a NEWER roof (2019/2020), NEWER A/C (2020), NEWER water heater (2020), NEW gutters (2023), and NEWER water pump (2018/2019). On top of ALL that this home is also completely fenced in with a 16-foot entry gate installed! The back of the property has a 12x20 wood shed with a roll-up garage door, side door, and side window ready for multiple uses. Not only that but in the backyard you will also have a beautiful view of the wildlife in the area as you watch the sunset over the lake! THIS HOME IS SUCH A STEAL, COME VIEW IT BEFORE ITS GONE!! (Washer/Dryer do not convey)

17. 2022-04-21
    soldstatus $188,500 Closed 897-char remark

    Show marketing remark (897 chars)

    THIS ADORABLE 3 BEDROOM, 2 BATH HOME IS NESTLED ON 1+ ACRE OVERLOOKING ALBRITTON LAKE, YOU'LL LOVE THE OLD FLORIDA FEEL OF THE VIEW, RELAX AND ENJOY SPOTTING SANDHILL CRANES AND OTHER WILDLIFE FROM YOUR SCREENED PATIO OR YOUR BACKYARD SWING. THIS CUTE COTTAGE WELCOMES YOU WITH A SPACIOUS DECK THAT ALLOWS FOR EXTRA ENTERTAINING AREA, A LIVING/DINING ROOM COMBO WITH RICH DARK VINYL WOOD PLANK FLOORING, A CHARMING KITCHEN WITH WHITE CABINETS, CHECKERBOARD TILE AND A NICE VIEW FROM THE KITCHEN WINDOW. THE TWO SPARE ROOMS SHARE A GUEST BATH AND THE MASTER BEDROOM OFFERS PLENTY OF SPACE WITH ITS OWN PRIVATE ENSUITE BATH. SOME OF THE EXTRAS AND/OR UPDATES INCLUDE: SHED WITH METAL ROOF, METAL ROOF (2019), WELL PUMP & TANK (2019), ELECTRIC UPGRADE TO 200 AMP (2020), WATER HEATER (2020) AND SEPTIC PUMPED (2020). THIS COUNTRY CHARMER WOULD BE A PERFECT VACATION, STARTER OR RETIREMENT HOME.

18. 2022-04-05
    status Pending 897-char remark

    Show marketing remark (897 chars)

    THIS ADORABLE 3 BEDROOM, 2 BATH HOME IS NESTLED ON 1+ ACRE OVERLOOKING ALBRITTON LAKE, YOU'LL LOVE THE OLD FLORIDA FEEL OF THE VIEW, RELAX AND ENJOY SPOTTING SANDHILL CRANES AND OTHER WILDLIFE FROM YOUR SCREENED PATIO OR YOUR BACKYARD SWING. THIS CUTE COTTAGE WELCOMES YOU WITH A SPACIOUS DECK THAT ALLOWS FOR EXTRA ENTERTAINING AREA, A LIVING/DINING ROOM COMBO WITH RICH DARK VINYL WOOD PLANK FLOORING, A CHARMING KITCHEN WITH WHITE CABINETS, CHECKERBOARD TILE AND A NICE VIEW FROM THE KITCHEN WINDOW. THE TWO SPARE ROOMS SHARE A GUEST BATH AND THE MASTER BEDROOM OFFERS PLENTY OF SPACE WITH ITS OWN PRIVATE ENSUITE BATH. SOME OF THE EXTRAS AND/OR UPDATES INCLUDE: SHED WITH METAL ROOF, METAL ROOF (2019), WELL PUMP & TANK (2019), ELECTRIC UPGRADE TO 200 AMP (2020), WATER HEATER (2020) AND SEPTIC PUMPED (2020). THIS COUNTRY CHARMER WOULD BE A PERFECT VACATION, STARTER OR RETIREMENT HOME.

19. 2022-04-05
    status Active 897-char remark

    Show marketing remark (897 chars)

    THIS ADORABLE 3 BEDROOM, 2 BATH HOME IS NESTLED ON 1+ ACRE OVERLOOKING ALBRITTON LAKE, YOU'LL LOVE THE OLD FLORIDA FEEL OF THE VIEW, RELAX AND ENJOY SPOTTING SANDHILL CRANES AND OTHER WILDLIFE FROM YOUR SCREENED PATIO OR YOUR BACKYARD SWING. THIS CUTE COTTAGE WELCOMES YOU WITH A SPACIOUS DECK THAT ALLOWS FOR EXTRA ENTERTAINING AREA, A LIVING/DINING ROOM COMBO WITH RICH DARK VINYL WOOD PLANK FLOORING, A CHARMING KITCHEN WITH WHITE CABINETS, CHECKERBOARD TILE AND A NICE VIEW FROM THE KITCHEN WINDOW. THE TWO SPARE ROOMS SHARE A GUEST BATH AND THE MASTER BEDROOM OFFERS PLENTY OF SPACE WITH ITS OWN PRIVATE ENSUITE BATH. SOME OF THE EXTRAS AND/OR UPDATES INCLUDE: SHED WITH METAL ROOF, METAL ROOF (2019), WELL PUMP & TANK (2019), ELECTRIC UPGRADE TO 200 AMP (2020), WATER HEATER (2020) AND SEPTIC PUMPED (2020). THIS COUNTRY CHARMER WOULD BE A PERFECT VACATION, STARTER OR RETIREMENT HOME.

20. 2022-03-18
    status Pending 897-char remark

    Show marketing remark (897 chars)

    THIS ADORABLE 3 BEDROOM, 2 BATH HOME IS NESTLED ON 1+ ACRE OVERLOOKING ALBRITTON LAKE, YOU'LL LOVE THE OLD FLORIDA FEEL OF THE VIEW, RELAX AND ENJOY SPOTTING SANDHILL CRANES AND OTHER WILDLIFE FROM YOUR SCREENED PATIO OR YOUR BACKYARD SWING. THIS CUTE COTTAGE WELCOMES YOU WITH A SPACIOUS DECK THAT ALLOWS FOR EXTRA ENTERTAINING AREA, A LIVING/DINING ROOM COMBO WITH RICH DARK VINYL WOOD PLANK FLOORING, A CHARMING KITCHEN WITH WHITE CABINETS, CHECKERBOARD TILE AND A NICE VIEW FROM THE KITCHEN WINDOW. THE TWO SPARE ROOMS SHARE A GUEST BATH AND THE MASTER BEDROOM OFFERS PLENTY OF SPACE WITH ITS OWN PRIVATE ENSUITE BATH. SOME OF THE EXTRAS AND/OR UPDATES INCLUDE: SHED WITH METAL ROOF, METAL ROOF (2019), WELL PUMP & TANK (2019), ELECTRIC UPGRADE TO 200 AMP (2020), WATER HEATER (2020) AND SEPTIC PUMPED (2020). THIS COUNTRY CHARMER WOULD BE A PERFECT VACATION, STARTER OR RETIREMENT HOME.

21. 2022-03-14
    status Active 897-char remark

    Show marketing remark (897 chars)

    THIS ADORABLE 3 BEDROOM, 2 BATH HOME IS NESTLED ON 1+ ACRE OVERLOOKING ALBRITTON LAKE, YOU'LL LOVE THE OLD FLORIDA FEEL OF THE VIEW, RELAX AND ENJOY SPOTTING SANDHILL CRANES AND OTHER WILDLIFE FROM YOUR SCREENED PATIO OR YOUR BACKYARD SWING. THIS CUTE COTTAGE WELCOMES YOU WITH A SPACIOUS DECK THAT ALLOWS FOR EXTRA ENTERTAINING AREA, A LIVING/DINING ROOM COMBO WITH RICH DARK VINYL WOOD PLANK FLOORING, A CHARMING KITCHEN WITH WHITE CABINETS, CHECKERBOARD TILE AND A NICE VIEW FROM THE KITCHEN WINDOW. THE TWO SPARE ROOMS SHARE A GUEST BATH AND THE MASTER BEDROOM OFFERS PLENTY OF SPACE WITH ITS OWN PRIVATE ENSUITE BATH. SOME OF THE EXTRAS AND/OR UPDATES INCLUDE: SHED WITH METAL ROOF, METAL ROOF (2019), WELL PUMP & TANK (2019), ELECTRIC UPGRADE TO 200 AMP (2020), WATER HEATER (2020) AND SEPTIC PUMPED (2020). THIS COUNTRY CHARMER WOULD BE A PERFECT VACATION, STARTER OR RETIREMENT HOME.

22. 2022-03-08
    status Pending 897-char remark

    Show marketing remark (897 chars)

    THIS ADORABLE 3 BEDROOM, 2 BATH HOME IS NESTLED ON 1+ ACRE OVERLOOKING ALBRITTON LAKE, YOU'LL LOVE THE OLD FLORIDA FEEL OF THE VIEW, RELAX AND ENJOY SPOTTING SANDHILL CRANES AND OTHER WILDLIFE FROM YOUR SCREENED PATIO OR YOUR BACKYARD SWING. THIS CUTE COTTAGE WELCOMES YOU WITH A SPACIOUS DECK THAT ALLOWS FOR EXTRA ENTERTAINING AREA, A LIVING/DINING ROOM COMBO WITH RICH DARK VINYL WOOD PLANK FLOORING, A CHARMING KITCHEN WITH WHITE CABINETS, CHECKERBOARD TILE AND A NICE VIEW FROM THE KITCHEN WINDOW. THE TWO SPARE ROOMS SHARE A GUEST BATH AND THE MASTER BEDROOM OFFERS PLENTY OF SPACE WITH ITS OWN PRIVATE ENSUITE BATH. SOME OF THE EXTRAS AND/OR UPDATES INCLUDE: SHED WITH METAL ROOF, METAL ROOF (2019), WELL PUMP & TANK (2019), ELECTRIC UPGRADE TO 200 AMP (2020), WATER HEATER (2020) AND SEPTIC PUMPED (2020). THIS COUNTRY CHARMER WOULD BE A PERFECT VACATION, STARTER OR RETIREMENT HOME.

23. 2022-03-03
    listed $188,500 Active 897-char remark

    Show marketing remark (897 chars)

    THIS ADORABLE 3 BEDROOM, 2 BATH HOME IS NESTLED ON 1+ ACRE OVERLOOKING ALBRITTON LAKE, YOU'LL LOVE THE OLD FLORIDA FEEL OF THE VIEW, RELAX AND ENJOY SPOTTING SANDHILL CRANES AND OTHER WILDLIFE FROM YOUR SCREENED PATIO OR YOUR BACKYARD SWING. THIS CUTE COTTAGE WELCOMES YOU WITH A SPACIOUS DECK THAT ALLOWS FOR EXTRA ENTERTAINING AREA, A LIVING/DINING ROOM COMBO WITH RICH DARK VINYL WOOD PLANK FLOORING, A CHARMING KITCHEN WITH WHITE CABINETS, CHECKERBOARD TILE AND A NICE VIEW FROM THE KITCHEN WINDOW. THE TWO SPARE ROOMS SHARE A GUEST BATH AND THE MASTER BEDROOM OFFERS PLENTY OF SPACE WITH ITS OWN PRIVATE ENSUITE BATH. SOME OF THE EXTRAS AND/OR UPDATES INCLUDE: SHED WITH METAL ROOF, METAL ROOF (2019), WELL PUMP & TANK (2019), ELECTRIC UPGRADE TO 200 AMP (2020), WATER HEATER (2020) AND SEPTIC PUMPED (2020). THIS COUNTRY CHARMER WOULD BE A PERFECT VACATION, STARTER OR RETIREMENT HOME.

24. 2019-05-24
    soldstatus $95,000
25. 2019-05-24
    soldstatus $95,000
26. 2019-05-24
    soldstatus $95,000
27. 2019-02-18
    listed $99,900
28. 2019-02-18
    listed $99,900
29. 2018-11-02
    historical
30. 2018-09-10
    listed $39,000
31. 1994-04-05
    soldstatus $28,000
32. 1989-02-01
    soldstatus $30,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,030 · $252/mo
• Projected year-2 tax: $3,030 · $252/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,988
• − Mortgage interest: −$5,596
• − Property taxes: −$3,030
• − Insurance: −$2,002
• − Repairs & maintenance: −$1,519
• − Management: −$1,519
• − Depreciation: −$2,906
• Taxable income: $2,416
• Est. tax owed @ 24.0%: −$580
• After-tax cash flow: $3,102/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Silver Springs

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 7,400

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (91%)
• Race & ethnicity: White 91% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Italian 3% Slovak 2% Lithuanian 2%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 3% French/Haitian/Cajun 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -72.45%
• Current HPI: 224.9549
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+233.0% since first listed

28 events — show timeline

• 2026-04-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-03-31 Price Changed $99,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-03 Price Changed $119,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-04 Price Changed $129,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-06 Price Changed $139,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-10 Price Changed $149,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-12 Listed $154,900 Stellar MLS as Distributed by MLS Grid
• 2023-10-04 Sold (Public Records) $195,000 Public Records
• 2023-10-02 Sold (MLS) $195,000 Stellar MLS as Distributed by MLS Grid
• 2023-08-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-08-08 Price Changed $195,000 Stellar MLS as Distributed by MLS Grid
• 2023-07-27 Listed $205,000 Stellar MLS as Distributed by MLS Grid
• 2022-04-21 Sold (MLS) $188,500 Stellar MLS as Distributed by MLS Grid
• 2022-04-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-04-05 Relisted — Stellar MLS as Distributed by MLS Grid
• 2022-03-18 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-03-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2022-03-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-03-03 Listed $188,500 Stellar MLS as Distributed by MLS Grid
• 2019-05-24 Sold (Public Records) $95,000 Public Records
• 2019-05-24 Sold (MLS) $95,000 realMLS
• 2019-05-24 Sold (MLS) $95,000 Stellar MLS as Distributed by MLS Grid
• 2019-02-18 Listed $99,900 realMLS
• 2019-02-18 Listed $99,900 Stellar MLS as Distributed by MLS Grid
• 2018-11-02 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2018-09-10 Listed $39,000 Stellar MLS as Distributed by MLS Grid
• 1994-04-05 Sold (Public Records) $28,000 Public Records
• 1989-02-01 Sold (Public Records) $30,000 Public Records

Property tax history

+16.7%/yr

Latest (2025): $3,030 · +5.9% YoY. Source: county tax records.