943 Whitehead St · Baker, LA 70714

$149,900

4 bd · 2.0 ba · 2,630 sqft · SingleFamily public records · 101 Days on market

Built 1976 0.30 ac lot Est $266k · 44% under

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.1/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

4BR/2BA brick home in Baker! Nice size living room. Spacious den. Kitchen has plenty of cabinetry and counterspace . Master bedroom has huge walk-in closet an ensuite bath with double vanities and oversized shower. Spacious 4th bedroom could be used as an office. Enclosed sunroom. Nice size yard. Located in flood zone X and does not require flood insurance.

Key facts

• Counterspace
• Walk-in closet
• Living room

Tags

• BRICK HOME
• LIVING ROOM
• SPACIOUS DEN
• PLENTY OF CABINETRY
• COUNTERSPACE
• WALK-IN CLOSET

Property features AI

Exterior

• Parking: Driveway; Open parking
• Utilities: Public water; Public sewer
• Home design: Single-family detached residence; 1 story
• Construction: Frame and brick construction; Composition roof; Slab foundation; Built as residential single family
• Exterior features: Front porch

Interior

• Kitchen: Dishwasher; Refrigerator
• Flooring: Tile; Carpet; Ceramic tile; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air; Ceiling fan(s)
• Interior features: Walk-in closet(s)
• Laundry & utility: Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $150k.

Deal economics

• At list price, monthly cash flow is $562 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $136k (9.0% below list) — sets the bar for market timing.
• Cap rate 10.8% vs local median 4.5% in Baker — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#131 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: schools C-, crime D+, amenities F.
• City Of Baker School District (suburban): math 5% / reading 15% proficiency, ranked #89 of 98 in LA (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 141 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
• This rent runs 41% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 101 days — a 9% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 22y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $121k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,409 (9.0% below list)

Questions for the listing agent

1. It's been on market 101 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1976 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.31% ✓
• Cap rate: 10.79%
• Cash-on-cash: 16.06%
• DSCR: 1.71
• GRM: 6.4

CMA / ARV

• ARV (on-the-fly): $265,630
• Comps found: 6

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1086 Myrtle St	0.17mi	3/3.0 (-1)	2,761 (+5%)	11mo	$359,000	$130	66
3643 Buffwood Dr	0.41mi	3/2.0 (-1)	2,691 (+2%)	11mo	$228,000	$85	63
3622 Groom Rd	0.19mi	5/3.0 (+1)	2,966 (+13%)	1mo	$299,000	$101	60
3523 Van Buren St	0.08mi	4/2.0	2,349 (-11%)	23mo	$239,900	$102	60
1352 Texas Ave	0.50mi	5/3.0 (+1)	2,378 (-10%)	19mo	$196,000	$82	35
242 Buffwood Dr	0.62mi	3/2.0 (-1)	2,410 (-8%)	24mo	$229,900	$95	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.0%
• Equity multiple: 1.27×
• Total profit: $11,493
• Equity at exit: $22,351

10-year hold

• IRR: 16.3%
• Equity multiple: 2.34×
• Total profit: $56,088
• Equity at exit: $12,961

Cash invested: $41,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 70714

• Home prices YoY: -33.7%
• Active inventory: 141
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $1,963 medium
• Mortgage (P&I): −$786
• Tax from tax record: −$141 /mo · $1,689/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$412
• Net cashflow: $562

Break-even live

Break-even rent $1,252

Max offer price $149,900

Occupancy floor 66%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,475
• Closing costs: $4,497
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
13936 Cayuga Dr Baker, LA	4.0	2.5	2364	$2,200	$0.93	44d	1	0.91mi
13936 Cayuga Dr Baker, LA	4.0	2.5	2364	$2,200	$0.93	23d	1	0.91mi

Listing history 28 events

1. 2026-06-18
   days on market $149,900 Active 101 DOM
2. 2026-06-17
   days on market $149,900 Active 100 DOM
3. 2026-06-16
   days on market $149,900 Active 99 DOM
4. 2026-06-15
   days on market $149,900 Active 98 DOM
5. 2026-06-14
   days on market $149,900 Active 96 DOM
6. 2026-06-13
   days on market $149,900 Active 95 DOM
7. 2026-06-10
   days on market $149,900 Active 93 DOM
8. 2026-06-09
   days on market $149,900 Active 92 DOM
9. 2026-06-08
   days on market $149,900 Active 91 DOM
10. 2026-06-07
    days on market $149,900 Active 90 DOM
11. 2026-06-03
    days on market $149,900 Active 86 DOM
12. 2026-06-02
    days on market $149,900 Active 85 DOM
13. 2026-06-01
    days on market $149,900 Active 84 DOM
14. 2026-05-31
    days on market $149,900 Active 83 DOM
15. 2026-05-31
    days on market $149,900 Active 82 DOM
16. 2026-05-12
    price $149,900 359-char remark

    Show marketing remark (359 chars)

    4BR/2BA brick home in Baker! Nice size living room. Spacious den. Kitchen has plenty of cabinetry and counterspace . Master bedroom has huge walk-in closet an ensuite bath with double vanities and oversized shower. Spacious 4th bedroom could be used as an office. Enclosed sunroom. Nice size yard. Located in flood zone X and does not require flood insurance.

17. 2026-05-12
    price $149,900

    Show marketing remark (359 chars)

    4BR/2BA brick home in Baker! Nice size living room. Spacious den. Kitchen has plenty of cabinetry and counterspace . Master bedroom has huge walk-in closet an ensuite bath with double vanities and oversized shower. Spacious 4th bedroom could be used as an office. Enclosed sunroom. Nice size yard. Located in flood zone X and does not require flood insurance.

18. 2026-04-08
    price $154,900 359-char remark

    Show marketing remark (359 chars)

    4BR/2BA brick home in Baker! Nice size living room. Spacious den. Kitchen has plenty of cabinetry and counterspace . Master bedroom has huge walk-in closet an ensuite bath with double vanities and oversized shower. Spacious 4th bedroom could be used as an office. Enclosed sunroom. Nice size yard. Located in flood zone X and does not require flood insurance.

19. 2026-04-08
    price $154,900

    Show marketing remark (359 chars)

    4BR/2BA brick home in Baker! Nice size living room. Spacious den. Kitchen has plenty of cabinetry and counterspace . Master bedroom has huge walk-in closet an ensuite bath with double vanities and oversized shower. Spacious 4th bedroom could be used as an office. Enclosed sunroom. Nice size yard. Located in flood zone X and does not require flood insurance.

20. 2026-03-09
    listed $159,900 Active

    Show marketing remark (359 chars)

    4BR/2BA brick home in Baker! Nice size living room. Spacious den. Kitchen has plenty of cabinetry and counterspace . Master bedroom has huge walk-in closet an ensuite bath with double vanities and oversized shower. Spacious 4th bedroom could be used as an office. Enclosed sunroom. Nice size yard. Located in flood zone X and does not require flood insurance.

21. 2026-03-09
    listed $159,900 Active 359-char remark

    Show marketing remark (359 chars)

    4BR/2BA brick home in Baker! Nice size living room. Spacious den. Kitchen has plenty of cabinetry and counterspace . Master bedroom has huge walk-in closet an ensuite bath with double vanities and oversized shower. Spacious 4th bedroom could be used as an office. Enclosed sunroom. Nice size yard. Located in flood zone X and does not require flood insurance.

22. 2005-09-21
    soldstatus $121,400
23. 2005-09-20
    soldstatus
24. 2005-04-01
    listed $123,900
25. 2005-04-01
    listed $123,900
26. 2004-09-07
    soldstatus
27. 2004-05-11
    listed $54,900
28. 2004-05-11
    listed $54,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

• Current annual tax: $1,689 · $141/mo
• Projected year-2 tax: $1,689 · $141/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,561
• − Mortgage interest: −$8,397
• − Property taxes: −$1,689
• − Insurance: −$750
• − Repairs & maintenance: −$1,885
• − Management: −$1,885
• − Depreciation: −$4,361
• Taxable income: $4,596
• Est. tax owed @ 24.0%: −$1,103
• After-tax cash flow: $5,639/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: City Of Baker School District
• NCES district ID: 2200040
• Math proficiency: 5% ▼ -32.00%
• Reading proficiency: 15% ▼ -28.00%
• Median HH income: $41,765
• Composite: 8.8/100
• National rank: #9891
• State rank: #89 of 98 in LA

Livability — Baker

• Score: 66/100
• State rank: #131
• US rank: #12021

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment C Housing A Health & safety C+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baker, LA
• County: East Baton Rouge Parish · 399,686 people
• City population: 17,433
• Metro: Baton Rouge, LA
• Population (ZIP): 17,433
• Household income: $57,608
• Rent vs Own: 24.3% rent · 75.7% own
• Severe rent burden: 417.0

Population outlook (East Baton Rouge County) Hauer SSP2

• Today (2025): 464,810 people
• By 2030: 472,137 · +1.6%
• By 2040: 480,243 · +3.3%
• By 2050: 484,422 · +4.2%
• By 2075: 492,069 · +5.9%
• By 2100: 476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (70%)
• Race & ethnicity: Black 70% White 25% Two or more races 4% Hispanic / Latino 2%
• Common ancestry: Lithuanian 4%
• Foreign-born: 1% · Canada
• Languages at home: 98% English-only · Arabic 1%

Political lean MEDSL · East Baton Rouge

• 2024 margin: D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
• 2008→2024 swing: +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
• All cycles: 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -80.50%
• Current HPI: 158.1876
• Rent YoY: —
• Metro: Baton Rouge, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Price history

+173.0% since first listed

13 events — show timeline

• 2026-05-12 Price Changed $149,900 AcadianaMLS
• 2026-05-12 Price Changed $149,900 GBRMLS
• 2026-04-08 Price Changed $154,900 AcadianaMLS
• 2026-04-08 Price Changed $154,900 GBRMLS
• 2026-03-09 Listed $159,900 GBRMLS
• 2026-03-09 Listed $159,900 AcadianaMLS
• 2005-09-21 Sold (Public Records) $121,400 Public Records
• 2005-09-20 Sold (MLS) — GBRMLS
• 2005-04-01 Listed $123,900 GBRMLS
• 2005-04-01 Listed $123,900 AcadianaMLS
• 2004-09-07 Sold (MLS) — GBRMLS
• 2004-05-11 Listed $54,900 GBRMLS
• 2004-05-11 Listed $54,900 AcadianaMLS

Property tax history

+2.0%/yr

Latest (2025): $1,689 · +3.8% YoY. Source: county tax records.