CashFlowRE
Sign in Sign up
7421 Greenway Dr
C- Composite 51.26
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.0/30.0
  • 1% rule +4.4/10.0
  • DSCR +4.2/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.1/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$229,900

7421 Greenway Dr · Jacksonville, FL 32244
3 bd · 2.0 ba · 1,882 sqft · SingleFamily public records · 13 Days on market
Built 1955 0.32 ac lot Est $299k · 23% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

Key facts

  • Large concrete patio
  • Metal roof
  • 0.32 acre lot

Tags

DEDICATED MUD LAUNDRY ROOMMETAL ROOFFULLY FENCED BACKYARDLARGE CONCRETE PATIO

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $230k.

Deal economics

  • At list price, monthly cash flow is $29 ($348/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (5.8% below list).
  • Recommended offer: $216k (5.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 3.9% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Venetia Elementary School (math 52% / reading 47%, grade D, #1,088 of 2,144 statewide, top 53%, 377 students, 48% FRL); Joseph Stilwell Middle School (math 31% / reading 33%, grade F, #448 of 571 statewide, top 79%, 612 students, 68% FRL); Riverside High School (math 24% / reading 39%, grade F, #424 of 667 statewide, top 64%, 1,567 students, 60% FRL).
  • Market conditions: Rents rising (+2.2%/yr); 353 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 7 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $186k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $216,465 (5.8% below list)

Questions for the listing agent

  1. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
6.44%
Cash-on-cash
0.54%
DSCR
1.02
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$299,238
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7421 Greenway Dr 0.00mi 3/2.0 1,882 (0%) 1mo $200,000 $106 99
7452 Greenway Dr 0.10mi 4/2.0 (+1) 1,873 (-0%) 2mo $166,125 $89 88
7307 Roslyn Rd 0.09mi 4/2.0 (+1) 1,907 (+1%) 3mo $212,000 $111 86
4838 Avent Dr 0.12mi 3/2.0 1,635 (-13%) 6mo $269,500 $165 68
7414 Coral Sea Rd 0.26mi 4/2.0 (+1) 1,791 (-5%) 22mo $285,000 $159 57
7251 Greenway Dr 0.13mi 4/2.0 (+1) 1,653 (-12%) 15mo $268,000 $162 56
5506 Ortega Bluff Ln 0.74mi 4/2.0 (+1) 2,076 (+10%) 13mo $357,000 $172 32
7720 Ortega Bluff Pkwy 0.66mi 4/2.0 (+1) 2,107 (+12%) 20mo $324,999 $154 28
5555 Ortega Bluff Ln 0.67mi 4/2.0 (+1) 1,652 (-12%) 19mo $289,900 $175 27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.25% rent growth · sell at horizon

5-year hold
IRR
-16.3%
Equity multiple
0.43×
Total profit
$-36,936
Equity at exit
$34,279
10-year hold
IRR
-9.4%
Equity multiple
0.44×
Total profit
$-35,972
Equity at exit
$19,878

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32244

Home prices YoY
-17.8%
Rents YoY
2.2%
Active inventory
353
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,165 high interval (Pro) →
Mortgage (P&I)
$1,206
Tax from tax record
$380 /mo · $4,555/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$455
Net cashflow
$29

Break-even live

Break-even rent $2,128
Max offer price $229,900
Occupancy floor 94%

Sensitivity live

Price -10% $159 -5% $94 +0% $29 +5% $-36 +10% $-101
Rent -10% $-142 -5% $-56 +0% $29 +5% $115 +10% $200
Rate -1.0pp $145 -0.5pp $88 base $29 +0.5pp $-31 +1.0pp $-91

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,475
Closing costs
$6,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7461 Greenway Dr Jacksonville, FL 3.0 2.0 1557 $2,200 $1.41 25d 1 0.10mi
5357 Whitecastle Ct Jacksonville, FL 3.0 2.0 1916 $2,099 $1.10 18d 1 0.59mi
5433 Lafayette Park Dr N Jacksonville, FL 4.0 2.0 2108 $2,600 $1.23 25d 1 1.06mi
5639 Bullseye Cir Jacksonville, FL 3.0 2.0 1574 $1,825 $1.16 25d 1 1.26mi
8155 Pineverde Ln Jacksonville, FL 3.0 2.0 1426 $1,985 $1.39 18d 1 1.28mi
6983 Lafayette Park Dr Jacksonville, FL 4.0 2.0 1854 $1,916 $1.03 15d 1 1.30mi
8114 Donegal Ln Jacksonville, FL 4.0 2.0 2238 $3,500 $1.56 25d 1 1.31mi
4925 Collins Rd Jacksonville, FL 1.0–3.0 1.0–3.0 943 $2,226 $2.36 3d 21 1.39mi
5260 Collins Rd Jacksonville, FL 3.0 2.5 1443 $1,575 $1.09 16d 2 1.45mi
5260 Collins Rd #1401 Jacksonville, FL 3.0 2.5 1596 $1,650 $1.03 9d 1 1.45mi

Listing history 23 events

  1. 2026-04-14
    status Pending
  2. 2026-04-01
    listed $229,900 Active
  3. 2026-03-19
    status Active 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  4. 2026-03-18
    historical Active Under Contract 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  5. 2026-03-14
    price $175,000 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  6. 2026-01-17
    status Active 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  7. 2026-01-17
    price $190,000 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  8. 2025-09-10
    status Pending 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  9. 2025-09-10
    historical 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  10. 2025-09-09
    historical 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  11. 2025-06-16
    historical Active Under Contract 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  12. 2025-06-09
    price $195,000 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  13. 2025-05-30
    price $205,000 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  14. 2025-05-14
    price $215,000 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  15. 2025-05-05
    status Active 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  16. 2025-04-24
    historical Active Under Contract 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  17. 2025-04-18
    listed $225,000 Active 883-char remark
    Show marketing remark (883 chars)

    This spacious 3-bedroom, 2-bath home on a large corner lot offers incredible potential for the right buyer. Whether you're an investor or a homeowner ready to customize your dream space, this property is priced below market value to reflect its renovation needs. The home is being sold as-is, and detailed rehab estimates are available upon request to help you plan your updates and financing options. With a flexible layout, solid bones, and a prime location near NAS Jacksonville and US-17, this home is ideal for military families or anyone seeking quick access to shopping, dining, and major routes. Eligible buyers may also explore FHA 203(k) or other renovation loan options to finance repairs and build instant equity. The possibilities are endless bring your vision and transform this diamond in the rough into a beautiful home. The seller is open to reasonable offers.

  18. 2020-07-24
    soldstatus $185,500
  19. 2020-07-17
    soldstatus $185,500 Sold 349-char remark
    Show marketing remark (349 chars)

    Corner lot with a STUNNING KITCHEN!! This beautifully remodeled home has tons of room and no expense was spared to give the future homeowner their dream home! Located near the base and and US 17, this home is ideal for military families or someone that wants access to all that Jacksonville has to offer with a short drive. Schedule your tour today!

  20. 2020-06-17
    status Pending 349-char remark
    Show marketing remark (349 chars)

    Corner lot with a STUNNING KITCHEN!! This beautifully remodeled home has tons of room and no expense was spared to give the future homeowner their dream home! Located near the base and and US 17, this home is ideal for military families or someone that wants access to all that Jacksonville has to offer with a short drive. Schedule your tour today!

  21. 2020-05-26
    listed $184,900 Active 349-char remark
    Show marketing remark (349 chars)

    Corner lot with a STUNNING KITCHEN!! This beautifully remodeled home has tons of room and no expense was spared to give the future homeowner their dream home! Located near the base and and US 17, this home is ideal for military families or someone that wants access to all that Jacksonville has to offer with a short drive. Schedule your tour today!

  22. 2020-05-23
    historical
  23. 2020-05-23
    listed $184,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,555 · $380/mo
Projected year-2 tax
$4,555 · $380/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,976
− Mortgage interest
−$12,878
− Property taxes
−$4,555
− Insurance
−$1,150
− Repairs & maintenance
−$2,078
− Management
−$2,078
− Depreciation
−$6,688
Taxable loss
−$3,451
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$828
After-tax cash flow
$1,177/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
63,592
Household income
$62,204
Rent vs Own
43.7% rent · 56.3% own
Severe rent burden
2799.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 39% Black 35% Hispanic / Latino 15% Two or more races 10% Asian 6%
Hispanic origin (detail)
Mexican 3% Puerto Rican 6% Cuban 3%
Common ancestry
Hispanic 1% Lithuanian 1% Romanian 1%
Foreign-born
12% · Canada, Vietnam, China
Languages at home
83% English-only · Spanish 9% Tagalog/Filipino 3% French/Haitian/Cajun 2%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -64.22%
Current HPI
296.5375
Rent YoY
▲ 2.25%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+24.3% since first listed
23 events — show timeline
  • 2026-04-14 Pending realMLS
  • 2026-04-01 Listed $229,900 realMLS
  • 2026-03-19 Relisted realMLS
  • 2026-03-18 Contingent realMLS
  • 2026-03-14 Price Changed $175,000 realMLS
  • 2026-01-17 Relisted realMLS
  • 2026-01-17 Price Changed $190,000 realMLS
  • 2025-09-10 Pending realMLS
  • 2025-09-10 Listing Removed realMLS
  • 2025-09-09 Listing Removed realMLS
  • 2025-06-16 Contingent realMLS
  • 2025-06-09 Price Changed $195,000 realMLS
  • 2025-05-30 Price Changed $205,000 realMLS
  • 2025-05-14 Price Changed $215,000 realMLS
  • 2025-05-05 Relisted realMLS
  • 2025-04-24 Contingent realMLS
  • 2025-04-18 Listed $225,000 realMLS
  • 2020-07-24 Sold (Public Records) $185,500 Public Records
  • 2020-07-17 Sold (MLS) $185,500 realMLS
  • 2020-06-17 Pending realMLS
  • 2020-05-26 Listed $184,900 realMLS
  • 2020-05-23 Listed $184,900 realMLS
  • 2020-05-23 Listing Removed realMLS

Property tax history

+23.3%/yr

Latest (2025): $4,555 · +9.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…