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4411 SW Bison St
D Composite 40.72
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +8.3/15.0
  • Cash flow +6.4/30.0
  • Schools +5.2/10.0
  • Livability +4.2/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.0/10.0
  • DSCR +0.7/10.0

$350,000

4411 SW Bison St · Bentonville, AR 72713
4 bd · 2.5 ba · 1,789 sqft · SingleFamily public records · 5 Days on market
Built 2022 6,969 sqft lot Est $356k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

New Construction! Wonderful plan with open concept that still gives main living privacy! Spacious eat-in kitchen with center island and dining area that provides subtle separation from the main living room. Stainless appliances, gas range, granite, full tile backsplash, walk-in-pantry, and ample counter cabinet space! The living room is full of natural light with a view of the large covered back patio, has a gas log fireplace, and crown molding. The main suite bath offers a walk-in shower with glass door, two vanities, enclosed toilet, and large closet.

Key facts

  • Open floor plan
  • Walk in pantry
  • Center island

Tags

OPEN FLOOR PLANSPACIOUS EAT IN KITCHENCENTER ISLANDGAS RANGEWALK IN PANTRYLARGE COVERED BACK PATIO

Property features AI

Finance

  • HOA & community: Monthly association fee

Exterior

  • Parking: Attached garage with garage door opener; Two covered parking spaces
  • Security: Smoke detectors
  • Utilities: Electricity available; Natural gas available; Public water; Public sewer
  • Home design: Two-story home; Faces west; Slab foundation; Brick and vinyl siding; Architectural shingle roof
  • Construction: Built as a resale property (less than 25 years old)
  • Exterior features: Concrete driveway; Covered patio; Patio; Back yard fencing; Lot is cleared, landscaped and level; Outside city limits; Subdivision setting; Public road frontage

Interior

  • Kitchen: Kitchen; Eat-in kitchen; Dishwasher; Gas oven; Gas range; Microwave; Plumbed for ice maker
  • Bedrooms: Three bedrooms on the second level; Additional main-level rooms (various sizes)
  • Flooring: Carpet; Laminate; Simulated wood; Tile
  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Gas heating; Electric cooling
  • Interior features: Attic; Ceiling fans; Granite counters; Pantry; Storage; Walk-in closets; Window treatments; Double-pane windows; Blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $350k.

Deal economics

  • At list price, monthly cash flow is $-614 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $242k (31.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (39.8% below list).
  • Recommended offer: $211k (39.8% below list) — sets the bar for 1% rule.
  • Cap rate 4.2% vs local median 2.6% in Bentonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#2 in AR, #864 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F.
  • Bentonville School District (urban): math 59% / reading 59% proficiency, ranked #3 of 238 in AR (top 1%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents flat; 710 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 4,359 units permitted in Benton County in 2024 (402 in 5+ unit buildings).

Forward outlook

  • In year one you build about $37k of equity ($2k loan paydown + $35k appreciation (10.0% local appreciation)).
  • Benton County population projected at +56% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$60k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $210,767 (39.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.60%
Cap rate
4.19%
Cash-on-cash
-7.52%
DSCR
0.67
GRM
13.8

CMA / ARV

ARV (on-the-fly)
$356,011
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4411 SW Bison St 0.00mi 4/2.5 1,789 (0%) 1mo $343,000 $192 99
5906 SW Bear Creek Ave 0.19mi 4/2.0 1,870 (+4%) 2mo $364,900 $195 80
5904 SW Chiefs Ave 0.22mi 4/2.0 1,870 (+4%) 1mo $364,900 $195 80
5909 SW Chiefs Ave 0.26mi 4/2.0 1,870 (+4%) 1mo $364,900 $195 77
5803 SW Peaceful Ave 0.12mi 3/2.0 (-1) 1,685 (-6%) 1mo $340,000 $202 77
6002 SW Teppee Ave 0.26mi 4/2.5 1,940 (+8%) 0mo $394,000 $203 73
5900 SW Chiefs Ave 0.21mi 4/3.0 1,955 (+9%) 1mo $392,500 $201 72
6001 SW Bear Creek Ave 0.24mi 4/3.0 1,955 (+9%) 0mo $389,500 $199 71
5905 SW Bear Creek Ave 0.21mi 3/2.0 (-1) 1,669 (-7%) 1mo $363,900 $218 71
4700 SW Tribe St 0.27mi 4/3.0 1,955 (+9%) 1mo $392,500 $201 69
6002 SW Bear Creek Ave 0.23mi 4/2.5 2,042 (+14%) 1mo $399,900 $196 65
5903 SW Coywolf St 0.33mi 4/2.5 2,042 (+14%) 1mo $389,900 $191 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 0.39% rent growth · sell at horizon

5-year hold
IRR
18.4%
Equity multiple
2.49×
Total profit
$146,079
Equity at exit
$315,308
10-year hold
IRR
16.7%
Equity multiple
5.60×
Total profit
$450,991
Equity at exit
$679,973

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72713

Home prices YoY
3.5%
Rents YoY
0.4%
Active inventory
710
Price-to-rent
13.8×

Monthly cashflow live

Estimated rent
$2,108 high interval (Pro) →
Mortgage (P&I)
$1,835
Tax from tax record
$298 /mo · $3,571/yr
Insurance
$146
HOA
$0
Vacancy / Maint / Mgmt
$443
Net cashflow
$-614

Break-even live

Break-even rent $2,885
Max offer price $241,573
Occupancy floor

Sensitivity live

Price -10% $-416 -5% $-515 +0% $-614 +5% $-713 +10% $-812
Rent -10% $-780 -5% $-697 +0% $-614 +5% $-531 +10% $-447
Rate -1.0pp $-438 -0.5pp $-525 base $-614 +0.5pp $-704 +1.0pp $-797

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,500
Closing costs
$10,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5809 SW Macasin Ave Bentonville, AR 4.0 2.0 1745 $2,100 $1.20 25d 1 0.09mi
5805 SW Teppee Ave Bentonville, AR 4.0 2.5 1854 $2,145 $1.16 25d 1 0.15mi
4301 SW Pawhuska St Bentonville, AR 3.0 2.0 1782 $1,980 $1.11 25d 1 0.26mi
6000 SW Desert Ave Bentonville, AR 3.0 2.0 1669 $2,050 $1.23 16d 1 0.34mi
621-623 Cosmos St Centerton, AR 3.0 2.0 1475 $1,795 $1.22 15d 1 0.74mi
3401 SW Endearment St Bentonville, AR 4.0 2.5 2065 $2,000 $0.97 25d 1 0.84mi
6812 Memphis Bentonville, AR 3.0 2.5 1599 $1,550 $0.97 25d 1 0.85mi
6604 SW Dignity Ave Bentonville, AR 3.0 3.0 1430 $1,550 $1.08 16d 1 0.86mi
221 Williams Ct Bentonville, AR 3.0 2.0 1410 $1,725 $1.22 25d 1 0.90mi
6800 SW Dignity Ave Bentonville, AR 3.0 2.5 1599 $1,895 $1.19 16d 1 0.95mi
6802 SW Dignity Ave Bentonville, AR 3.0 2.5 1599 $1,895 $1.19 25d 1 0.96mi
3406 SW Lucretia Rd Bentonville, AR 4.0 3.0 2393 $2,800 $1.17 25d 1 0.96mi
231 Palm St Bentonville, AR 3.0 2.0 1828 $2,050 $1.12 25d 1 1.06mi
3600 SW Willowbrook Rd Bentonville, AR 4.0 3.0 2612 $2,600 $1.00 25d 1 1.10mi
3800 SW Mistletoe Ave Unit 1221819P Bentonville, AR 3.0 2.0 1593 $5,861 $3.68 15d 1 1.23mi
890 Tennessee Ave Bentonville, AR 3.0 2.5 1250 $1,595 $1.28 23d 1 1.37mi
1061 Kentucky Ave Bentonville, AR 3.0 2.5 1250 $1,550 $1.24 25d 1 1.38mi
881 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,550 $1.24 25d 1 1.44mi
960 Ventnor Ave Centerton, AR 3.0 2.5 1250 $1,750 $1.40 25d 1 1.47mi
3200 SW Calm Ridge Rd Bentonville, AR 4.0 2.5 2075 $2,400 $1.16 25d 1 1.50mi

Listing history 6 events

  1. 2026-04-13
    status Pending
  2. 2026-04-08
    listed $350,000 Active
  3. 2023-03-09
    soldstatus $325,000
  4. 2023-03-08
    soldstatus $325,000 Closed 559-char remark
    Show marketing remark (559 chars)

    New Construction! Wonderful plan with open concept that still gives main living privacy! Spacious eat-in kitchen with center island and dining area that provides subtle separation from the main living room. Stainless appliances, gas range, granite, full tile backsplash, walk-in-pantry, and ample counter cabinet space! The living room is full of natural light with a view of the large covered back patio, has a gas log fireplace, and crown molding. The main suite bath offers a walk-in shower with glass door, two vanities, enclosed toilet, and large closet.

  5. 2023-01-20
    status Pending 559-char remark
    Show marketing remark (559 chars)

    New Construction! Wonderful plan with open concept that still gives main living privacy! Spacious eat-in kitchen with center island and dining area that provides subtle separation from the main living room. Stainless appliances, gas range, granite, full tile backsplash, walk-in-pantry, and ample counter cabinet space! The living room is full of natural light with a view of the large covered back patio, has a gas log fireplace, and crown molding. The main suite bath offers a walk-in shower with glass door, two vanities, enclosed toilet, and large closet.

  6. 2023-01-05
    listed $325,000 Active 559-char remark
    Show marketing remark (559 chars)

    New Construction! Wonderful plan with open concept that still gives main living privacy! Spacious eat-in kitchen with center island and dining area that provides subtle separation from the main living room. Stainless appliances, gas range, granite, full tile backsplash, walk-in-pantry, and ample counter cabinet space! The living room is full of natural light with a view of the large covered back patio, has a gas log fireplace, and crown molding. The main suite bath offers a walk-in shower with glass door, two vanities, enclosed toilet, and large closet.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$3,571 · $298/mo
Projected year-2 tax
$3,571 · $298/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,292
− Mortgage interest
−$19,605
− Property taxes
−$3,571
− Insurance
−$1,750
− Repairs & maintenance
−$2,023
− Management
−$2,023
− Depreciation
−$10,182
Taxable loss
−$13,863
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,327
After-tax cash flow
$-4,038/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bentonville School District
NCES district ID
0503060
Math proficiency
59% ▼ -8.00%
Reading proficiency
59% ▼ -6.00%
Median HH income
$66,721
Composite
51.85/100
National rank
#1661
State rank
#3 of 238 in AR

Livability — Bentonville

Score
83/100
State rank
#2
US rank
#864

Category grades

Amenities F Commute B+ Cost of living B- Crime B+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bentonville, AR
County
Benton County · 259,241 people
City population
67,689
Metro
Fayetteville-Springdale-Rogers, AR
Population (ZIP)
28,999
Household income
$119,853
Rent vs Own
48.3% rent · 51.7% own
Severe rent burden
508.0

Population outlook (Benton County) Hauer SSP2

Today (2025)
318,683 people
By 2030
353,481 · +10.9%
By 2040
425,280 · +33.4%
By 2050
497,239 · +56.0%
By 2075
662,114 · +107.8%
By 2100
776,431 · +143.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 54% Asian 20% Two or more races 16% Hispanic / Latino 11% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Italian 2% Slovak 2% Romanian 1%
Foreign-born
22% · Canada, China, Vietnam
Languages at home
79% English-only · Other Asian/Pacific 8% Spanish 6% Other Indo-European 5%

Political lean MEDSL · Benton

2024 margin
Strong R (+27.0) · D 35.2% · R 62.1% · Other 2.7%
2008→2024 swing
+9.6pp toward D · 2008: -36.5pp · 2024: -27.0pp
All cycles
2024: R+27.0 2020: R+26.4 2016: R+34.9 2012: R+40.4 2008: R+36.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 10.77%
Current HPI
319.3081
Rent YoY
▲ 0.39%
Metro
Fayetteville-Springdale-Rogers, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+7.7% since first listed
6 events — show timeline
  • 2026-04-13 Pending NWARMLS
  • 2026-04-08 Listed $350,000 NWARMLS
  • 2023-03-09 Sold (Public Records) $325,000 Public Records
  • 2023-03-08 Sold (MLS) $325,000 NWARMLS
  • 2023-01-20 Pending NWARMLS
  • 2023-01-05 Listed $325,000 NWARMLS

Property tax history

+11.4%/yr

Latest (2025): $3,571 · -13.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…