601 E Bertsch St · Lansford, PA 18232

$95,000

5 bd · 1.5 ba · 1,542 sqft · Townhouse public records · 95 Days on market

Built 1900 $62/sqft · 13% below area Est $110k · 13% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +13.5/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +9.6/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.0/10.0

Listing remarks MLS

BACK ON THE MARKET AT NO FAULT OF HOME OR SELLER! Here's your second chance to own this property. Attention buyers and investors! This 5-bedroom end-of-row townhouse offers incredible space and functionality. Featuring a traditional layout with separate living and dining rooms, a spacious kitchen, and generous bedroom sizes, the possibilities are endless. Ample storage throughout adds to the home’s practicality. The end-of-row setting provides additional natural light and privacy. Whether you're expanding your portfolio or looking for a spacious primary residence, this property delivers value and potential. Schedule your showing today!

Key facts

• Privacy
• Spacious kitchen
• Natural light

Tags

• END-OF-ROW TOWNHOUSE
• SPACIOUS KITCHEN
• AMPLE STORAGE
• NATURAL LIGHT
• PRIVACY

What this means for you Summary

Snapshot

• This is a 5-bed/1.5-bath townhouse listed at $95k.

Deal economics

• At list price, monthly cash flow is $736 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $95k).
• Recommended offer: $86k (9.0% below list) — sets the bar for market timing.
• Cap rate 15.6% vs local median 9.5% in Lansford — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#605 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A-; Watch: amenities D, schools F, commute F.
• Panther Valley SD (rural): math 14% / reading 35% proficiency, ranked #477 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 34 active listings in the ZIP; lower-income renter base — watch delinquency; 180 units permitted in Carbon County in 2024 (10 in 5+ unit buildings).
• At $1,795/mo this rent would consume 48% of the median local household income ($45k/yr) (locally 123% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $9k of equity ($657 loan paydown + $9k appreciation (9.1% local appreciation)).
• Carbon County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (9.1% appreciation + 3.0% rent growth), your $27k cash investment doubles in ~2 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 95 days — a 9% lower offer ($86k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 2y ago; this cycle's ask has dropped $10k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $86,450 (9.0% below list)

Questions for the listing agent

1. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.89% ✓
• Cap rate: 15.60%
• Cash-on-cash: 33.22%
• DSCR: 2.48
• GRM: 4.4

CMA / ARV

• ARV (median comp): $109,514
• List price: $95,000
• Delta: -13.25%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
607 E Abbott	0.07mi	4/1.5 (-1)	1,528 (-1%)	13mo	$110,000	$72	80
234 E Patterson St	0.35mi	4/2.0 (-1)	1,581 (+2%)	1mo	$188,000	$119	72
13 E Ludlow St	0.64mi	4/1.5 (-1)	1,560 (+1%)	0mo	$80,000	$51	63
221 E Bertsch St	0.37mi	4/2.0 (-1)	1,708 (+11%)	4mo	$50,000	$29	54
108 W Bertsch St	0.73mi	4/2.0 (-1)	1,508 (-2%)	5mo	$115,000	$76	51
242 E Hazard St	0.53mi	4/2.0 (-1)	1,440 (-7%)	10mo	$150,000	$104	49
111 S Chestnut St	0.70mi	4/1.5 (-1)	1,633 (+6%)	7mo	$130,000	$80	47
237 E Ridge St	0.35mi	4/1.0 (-1)	1,312 (-15%)	10mo	$79,000	$60	44
37 Lehigh St	0.39mi	4/1.5 (-1)	1,320 (-14%)	14mo	$148,000	$112	41
21 E Kline Ave	0.55mi	4/1.5 (-1)	1,380 (-10%)	15mo	$126,000	$91	40
144 E White St	0.56mi	4/2.0 (-1)	1,348 (-13%)	20mo	$125,000	$93	30
105 S Chestnut St	0.69mi	4/1.0 (-1)	1,320 (-14%)	18mo	$144,000	$109	22

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

9.12% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 48.4%
• Equity multiple: 4.50×
• Total profit: $93,003
• Equity at exit: $79,535

10-year hold

• IRR: 42.8%
• Equity multiple: 9.87×
• Total profit: $235,867
• Equity at exit: $165,467

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18232

• Home prices YoY: 3.6%
• Active inventory: 34
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $1,795 medium
• Mortgage (P&I): −$498
• Tax from tax record: −$144 /mo · $1,727/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$377
• Net cashflow: $736

Break-even live

Break-even rent $863

Max offer price $95,000

Occupancy floor 54%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,750
• Closing costs: $2,850
• Reserves months: —
• Total cash needed: —

Listing history 33 events

1. 2026-06-18
   days on market $95,000 Active 95 DOM
2. 2026-06-17
   days on market $95,000 Active 94 DOM
3. 2026-06-16
   days on market $95,000 Active 93 DOM
4. 2026-06-15
   days on market $95,000 Active 92 DOM
5. 2026-06-14
   days on market $95,000 Active 90 DOM
6. 2026-06-13
   days on market $95,000 Active 89 DOM
7. 2026-06-10
   days on market $95,000 Active 87 DOM
8. 2026-06-09
   days on market $95,000 Active 86 DOM
9. 2026-06-08
   days on market $95,000 Active 85 DOM
10. 2026-06-07
    days on market $95,000 Active 84 DOM
11. 2026-06-05
    days on market $95,000 Active 81 DOM
12. 2026-06-03
    days on market $95,000 Active 80 DOM
13. 2026-06-02
    days on market $95,000 Active 79 DOM
14. 2026-06-01
    days on market $95,000 Active 78 DOM
15. 2026-05-31
    days on market $95,000 Active 77 DOM
16. 2026-05-31
    days on market $95,000 Active 76 DOM
17. 2026-05-01
    price $100,000 649-char remark

    Show marketing remark (649 chars)

    BACK ON THE MARKET AT NO FAULT OF HOME OR SELLER! Here's your second chance to own this property. Attention buyers and investors! This 5-bedroom end-of-row townhouse offers incredible space and functionality. Featuring a traditional layout with separate living and dining rooms, a spacious kitchen, and generous bedroom sizes, the possibilities are endless. Ample storage throughout adds to the home’s practicality. The end-of-row setting provides additional natural light and privacy. Whether you're expanding your portfolio or looking for a spacious primary residence, this property delivers value and potential. Schedule your showing today!

18. 2026-04-17
    price $105,000 649-char remark

    Show marketing remark (649 chars)

    BACK ON THE MARKET AT NO FAULT OF HOME OR SELLER! Here's your second chance to own this property. Attention buyers and investors! This 5-bedroom end-of-row townhouse offers incredible space and functionality. Featuring a traditional layout with separate living and dining rooms, a spacious kitchen, and generous bedroom sizes, the possibilities are endless. Ample storage throughout adds to the home’s practicality. The end-of-row setting provides additional natural light and privacy. Whether you're expanding your portfolio or looking for a spacious primary residence, this property delivers value and potential. Schedule your showing today!

19. 2026-04-17
    status Active 649-char remark

    Show marketing remark (649 chars)

    BACK ON THE MARKET AT NO FAULT OF HOME OR SELLER! Here's your second chance to own this property. Attention buyers and investors! This 5-bedroom end-of-row townhouse offers incredible space and functionality. Featuring a traditional layout with separate living and dining rooms, a spacious kitchen, and generous bedroom sizes, the possibilities are endless. Ample storage throughout adds to the home’s practicality. The end-of-row setting provides additional natural light and privacy. Whether you're expanding your portfolio or looking for a spacious primary residence, this property delivers value and potential. Schedule your showing today!

20. 2026-03-18
    status Pending 649-char remark

    Show marketing remark (649 chars)

    BACK ON THE MARKET AT NO FAULT OF HOME OR SELLER! Here's your second chance to own this property. Attention buyers and investors! This 5-bedroom end-of-row townhouse offers incredible space and functionality. Featuring a traditional layout with separate living and dining rooms, a spacious kitchen, and generous bedroom sizes, the possibilities are endless. Ample storage throughout adds to the home’s practicality. The end-of-row setting provides additional natural light and privacy. Whether you're expanding your portfolio or looking for a spacious primary residence, this property delivers value and potential. Schedule your showing today!

21. 2026-03-13
    price $100,000 649-char remark

    Show marketing remark (649 chars)

    BACK ON THE MARKET AT NO FAULT OF HOME OR SELLER! Here's your second chance to own this property. Attention buyers and investors! This 5-bedroom end-of-row townhouse offers incredible space and functionality. Featuring a traditional layout with separate living and dining rooms, a spacious kitchen, and generous bedroom sizes, the possibilities are endless. Ample storage throughout adds to the home’s practicality. The end-of-row setting provides additional natural light and privacy. Whether you're expanding your portfolio or looking for a spacious primary residence, this property delivers value and potential. Schedule your showing today!

22. 2026-02-13
    listed $105,000 Active 649-char remark

    Show marketing remark (649 chars)

    BACK ON THE MARKET AT NO FAULT OF HOME OR SELLER! Here's your second chance to own this property. Attention buyers and investors! This 5-bedroom end-of-row townhouse offers incredible space and functionality. Featuring a traditional layout with separate living and dining rooms, a spacious kitchen, and generous bedroom sizes, the possibilities are endless. Ample storage throughout adds to the home’s practicality. The end-of-row setting provides additional natural light and privacy. Whether you're expanding your portfolio or looking for a spacious primary residence, this property delivers value and potential. Schedule your showing today!

23. 2024-06-10
    soldstatus $85,000
24. 2024-06-07
    soldstatus $85,000 Sold 630-char remark

    Show marketing remark (630 chars)

    Attention investors seeking a turnkey opportunity! Welcome to 601 E. Bertsch in Lansford, PA—an end-of-row home primed for profit. This 5-bedroom gem, in good condition, offers a seamless investment experience. With tenants footing all utility bills and you covering taxes and insurance, management is a breeze. Generating a solid $1,339 per month in rent, the property boasts a gross income of $16,068 and a net income of $13,620 annually. Priced to move at a competitive rate, this property is your ticket to hassle-free investing. Don't hesitate—seize the chance to add this lucrative asset to your portfolio today!

25. 2024-06-07
    soldstatus $85,000 Closed

    Show marketing remark (630 chars)

    Attention investors seeking a turnkey opportunity! Welcome to 601 E. Bertsch in Lansford, PA—an end-of-row home primed for profit. This 5-bedroom gem, in good condition, offers a seamless investment experience. With tenants footing all utility bills and you covering taxes and insurance, management is a breeze. Generating a solid $1,339 per month in rent, the property boasts a gross income of $16,068 and a net income of $13,620 annually. Priced to move at a competitive rate, this property is your ticket to hassle-free investing. Don't hesitate—seize the chance to add this lucrative asset to your portfolio today!

26. 2024-05-23
    status Pending 630-char remark

    Show marketing remark (630 chars)

    Attention investors seeking a turnkey opportunity! Welcome to 601 E. Bertsch in Lansford, PA—an end-of-row home primed for profit. This 5-bedroom gem, in good condition, offers a seamless investment experience. With tenants footing all utility bills and you covering taxes and insurance, management is a breeze. Generating a solid $1,339 per month in rent, the property boasts a gross income of $16,068 and a net income of $13,620 annually. Priced to move at a competitive rate, this property is your ticket to hassle-free investing. Don't hesitate—seize the chance to add this lucrative asset to your portfolio today!

27. 2024-05-16
    status Active

    Show marketing remark (630 chars)

    Attention investors seeking a turnkey opportunity! Welcome to 601 E. Bertsch in Lansford, PA—an end-of-row home primed for profit. This 5-bedroom gem, in good condition, offers a seamless investment experience. With tenants footing all utility bills and you covering taxes and insurance, management is a breeze. Generating a solid $1,339 per month in rent, the property boasts a gross income of $16,068 and a net income of $13,620 annually. Priced to move at a competitive rate, this property is your ticket to hassle-free investing. Don't hesitate—seize the chance to add this lucrative asset to your portfolio today!

28. 2024-05-16
    status Active 630-char remark

    Show marketing remark (630 chars)

    Attention investors seeking a turnkey opportunity! Welcome to 601 E. Bertsch in Lansford, PA—an end-of-row home primed for profit. This 5-bedroom gem, in good condition, offers a seamless investment experience. With tenants footing all utility bills and you covering taxes and insurance, management is a breeze. Generating a solid $1,339 per month in rent, the property boasts a gross income of $16,068 and a net income of $13,620 annually. Priced to move at a competitive rate, this property is your ticket to hassle-free investing. Don't hesitate—seize the chance to add this lucrative asset to your portfolio today!

29. 2024-03-03
    status Pending 630-char remark

    Show marketing remark (630 chars)

    Attention investors seeking a turnkey opportunity! Welcome to 601 E. Bertsch in Lansford, PA—an end-of-row home primed for profit. This 5-bedroom gem, in good condition, offers a seamless investment experience. With tenants footing all utility bills and you covering taxes and insurance, management is a breeze. Generating a solid $1,339 per month in rent, the property boasts a gross income of $16,068 and a net income of $13,620 annually. Priced to move at a competitive rate, this property is your ticket to hassle-free investing. Don't hesitate—seize the chance to add this lucrative asset to your portfolio today!

30. 2024-02-28
    listed $85,000 Active
31. 2024-02-27
    listed $85,000 Active 630-char remark

    Show marketing remark (630 chars)

    Attention investors seeking a turnkey opportunity! Welcome to 601 E. Bertsch in Lansford, PA—an end-of-row home primed for profit. This 5-bedroom gem, in good condition, offers a seamless investment experience. With tenants footing all utility bills and you covering taxes and insurance, management is a breeze. Generating a solid $1,339 per month in rent, the property boasts a gross income of $16,068 and a net income of $13,620 annually. Priced to move at a competitive rate, this property is your ticket to hassle-free investing. Don't hesitate—seize the chance to add this lucrative asset to your portfolio today!

32. 2022-05-17
    soldstatus $50,000
33. 1991-08-30
    soldstatus $29,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $1,727 · $144/mo
• Projected year-2 tax: $1,727 · $144/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,541
• − Mortgage interest: −$5,321
• − Property taxes: −$1,727
• − Insurance: −$475
• − Repairs & maintenance: −$1,723
• − Management: −$1,723
• − Depreciation: −$2,764
• Taxable income: $7,808
• Est. tax owed @ 24.0%: −$1,874
• After-tax cash flow: $6,964/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Panther Valley SD
• NCES district ID: 4218450
• Math proficiency: 14% ▼ -7.00%
• Reading proficiency: 35% ▼ -14.00%
• Median HH income: $36,914
• Composite: 20.31/100
• National rank: #8613
• State rank: #477 of 539 in PA

Livability — Lansford

• Score: 72/100
• State rank: #605
• US rank: #5834

Category grades

Amenities D Commute F Cost of living A+ Crime A- Employment F Housing A- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lansford, PA
• County: Carbon County · 13,404 people
• City population: 4,156
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• Population (ZIP): 4,156
• Household income: $44,713
• Rent vs Own: 48.0% rent · 52.0% own
• Severe rent burden: 123.0

Population outlook (Carbon County) Hauer SSP2

• Today (2025): 61,643 people
• By 2030: 59,840 · -2.9%
• By 2040: 55,413 · -10.1%
• By 2050: 50,843 · -17.5%
• By 2075: 43,326 · -29.7%
• By 2100: 37,126 · -39.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: White 64% Hispanic / Latino 17% Black 11% Two or more races 11% Native American 4%
• Hispanic origin (detail): Puerto Rican 5%
• Common ancestry: Romanian 4% Polish 2% Iranian 2%
• Foreign-born: 7% · Canada, Jamaica, South Korea
• Languages at home: 89% English-only · Spanish 10%

Political lean MEDSL · Carbon

• 2024 margin: Solid R (+34.8) · D 32.2% · R 67.0%
• 2008→2024 swing: -36.7pp toward R · 2008: 1.9pp · 2024: -34.8pp
• All cycles: 2024: R+34.8 2020: R+32.0 2016: R+34.1 2012: R+6.9 2008: D+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 9.12%
• Current HPI: 262.3396
• Rent YoY: —
• Metro: Allentown-Bethlehem-Easton, PA-NJ
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+239.0% since first listed

17 events — show timeline

• 2026-05-01 Price Changed $100,000 BRIGHT MLS
• 2026-04-17 Price Changed $105,000 BRIGHT MLS
• 2026-04-17 Relisted — BRIGHT MLS
• 2026-03-18 Pending — BRIGHT MLS
• 2026-03-13 Price Changed $100,000 BRIGHT MLS
• 2026-02-13 Listed $105,000 BRIGHT MLS
• 2024-06-10 Sold (Public Records) $85,000 Public Records
• 2024-06-07 Sold (MLS) $85,000 PMAR
• 2024-06-07 Sold (MLS) $85,000 GLVRMLS
• 2024-05-23 Pending — GLVRMLS
• 2024-05-16 Relisted — PMAR
• 2024-05-16 Relisted — GLVRMLS
• 2024-03-03 Pending — GLVRMLS
• 2024-02-28 Listed $85,000 PMAR
• 2024-02-27 Listed $85,000 GLVRMLS
• 2022-05-17 Sold (Public Records) $50,000 Public Records
• 1991-08-30 Sold (Public Records) $29,500 Public Records

Property tax history

+1.5%/yr

Latest (2026): $1,727 · +2.4% YoY. Source: county tax records.