101 Wildwood Dr · Wildwood, TX 77663

$169,995

3 bd · 1.0 ba · 1,759 sqft · SingleFamily public records · 343 Days on market

Built 1975 0.70 ac lot $97/sqft · 6% below area Est $181k · 6% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.4/30.0
• ARV discount +10.2/15.0
• DSCR +6.5/10.0
• 1% rule +5.6/10.0
• Appreciation +5.5/10.0
• Schools +3.5/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Welcome to this spacious 3-bedroom, 2-bathroom home offering 1,759 sq ft of comfortable living space. This home features a bonus game room perfect for entertaining or relaxing. Located in the desirable Wildwood subdivision, you'll enjoy access to great amenities, including a golf course and a beautiful lake. Don't miss this chance to make this home yours!

Key facts

• Beautiful lake
• Wildwood subdivision
• Bonus game room

Tags

• BONUS GAME ROOM
• WILDWOOD SUBDIVISION
• GOLF COURSE
• BEAUTIFUL LAKE

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $170k.

Deal economics

• At list price, monthly cash flow is $221 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $170k).
• Recommended offer: $150k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.9% vs local median 4.0% in Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#855 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: crime C-, schools D-, amenities F.
• Warren ISD (rural): math 37% / reading 45% proficiency, ranked #378 of 826 in TX (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 45 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 358 units permitted in Hardin County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $3k of equity ($1k loan paydown + $2k appreciation (1.1% local appreciation)).
• At projected returns (1.1% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~7 years — after that, you're playing with house money.
• By year 10, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 343 days — a 12% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago; this cycle's ask has dropped $15k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $149,595 (12.0% below list)

Questions for the listing agent

1. It's been on market 343 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.06% ✓
• Cap rate: 7.86%
• Cash-on-cash: 5.58%
• DSCR: 1.25
• GRM: 7.9

CMA / ARV

• ARV (median comp): $180,869
• List price: $169,995
• Delta: -6.01%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
202 Cypress Bend Dr	0.18mi	3/1.0	1,644 (-6%)	12mo	$125,000	$76	71
201 Spruce St	0.28mi	3/2.0	1,664 (-5%)	10mo	$75,000	$45	66
200 Sassafras Ln	0.15mi	3/2.0	1,917 (+9%)	13mo	$172,500	$90	63
303 Cypress Bnd	0.40mi	3/2.0	1,828 (+4%)	16mo	$215,000	$118	58
105 Spruce St	0.25mi	2/2.0 (-1)	1,502 (-15%)	1mo	$199,000	$132	54
102 Sassafras Dr	0.12mi	2/2.0 (-1)	1,512 (-14%)	11mo	$139,900	$93	52
204 Dogwood Ln	0.46mi	3/2.0	1,544 (-12%)	11mo	$49,990	$32	45
527 Cypress Bend Dr	0.59mi	3/2.0	1,543 (-12%)	12mo	$195,000	$126	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.05% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 7.3%
• Equity multiple: 1.37×
• Total profit: $17,702
• Equity at exit: $58,434

10-year hold

• IRR: 11.4%
• Equity multiple: 2.39×
• Total profit: $66,129
• Equity at exit: $77,964

Cash invested: $47,599 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77663

• Home prices YoY: 1.0%
• Active inventory: 45
• Price-to-rent: 7.9×

Monthly cashflow live

• Estimated rent: $1,795 medium
• Mortgage (P&I): −$891
• Tax from tax record: −$234 /mo · $2,811/yr
• Insurance: −$71
• HOA: −$0
• Vacancy / Maint / Mgmt: −$377
• Net cashflow: $221

Break-even live

Break-even rent $1,515

Max offer price $169,995

Occupancy floor 83%

Sensitivity live

Price	-10% $318	-5% $270	+0% $221	+5% $173	+10% $125
Rent	-10% $80	-5% $151	+0% $221	+5% $292	+10% $363
Rate	-1.0pp $307	-0.5pp $265	base $221	+0.5pp $177	+1.0pp $133

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,499
• Closing costs: $5,100
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
111 Spruce Ln Wildwood, TX	3.0	2.0	2064	$1,795	$0.87	25d	1	0.29mi

Listing history 26 events

1. 2026-06-18
   days on market $169,995 Active 343 DOM
2. 2026-06-17
   days on market $169,995 Active 342 DOM
3. 2026-06-16
   days on market $169,995 Active 341 DOM
4. 2026-06-15
   days on market $169,995 Active 340 DOM
5. 2026-06-14
   days on market $169,995 Active 338 DOM
6. 2026-06-13
   days on market $169,995 Active 337 DOM
7. 2026-06-10
   days on market $169,995 Active 335 DOM
8. 2026-06-09
   days on market $169,995 Active 334 DOM
9. 2026-06-08
   days on market $169,995 Active 333 DOM
10. 2026-06-07
    days on market $169,995 Active 332 DOM
11. 2026-06-05
    days on market $169,995 Active 329 DOM
12. 2026-06-03
    days on market $169,995 Active 328 DOM
13. 2026-06-02
    days on market $169,995 Active 327 DOM
14. 2026-06-01
    days on market $169,995 Active 326 DOM
15. 2026-05-31
    days on market $169,995 Active 325 DOM
16. 2026-05-31
    days on market $169,995 Active 324 DOM
17. 2026-02-19
    status Active 357-char remark

    Show marketing remark (357 chars)

    Welcome to this spacious 3-bedroom, 2-bathroom home offering 1,759 sq ft of comfortable living space. This home features a bonus game room perfect for entertaining or relaxing. Located in the desirable Wildwood subdivision, you'll enjoy access to great amenities, including a golf course and a beautiful lake. Don't miss this chance to make this home yours!

18. 2026-02-14
    status Pending 357-char remark

    Show marketing remark (357 chars)

    Welcome to this spacious 3-bedroom, 2-bathroom home offering 1,759 sq ft of comfortable living space. This home features a bonus game room perfect for entertaining or relaxing. Located in the desirable Wildwood subdivision, you'll enjoy access to great amenities, including a golf course and a beautiful lake. Don't miss this chance to make this home yours!

19. 2025-10-05
    price $169,995 357-char remark

    Show marketing remark (357 chars)

    Welcome to this spacious 3-bedroom, 2-bathroom home offering 1,759 sq ft of comfortable living space. This home features a bonus game room perfect for entertaining or relaxing. Located in the desirable Wildwood subdivision, you'll enjoy access to great amenities, including a golf course and a beautiful lake. Don't miss this chance to make this home yours!

20. 2025-09-06
    price $177,500 357-char remark

    Show marketing remark (357 chars)

    Welcome to this spacious 3-bedroom, 2-bathroom home offering 1,759 sq ft of comfortable living space. This home features a bonus game room perfect for entertaining or relaxing. Located in the desirable Wildwood subdivision, you'll enjoy access to great amenities, including a golf course and a beautiful lake. Don't miss this chance to make this home yours!

21. 2025-08-03
    price $182,500 357-char remark

    Show marketing remark (357 chars)

    Welcome to this spacious 3-bedroom, 2-bathroom home offering 1,759 sq ft of comfortable living space. This home features a bonus game room perfect for entertaining or relaxing. Located in the desirable Wildwood subdivision, you'll enjoy access to great amenities, including a golf course and a beautiful lake. Don't miss this chance to make this home yours!

22. 2025-07-05
    listed $185,000 Active 357-char remark

    Show marketing remark (357 chars)

    Welcome to this spacious 3-bedroom, 2-bathroom home offering 1,759 sq ft of comfortable living space. This home features a bonus game room perfect for entertaining or relaxing. Located in the desirable Wildwood subdivision, you'll enjoy access to great amenities, including a golf course and a beautiful lake. Don't miss this chance to make this home yours!

23. 2019-09-09
    soldstatus
24. 2019-09-03
    soldstatus 325-char remark

    Show marketing remark (325 chars)

    BEAUTIFUL BRICK HOME ON A LARGE CORNER LOT; 3/2/2; LOTS OF UP DATES IN KITCHEN AND BATHS; WOOD BURNING FIREPLACE; SS APPLIANCES, PANTRY; FORMAL DINING ROOM; LARGE SUN PORCH; LOCATED IN A GATED COMMUNITY WITH GOLF COURSE AND 365 AC LAKE, TENNIS, BASKETBALL, VOLLEYBALL COURTS; BEACH WITH COVERED TABLES; GREAT PLACE TO LIVE.

25. 2019-08-02
    listed $129,950 325-char remark

    Show marketing remark (325 chars)

    BEAUTIFUL BRICK HOME ON A LARGE CORNER LOT; 3/2/2; LOTS OF UP DATES IN KITCHEN AND BATHS; WOOD BURNING FIREPLACE; SS APPLIANCES, PANTRY; FORMAL DINING ROOM; LARGE SUN PORCH; LOCATED IN A GATED COMMUNITY WITH GOLF COURSE AND 365 AC LAKE, TENNIS, BASKETBALL, VOLLEYBALL COURTS; BEACH WITH COVERED TABLES; GREAT PLACE TO LIVE.

26. 2008-03-26
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,811 · $234/mo
• Projected year-2 tax: $3,111 · $259/mo
• Expected delta: +$300/yr (+$25/mo · 10.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥112°F today · 26 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,540
• − Mortgage interest: −$9,522
• − Property taxes: −$2,811
• − Insurance: −$850
• − Repairs & maintenance: −$1,723
• − Management: −$1,723
• − Depreciation: −$4,945
• Taxable loss: −$35
• Est. tax savings @ 24.0%: +$8
• After-tax cash flow: $2,666/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Warren ISD
• NCES district ID: 4844580
• Math proficiency: 37% ▼ -7.00%
• Reading proficiency: 45% ▲ 2.00%
• Median HH income: $46,575
• Composite: 34.97/100
• National rank: #5059
• State rank: #378 of 826 in TX

Livability — Wildwood

• Score: 63/100
• State rank: #855
• US rank: #15381

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment B+ Housing A+ Health & safety F User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wildwood, TX
• Population (ZIP): 309

Population outlook (Hardin County) Hauer SSP2

• Today (2025): 57,780 people
• By 2030: 58,296 · +0.9%
• By 2040: 58,421 · +1.1%
• By 2050: 57,391 · -0.7%
• By 2075: 53,132 · -8.0%
• By 2100: 44,905 · -22.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (96%)
• Race & ethnicity: White 96% Hispanic / Latino 4% Two or more races 4%
• Common ancestry: Lithuanian 9% Polish 9%

Political lean MEDSL · Hardin

• 2024 margin: Solid R (+75.8) · D 11.9% · R 87.7%
• 2008→2024 swing: -14.6pp toward R · 2008: -61.2pp · 2024: -75.8pp
• All cycles: 2024: R+75.8 2020: R+73.8 2016: R+73.9 2012: R+67.6 2008: R+61.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 1.05%
• Current HPI: 103.9751
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+30.8% since first listed

10 events — show timeline

• 2026-02-19 Relisted — BBOR
• 2026-02-14 Pending — BBOR
• 2025-10-05 Price Changed $169,995 BBOR
• 2025-09-06 Price Changed $177,500 BBOR
• 2025-08-03 Price Changed $182,500 BBOR
• 2025-07-05 Listed $185,000 BBOR
• 2019-09-09 Sold (Public Records) — Public Records
• 2019-09-03 Sold (MLS) — BBOR
• 2019-08-02 Listed $129,950 BBOR
• 2008-03-26 Sold (Public Records) — Public Records

Property tax history

+1.5%/yr

Latest (2025): $2,811 · +9.6% YoY. Source: county tax records.