302 Channelview Dr · Anahuac, TX
Flood risk 8/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.97%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 10/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.2/30.0
- Schools +3.5/10.0
- Livability +3.5/5.0
- 1% rule +3.3/10.0
- DSCR +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$250,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome home to this well-maintained 3 bedroom, 2 bath home, this home offers a spacious and functional layout perfect for everyday living and entertaining. Sitting on an acre lot, the property provides plenty of outdoor space for gardening, play, or future expansion. Nestled in the serene landscapes of Anahuac, Texas, the 77514-zip code is a hidden gem that offers an ideal blend of tranquility and accessibility. This charming area is perfect for those who cherish a peaceful lifestyle. This prime location invites nature enthusiasts to indulge in a variety of outdoor activities, with scenic beauty and wildlife.
Key facts
- Acre lot
- Outdoor space
- Prime location
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $-208 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $213k (14.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $207k (17.3% below list).
- Recommended offer: $207k (17.3% below list) — sets the bar for 1% rule.
- Cap rate 5.6% vs local median 3.9% in Anahuac — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#365 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: employment C-, amenities F, commute F.
- Anahuac ISD (rural): math 41% / reading 41% proficiency, ranked #373 of 826 in TX (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Anahuac El (math 31% / reading 25%, grade F, #2,740 of 4,322 statewide, top 64%, 713 students, 64% FRL); Anahuac Middle (math 52% / reading 46%, grade C-, #378 of 1,662 statewide, top 23%, 326 students, 61% FRL); Anahuac H S (math 37% / reading 62%, grade D, #509 of 1,632 statewide, top 34%, 454 students, 58% FRL).
- Market conditions: 145 active listings in the ZIP; 629 units permitted in Chambers County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Chambers County population projected at +46% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 290 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 7y ago; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 290 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 5.61%
- Cash-on-cash
- -2.43%
- DSCR
- 0.89
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $434,307
- List price
- $250,000
- Delta
- -42.44%
- Verdict
- UNDERPRICED
- Comps
- 3 within 2.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -22.2%
- Equity multiple
- 0.23×
- Total profit
- $-53,675
- Equity at exit
- $37,276
- IRR
- -16.2%
- Equity multiple
- 0.09×
- Total profit
- $-63,411
- Equity at exit
- $21,615
Cash invested: $70,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77514
- Home prices YoY
- -23.3%
- Active inventory
- 145
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $2,066 medium interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$359 /mo · $4,310/yr
- Insurance
- −$104
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$434
- Net cashflow
- $-208
Break-even live
Sensitivity live
| Price | -10% $-67 | -5% $-138 | +0% $-208 | +5% $-279 | +10% $-350 |
|---|---|---|---|---|---|
| Rent | -10% $-372 | -5% $-290 | +0% $-208 | +5% $-127 | +10% $-45 |
| Rate | -1.0pp $-82 | -0.5pp $-145 | base $-208 | +0.5pp $-273 | +1.0pp $-339 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,500
- Closing costs
- $7,500
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 25 events
-
2026-06-21days on market $250,000 Active 290 DOM
-
2026-06-18days on market $250,000 Active 287 DOM
-
2026-06-17days on market $250,000 Active 286 DOM
-
2026-06-16days on market $250,000 Active 285 DOM
-
2026-06-15days on market $250,000 Active 284 DOM
-
2026-06-13days on market $250,000 Active 282 DOM
-
2026-06-09days on market $250,000 Active 278 DOM
-
2026-06-08days on market $250,000 Active 277 DOM
-
2026-06-07days on market $250,000 Active 276 DOM
-
2026-06-04days on market $250,000 Active 273 DOM
-
2026-06-03days on market $250,000 Active 272 DOM
-
2026-06-02days on market $250,000 Active 271 DOM
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2026-06-01days on market $250,000 Active 270 DOM
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2026-05-31days on market $250,000 Active 269 DOM
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2026-04-11price $250,000 617-char remark
Show marketing remark (617 chars)
Welcome home to this well-maintained 3 bedroom, 2 bath home, this home offers a spacious and functional layout perfect for everyday living and entertaining. Sitting on an acre lot, the property provides plenty of outdoor space for gardening, play, or future expansion. Nestled in the serene landscapes of Anahuac, Texas, the 77514-zip code is a hidden gem that offers an ideal blend of tranquility and accessibility. This charming area is perfect for those who cherish a peaceful lifestyle. This prime location invites nature enthusiasts to indulge in a variety of outdoor activities, with scenic beauty and wildlife.
-
2025-11-26price $255,000 617-char remark
Show marketing remark (617 chars)
Welcome home to this well-maintained 3 bedroom, 2 bath home, this home offers a spacious and functional layout perfect for everyday living and entertaining. Sitting on an acre lot, the property provides plenty of outdoor space for gardening, play, or future expansion. Nestled in the serene landscapes of Anahuac, Texas, the 77514-zip code is a hidden gem that offers an ideal blend of tranquility and accessibility. This charming area is perfect for those who cherish a peaceful lifestyle. This prime location invites nature enthusiasts to indulge in a variety of outdoor activities, with scenic beauty and wildlife.
-
2025-10-10price $260,000 617-char remark
Show marketing remark (617 chars)
Welcome home to this well-maintained 3 bedroom, 2 bath home, this home offers a spacious and functional layout perfect for everyday living and entertaining. Sitting on an acre lot, the property provides plenty of outdoor space for gardening, play, or future expansion. Nestled in the serene landscapes of Anahuac, Texas, the 77514-zip code is a hidden gem that offers an ideal blend of tranquility and accessibility. This charming area is perfect for those who cherish a peaceful lifestyle. This prime location invites nature enthusiasts to indulge in a variety of outdoor activities, with scenic beauty and wildlife.
-
2025-09-04$265,000 Active 617-char remark
Show marketing remark (617 chars)
Welcome home to this well-maintained 3 bedroom, 2 bath home, this home offers a spacious and functional layout perfect for everyday living and entertaining. Sitting on an acre lot, the property provides plenty of outdoor space for gardening, play, or future expansion. Nestled in the serene landscapes of Anahuac, Texas, the 77514-zip code is a hidden gem that offers an ideal blend of tranquility and accessibility. This charming area is perfect for those who cherish a peaceful lifestyle. This prime location invites nature enthusiasts to indulge in a variety of outdoor activities, with scenic beauty and wildlife.
-
2019-10-21soldstatus
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2019-10-16soldstatus 425-char remark
Show marketing remark (425 chars)
Welcome Home! You must see this cozy 3 bedroom 2 bathroom home located on 1 acre. The living room features a wood burning fireplace with a porcelain coated insert which makes the wood burn more efficiently as well as a fan to blow the heat into the room. The galley style kitchen is located off of the living room. The home also features a walk-in bathtub & covered parking. Call today to schedule your private showing!
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2019-10-16soldstatus Sold
Show marketing remark (425 chars)
Welcome Home! You must see this cozy 3 bedroom 2 bathroom home located on 1 acre. The living room features a wood burning fireplace with a porcelain coated insert which makes the wood burn more efficiently as well as a fan to blow the heat into the room. The galley style kitchen is located off of the living room. The home also features a walk-in bathtub & covered parking. Call today to schedule your private showing!
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2019-09-18status Pending
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2019-09-10status Option Pending
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2019-09-09$149,900 425-char remark
Show marketing remark (425 chars)
Welcome Home! You must see this cozy 3 bedroom 2 bathroom home located on 1 acre. The living room features a wood burning fireplace with a porcelain coated insert which makes the wood burn more efficiently as well as a fan to blow the heat into the room. The galley style kitchen is located off of the living room. The home also features a walk-in bathtub & covered parking. Call today to schedule your private showing!
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2019-08-23$149,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,310 · $359/mo
- Projected year-2 tax
- $4,575 · $381/mo
- Expected delta
- +$265/yr (+$22/mo · 6.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (shaded) · 97% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 10/10 Extreme 7 d/yr ≥112°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,798
- − Mortgage interest
- −$14,004
- − Property taxes
- −$4,310
- − Insurance
- −$2,048
- − Repairs & maintenance
- −$1,984
- − Management
- −$1,984
- − Depreciation
- −$7,273
- Taxable loss
- −$6,804
- Est. tax savings @ 24.0%
- +$1,633
- After-tax cash flow
- $-866/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Anahuac ISD
- NCES district ID
- 4808190
- Math proficiency
- 41% ▼ -22.00%
- Reading proficiency
- 41% ▼ -7.00%
- Median HH income
- $46,714
- Composite
- 35.02/100
- National rank
- #5043
- State rank
- #373 of 826 in TX
Livability — Anahuac
- Score
- 70/100
- State rank
- #365
- US rank
- #7791
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 5,213
Population outlook (Chambers County) Hauer SSP2
- Today (2025)
- 46,946 people
- By 2030
- 51,094 · +8.8%
- By 2040
- 59,578 · +26.9%
- By 2050
- 68,318 · +45.5%
- By 2075
- 90,485 · +92.7%
- By 2100
- 104,885 · +123.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 55% Hispanic / Latino 29% Two or more races 13% Black 10% Asian 3%
- Hispanic origin (detail)
- Mexican 28%
- Common ancestry
- Lithuanian 4% Slovak 2% Scandinavian 1%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 73% English-only · Spanish 23% Vietnamese 3%
Political lean MEDSL · Chambers
- 2024 margin
- Solid R (+65.6) · D 16.8% · R 82.4%
- 2008→2024 swing
- -14.4pp toward R · 2008: -51.2pp · 2024: -65.6pp
- All cycles
- 2024: R+65.6 2020: R+61.7 2016: R+62.1 2012: R+61.1 2008: R+51.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -61.88%
- Current HPI
- 203.8454
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+66.8% since first listed11 events — show timeline
- 2026-04-11 Price Changed $250,000 HARMLS
- 2025-11-26 Price Changed $255,000 HARMLS
- 2025-10-10 Price Changed $260,000 HARMLS
- 2025-09-04 Listed $265,000 HARMLS
- 2019-10-21 Sold (Public Records) — Public Records
- 2019-10-16 Sold (MLS) — HARMLS
- 2019-10-16 Sold (MLS) — BBOR
- 2019-09-18 Pending — HARMLS
- 2019-09-10 Pending — HARMLS
- 2019-09-09 Listed $149,900 BBOR
- 2019-08-23 Listed $149,900 HARMLS
Property tax history
+4.8%/yrLatest (2025): $4,310 · +10.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…