31816 Avenue · Yucaipa, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 10/10 · Severe
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above 93°F)
- 10 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 37 days/yr
- Unhealthy air days in 30 yrs
- 43 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.6/30.0
- ARV discount +7.5/15.0
- DSCR +4.5/10.0
- 1% rule +4.0/10.0
- Schools +3.8/10.0
- Condition / age +3.8/5.0
- Livability +3.3/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$249,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to the beautifully maintained, family friendly, CRAFTON HILLS MOBILE ESTATES. Scenic Mountain Views with (Rent controlled) Low space rent ( $445 month ). This is a desirable area, (everything near by) Several restaurants within walking distance, (Star bucks, In-N-Out, Panera, BUFFALO wild wings, Bakers. Completely remodeled manufactured home in a Family Park, on a corner lot. Close to shopping, Trader Joes, car wash, This is an Open Floor Plan with a large living room & spacious master suite. Separate laundry room. New water heater installed 2025. Newly renovated kitchen. All exterior windows upgraded to dual pane. Shudders in kitchen & master suite. Flooring upgraded.
Key facts
- Open floor plan
- Low space rent
- New water heater
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $249k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $59 ($713/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (9.5% below list).
- Recommended offer: $225k (9.5% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 2.7% in Yucaipa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#334 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B+; Watch: health & safety D, amenities F, cost of living F.
- Yucaipa-Calimesa Joint Unified (suburban): math 32% / reading 55% proficiency, ranked #195 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Ridgeview Elementary (548 students, 67% FRL); Park View Middle (983 students, 64% FRL); Yucaipa High (math 33% / reading 55%, grade F, #458 of 1,170 statewide, top 39%, 2,830 students, 56% FRL) — zoned schools average 62% FRL vs 41% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents soft (-1.3%/yr); 209 active listings in the ZIP; solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($245k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wildfire risk; extreme-heat days projected 10→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.58%
- Cash-on-cash
- 1.02%
- DSCR
- 1.05
- GRM
- 9.2
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.1%
- Equity multiple
- 0.38×
- Total profit
- $-43,134
- Equity at exit
- $37,127
- IRR
- -17.6%
- Equity multiple
- 0.17×
- Total profit
- $-58,070
- Equity at exit
- $21,529
Cash invested: $69,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92399
- Rents YoY
- -1.3%
- Active inventory
- 209
- Price-to-rent
- 9.2×
Monthly cashflow live
- Estimated rent
- $2,253 medium interval (Pro) →
- Mortgage (P&I)
- −$1,306
- Tax est. 1.5%
- −$311 /mo · $3,735/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$473
- Net cashflow
- $59
Break-even live
Sensitivity live
| Price | -10% $232 | -5% $145 | +0% $59 | +5% $-27 | +10% $-113 |
|---|---|---|---|---|---|
| Rent | -10% $-119 | -5% $-30 | +0% $59 | +5% $148 | +10% $237 |
| Rate | -1.0pp $185 | -0.5pp $123 | base $59 | +0.5pp $-5 | +1.0pp $-71 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,250
- Closing costs
- $7,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 12 events
-
2026-06-21days on market $249,000 Active 17 DOM
-
2026-06-18days on market $249,000 Active 14 DOM
-
2026-06-17days on market $249,000 Active 13 DOM
-
2026-06-16days on market $249,000 Active 12 DOM
-
2026-06-15days on market $249,000 Active 11 DOM
-
2026-06-13days on market $249,000 Active 9 DOM
-
2026-06-13days on market $249,000 Active 8 DOM
-
2026-06-09days on market $249,000 Active 5 DOM
-
2026-06-08days on market $249,000 Active 4 DOM
-
2026-06-07days on market $249,000 Active 3 DOM
-
2026-06-04remarks 691-char remark
-
2026-06-04$249,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 10/10 Extreme
- Heat 6/10 Major 10 d/yr ≥93°F today · 28 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 37 unhealthy d/yr today · 43 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $27,041
- − Mortgage interest
- −$13,948
- − Property taxes
- −$3,735
- − Insurance
- −$1,245
- − Repairs & maintenance
- −$2,163
- − Management
- −$2,163
- − Depreciation
- −$7,244
- Taxable loss
- −$3,457
- Est. tax savings @ 24.0%
- +$830
- After-tax cash flow
- $1,543/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This beautifully maintained mobile home in Crafton Hills Estates offers a good condition with recent renovations and upgrades, making it an attractive option for both resale and rental.
Value-add opportunities
- Both Landscaping and curb appeal improvements — Enhances both resale and rental appeal.
- Both New flooring in bathrooms and kitchen — Improves both resale and rental appeal.
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics, improving both resale and rental appeal.
Renovation cost estimate screening
Value-add ROI direction
- Both Landscaping and curb appeal improvements — Enhances both resale and rental appeal. ↑
- Both New flooring in bathrooms and kitchen — Improves both resale and rental appeal. ↑
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics, improving both resale and rental appeal. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Yucaipa-Calimesa Joint Unified
- NCES district ID
- 0643560
- Math proficiency
- 32% ▼ -4.00%
- Reading proficiency
- 55% ▲ 6.00%
- Median HH income
- $58,243
- Composite
- 38.09/100
- National rank
- #4277
- State rank
- #195 of 517 in CA
Livability — Yucaipa
- Score
- 66/100
- State rank
- #334
- US rank
- #11542
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yucaipa, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 55,366
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 55,366
- Household income
- $92,440
- Rent vs Own
- Severe rent burden
- 1110.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 55% Hispanic / Latino 36% Two or more races 15% Asian 3% Black 2%
- Hispanic origin (detail)
- Mexican 31%
- Common ancestry
- Italian 4% Iranian 2% Lithuanian 2%
- Foreign-born
- 10% · Canada
- Languages at home
- 77% English-only · Spanish 19% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -632.71%
- Current HPI
- 353.4762
- Rent YoY
- ▼ -1.27%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-06-04 Listed $249,000 ForSaleByOwner.com
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…