CashFlowRE
Sign in Sign up
31816 Avenue
D Composite 43.65
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.5/10.0
  • 1% rule +4.0/10.0
  • Schools +3.8/10.0
  • Condition / age +3.8/5.0
  • Livability +3.3/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$249,000

31816 Avenue · Yucaipa, CA 92399
3 bd · 2.0 ba · 1,630 sqft · SingleFamily · 17 Days on market
Built 1973 Good condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to the beautifully maintained, family friendly, CRAFTON HILLS MOBILE ESTATES. Scenic Mountain Views with (Rent controlled) Low space rent ( $445 month ). This is a desirable area, (everything near by) Several restaurants within walking distance, (Star bucks, In-N-Out, Panera, BUFFALO wild wings, Bakers. Completely remodeled manufactured home in a Family Park, on a corner lot. Close to shopping, Trader Joes, car wash, This is an Open Floor Plan with a large living room & spacious master suite. Separate laundry room. New water heater installed 2025. Newly renovated kitchen. All exterior windows upgraded to dual pane. Shudders in kitchen & master suite. Flooring upgraded.

Key facts

  • Open floor plan
  • Low space rent
  • New water heater

Tags

SCENIC MOUNTAIN VIEWSLOW SPACE RENTCORNER LOTOPEN FLOOR PLANSEPARATE LAUNDRY ROOMNEW WATER HEATER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $249k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $59 ($713/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (9.5% below list).
  • Recommended offer: $225k (9.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 2.7% in Yucaipa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#334 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B+; Watch: health & safety D, amenities F, cost of living F.
  • Yucaipa-Calimesa Joint Unified (suburban): math 32% / reading 55% proficiency, ranked #195 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Ridgeview Elementary (548 students, 67% FRL); Park View Middle (983 students, 64% FRL); Yucaipa High (math 33% / reading 55%, grade F, #458 of 1,170 statewide, top 39%, 2,830 students, 56% FRL) — zoned schools average 62% FRL vs 41% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-1.3%/yr); 209 active listings in the ZIP; solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($245k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 10→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,342 (9.5% below list)

Questions for the listing agent

  1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.58%
Cash-on-cash
1.02%
DSCR
1.05
GRM
9.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.1%
Equity multiple
0.38×
Total profit
$-43,134
Equity at exit
$37,127
10-year hold
IRR
-17.6%
Equity multiple
0.17×
Total profit
$-58,070
Equity at exit
$21,529

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92399

Rents YoY
-1.3%
Active inventory
209
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$2,253 medium interval (Pro) →
Mortgage (P&I)
$1,306
Tax est. 1.5%
$311 /mo · $3,735/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$473
Net cashflow
$59

Break-even live

Break-even rent $2,178
Max offer price $249,000
Occupancy floor 92%

Sensitivity live

Price -10% $232 -5% $145 +0% $59 +5% $-27 +10% $-113
Rent -10% $-119 -5% $-30 +0% $59 +5% $148 +10% $237
Rate -1.0pp $185 -0.5pp $123 base $59 +0.5pp $-5 +1.0pp $-71

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 12 events

  1. 2026-06-21
    days on market $249,000 Active 17 DOM
  2. 2026-06-18
    days on market $249,000 Active 14 DOM
  3. 2026-06-17
    days on market $249,000 Active 13 DOM
  4. 2026-06-16
    days on market $249,000 Active 12 DOM
  5. 2026-06-15
    days on market $249,000 Active 11 DOM
  6. 2026-06-13
    days on market $249,000 Active 9 DOM
  7. 2026-06-13
    days on market $249,000 Active 8 DOM
  8. 2026-06-09
    days on market $249,000 Active 5 DOM
  9. 2026-06-08
    days on market $249,000 Active 4 DOM
  10. 2026-06-07
    days on market $249,000 Active 3 DOM
  11. 2026-06-04
    remarks 691-char remark
  12. 2026-06-04
    listed $249,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 10/10 Extreme
  • 🌡 Heat 6/10 Major 10 d/yr ≥93°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 37 unhealthy d/yr today · 43 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$27,041
− Mortgage interest
−$13,948
− Property taxes
−$3,735
− Insurance
−$1,245
− Repairs & maintenance
−$2,163
− Management
−$2,163
− Depreciation
−$7,244
Taxable loss
−$3,457
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$830
After-tax cash flow
$1,543/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 75/100 Cosmetic rehab

This beautifully maintained mobile home in Crafton Hills Estates offers a good condition with recent renovations and upgrades, making it an attractive option for both resale and rental.

Value-add opportunities

  • Both Landscaping and curb appeal improvements — Enhances both resale and rental appeal.
  • Both New flooring in bathrooms and kitchen — Improves both resale and rental appeal.
  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics, improving both resale and rental appeal.

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping and curb appeal improvements — Enhances both resale and rental appeal.
  • Both New flooring in bathrooms and kitchen — Improves both resale and rental appeal.
  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics, improving both resale and rental appeal.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Yucaipa-Calimesa Joint Unified
NCES district ID
0643560
Math proficiency
32% ▼ -4.00%
Reading proficiency
55% ▲ 6.00%
Median HH income
$58,243
Composite
38.09/100
National rank
#4277
State rank
#195 of 517 in CA

Livability — Yucaipa

Score
66/100
State rank
#334
US rank
#11542

Category grades

Amenities F Commute C Cost of living F Crime B- Employment B+ Housing A+ Health & safety D User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yucaipa, CA
County
San Bernardino County · 2,030,291 people
City population
55,366
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
55,366
Household income
$92,440
Rent vs Own
25.9% rent · 74.1% own
Severe rent burden
1110.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 55% Hispanic / Latino 36% Two or more races 15% Asian 3% Black 2%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Italian 4% Iranian 2% Lithuanian 2%
Foreign-born
10% · Canada
Languages at home
77% English-only · Spanish 19% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -632.71%
Current HPI
353.4762
Rent YoY
▼ -1.27%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-04 Listed $249,000 ForSaleByOwner.com

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…