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6200 N Wildhorse Dr
C- Composite 53.1
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.6/10.0
  • 1% rule +3.5/10.0
  • Livability +3.1/5.0
  • Schools +2.9/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,000

6200 N Wildhorse Dr · Prescott Valley, AZ 86314
2 bd · 2.0 ba · 924 sqft · Manufactured public records · 52 Days on market
Built 1987 8,712 sqft lot $215/sqft · 23% below area Est $258k · 23% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Cute Starter home situated on a great fenced lot! 2 bedrooms 2 baths with 3 sheds in backyard and plenty of room. Steel Carport installed 2013 , with a Permit Disclosures: Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a low to moderate flood risk. TV Stays. Most furniture to be removed before close of escrow.***More pictures to come!***

Key facts

  • Sheds in backyard
  • Fenced lot
  • 8,712 sq ft lot

Tags

FENCED LOTSHEDS IN BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $199k.

Deal economics

  • At list price, monthly cash flow is $164 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $169k (15.2% below list).
  • Recommended offer: $169k (15.2% below list) — sets the bar for 1% rule.
  • Cap rate 7.3% vs local median 3.2% in Prescott Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#126 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A-; Watch: schools C-, amenities F, commute F.
  • Humboldt Unified District (4469) (suburban): math 31% / reading 37% proficiency, ranked #94 of 249 in AZ (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 447 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 52 days — a 3% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $29k; list at $199k implies a 586% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $168,790 (15.2% below list)

Questions for the listing agent

  1. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
7.28%
Cash-on-cash
3.53%
DSCR
1.16
GRM
9.8

CMA / ARV

ARV (median comp)
$258,200
List price
$199,000
Delta
-22.93%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7657 E Horseshoe Ln 0.20mi 3/2.0 (+1) 925 (+0%) 21mo $235,000 $254 68
6260 N Union Dr 0.11mi 2/2.0 981 (+6%) 21mo $260,000 $265 67
6163 N Wildhorse Dr 0.06mi 3/2.0 (+1) 1,056 (+14%) 5mo $232,312 $220 64
7921 E Supai Dr 0.32mi 2/2.0 854 (-8%) 23mo $241,000 $282 53
6458 N Warbonnet Dr 0.25mi 2/2.0 1,056 (+14%) 15mo $269,000 $255 52
7883 E Broken Wagon Way 0.38mi 2/2.0 1,057 (+14%) 18mo $215,000 $203 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.97% rent growth · sell at horizon

5-year hold
IRR
-12.8%
Equity multiple
0.55×
Total profit
$-25,289
Equity at exit
$29,672
10-year hold
IRR
-6.8%
Equity multiple
0.60×
Total profit
$-22,304
Equity at exit
$17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86314

Home prices YoY
-32.3%
Rents YoY
1.0%
Active inventory
447
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$1,688 high interval (Pro) →
Mortgage (P&I)
$1,044
Tax from tax record
$43 /mo · $517/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$354
Net cashflow
$164

Break-even live

Break-even rent $1,480
Max offer price $199,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,750
Closing costs
$5,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7438 E Horseshoe Ln #2 Prescott Valley, AZ 2.0 2.0 1100 $1,999 $1.82 13d 1 0.27mi
6260 N Old McDonald Dr Unit 2 Prescott Valley, AZ 2.0 2.0 1053 $1,550 $1.47 13d 1 0.28mi
7174 E Burro Ln #2 Prescott Valley, AZ 2.0 2.0 1050 $1,599 $1.52 13d 1 0.53mi
7159 E Silverlode Dr Unit A Prescott Valley, AZ 2.0 1.5 970 $1,350 $1.39 43d 1 0.55mi
6068 N Peak Cir Unit A Prescott Valley, AZ 3.0 2.0 1000 $1,900 $1.90 21d 1 0.56mi
7020 E Burro Ln Apt A Prescott Valley, AZ 2.0 2.0 1011 $1,650 $1.63 21d 1 0.65mi
8113 E Long Mesa Dr Unit A Prescott Valley, AZ 1.0 1.0 616 $1,500 $2.44 21d 1 0.66mi
8135 E Ashley Dr Apt A Prescott Valley, AZ 2.0 2.0 990 $1,500 $1.52 43d 1 1.33mi
4786 N Jean Ct Apt 01 Prescott Valley, AZ 2.0 1.0 758 $1,150 $1.52 21d 1 1.45mi

Listing history 7 events

  1. 2026-04-21
    status Active 372-char remark
    Show marketing remark (372 chars)

    Cute Starter home situated on a great fenced lot! 2 bedrooms 2 baths with 3 sheds in backyard and plenty of room. Steel Carport installed 2013 , with a Permit Disclosures: Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a low to moderate flood risk. TV Stays. Most furniture to be removed before close of escrow.***More pictures to come!***

  2. 2026-04-03
    historical Active Under Contract 372-char remark
    Show marketing remark (372 chars)

    Cute Starter home situated on a great fenced lot! 2 bedrooms 2 baths with 3 sheds in backyard and plenty of room. Steel Carport installed 2013 , with a Permit Disclosures: Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a low to moderate flood risk. TV Stays. Most furniture to be removed before close of escrow.***More pictures to come!***

  3. 2026-03-31
    listed $199,000 Active 372-char remark
    Show marketing remark (372 chars)

    Cute Starter home situated on a great fenced lot! 2 bedrooms 2 baths with 3 sheds in backyard and plenty of room. Steel Carport installed 2013 , with a Permit Disclosures: Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a low to moderate flood risk. TV Stays. Most furniture to be removed before close of escrow.***More pictures to come!***

  4. 2012-10-12
    soldstatus $29,000 350-char remark
    Show marketing remark (350 chars)

    HUD Home - situated on a great lot! 2 bedrooms 2 baths with 2 sheds in backyard and plenty of room. Disclosures: Property is NOT located in a FEMA Special Flood Hazard Area but is listed as a low to moderate flood risk. Manufactured home.For overbidding and/or escrow repair information, please see attached Overbidding and Escrow Repair MLS addendum

  5. 2007-05-02
    soldstatus $84,000
  6. 2007-05-02
    soldstatus $84,000
  7. 2004-01-02
    soldstatus $50,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$517 · $43/mo
Projected year-2 tax
$1,313 · $109/mo
Expected delta
+$797/yr (+$66/mo · 154.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 6 d/yr ≥94°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,255
− Mortgage interest
−$11,147
− Property taxes
−$517
− Insurance
−$995
− Repairs & maintenance
−$1,620
− Management
−$1,620
− Depreciation
−$5,789
Taxable loss
−$1,434
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$344
After-tax cash flow
$2,311/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Humboldt Unified District (4469)
NCES district ID
0403870
Math proficiency
31% ▼ -13.00%
Reading proficiency
37% ▼ -14.00%
Median HH income
$45,326
Composite
29.06/100
National rank
#6605
State rank
#94 of 249 in AZ

Livability — Prescott Valley

Score
62/100
State rank
#126
US rank
#16160

Category grades

Amenities F Commute F Cost of living B- Crime A- Employment C Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Prescott Valley, AZ
County
Yavapai County · 190,406 people
City population
63,155
Metro
Prescott Valley-Prescott, AZ
Population (ZIP)
40,317
Household income
$69,208
Rent vs Own
32.9% rent · 67.1% own
Severe rent burden
1236.0

Population outlook (Yavapai County) Hauer SSP2

Today (2025)
241,389 people
By 2030
249,523 · +3.4%
By 2040
259,966 · +7.7%
By 2050
264,736 · +9.7%
By 2075
269,334 · +11.6%
By 2100
256,505 · +6.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Hispanic / Latino 22% Two or more races 15% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Slovak 4% Lithuanian 3% Romanian 3%
Foreign-born
8% · Canada
Languages at home
83% English-only · Spanish 15%

Political lean MEDSL · Yavapai

2024 margin
Solid R (+33.9) · D 32.6% · R 66.5%
2008→2024 swing
-9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -176.27%
Current HPI
370.04
Rent YoY
▲ 0.97%
Metro
Prescott Valley-Prescott, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+297.2% since first listed
7 events — show timeline
  • 2026-04-21 Relisted PAARMLS as Distributed by MLS Grid
  • 2026-04-03 Contingent PAARMLS as Distributed by MLS Grid
  • 2026-03-31 Listed $199,000 PAARMLS as Distributed by MLS Grid
  • 2012-10-12 Sold (MLS) $29,000 PAARMLS as Distributed by MLS Grid
  • 2007-05-02 Sold (Public Records) $84,000 Public Records
  • 2007-05-02 Sold (Public Records) $84,000 Public Records
  • 2004-01-02 Sold (Public Records) $50,100 Public Records

Property tax history

+4.2%/yr

Latest (2025): $517 · +1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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