624 Showalter Ave · Punta Gorda, FL 33950

$255,900

2 bd · 2.0 ba · 1,450 sqft · SingleFamily public records · 160 Days on market

Built 1970 7,636 sqft lot Est $316k · 19% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.0/30.0
• ARV discount +15.0/15.0
• DSCR +6.0/10.0
• Schools +4.6/10.0
• 1% rule +4.4/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

SIMPLY THE NICEST HOME AVAILABLE AT THIS PRICE. Don't miss this freshly upgraded single-story ranch on a double corner lot in a superb, convenient location! The newly remodeled interior includes a premium kitchen with granite countertops and subway tile backsplash, along with new cabinets and appliances. You get 3 spotless bedrooms and 2 elegantly tiled designer bathrooms with all-new fixtures and cabinets. Stunning Master Bedroom features spacious walk-in closet PLUS large bonus closet. New paint throughout interior with a tasteful color palette. Water supply plumbing upgraded and replaced 2018. New roof in 2016 with highest available wind rating. Terrific location with easy access to downtown Punta Gorda, I-75, and short walk to Bayfront Health hospital, Charlotte High School, US 41 or the scenic Harbor Walk along the Peace River. Public boat ramps, parks, tennis courts, 7 golf courses, many great restaurants and Fisherman's Village are all nearby. Adjacent to well-equipped public playground open 7 days, close enough to serve as an extension of the yard. Large double lot with fresh landscaping. Built-in hurricane shutters, plus vinyl panels for additional windows. Extra-large attached 2 car garage with ample space for a workshop. Park 2-4 more cars (or an RV) off-street in the large, circular driveway. Sturdy CBS construction with concrete and terrazzo floor foundation. Exquisite hand-carved entry door. Don't miss seeing this clean and beautiful home - it's ready to move in today!

Key facts

• Original character
• Blocks from downtown
• Updated kitchen

Tags

• HISTORIC DISTRICT
• BLOCKS FROM DOWNTOWN
• NO HOA
• ORIGINAL CHARACTER
• LUXURY VINYL PLANK FLOORING
• UPDATED KITCHEN

Property features AI

Finance

• Other: Pets allowed
• Financial info: No lease restrictions indicated; Homestead exemption present
• HOA & community: No association (per listing)

Exterior

• Parking: Circular driveway; Driveway; Attached garage with garage door opener; 2-car garage
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Cable available; Fiber optics available; Propane available; Sewer connected
• Home design: Single family residence; One story; Southeast facing; Located in city limits; Corner lot; Historic district
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built area and lot consistent with public records
• Exterior features: Covered, enclosed front porch; Hurricane shutters; Exterior lighting; Rain gutters; Chain link and other fencing; Mature landscaping with trees; Sidewalks; Paved asphalt road

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Tile flooring; Stone counters
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Heat pump; Central air conditioning
• Interior features: Ceiling fans; Eat-in kitchen; Solid wood cabinets; Split bedroom layout; Stone counters; Thermostat; Walk-in closets; Shades and window treatments; Storm windows
• Laundry & utility: Washer hookup; Electric dryer hookup; Laundry area in garage

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $256k.

Deal economics

• At list price, monthly cash flow is $-161 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $227k (11.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $239k (6.5% below list).
• Recommended offer: $225k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 2.8% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Sallie Jones Elementary School (math 75% / reading 74%, grade A, #230 of 2,144 statewide, top 12%, 694 students, 47% FRL); Punta Gorda Middle School (math 54% / reading 52%, grade C+, #209 of 571 statewide, top 37%, 1,120 students, 41% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
• Market conditions: Rents soft (-0.1%/yr); 1004 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 38% of the median local income ($76k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 160 days — a 12% lower offer ($225k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 12y ago; this cycle's ask has dropped $31k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $155k; list at $256k implies a 65% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $225,192 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 160 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 7.54%
• Cash-on-cash: 4.44%
• DSCR: 1.20
• GRM: 8.9

CMA / ARV

• ARV (on-the-fly): $316,100
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
310 Burland St	0.47mi	3/2.0 (+1)	1,261 (-13%)	8mo	$275,000	$218	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -24.7%
• Equity multiple: 0.18×
• Total profit: $-58,550
• Equity at exit: $38,156

10-year hold

• IRR: -36.1%
• Equity multiple: -0.26×
• Total profit: $-90,469
• Equity at exit: $22,126

Cash invested: $71,652 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33950

• Home prices YoY: -29.9%
• Rents YoY: -0.1%
• Active inventory: 1004
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $2,393 high
• Mortgage (P&I): −$1,342
• Tax from tax record: −$177 /mo · $2,120/yr
• Insurance: −$107
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$503
• Net cashflow: $-161

Break-even live

Break-even rent $2,597

Max offer price $227,385

Occupancy floor —

Sensitivity live

Price	-10% $-17	-5% $-89	+0% $-161	+5% $-234	+10% $-306
Rent	-10% $-350	-5% $-256	+0% $-161	+5% $-67	+10% $28
Rate	-1.0pp $-33	-0.5pp $-96	base $-161	+0.5pp $-228	+1.0pp $-295

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,975
• Closing costs: $7,677
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
309 E Virginia Ave Punta Gorda, FL	3.0	3.5	1344	$3,000	$2.23	22d	1	0.33mi
900 E Marion Ave #1213 Punta Gorda, FL	3.0	2.0	1647	$4,000	$2.43	22d	1	0.42mi
317 E McKenzie St Punta Gorda, FL	2.0	2.0	1160	$1,675	$1.44	15d	1	0.72mi
340 E Ann St Punta Gorda, FL	1.0–2.0	1.0–2.0	1050	$1,700	$1.62	22d	1	0.76mi
25188 Marion Ave Punta Gorda, FL	1.0–2.0	1.0	1038	$1,800	$1.73	22d	3	0.77mi
150 Harborside Ave Punta Gorda, FL	1.0–2.0	1.0–2.0	967	$1,600	$1.65	22d	3	0.82mi
327 Harvey St Punta Gorda, FL	2.0	2.0	1078	$4,995	$4.63	22d	1	0.82mi
511 W Retta Esplanade Punta Gorda, FL	2.0	1.0	1020	$1,750	$1.72	22d	1	1.01mi
1306 McGregor St Punta Gorda, FL	2.0	2.0	900	$3,000	$3.33	22d	1	1.02mi
301 W Henry St Punta Gorda, FL	1.0–2.0	1.0–2.0	830	$2,400	$2.89	22d	1	1.10mi
720 W Marion Ave Punta Gorda, FL	1.0	1.0	950	$1,400	$1.47	22d	1	1.15mi
927 W Olympia Ave Punta Gorda, FL	3.0	1.0	912	$1,750	$1.92	15d	1	1.34mi
601 Shreve St Punta Gorda, FL	2.0	2.0	1396	$3,500	$2.51	22d	3	1.36mi
240 W End Dr #611 Punta Gorda, FL	2.0	2.0	1306	$1,675	$1.28	22d	1	1.38mi
1001 W Marion Ave Punta Gorda, FL	2.0	1.0–2.0	899	$1,500	$1.67	15d	2	1.38mi
255 W End Dr Punta Gorda, FL	2.0–3.0	2.0	1559	$2,800	$1.80	22d	3	1.42mi

Listing history 18 events

1. 2026-05-31
   days on market $255,900 Active 160 DOM
2. 2026-05-30
   days on market $255,900 Active 159 DOM
3. 2026-05-13
   price $255,900
4. 2026-04-27
   price $263,000
5. 2026-02-13
   price $268,000
6. 2026-01-15
   price $276,000
7. 2025-12-22
   listed $286,900 Active
8. 2019-06-28
   soldstatus $155,000 Sold 1507-char remark

   Show marketing remark (1507 chars)

   SIMPLY THE NICEST HOME AVAILABLE AT THIS PRICE. Don't miss this freshly upgraded single-story ranch on a double corner lot in a superb, convenient location! The newly remodeled interior includes a premium kitchen with granite countertops and subway tile backsplash, along with new cabinets and appliances. You get 3 spotless bedrooms and 2 elegantly tiled designer bathrooms with all-new fixtures and cabinets. Stunning Master Bedroom features spacious walk-in closet PLUS large bonus closet. New paint throughout interior with a tasteful color palette. Water supply plumbing upgraded and replaced 2018. New roof in 2016 with highest available wind rating. Terrific location with easy access to downtown Punta Gorda, I-75, and short walk to Bayfront Health hospital, Charlotte High School, US 41 or the scenic Harbor Walk along the Peace River. Public boat ramps, parks, tennis courts, 7 golf courses, many great restaurants and Fisherman's Village are all nearby. Adjacent to well-equipped public playground open 7 days, close enough to serve as an extension of the yard. Large double lot with fresh landscaping. Built-in hurricane shutters, plus vinyl panels for additional windows. Extra-large attached 2 car garage with ample space for a workshop. Park 2-4 more cars (or an RV) off-street in the large, circular driveway. Sturdy CBS construction with concrete and terrazzo floor foundation. Exquisite hand-carved entry door. Don't miss seeing this clean and beautiful home - it's ready to move in today!

9. 2019-06-28
   soldstatus $155,000

   Show marketing remark (1507 chars)

   SIMPLY THE NICEST HOME AVAILABLE AT THIS PRICE. Don't miss this freshly upgraded single-story ranch on a double corner lot in a superb, convenient location! The newly remodeled interior includes a premium kitchen with granite countertops and subway tile backsplash, along with new cabinets and appliances. You get 3 spotless bedrooms and 2 elegantly tiled designer bathrooms with all-new fixtures and cabinets. Stunning Master Bedroom features spacious walk-in closet PLUS large bonus closet. New paint throughout interior with a tasteful color palette. Water supply plumbing upgraded and replaced 2018. New roof in 2016 with highest available wind rating. Terrific location with easy access to downtown Punta Gorda, I-75, and short walk to Bayfront Health hospital, Charlotte High School, US 41 or the scenic Harbor Walk along the Peace River. Public boat ramps, parks, tennis courts, 7 golf courses, many great restaurants and Fisherman's Village are all nearby. Adjacent to well-equipped public playground open 7 days, close enough to serve as an extension of the yard. Large double lot with fresh landscaping. Built-in hurricane shutters, plus vinyl panels for additional windows. Extra-large attached 2 car garage with ample space for a workshop. Park 2-4 more cars (or an RV) off-street in the large, circular driveway. Sturdy CBS construction with concrete and terrazzo floor foundation. Exquisite hand-carved entry door. Don't miss seeing this clean and beautiful home - it's ready to move in today!

10. 2019-05-08
    status Pending 1507-char remark

    Show marketing remark (1507 chars)

    SIMPLY THE NICEST HOME AVAILABLE AT THIS PRICE. Don't miss this freshly upgraded single-story ranch on a double corner lot in a superb, convenient location! The newly remodeled interior includes a premium kitchen with granite countertops and subway tile backsplash, along with new cabinets and appliances. You get 3 spotless bedrooms and 2 elegantly tiled designer bathrooms with all-new fixtures and cabinets. Stunning Master Bedroom features spacious walk-in closet PLUS large bonus closet. New paint throughout interior with a tasteful color palette. Water supply plumbing upgraded and replaced 2018. New roof in 2016 with highest available wind rating. Terrific location with easy access to downtown Punta Gorda, I-75, and short walk to Bayfront Health hospital, Charlotte High School, US 41 or the scenic Harbor Walk along the Peace River. Public boat ramps, parks, tennis courts, 7 golf courses, many great restaurants and Fisherman's Village are all nearby. Adjacent to well-equipped public playground open 7 days, close enough to serve as an extension of the yard. Large double lot with fresh landscaping. Built-in hurricane shutters, plus vinyl panels for additional windows. Extra-large attached 2 car garage with ample space for a workshop. Park 2-4 more cars (or an RV) off-street in the large, circular driveway. Sturdy CBS construction with concrete and terrazzo floor foundation. Exquisite hand-carved entry door. Don't miss seeing this clean and beautiful home - it's ready to move in today!

11. 2019-05-01
    price $162,500 1507-char remark

    Show marketing remark (1507 chars)

    SIMPLY THE NICEST HOME AVAILABLE AT THIS PRICE. Don't miss this freshly upgraded single-story ranch on a double corner lot in a superb, convenient location! The newly remodeled interior includes a premium kitchen with granite countertops and subway tile backsplash, along with new cabinets and appliances. You get 3 spotless bedrooms and 2 elegantly tiled designer bathrooms with all-new fixtures and cabinets. Stunning Master Bedroom features spacious walk-in closet PLUS large bonus closet. New paint throughout interior with a tasteful color palette. Water supply plumbing upgraded and replaced 2018. New roof in 2016 with highest available wind rating. Terrific location with easy access to downtown Punta Gorda, I-75, and short walk to Bayfront Health hospital, Charlotte High School, US 41 or the scenic Harbor Walk along the Peace River. Public boat ramps, parks, tennis courts, 7 golf courses, many great restaurants and Fisherman's Village are all nearby. Adjacent to well-equipped public playground open 7 days, close enough to serve as an extension of the yard. Large double lot with fresh landscaping. Built-in hurricane shutters, plus vinyl panels for additional windows. Extra-large attached 2 car garage with ample space for a workshop. Park 2-4 more cars (or an RV) off-street in the large, circular driveway. Sturdy CBS construction with concrete and terrazzo floor foundation. Exquisite hand-carved entry door. Don't miss seeing this clean and beautiful home - it's ready to move in today!

12. 2019-01-25
    listed $165,000 Active 1507-char remark

    Show marketing remark (1507 chars)

    SIMPLY THE NICEST HOME AVAILABLE AT THIS PRICE. Don't miss this freshly upgraded single-story ranch on a double corner lot in a superb, convenient location! The newly remodeled interior includes a premium kitchen with granite countertops and subway tile backsplash, along with new cabinets and appliances. You get 3 spotless bedrooms and 2 elegantly tiled designer bathrooms with all-new fixtures and cabinets. Stunning Master Bedroom features spacious walk-in closet PLUS large bonus closet. New paint throughout interior with a tasteful color palette. Water supply plumbing upgraded and replaced 2018. New roof in 2016 with highest available wind rating. Terrific location with easy access to downtown Punta Gorda, I-75, and short walk to Bayfront Health hospital, Charlotte High School, US 41 or the scenic Harbor Walk along the Peace River. Public boat ramps, parks, tennis courts, 7 golf courses, many great restaurants and Fisherman's Village are all nearby. Adjacent to well-equipped public playground open 7 days, close enough to serve as an extension of the yard. Large double lot with fresh landscaping. Built-in hurricane shutters, plus vinyl panels for additional windows. Extra-large attached 2 car garage with ample space for a workshop. Park 2-4 more cars (or an RV) off-street in the large, circular driveway. Sturdy CBS construction with concrete and terrazzo floor foundation. Exquisite hand-carved entry door. Don't miss seeing this clean and beautiful home - it's ready to move in today!

13. 2015-03-02
    soldstatus $75,000
14. 2015-02-27
    soldstatus $75,000 Sold 442-char remark

    Show marketing remark (442 chars)

    Nicely maintained home on a corner lot with circular driveway. Master bedroom has a large walk in closet. Separate formal living room and family room. Large kitchen with breakfast bar and an additional small water heater. Utility shed in back yard for extra storage. Large 2 car garage has hurricane proof door, attic storage, utility tub, and large closet. According hurricane shutters on most windows. A/C unit less than one year per owner.

15. 2015-01-18
    historical Contingent - Inspections 442-char remark

    Show marketing remark (442 chars)

    Nicely maintained home on a corner lot with circular driveway. Master bedroom has a large walk in closet. Separate formal living room and family room. Large kitchen with breakfast bar and an additional small water heater. Utility shed in back yard for extra storage. Large 2 car garage has hurricane proof door, attic storage, utility tub, and large closet. According hurricane shutters on most windows. A/C unit less than one year per owner.

16. 2014-11-10
    price $80,000 442-char remark

    Show marketing remark (442 chars)

    Nicely maintained home on a corner lot with circular driveway. Master bedroom has a large walk in closet. Separate formal living room and family room. Large kitchen with breakfast bar and an additional small water heater. Utility shed in back yard for extra storage. Large 2 car garage has hurricane proof door, attic storage, utility tub, and large closet. According hurricane shutters on most windows. A/C unit less than one year per owner.

17. 2014-10-06
    listed $95,000 Active 442-char remark

    Show marketing remark (442 chars)

    Nicely maintained home on a corner lot with circular driveway. Master bedroom has a large walk in closet. Separate formal living room and family room. Large kitchen with breakfast bar and an additional small water heater. Utility shed in back yard for extra storage. Large 2 car garage has hurricane proof door, attic storage, utility tub, and large closet. According hurricane shutters on most windows. A/C unit less than one year per owner.

18. 1978-04-01
    soldstatus $28,800

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,120 · $177/mo
• Projected year-2 tax: $2,124 · $177/mo
• Expected delta: +$4/yr ($0/mo · 0.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,715
• − Mortgage interest: −$14,334
• − Property taxes: −$2,120
• − Insurance: −$6,398
• − Repairs & maintenance: −$2,297
• − Management: −$2,297
• − Depreciation: −$7,444
• Taxable loss: −$6,176
• Est. tax savings @ 24.0%: +$1,482
• After-tax cash flow: $-455/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Punta Gorda

• Score: 76/100
• State rank: #225
• US rank: #3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Punta Gorda, FL
• County: Charlotte County · 196,994 people
• Metro: Punta Gorda, FL
• Population (ZIP): 24,955
• Household income: $76,369
• Rent vs Own: 17.6% rent · 82.4% own
• Severe rent burden: 608.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Two or more races 5% Black 5% Hispanic / Latino 4% Asian 1%
• Common ancestry: Lithuanian 5% Romanian 4% Italian 2%
• Foreign-born: 7% · Canada
• Languages at home: 95% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -111.73%
• Current HPI: 261.6573
• Rent YoY: ▼ -0.06%
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+788.5% since first listed

16 events — show timeline

• 2026-05-13 Price Changed $255,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-27 Price Changed $263,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-13 Price Changed $268,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-15 Price Changed $276,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-22 Listed $286,900 Stellar MLS as Distributed by MLS Grid
• 2019-06-28 Sold (Public Records) $155,000 Public Records
• 2019-06-28 Sold (MLS) $155,000 Stellar MLS as Distributed by MLS Grid
• 2019-05-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-05-01 Price Changed $162,500 Stellar MLS as Distributed by MLS Grid
• 2019-01-25 Listed $165,000 Stellar MLS as Distributed by MLS Grid
• 2015-03-02 Sold (Public Records) $75,000 Public Records
• 2015-02-27 Sold (MLS) $75,000 Stellar MLS as Distributed by MLS Grid
• 2015-01-18 Contingent — Stellar MLS as Distributed by MLS Grid
• 2014-11-10 Price Changed $80,000 Stellar MLS as Distributed by MLS Grid
• 2014-10-06 Listed $95,000 Stellar MLS as Distributed by MLS Grid
• 1978-04-01 Sold (Public Records) $28,800 Public Records

Property tax history

+30.0%/yr

Latest (2024): $2,120 · +2.3% YoY. Source: county tax records.