11422 N 160 Ct · Bennington, NE 68007

$279,000

3 bd · 2.5 ba · 1,818 sqft · Townhouse public records · 16 Days on market

Built 2025 Good condition 2,184 sqft lot Garage $200/mo HOA · 8% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.9/30.0
• ARV discount +7.5/15.0
• Schools +6.9/10.0
• Rent growth +4.0/5.0
• Livability +4.0/5.0
• Condition / age +4.0/5.0
• 1% rule +3.3/10.0
• DSCR +1.9/10.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to carefree living in Kempten Creek! The Home Company proudly presents the Radcliffe two-story townhome. This thoughtfully designed floor plan offers style, functionality, and low-maintenance living in one of Bennington’s fastest-growing communities. This move-in ready home features 3 spacious bedrooms, 2.5 bathrooms, a 2-car garage, and a finished lower-level rec room perfect for a second living space, home office, workout area, or entertaining. The main floor is designed for modern living with a bright and inviting great room that flows seamlessly into the kitchen and dining area.

Key facts

• Snow removal
• Fertilization
• Trash service

Tags

• FINISHED LOWER-LEVEL REC ROOM
• HOA-COVERED LAWN CARE
• SNOW REMOVAL
• TRASH SERVICE
• EXTERIOR BUILDING INSURANCE
• FERTILIZATION

🏗️ New construction. The $279,000 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $288,977.

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $279k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-312 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $244k (12.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $239k (14.5% below list).
• Recommended offer: $239k (14.5% below list) — sets the bar for 1% rule.
• Cap rate 5.0% vs local median 3.6% in Bennington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#38 in NE, #2,075 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F.
• Bennington Public Schools (rural): math 67% / reading 67% proficiency, ranked #3 of 111 in NE (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 6% free/reduced lunch — higher-income household profile.
• Zoned schools: Bennington Elementary School (math 77% / reading 72%, grade A, #20 of 502 statewide, top 5%, 403 students, 17% FRL); Bennington Middle School (math 64% / reading 63%, grade B+, #13 of 128 statewide, top 10%, 410 students, 19% FRL); Bennington High School (math 66% / reading 70%, grade B, #21 of 261 statewide, top 8%, 1,002 students, 14% FRL).
• Market conditions: Rents rising fast (+5.9%/yr); 692 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 107d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 4,539 units permitted in Douglas County in 2024 (2,583 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Douglas County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 16 days — a 2% lower offer ($275k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $238,594 (14.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.83% ✗
• Cap rate: 5.00%
• Cash-on-cash: -4.63%
• DSCR: 0.79
• GRM: 10.1

CMA / ARV

• ARV (median comp): $288,977
• List price: $279,000
• Delta: -3.45%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
16002 Isabella St	0.07mi	3/3.5	1,819 (+0%)	4mo	$285,000	$157	89
11408 N 161st Ave	0.05mi	3/2.5	1,797 (-1%)	17mo	$282,000	$157	82
11423 N 160th Ct	0.03mi	3/3.0	2,001 (+10%)	6mo	$299,000	$149	75
11415 N 160th Ct	0.03mi	3/3.0	2,001 (+10%)	6mo	$299,000	$149	74
11418 N 160 Ct	0.01mi	3/3.0	2,001 (+10%)	8mo	$294,000	$147	74
11426 N 160 Ct	0.01mi	3/3.0	2,001 (+10%)	10mo	$299,000	$149	72
310 N Allen St	0.66mi	3/3.0	1,768 (-3%)	0mo	$290,000	$164	62
404 N Allen St	0.69mi	3/3.0	1,812 (-0%)	7mo	$290,000	$160	60
408 N Allen St	0.69mi	3/3.0	1,745 (-4%)	3mo	$290,000	$166	56
342 N Allen St	0.67mi	3/3.0	1,757 (-3%)	8mo	$287,000	$163	54
400 N Allen St	0.68mi	3/3.0	1,708 (-6%)	5mo	$275,000	$161	52
338 N Allen St	0.67mi	3/2.0	1,757 (-3%)	17mo	$285,000	$162	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.88% rent growth · sell at horizon

5-year hold

• IRR: -20.6%
• Equity multiple: 0.27×
• Total profit: $-59,436
• Equity at exit: $43,087

10-year hold

• IRR: -7.9%
• Equity multiple: 0.43×
• Total profit: $-45,745
• Equity at exit: $24,985

Cash invested: $80,914 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Nebraska: 83 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; moderate court pace.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 6 active · 5 under contract
• Months of supply: 7.2 mo (14%/mo absorbed)
• Median asking: $279,000 ($157/sqft)
• Median days on market: 79 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +1.2% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 68007

• Home prices YoY: -19.4%
• Rents YoY: 5.9%
• Active inventory: 692
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,386 high
• Mortgage (P&I): −$1,515
• Tax est. 1.5%: −$361 /mo · $4,335/yr
• Insurance: −$120
• HOA: −$200
• Vacancy / Maint / Mgmt: −$501
• Net cashflow: $-312

Break-even live

Break-even rent $2,781

Max offer price $243,808

Occupancy floor —

Sensitivity live

Price	-10% $-112	-5% $-212	+0% $-312	+5% $-412	+10% $-512
Rent	-10% $-501	-5% $-406	+0% $-312	+5% $-218	+10% $-124
Rate	-1.0pp $-167	-0.5pp $-239	base $-312	+0.5pp $-387	+1.0pp $-463

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,244
• Closing costs: $8,669
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
15975 Kempten Creek Dr Bennington, NE	3.0	4.0	1930	$2,800	$1.45	151d	1	0.13mi
202 N Molley St Bennington, NE	3.0	3.0	2052	$2,195	$1.07	0d	1	0.51mi
302 N Allen St Bennington, NE	3.0	3.0	1759	$2,300	$1.31	0d	1	0.65mi
12314 N 149th Cir Bennington, NE	3.0	2.0	1523	$2,250	$1.48	37d	1	1.06mi
12314 N 149th Cir Bennington, NE	3.0	2.0	1523	$2,450	$1.61	107d	1	1.06mi
14802 Willow St Unit 14804 Bennington, NE	4.0	3.5	2561	$2,650	$1.03	184d	1	1.14mi

Property features AI

Finance

• HOA & community: Monthly HOA fee of $200HOA fee includes exterior and grounds maintenance, snow removal, insurance, common area maintenance, water, trash, and managementPets allowed

Exterior

• Parking: Attached two-car garage
• Utilities: Public waterPublic sewerElectricity availableNatural gas availableStorm sewerPhone availableCable available
• Home design: TownhouseTwo stories
• Construction: Built in 2025Stone and Masonite constructionComposition roofConcrete perimeter foundation
• Exterior features: PorchPatioCorner lot

Interior

• Kitchen: RangeDishwasherGarbage disposalMicrowave
• Bedrooms: 3 bedroomsPrimary bedroom on the second floorTwo additional bedrooms on the second floorWalk-in closet in the primary bedroom
• Flooring: CarpetLuxury vinyl plank
• Bathrooms: 3 bathrooms: 1 full, 1 three-quarter, and 1 half bathPrimary bathroom with shower and double sinks
• Heating & cooling: Natural gas forced-air heatingCentral air conditioning
• Interior features: Ceiling fansPantryPartially finished basement with egress

Listing history 50 events

1. 2026-11-08
   days on market $279,000 Active 16 DOM
2. 2026-11-07
   days on market $279,000 Active 15 DOM
3. 2026-11-06
   days on market $279,000 Active 14 DOM
4. 2026-11-05
   days on market $279,000 Active 13 DOM
5. 2026-11-04
   days on market $279,000 Active 12 DOM
6. 2026-11-02
   days on market $279,000 Active 10 DOM
7. 2026-11-01
   days on market $279,000 Active 9 DOM
8. 2026-10-31
   days on market $279,000 Active 8 DOM
9. 2026-10-30
   days on market $279,000 Active 7 DOM
10. 2026-10-29
    days on market $279,000 Active 6 DOM
11. 2026-10-28
    statusdays on market $279,000 Active 5 DOM
12. 2026-10-27
    days on market $279,000 New 4 DOM
13. 2026-10-26
    days on market $279,000 New 3 DOM
14. 2026-10-25
    days on market $279,000 New 2 DOM
15. 2026-10-23
    statusdays on marketlisting id $279,000 New 1 DOM
16. 2026-10-23
    days on market $279,000 Active 168 DOM
17. 2026-10-22
    days on market $279,000 Active 167 DOM
18. 2026-10-21
    days on market $279,000 Active 166 DOM
19. 2026-10-20
    days on market $279,000 Active 165 DOM
20. 2026-10-19
    days on market $279,000 Active 164 DOM
21. 2026-10-18
    days on market $279,000 Active 163 DOM
22. 2026-10-17
    days on market $279,000 Active 162 DOM
23. 2026-10-16
    days on market $279,000 Active 161 DOM
24. 2026-10-15
    days on market $279,000 Active 160 DOM
25. 2026-10-14
    days on market $279,000 Active 159 DOM
26. 2026-10-13
    days on market $279,000 Active 158 DOM
27. 2026-10-12
    days on market $279,000 Active 157 DOM
28. 2026-10-11
    days on market $279,000 Active 156 DOM
29. 2026-10-10
    days on market $279,000 Active 155 DOM
30. 2026-10-09
    days on market $279,000 Active 154 DOM
31. 2026-10-08
    days on market $279,000 Active 153 DOM
32. 2026-10-08
    price $279,000 Active 152 DOM
33. 2026-10-07
    days on market $289,000 Active 152 DOM
34. 2026-10-06
    days on market $289,000 Active 151 DOM
35. 2026-10-05
    days on market $289,000 Active 150 DOM
36. 2026-10-04
    days on market $289,000 Active 149 DOM
37. 2026-10-04
    days on market $289,000 Active 148 DOM
38. 2026-10-02
    days on market $289,000 Active 147 DOM
39. 2026-10-01
    days on market $289,000 Active 146 DOM
40. 2026-09-30
    days on market $289,000 Active 145 DOM
41. 2026-09-29
    days on market $289,000 Active 144 DOM
42. 2026-09-28
    days on market $289,000 Active 143 DOM
43. 2026-09-27
    days on market $289,000 Active 142 DOM
44. 2026-09-25
    days on market $289,000 Active 140 DOM
45. 2026-09-24
    days on market $289,000 Active 139 DOM
46. 2026-09-23
    days on market $289,000 Active 138 DOM
47. 2026-09-22
    days on market $289,000 Active 137 DOM
48. 2026-09-21
    days on market $289,000 Active 136 DOM
49. 2026-09-20
    days on market $289,000 Active 135 DOM
50. 2026-09-19
    days on market $289,000 Active 134 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,631
• − Mortgage interest: −$16,187
• − Property taxes: −$4,335
• − Insurance: −$1,445
• − Repairs & maintenance: −$2,291
• − Management: −$2,291
• − HOA: −$2,400
• − Depreciation: −$8,407
• Taxable loss: −$8,723
• Est. tax savings @ 24.0%: +$2,094
• After-tax cash flow: $-1,652/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This move-in ready townhome in Kempten Creek offers a modern and functional floor plan with excellent curb appeal and low-maintenance living.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Landscaping and irrigation system — Well-maintained landscaping improves curb appeal and adds value ↑
• Both New flooring in bathrooms and kitchen — Modern flooring in high-traffic areas improves aesthetics and functionality ↑

C Composite school gradezoned avg 69/100

Zoned Schools

Elementary Bennington Elementary School A NE #20/502 Nat'l #2,202/41,679 Middle Bennington Middle School B+ NE #13/128 Nat'l #1,406/14,009 High Bennington High School B NE #21/261 Nat'l #2,439/17,239

Schools (NCES district)

• District: Bennington Public Schools
• NCES district ID: 3103990
• Math proficiency: 67% ▼ -6.00%
• Reading proficiency: 67% ▼ -7.00%
• Median HH income: $87,771
• Composite: 60.5/100
• National rank: #843
• State rank: #3 of 111 in NE

B Composite livability gradescore 79/100

Livability — Bennington

• Score: 79/100
• State rank: #38
• US rank: #2075

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment A+ Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Douglas County · 625,245 people
• City population: 552,986
• Metro: Omaha-Council Bluffs, NE-IA
• Population (ZIP): 19,536
• Household income: $141,042
• Rent vs Own: 7.5% rent · 92.5% own
• Severe rent burden: 3% of renters

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Population outlook (Douglas County) Hauer SSP2

• Today (2025): 625,245 people
• By 2030: 661,613 · +5.8%
• By 2040: 732,395 · +17.1%
• By 2050: 801,988 · +28.3%
• By 2075: 968,637 · +54.9%
• By 2100: 1,101,871 · +76.2%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 6% Two or more races 5% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 3%
• Languages at home: 94% English-only · Spanish 3% Other Indo-European 1% Russian/Polish/Slavic 1%

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Political lean MEDSL · Douglas

• 2024 margin: D (+10.2) · D 54.4% · R 44.2% · Other 1.4%
• 2008→2024 swing: +5.5pp toward D · 2008: 4.6pp · 2024: 10.2pp
• All cycles: 2024: D+10.2 2020: D+11.3 2016: D+1.4 2012: R+4.3 2008: D+4.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -60.06%
• Current HPI: 250.3443
• Rent YoY: ▲ 5.88%
• Metro: Omaha-Council Bluffs, NE-IA
• State GDP YoY: ▲ 0.68%
• F500 in state: 2

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Industry mix (Fortune 500 HQ in NE)

Industry	F500 HQs	Revenue
▸Conglomerate	1	$371B

Property features AI

Finance

• HOA & community: Monthly HOA fee of $200HOA fee includes exterior and grounds maintenance, snow removal, insurance, common area maintenance, water, trash, and managementPets allowed

Exterior

• Parking: Attached two-car garage
• Utilities: Public waterPublic sewerElectricity availableNatural gas availableStorm sewerPhone availableCable available
• Home design: TownhouseTwo stories
• Construction: Built in 2025Stone and Masonite constructionComposition roofConcrete perimeter foundation
• Exterior features: PorchPatioCorner lot

Interior

• Kitchen: RangeDishwasherGarbage disposalMicrowave
• Bedrooms: 3 bedroomsPrimary bedroom on the second floorTwo additional bedrooms on the second floorWalk-in closet in the primary bedroom
• Flooring: CarpetLuxury vinyl plank
• Bathrooms: 3 bathrooms: 1 full, 1 three-quarter, and 1 half bathPrimary bathroom with shower and double sinks
• Heating & cooling: Natural gas forced-air heatingCentral air conditioning
• Interior features: Ceiling fansPantryPartially finished basement with egress

Price history

-73.5% since first listed

7 events — show timeline

• 2026-10-23 Listing Removed — GPRMLS
• 2026-10-23 Listed $279,000 GPRMLS
• 2026-10-07 Price Changed $279,000 GPRMLS
• 2026-05-08 Listing Removed — GPRMLS
• 2026-05-08 Listed $289,000 GPRMLS
• 2025-05-16 Listed $289,000 GPRMLS
• 2023-04-25 Sold (Public Records) $1,051,000 Public Records

Property tax history

+117.4%/yr

Latest (2025): $190 · +30.8% YoY. Source: county tax records.