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255 Double Branch Rd
D- Composite 39.53
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.5/15.0
  • Appreciation +10.0/10.0
  • Cash flow +3.7/30.0
  • Schools +3.7/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.1/10.0
  • DSCR +0.0/10.0

$319,800

255 Double Branch Rd · Danielsville, GA 30633
4 bd · 2.0 ba · 2,128 sqft · Other · 41 Days on market
Built 2003 5.34 ac lot $150/sqft · 13% below area Est $369k · 13% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome home to peaceful country living just minutes from town! Situated on 5.34 acres and located approximately 2 miles from downtown Danielsville, this beautifully updated 4-bedroom, 2-bathroom home offers the perfect blend of privacy and convenience. Inside, you will find fresh paint, new flooring throughout, new countertops, and a brand-new HVAC unit for added peace of mind. The split-bedroom floor plan provides both functionality and comfort, while the oversized master suite features a large walk-in closet and plenty of room to unwind. A huge flex space/second living room offers endless possibilities for a game room, home office, playroom, or additional entertaining. Enjoy quiet mornin

Key facts

  • New flooring
  • 5.34 acres
  • New hvac unit

Tags

5.34 ACRESUPDATED HOMENEW FLOORINGNEW COUNTERTOPSNEW HVAC UNITSPLIT-BEDROOM FLOOR PLAN

Property features AI

Finance

  • Other: Lot size approximately 5.34 acres; Electric service on property
  • HOA & community: No HOA

Exterior

  • Parking: Open parking; Parking pad
  • Utilities: Well water; Septic tank; Cable available; Electricity available
  • Home design: Single-family residence; One-story; Resale property
  • Construction: Built in 2003; Metal roof; Other construction materials
  • Exterior features: Deck; Porch; Private lot

Interior

  • Kitchen: Dishwasher
  • Bedrooms: 4 bedrooms on the main level
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms (main level)
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Double vanity; Separate shower; Soaking tub; Walk-in closet(s); Family room
  • Laundry & utility: Mud room / laundry area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $320k.

Deal economics

  • At list price, monthly cash flow is $-933 ($-11k/yr) — negative.
  • To cash-flow at today's rent, offer at most $185k (42.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $162k (49.4% below list).
  • Recommended offer: $162k (49.4% below list) — sets the bar for 1% rule.
  • Cap rate 2.8% vs local median 2.3% in Danielsville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 71/100 on livability (#83 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Madison County (rural): math 46% / reading 42% proficiency, ranked #29 of 174 in GA (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Danielsville Elementary School (math 52% / reading 45%, grade D, #284 of 1,228 statewide, top 23%, 679 students, 61% FRL); Madison County Middle School (math 45% / reading 42%, grade D, #114 of 470 statewide, top 24%, 1,174 students, 58% FRL); Madison County High School (math 30% / reading 38%, grade F, #93 of 424 statewide, top 23%, 1,436 students, 49% FRL) — zoned schools at 56% FRL track the district average.
  • Market conditions: 63 active listings in the ZIP; 189 units permitted in Madison County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $34k of equity ($2k loan paydown + $32k appreciation (10.0% local appreciation)).
  • By year 2, paydown + projected appreciation supports a ~$55k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($310k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $120k; list at $320k implies a 166% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $161,689 (49.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 49% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.51%
Cap rate
2.79%
Cash-on-cash
-12.50%
DSCR
0.44
GRM
16.5

CMA / ARV

ARV (median comp)
$368,680
List price
$319,800
Delta
-13.26%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
15.6%
Equity multiple
2.28×
Total profit
$114,790
Equity at exit
$288,101
10-year hold
IRR
15.1%
Equity multiple
5.30×
Total profit
$384,803
Equity at exit
$621,301

Cash invested: $89,544 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30633

Home prices YoY
4.0%
Active inventory
63
Price-to-rent
16.5×

Monthly cashflow live

Estimated rent
$1,617 medium interval (Pro) →
Mortgage (P&I)
$1,677
Tax est. 1.5%
$400 /mo · $4,797/yr
Insurance
$133
HOA
$0
Vacancy / Maint / Mgmt
$340
Net cashflow
$-933

Break-even live

Break-even rent $2,798
Max offer price $184,834
Occupancy floor

Sensitivity live

Price -10% $-712 -5% $-822 +0% $-933 +5% $-1,043 +10% $-1,154
Rent -10% $-1,060 -5% $-997 +0% $-933 +5% $-869 +10% $-805
Rate -1.0pp $-772 -0.5pp $-851 base $-933 +0.5pp $-1,016 +1.0pp $-1,100

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$79,950
Closing costs
$9,594
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 24 events

  1. 2026-06-22
    days on market $319,800 Active 41 DOM
  2. 2026-06-19
    days on market $319,800 Active 39 DOM
  3. 2026-06-18
    days on market $319,800 Active 38 DOM
  4. 2026-06-17
    days on market $319,800 Active 37 DOM
  5. 2026-06-16
    days on market $319,800 Active 36 DOM
  6. 2026-06-15
    days on market $319,800 Active 35 DOM
  7. 2026-06-14
    days on market $319,800 Active 33 DOM
  8. 2026-06-13
    days on market $319,800 Active 32 DOM
  9. 2026-06-10
    days on market $319,800 Active 30 DOM
  10. 2026-06-09
    days on market $319,800 Active 29 DOM
  11. 2026-06-08
    days on market $319,800 Active 28 DOM
  12. 2026-06-07
    days on market $319,800 Active 27 DOM
  13. 2026-06-02
    days on market $319,800 Active 22 DOM
  14. 2026-06-01
    days on market $319,800 Active 21 DOM
  15. 2026-05-31
    days on market $319,800 Active 20 DOM
  16. 2026-05-30
    days on market $319,800 Active 19 DOM
  17. 2026-05-07
    listed $319,800 New 879-char remark
  18. 2026-03-30
    historical $1,395
  19. 2026-03-22
    listed $1,395
  20. 2025-12-11
    historical $1,395
  21. 2025-10-17
    listed $1,395
  22. 2003-03-31
    soldstatus $120,000
  23. 2003-03-31
    soldstatus $120,000
  24. 2003-02-10
    listed $109,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,403
− Mortgage interest
−$17,914
− Property taxes
−$4,797
− Insurance
−$1,599
− Repairs & maintenance
−$1,552
− Management
−$1,552
− Depreciation
−$9,303
Taxable loss
−$17,315
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,156
After-tax cash flow
$-7,037/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Madison County
NCES district ID
1303480
Math proficiency
46% ▼ -10.00%
Reading proficiency
42% ▼ -9.00%
Median HH income
$43,465
Composite
37.21/100
National rank
#4469
State rank
#29 of 174 in GA

Livability — Danielsville

Score
71/100
State rank
#83
US rank
#7029

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
8,706

Population outlook (Madison County) Hauer SSP2

Today (2025)
28,986 people
By 2030
28,972 · +-0.0%
By 2040
28,711 · -0.9%
By 2050
28,282 · -2.4%
By 2075
28,346 · -2.2%
By 2100
28,189 · -2.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Two or more races 11% Hispanic / Latino 8%
Hispanic origin (detail)
Common ancestry
Serbian 2% Italian 1% Iranian 1%
Foreign-born
4% · Canada
Languages at home
95% English-only · Spanish 5%

Political lean MEDSL · Madison

2024 margin
Solid R (+54.8) · D 22.4% · R 77.2%
2008→2024 swing
-8.4pp toward R · 2008: -46.4pp · 2024: -54.8pp
All cycles
2024: R+54.8 2020: R+53.0 2016: R+56.7 2012: R+53.8 2008: R+46.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 10.65%
Current HPI
274.92
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+191.0% since first listed
8 events — show timeline
  • 2026-05-07 Listed $319,800 GAMLS
  • 2026-03-30 Rental Removed $1,395 APPFOLIO
  • 2026-03-22 Listed for Rent $1,395 APPFOLIO
  • 2025-12-11 Rental Removed $1,395 APPFOLIO
  • 2025-10-17 Listed for Rent $1,395 APPFOLIO
  • 2003-03-31 Sold (Public Records) $120,000 Public Records
  • 2003-03-31 Sold (MLS) $120,000 Hive MLS
  • 2003-02-10 Listed $109,900 Hive MLS

Property tax history

+8.5%/yr

Latest (2025): $508 · -16.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…