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804 Eastman St
B- Composite 66.65
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.9/30.0
  • ARV discount +15.0/15.0
  • 1% rule +8.8/10.0
  • DSCR +7.7/10.0
  • Livability +3.7/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$119,900

804 Eastman St · West Mifflin, PA 15122
4 bd · 1.5 ba · 1,711 sqft · SingleFamily public records · 18 Days on market
Built 1917 0.48 ac lot $70/sqft · 45% below area Est $217k · 45% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.

Key facts

  • Solid brick
  • Two parcels
  • Detached garage

Tags

SOLID BRICKDETACHED GARAGETWO PARCELSGENEROUS LOT SIZE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.5-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $233 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $120k).
  • Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
  • Cap rate 8.6% vs local median 5.2% in West Mifflin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#539 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B+; Watch: health & safety D, crime D-, amenities F.
  • West Mifflin Area SD (suburban): math 19% / reading 41% proficiency, ranked #443 of 539 in PA (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 58 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 32y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 3.9% of price; built in 1917 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $118,101 (1.5% below list)

Questions for the listing agent

  1. Built in 1917 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.38%
Cap rate
8.63%
Cash-on-cash
8.34%
DSCR
1.37
GRM
6.0

CMA / ARV

ARV (median comp)
$217,198
List price
$119,900
Delta
-44.80%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4624 Greensprings Ave 0.25mi 3/2.0 (-1) 1,668 (-2%) 2mo $235,000 $141 76
713 Shady Ln 0.07mi 3/2.0 (-1) 1,828 (+7%) 5mo $120,000 $66 74
725 Eastman St 0.04mi 3/3.0 (-1) 1,549 (-10%) 5mo $253,500 $164 67
130 Castle 0.33mi 3/2.0 (-1) 1,725 (+1%) 12mo $240,000 $139 67
216 Commonwealth Ave 0.29mi 4/2.0 1,540 (-10%) 3mo $218,000 $142 65
322 Constitution Ave 0.46mi 3/2.0 (-1) 1,600 (-6%) 1mo $230,000 $144 60
4321 Everlawn St 0.30mi 3/2.5 (-1) 1,841 (+8%) 8mo $204,500 $111 58
809 Frank St 0.58mi 3/1.5 (-1) 1,576 (-8%) 1mo $133,000 $84 54
110 Northgate 0.27mi 4/3.5 1,880 (+10%) 11mo $345,000 $184 54
213 Thistle Dr 0.40mi 3/2.0 (-1) 1,562 (-9%) 11mo $310,000 $198 51
3817 Clark St 0.66mi 3/1.5 (-1) 1,644 (-4%) 12mo $214,000 $130 48
3710 Wood St 0.70mi 3/2.0 (-1) 1,701 (-1%) 14mo $72,850 $43 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.5%
Equity multiple
0.87×
Total profit
$-4,401
Equity at exit
$17,877
10-year hold
IRR
6.3%
Equity multiple
1.48×
Total profit
$16,004
Equity at exit
$10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15122

Home prices YoY
-30.4%
Active inventory
58
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$1,653 medium interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$394 /mo · $4,732/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$347
Net cashflow
$233

Break-even live

Break-even rent $1,358
Max offer price $119,900
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,975
Closing costs
$3,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
715 Grant Avenue Ext West Mifflin, PA 3.0 2.0 1400 $1,450 $1.04 7d 1 0.87mi
800 Richford St Duquesne, PA 3.0 1.0 1300 $1,600 $1.23 23d 1 0.91mi
308 Lea St Homestead, PA 4.0 2.0 1480 $1,490 $1.01 2d 1 1.19mi
218 Mary St Homestead, PA 3.0 1.0 1776 $1,400 $0.79 21d 1 1.29mi

Listing history 32 events

  1. 2026-05-15
    status Pending 567-char remark
    Show marketing remark (567 chars)

    Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.

  2. 2026-05-12
    status Active 567-char remark
    Show marketing remark (567 chars)

    Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.

  3. 2026-05-05
    status Pending 567-char remark
    Show marketing remark (567 chars)

    Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.

  4. 2026-04-27
    price $119,900 567-char remark
    Show marketing remark (567 chars)

    Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.

  5. 2026-04-20
    listed $124,900 Active 567-char remark
    Show marketing remark (567 chars)

    Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.

  6. 2020-01-10
    soldstatus $154,000
  7. 2019-12-31
    soldstatus $154,000 Sold 534-char remark
    Show marketing remark (534 chars)

    Welcome home to the beautifully renovated 804 Eastman St! Every component of the home has been updated from top to bottom. This 4-bedroom home checks all the boxes when searching for your next home! Hardwood floors, new carpet, open-concept kitchen, stainless steel appliances, and a 3 car garage to boot! PLUS a newly insulated, walk-out basement, complete with a new water heater, newer furnace and AC. Located just blocks from West Mifflin high school with easy access to all the restaurants and shops the Waterfront has to offer!

  8. 2019-12-24
    status Under Contract 534-char remark
    Show marketing remark (534 chars)

    Welcome home to the beautifully renovated 804 Eastman St! Every component of the home has been updated from top to bottom. This 4-bedroom home checks all the boxes when searching for your next home! Hardwood floors, new carpet, open-concept kitchen, stainless steel appliances, and a 3 car garage to boot! PLUS a newly insulated, walk-out basement, complete with a new water heater, newer furnace and AC. Located just blocks from West Mifflin high school with easy access to all the restaurants and shops the Waterfront has to offer!

  9. 2019-12-02
    historical Contingent 534-char remark
    Show marketing remark (534 chars)

    Welcome home to the beautifully renovated 804 Eastman St! Every component of the home has been updated from top to bottom. This 4-bedroom home checks all the boxes when searching for your next home! Hardwood floors, new carpet, open-concept kitchen, stainless steel appliances, and a 3 car garage to boot! PLUS a newly insulated, walk-out basement, complete with a new water heater, newer furnace and AC. Located just blocks from West Mifflin high school with easy access to all the restaurants and shops the Waterfront has to offer!

  10. 2019-11-07
    listed $159,000 Active 534-char remark
    Show marketing remark (534 chars)

    Welcome home to the beautifully renovated 804 Eastman St! Every component of the home has been updated from top to bottom. This 4-bedroom home checks all the boxes when searching for your next home! Hardwood floors, new carpet, open-concept kitchen, stainless steel appliances, and a 3 car garage to boot! PLUS a newly insulated, walk-out basement, complete with a new water heater, newer furnace and AC. Located just blocks from West Mifflin high school with easy access to all the restaurants and shops the Waterfront has to offer!

  11. 2019-09-23
    soldstatus $55,000
  12. 2019-08-29
    soldstatus $55,000 Sold
  13. 2019-07-29
    status Under Contract
  14. 2019-07-21
    historical Contingent
  15. 2019-06-19
    price $62,500
  16. 2019-05-31
    price $67,500
  17. 2019-05-30
    status Active
  18. 2019-04-18
    historical Withdrawn
  19. 2019-03-22
    price $72,500
  20. 2019-02-22
    price $82,500
  21. 2019-01-24
    price $87,500
  22. 2018-12-13
    listed $92,500 Active
  23. 2018-12-13
    soldstatus $4,356
  24. 2018-10-18
    historical Expired
  25. 2018-05-02
    price $115,000
  26. 2018-03-16
    listed $124,900 Active
  27. 2007-12-07
    soldstatus $118,000
  28. 2007-06-21
    listed $125,000
  29. 1995-06-19
    soldstatus $49,000
  30. 1995-06-19
    soldstatus $49,000
  31. 1995-06-16
    soldstatus $49,000
  32. 1994-11-01
    listed $49,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$4,732 · $394/mo
Projected year-2 tax
$4,732 · $394/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,842
− Mortgage interest
−$6,716
− Property taxes
−$4,732
− Insurance
−$600
− Repairs & maintenance
−$1,587
− Management
−$1,587
− Depreciation
−$3,488
Taxable income
$1,131
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$272
After-tax cash flow
$2,527/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Mifflin Area SD
NCES district ID
4225680
Math proficiency
19% ▼ -19.00%
Reading proficiency
41% ▼ -14.00%
Median HH income
$46,532
Composite
25.78/100
National rank
#7371
State rank
#443 of 539 in PA

Livability — West Mifflin

Score
73/100
State rank
#539
US rank
#5042

Category grades

Amenities F Commute B Cost of living A+ Crime D- Employment C Housing A+ Health & safety D User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Mifflin, PA
County
Allegheny County · 1,022,028 people
City population
18,816
Metro
Pittsburgh, PA
Population (ZIP)
18,816
Household income
$72,485
Rent vs Own
21.6% rent · 78.4% own
Severe rent burden
334.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Black 9% Two or more races 7% Hispanic / Latino 2% Asian 1%
Common ancestry
Romanian 9% Slovak 1% Scotch-Irish 1%
Foreign-born
1% · South Korea
Languages at home
93% English-only · Spanish 4% Other Indo-European 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -107.69%
Current HPI
246.2486
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+144.7% since first listed
32 events — show timeline
  • 2026-05-15 Pending West Penn MLS
  • 2026-05-12 Relisted West Penn MLS
  • 2026-05-05 Pending West Penn MLS
  • 2026-04-27 Price Changed $119,900 West Penn MLS
  • 2026-04-20 Listed $124,900 West Penn MLS
  • 2020-01-10 Sold (Public Records) $154,000 Public Records
  • 2019-12-31 Sold (MLS) $154,000 West Penn MLS
  • 2019-12-24 Pending West Penn MLS
  • 2019-12-02 Contingent West Penn MLS
  • 2019-11-07 Listed $159,000 West Penn MLS
  • 2019-09-23 Sold (Public Records) $55,000 Public Records
  • 2019-08-29 Sold (MLS) $55,000 West Penn MLS
  • 2019-07-29 Pending West Penn MLS
  • 2019-07-21 Contingent West Penn MLS
  • 2019-06-19 Price Changed $62,500 West Penn MLS
  • 2019-05-31 Price Changed $67,500 West Penn MLS
  • 2019-05-30 Relisted West Penn MLS
  • 2019-04-18 Delisted West Penn MLS
  • 2019-03-22 Price Changed $72,500 West Penn MLS
  • 2019-02-22 Price Changed $82,500 West Penn MLS
  • 2019-01-24 Price Changed $87,500 West Penn MLS
  • 2018-12-13 Sold (Public Records) $4,356 Public Records
  • 2018-12-13 Listed $92,500 West Penn MLS
  • 2018-10-18 Delisted West Penn MLS
  • 2018-05-02 Price Changed $115,000 West Penn MLS
  • 2018-03-16 Listed $124,900 West Penn MLS
  • 2007-12-07 Sold (MLS) $118,000 West Penn MLS
  • 2007-06-21 Listed $125,000 West Penn MLS
  • 1995-06-19 Sold (Public Records) $49,000 Public Records
  • 1995-06-19 Sold (Public Records) $49,000 Public Records
  • 1995-06-16 Sold (MLS) $49,000 West Penn MLS
  • 1994-11-01 Listed $49,000 West Penn MLS

Property tax history

+6.8%/yr

Latest (2026): $4,732 · +3.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…