804 Eastman St · West Mifflin, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +23.9/30.0
- ARV discount +15.0/15.0
- 1% rule +8.8/10.0
- DSCR +7.7/10.0
- Livability +3.7/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$119,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.
Key facts
- Solid brick
- Two parcels
- Detached garage
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/1.5-bath single-family listed at $120k.
Deal economics
- At list price, monthly cash flow is $233 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $120k).
- Recommended offer: $118k (1.5% below list) — sets the bar for market timing.
- Cap rate 8.6% vs local median 5.2% in West Mifflin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#539 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B+; Watch: health & safety D, crime D-, amenities F.
- West Mifflin Area SD (suburban): math 19% / reading 41% proficiency, ranked #443 of 539 in PA (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 58 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 32y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.9% of price; built in 1917 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1917 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.38% ✓
- Cap rate
- 8.63%
- Cash-on-cash
- 8.34%
- DSCR
- 1.37
- GRM
- 6.0
CMA / ARV
- ARV (median comp)
- $217,198
- List price
- $119,900
- Delta
- -44.80%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4624 Greensprings Ave | 0.25mi | 3/2.0 (-1) | 1,668 (-2%) | 2mo | $235,000 | $141 | 76 |
| 713 Shady Ln | 0.07mi | 3/2.0 (-1) | 1,828 (+7%) | 5mo | $120,000 | $66 | 74 |
| 725 Eastman St | 0.04mi | 3/3.0 (-1) | 1,549 (-10%) | 5mo | $253,500 | $164 | 67 |
| 130 Castle | 0.33mi | 3/2.0 (-1) | 1,725 (+1%) | 12mo | $240,000 | $139 | 67 |
| 216 Commonwealth Ave | 0.29mi | 4/2.0 | 1,540 (-10%) | 3mo | $218,000 | $142 | 65 |
| 322 Constitution Ave | 0.46mi | 3/2.0 (-1) | 1,600 (-6%) | 1mo | $230,000 | $144 | 60 |
| 4321 Everlawn St | 0.30mi | 3/2.5 (-1) | 1,841 (+8%) | 8mo | $204,500 | $111 | 58 |
| 809 Frank St | 0.58mi | 3/1.5 (-1) | 1,576 (-8%) | 1mo | $133,000 | $84 | 54 |
| 110 Northgate | 0.27mi | 4/3.5 | 1,880 (+10%) | 11mo | $345,000 | $184 | 54 |
| 213 Thistle Dr | 0.40mi | 3/2.0 (-1) | 1,562 (-9%) | 11mo | $310,000 | $198 | 51 |
| 3817 Clark St | 0.66mi | 3/1.5 (-1) | 1,644 (-4%) | 12mo | $214,000 | $130 | 48 |
| 3710 Wood St | 0.70mi | 3/2.0 (-1) | 1,701 (-1%) | 14mo | $72,850 | $43 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -3.5%
- Equity multiple
- 0.87×
- Total profit
- $-4,401
- Equity at exit
- $17,877
- IRR
- 6.3%
- Equity multiple
- 1.48×
- Total profit
- $16,004
- Equity at exit
- $10,367
Cash invested: $33,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15122
- Home prices YoY
- -30.4%
- Active inventory
- 58
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $1,653 medium interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax from tax record
- −$394 /mo · $4,732/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$347
- Net cashflow
- $233
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $29,975
- Closing costs
- $3,597
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 4 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 715 Grant Avenue Ext West Mifflin, PA | 3.0 | 2.0 | 1400 | $1,450 | $1.04 | 7d | 1 | 0.87mi |
| 800 Richford St Duquesne, PA | 3.0 | 1.0 | 1300 | $1,600 | $1.23 | 23d | 1 | 0.91mi |
| 308 Lea St Homestead, PA | 4.0 | 2.0 | 1480 | $1,490 | $1.01 | 2d | 1 | 1.19mi |
| 218 Mary St Homestead, PA | 3.0 | 1.0 | 1776 | $1,400 | $0.79 | 21d | 1 | 1.29mi |
Listing history 32 events
-
2026-05-15status Pending 567-char remark
Show marketing remark (567 chars)
Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.
-
2026-05-12status Active 567-char remark
Show marketing remark (567 chars)
Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.
-
2026-05-05status Pending 567-char remark
Show marketing remark (567 chars)
Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.
-
2026-04-27price $119,900 567-char remark
Show marketing remark (567 chars)
Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.
-
2026-04-20$124,900 Active 567-char remark
Show marketing remark (567 chars)
Investor opportunity with serious upside! Solid brick 4-bedroom (one is currently captive), 1.5-bath home situated on two parcels totaling nearly half an acre—rare space and flexibility for expansion, resale, or long-term hold. Property features a 3-car detached garage, offering ample storage or additional income potential. Interior requires cosmetic updates, making it an ideal value-add project for investors or rehabbers looking to build equity. Strong bones, generous lot size, and multiple exit strategies make this a must-see addition to your portfolio.
-
2020-01-10soldstatus $154,000
-
2019-12-31soldstatus $154,000 Sold 534-char remark
Show marketing remark (534 chars)
Welcome home to the beautifully renovated 804 Eastman St! Every component of the home has been updated from top to bottom. This 4-bedroom home checks all the boxes when searching for your next home! Hardwood floors, new carpet, open-concept kitchen, stainless steel appliances, and a 3 car garage to boot! PLUS a newly insulated, walk-out basement, complete with a new water heater, newer furnace and AC. Located just blocks from West Mifflin high school with easy access to all the restaurants and shops the Waterfront has to offer!
-
2019-12-24status Under Contract 534-char remark
Show marketing remark (534 chars)
Welcome home to the beautifully renovated 804 Eastman St! Every component of the home has been updated from top to bottom. This 4-bedroom home checks all the boxes when searching for your next home! Hardwood floors, new carpet, open-concept kitchen, stainless steel appliances, and a 3 car garage to boot! PLUS a newly insulated, walk-out basement, complete with a new water heater, newer furnace and AC. Located just blocks from West Mifflin high school with easy access to all the restaurants and shops the Waterfront has to offer!
-
2019-12-02historical Contingent 534-char remark
Show marketing remark (534 chars)
Welcome home to the beautifully renovated 804 Eastman St! Every component of the home has been updated from top to bottom. This 4-bedroom home checks all the boxes when searching for your next home! Hardwood floors, new carpet, open-concept kitchen, stainless steel appliances, and a 3 car garage to boot! PLUS a newly insulated, walk-out basement, complete with a new water heater, newer furnace and AC. Located just blocks from West Mifflin high school with easy access to all the restaurants and shops the Waterfront has to offer!
-
2019-11-07$159,000 Active 534-char remark
Show marketing remark (534 chars)
Welcome home to the beautifully renovated 804 Eastman St! Every component of the home has been updated from top to bottom. This 4-bedroom home checks all the boxes when searching for your next home! Hardwood floors, new carpet, open-concept kitchen, stainless steel appliances, and a 3 car garage to boot! PLUS a newly insulated, walk-out basement, complete with a new water heater, newer furnace and AC. Located just blocks from West Mifflin high school with easy access to all the restaurants and shops the Waterfront has to offer!
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2019-09-23soldstatus $55,000
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2019-08-29soldstatus $55,000 Sold
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2019-07-29status Under Contract
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2019-07-21historical Contingent
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2019-06-19price $62,500
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2019-05-31price $67,500
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2019-05-30status Active
-
2019-04-18historical Withdrawn
-
2019-03-22price $72,500
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2019-02-22price $82,500
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2019-01-24price $87,500
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2018-12-13$92,500 Active
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2018-12-13soldstatus $4,356
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2018-10-18historical Expired
-
2018-05-02price $115,000
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2018-03-16$124,900 Active
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2007-12-07soldstatus $118,000
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2007-06-21$125,000
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1995-06-19soldstatus $49,000
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1995-06-19soldstatus $49,000
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1995-06-16soldstatus $49,000
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1994-11-01$49,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $4,732 · $394/mo
- Projected year-2 tax
- $4,732 · $394/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,842
- − Mortgage interest
- −$6,716
- − Property taxes
- −$4,732
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,587
- − Management
- −$1,587
- − Depreciation
- −$3,488
- Taxable income
- $1,131
- Est. tax owed @ 24.0%
- −$272
- After-tax cash flow
- $2,527/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- West Mifflin Area SD
- NCES district ID
- 4225680
- Math proficiency
- 19% ▼ -19.00%
- Reading proficiency
- 41% ▼ -14.00%
- Median HH income
- $46,532
- Composite
- 25.78/100
- National rank
- #7371
- State rank
- #443 of 539 in PA
Livability — West Mifflin
- Score
- 73/100
- State rank
- #539
- US rank
- #5042
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- West Mifflin, PA
- County
- Allegheny County · 1,022,028 people
- City population
- 18,816
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 18,816
- Household income
- $72,485
- Rent vs Own
- Severe rent burden
- 334.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Black 9% Two or more races 7% Hispanic / Latino 2% Asian 1%
- Common ancestry
- Romanian 9% Slovak 1% Scotch-Irish 1%
- Foreign-born
- 1% · South Korea
- Languages at home
- 93% English-only · Spanish 4% Other Indo-European 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -107.69%
- Current HPI
- 246.2486
- Rent YoY
- —
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
||
| Financial Services | 1 | $20B |
|
||
| Chemicals / Materials | 1 | $18B |
|
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Price history
+144.7% since first listed32 events — show timeline
- 2026-05-15 Pending — West Penn MLS
- 2026-05-12 Relisted — West Penn MLS
- 2026-05-05 Pending — West Penn MLS
- 2026-04-27 Price Changed $119,900 West Penn MLS
- 2026-04-20 Listed $124,900 West Penn MLS
- 2020-01-10 Sold (Public Records) $154,000 Public Records
- 2019-12-31 Sold (MLS) $154,000 West Penn MLS
- 2019-12-24 Pending — West Penn MLS
- 2019-12-02 Contingent — West Penn MLS
- 2019-11-07 Listed $159,000 West Penn MLS
- 2019-09-23 Sold (Public Records) $55,000 Public Records
- 2019-08-29 Sold (MLS) $55,000 West Penn MLS
- 2019-07-29 Pending — West Penn MLS
- 2019-07-21 Contingent — West Penn MLS
- 2019-06-19 Price Changed $62,500 West Penn MLS
- 2019-05-31 Price Changed $67,500 West Penn MLS
- 2019-05-30 Relisted — West Penn MLS
- 2019-04-18 Delisted — West Penn MLS
- 2019-03-22 Price Changed $72,500 West Penn MLS
- 2019-02-22 Price Changed $82,500 West Penn MLS
- 2019-01-24 Price Changed $87,500 West Penn MLS
- 2018-12-13 Sold (Public Records) $4,356 Public Records
- 2018-12-13 Listed $92,500 West Penn MLS
- 2018-10-18 Delisted — West Penn MLS
- 2018-05-02 Price Changed $115,000 West Penn MLS
- 2018-03-16 Listed $124,900 West Penn MLS
- 2007-12-07 Sold (MLS) $118,000 West Penn MLS
- 2007-06-21 Listed $125,000 West Penn MLS
- 1995-06-19 Sold (Public Records) $49,000 Public Records
- 1995-06-19 Sold (Public Records) $49,000 Public Records
- 1995-06-16 Sold (MLS) $49,000 West Penn MLS
- 1994-11-01 Listed $49,000 West Penn MLS
Property tax history
+6.8%/yrLatest (2026): $4,732 · +3.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…