239 Pecan St · Simmesport, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.6/15.0
- Appreciation +5.0/10.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
$25,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
2003 Single-wide mobile home situated on a spacious . 41-acre lot within the Simmesport city limits, offering a solid opportunity for investors looking to add to their rental portfolio. The property features existing solar panels, providing long-term utility savings, and ample outdoor space with room for improvements. This is an investor special--the home needs repairs and updates but has strong rental potential once renovated. Ideal for buy-and-hold investors seeking value-add opportunities in a convenient in-town location. Call for you private showing Today!
Key facts
- Rental potential
- In-town location
- Outdoor space
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $25k.
Deal economics
- At list price, monthly cash flow is $604 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($983 rent vs $25k).
- Recommended offer: $24k (6.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 54/100 on livability (#379 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: health & safety C-, schools F, amenities F.
- Avoyelles Parish (rural): math 22% / reading 30% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 10 active listings in the ZIP; 15 units permitted in Avoyelles Parish in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $923 of equity ($173 loan paydown + $750 appreciation (3.0% local appreciation)).
- Avoyelles County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 80 days — a 6% lower offer ($24k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 3.93% ✓
- Cap rate
- 35.28%
- Cash-on-cash
- 103.53%
- DSCR
- 5.61
- GRM
- 2.1
CMA / ARV
- ARV (on-the-fly)
- $25,080
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 239 Pecan St | 0.00mi | 3/2.0 | 1,140 (0%) | 1mo | $25,000 | $22 | 99 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 6.93×
- Total profit
- $41,491
- Equity at exit
- $11,241
- IRR
- —
- Equity multiple
- 14.40×
- Total profit
- $93,821
- Equity at exit
- $17,324
Cash invested: $7,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 71369
- Active inventory
- 10
- Price-to-rent
- 2.1×
Monthly cashflow live
- Estimated rent
- $983 medium interval (Pro) →
- Mortgage (P&I)
- −$131
- Tax est. 1.5%
- −$31 /mo · $375/yr
- Insurance
- −$10
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$206
- Net cashflow
- $604
Break-even live
Sensitivity live
| Price | -10% $621 | -5% $613 | +0% $604 | +5% $595 | +10% $587 |
|---|---|---|---|---|---|
| Rent | -10% $526 | -5% $565 | +0% $604 | +5% $643 | +10% $682 |
| Rate | -1.0pp $617 | -0.5pp $610 | base $604 | +0.5pp $597 | +1.0pp $591 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $6,250
- Closing costs
- $750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 2 events
-
2026-04-02status Pending
-
2026-01-12$25,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,798
- − Mortgage interest
- −$1,400
- − Property taxes
- −$375
- − Insurance
- −$125
- − Repairs & maintenance
- −$944
- − Management
- −$944
- − Depreciation
- −$727
- Taxable income
- $7,283
- Est. tax owed @ 24.0%
- −$1,748
- After-tax cash flow
- $5,499/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Avoyelles Parish
- NCES district ID
- 2200150
- Math proficiency
- 22% ▼ -32.00%
- Reading proficiency
- 30% ▼ -29.00%
- Median HH income
- $33,891
- Composite
- 21.32/100
- National rank
- #8378
- State rank
- #56 of 98 in LA
Livability — Simmesport
- Score
- 54/100
- State rank
- #379
- US rank
- #23771
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Simmesport, LA
- Population (ZIP)
- 2,255
Population outlook (Avoyelles County) Hauer SSP2
- Today (2025)
- 39,084 people
- By 2030
- 37,784 · -3.3%
- By 2040
- 35,049 · -10.3%
- By 2050
- 32,225 · -17.5%
- By 2075
- 25,695 · -34.3%
- By 2100
- 18,985 · -51.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (62%)
- Race & ethnicity
- White 62% Black 27% Two or more races 11% Hispanic / Latino 6%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Lithuanian 19%
- Languages at home
- 95% English-only · French/Haitian/Cajun 5%
Political lean MEDSL · Avoyelles
- 2024 margin
- Solid R (+43.1) · D 27.8% · R 71.0% · Other 1.2%
- 2008→2024 swing
- -20.1pp toward R · 2008: -23.1pp · 2024: -43.1pp
- All cycles
- 2024: R+43.1 2020: R+40.8 2016: R+37.0 2012: R+27.0 2008: R+23.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
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| Utilities | 1 | $12B |
|
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| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
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Price history
2 events — show timeline
- 2026-04-02 Pending — AcadianaMLS
- 2026-01-12 Listed $25,000 AcadianaMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…