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239 Pecan St
B Composite 72.48
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.6/15.0
  • Appreciation +5.0/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0

$25,000

239 Pecan St · Simmesport, LA 71369
3 bd · 2.0 ba · 1,140 sqft · Manufactured · 80 Days on market
Built 2003 0.41 ac lot Est $25k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

2003 Single-wide mobile home situated on a spacious . 41-acre lot within the Simmesport city limits, offering a solid opportunity for investors looking to add to their rental portfolio. The property features existing solar panels, providing long-term utility savings, and ample outdoor space with room for improvements. This is an investor special--the home needs repairs and updates but has strong rental potential once renovated. Ideal for buy-and-hold investors seeking value-add opportunities in a convenient in-town location. Call for you private showing Today!

Key facts

  • Rental potential
  • In-town location
  • Outdoor space

Tags

SOLAR PANELSOUTDOOR SPACERENTAL POTENTIALIN-TOWN LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $25k.

Deal economics

  • At list price, monthly cash flow is $604 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($983 rent vs $25k).
  • Recommended offer: $24k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 54/100 on livability (#379 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: health & safety C-, schools F, amenities F.
  • Avoyelles Parish (rural): math 22% / reading 30% proficiency, ranked #56 of 98 in LA (top 57%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 10 active listings in the ZIP; 15 units permitted in Avoyelles Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $923 of equity ($173 loan paydown + $750 appreciation (3.0% local appreciation)).
  • Avoyelles County population projected at -18% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($24k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $23,500 (6.0% below list)

Questions for the listing agent

  1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.93%
Cap rate
35.28%
Cash-on-cash
103.53%
DSCR
5.61
GRM
2.1

CMA / ARV

ARV (on-the-fly)
$25,080
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
239 Pecan St 0.00mi 3/2.0 1,140 (0%) 1mo $25,000 $22 99

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
6.93×
Total profit
$41,491
Equity at exit
$11,241
10-year hold
IRR
Equity multiple
14.40×
Total profit
$93,821
Equity at exit
$17,324

Cash invested: $7,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71369

Active inventory
10
Price-to-rent
2.1×

Monthly cashflow live

Estimated rent
$983 medium interval (Pro) →
Mortgage (P&I)
$131
Tax est. 1.5%
$31 /mo · $375/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$206
Net cashflow
$604

Break-even live

Break-even rent $219
Max offer price $25,000
Occupancy floor 34%

Sensitivity live

Price -10% $621 -5% $613 +0% $604 +5% $595 +10% $587
Rent -10% $526 -5% $565 +0% $604 +5% $643 +10% $682
Rate -1.0pp $617 -0.5pp $610 base $604 +0.5pp $597 +1.0pp $591

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,250
Closing costs
$750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 2 events

  1. 2026-04-02
    status Pending
  2. 2026-01-12
    listed $25,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,798
− Mortgage interest
−$1,400
− Property taxes
−$375
− Insurance
−$125
− Repairs & maintenance
−$944
− Management
−$944
− Depreciation
−$727
Taxable income
$7,283
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,748
After-tax cash flow
$5,499/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Avoyelles Parish
NCES district ID
2200150
Math proficiency
22% ▼ -32.00%
Reading proficiency
30% ▼ -29.00%
Median HH income
$33,891
Composite
21.32/100
National rank
#8378
State rank
#56 of 98 in LA

Livability — Simmesport

Score
54/100
State rank
#379
US rank
#23771

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing C+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Simmesport, LA
Population (ZIP)
2,255

Population outlook (Avoyelles County) Hauer SSP2

Today (2025)
39,084 people
By 2030
37,784 · -3.3%
By 2040
35,049 · -10.3%
By 2050
32,225 · -17.5%
By 2075
25,695 · -34.3%
By 2100
18,985 · -51.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (62%)
Race & ethnicity
White 62% Black 27% Two or more races 11% Hispanic / Latino 6%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 19%
Languages at home
95% English-only · French/Haitian/Cajun 5%

Political lean MEDSL · Avoyelles

2024 margin
Solid R (+43.1) · D 27.8% · R 71.0% · Other 1.2%
2008→2024 swing
-20.1pp toward R · 2008: -23.1pp · 2024: -43.1pp
All cycles
2024: R+43.1 2020: R+40.8 2016: R+37.0 2012: R+27.0 2008: R+23.1

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-04-02 Pending AcadianaMLS
  • 2026-01-12 Listed $25,000 AcadianaMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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